OAKWOOD MORTGAGE INVESTORS, INC. 1999-D REPORT DATE: 9/8/00
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 13
REMITTANCE REPORT Page 1 of 6
REPORTING MONTH: August-00
<TABLE>
<CAPTION>
Scheduled Principal Balance of Contracts
-----------------------------------------------------------------------------------------------------------------
Beginning Ending Scheduled
Principal Scheduled Prepaid Liquidated Contracts Principal Gross
Balance Principal Principal Principal Repurchased Balance Interest
-----------------------------------------------------------------------------------------------------------------------------------
<S> <C>
271,488,025.54 (292,012.20) (675,049.88) (859,717.15) 0.00 269,661,246.31 2,278,232.73
===================================================================================================================================
Scheduled Amount
Servicing Pass Thru Liquidation Available for
Fee Interest Proceeds Distribution
----------------------------------------------------------------------------------
226,240.02 2,051,992.71 594,472.00 3,839,766.81
==================================================================================
Certificate Account
----------------------------------------------------------------------------------------------------------------------------
Deposits
Beginning Investment Ending
Balance Principal Interest Distributions Interest Balance
----------------------------------------------------------------------------------------------------------------------------
96,236.49 1,824,532.17 2,094,608.86 (3,418,203.25) 1,327.44 598,501.71
============================================================================================================================
P&I Advances at Distribution Date
-------------------------------------------------------------------------------
Beginning Recovered Current Ending
Balance Advances Advances Balance
-------------------------------------------------------------------------------
1,642,008.62 (1,642,098.62) 1,871,982.11 1,871,892.11
===============================================================================
</TABLE>
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-D REPORT DATE: 9/8/00
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 13
REMITTANCE REPORT
REPORTING MONTH: August-00 Page 2 of 6
<TABLE>
<CAPTION>
Class B Crossover Test Test Met?
-------------------------------------------------------------------- ---------------
<S> <C>
(a) Remittance date on or after March 2004 N
(b) Average 60 day Delinquency rate <= 5.5% Y
(d) Cumulative losses do not exceed the following
percent of the intitial principal balance of all Certificates
MAR 2004 - AUG 2005 7% N
SEP 2005 - AUG 2006 8% N
SEP 2006 - FEB 2008 9.5% N
10.5 THEREAFTER 10.5% N
(e) Current realized loss ratio <= 3.00% Y
(f) Does subordinated cert. percentage equal or
exceed 46.375%
of stated scheduled pool balance
Beginning M balances 36,270,000.00
Beginning B balances 33,248,000.00
Overcollateralization 7,762,056.43
------------------
77,280,056.43
Divided by beginning pool
balance 271,488,025.54
------------------
28.465% N
==================
Average 60 day delinquency ratio:
Over 60s Pool Balance %
------------------------------------------------------------
Current Mo 14,469,476.24 269,661,246.31 5.37%
1st Preceding Mo 13,575,479.75 271,488,025.54 5.00%
2nd Preceding Mo 11,727,710.27 272,662,427.67 4.30%
Divided by 3
---------------
4.89%
===============
Cumulative loss ratio:
Cumulative losses 1,411,136.12
------------------------
Divided by Initial Certificate Principal 302,250,407.75 0.467%
===========
Current realized loss ratio:
Liquidation Pool
Losses Balance
---------------------------------------------
Current Mo 265,245.15 271,488,025.54
1st Preceding Mo 163,973.09 272,662,427.67
2nd Preceding Mo 262,748.72 274,547,731.43
---------------------------------------------
691,966.96 272,899,394.88 1.014%
=========
</TABLE>
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-D REPORT DATE: 9/8/00
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 13
REMITTANCE REPORT Page 3 of 6
REPORTING MONTH: August-00
<TABLE>
<CAPTION>
Delinquency Analysis
31 to 59 days 60 to 89 days 90 days and Over
No. of Principal Principal Principal Principal
Loans Balance # Balance # Balance # Balance
------------------------------------------------------------------------------------------------------------------------
<S> <C>
Non Repos 5,602 261,815,397.05 134 5,160,457.13 62 2,185,893.68 95 4,555,958.31
Repos 193 7,845,849.26 3 118,225.01 11 438,273.35 179 7,289,350.90
----------------------------------------------------------------------------------------------------------------------
Total 5,795 269,661,246.31 137 5,278,682.14 73 2,624,167.03 274 11,845,309.21
======================================================================================================================
0.00
Repossession Analysis
Active Repos Reversal Current Month
Total Delinq. Outstanding (Redemption) Repos Cumulative Repos
Principal Principal Principal Principal Principal
# Balance # Balance # Balance # Balance # Balance
------------------------------------------------------------------------------------------------------------------------
Non Repos 291 11,902,309.12 193 7,845,849.26 -1 (32,617.49) 47 1,814,812.01 321 12,208,962.42
Repos 193 7,845,849.26
--------------------------
Total 4.84 19,748,158.38
==========================
8.4% 7.32%
==========================
</TABLE>
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-D REPORT DATE: 9/8/00
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 13
REMITTANCE REPORT
REPORTING MONTH: August-00 Page 4 of 6
REPOSSESSION LIQUIDATION REPORT
<TABLE>
<CAPTION>
Liquidated
Account Customer Principal Sales Insur. Total Repossession
Number Name Balance Proceeds Refunds Proceeds Expenses
-----------------------------------------------------------------------------------------------------------------------------
<S> <C>
1953546 MICHEAL W COPPINGER 28,903.83 25,900.00 1,462.07 27,362.07 6,492.00
1955715 JOE SANDERS 33,206.19 38,000.00 3,637.91 41,637.91 6,855.00
1963941 GREGORY F HAMRICK 32,240.24 31,580.50 0.00 31,580.50 6,662.42
1969435 DELFINO MORENO 27,498.09 26,900.00 1,772.92 28,672.92 6,522.00
1970433 CHRIS R WALLACE 27,958.85 29,400.00 1,210.88 30,610.88 6,597.00
1981901 DAVID WHALEY 25,708.52 27,000.00 0.00 27,000.00 6,525.00
1984384 ROSA M HERRERA 38,290.09 37,500.00 2,784.74 40,284.74 6,840.00
1986298 AARON M SPENCE 14,729.62 9,054.00 0.00 9,054.00 1,100.00
1986348 JOSEPH M HICKS 48,010.69 42,000.00 5,096.75 47,096.75 6,975.00
1986546 TOMMY D GARRETT 86,209.27 79,900.35 537.84 80,438.19 12,422.01
1987353 ARTHUR ROBERTS 9,099.50 700.00 0.00 700.00 1,100.00
1987619 ROBERT CHAPMAN 65,087.33 54,650.00 3,678.57 58,328.57 11,664.50
1989250 SUSAN K SWINEY 31,913.78 30,900.00 405.52 31,305.52 6,642.00
1993088 CHARLES IRICK 31,777.71 30,400.00 106.20 30,506.20 10,937.00
1996610 CHARLES GIVEN 31,831.85 31,720.00 195.05 31,915.05 6,666.60
1998368 DANNY W EGGERS 43,634.13 40,900.00 2,234.99 43,134.99 6,942.00
2002210 RON W WARD 23,620.97 26,500.00 243.27 26,743.27 6,510.00
2007813 MICHAEL WRIGHT 39,184.40 31,000.00 2,749.25 33,749.25 6,645.00
1968288 PAUL MCPHERSON 64,385.52 55,250.00 5,404.66 60,654.66 11,682.50
1983287 SALVADOR RAMIREZ 33,942.79 32,900.00 379.20 33,279.20 6,702.00
2014587 FRANK ROSE 33,570.62 33,555.29 981.35 34,536.64 6,721.66
2022556 TONYA OVERSTREET 31,499.34 32,000.00 700.65 32,700.65 6,675.00
**1971829 ANDREW J MERCHANT 40,681.17 40,790.29 40,790.29
**1982453 CHARLES E CAMPBELL 16,732.65 17,059.20 17,059.20
0.00
0.00
0.00
0.00
---------------------------------------------------------------------------------------
859,717.15 747,710.14 91,431.31 839,141.45 155,878.69
=======================================================================================
Net Net Current
Account Customer Liquidation Unrecov. Pass Thru Period Net Cumulative
Number Name Proceeds Advances FHA Ins Proceeds Gain/(Loss) Gain/(Loss)
------------------------------------- -------------------------------------------------------------------------------------
1953546 MICHEAL W COPPINGER 20,870.07 2,374.24 18,495.83 (10,408.00)
1955715 JOE SANDERS 34,782.91 4,245.04 30,537.87 (2,668.32)
1963941 GREGORY F HAMRICK 24,918.08 2,817.80 22,100.28 (10,139.96)
1969435 DELFINO MORENO 22,150.92 3,498.38 18,652.54 (8,845.55)
1970433 CHRIS R WALLACE 24,013.88 2,956.73 21,057.15 (6,901.70)
1981901 DAVID WHALEY 20,475.00 4,280.67 16,194.33 (9,514.19)
1984384 ROSA M HERRERA 33,444.74 2,456.01 30,988.73 (7,301.36)
1986298 AARON M SPENCE 7,954.00 2,546.33 5,407.67 (9,321.95)
1986348 JOSEPH M HICKS 40,121.75 5,788.24 34,333.51 (13,677.18)
1986546 TOMMY D GARRETT 68,016.18 10,097.47 57,918.71 (28,290.56)
1987353 ARTHUR ROBERTS (400.00) 1,569.43 (1,969.43) (11,068.93)
1987619 ROBERT CHAPMAN 46,664.07 9,557.49 37,106.58 (27,980.75)
1989250 SUSAN K SWINEY 24,663.52 4,668.24 19,995.28 (11,918.50)
1993088 CHARLES IRICK 19,569.20 2,407.11 17,162.09 (14,615.62)
1996610 CHARLES GIVEN 25,248.45 4,125.96 21,122.49 (10,709.36)
1998368 DANNY W EGGERS 36,192.99 3,323.82 32,869.17 (10,764.96)
2002210 RON W WARD 20,233.27 2,445.22 17,788.05 (5,832.92)
2007813 MICHAEL WRIGHT 27,104.25 5,998.07 21,106.18 (18,078.22)
1968288 PAUL MCPHERSON 48,972.16 5,615.40 43,356.76 (21,028.76)
1983287 SALVADOR RAMIREZ 26,577.20 2,254.11 24,323.09 (9,619.70)
2014587 FRANK ROSE 27,814.98 2,686.31 25,128.67 (8,441.95)
2022556 TONYA OVERSTREET 26,025.65 1,886.08 24,139.57 (7,359.77)
**1971829 ANDREW J MERCHANT 40,790.29 672.11 40,118.18 (562.99)
**1982453 CHARLES E CAMPBELL 17,059.20 520.50 16,538.70 (193.95)
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
--------------------------------------------------------------------------
683,262.76 88,790.76 0.00 594,472.00 (265,245.15) (1,411,136.12)
=============================================================================================
**Loan Charge off
0.00
</TABLE>
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-D REPORT DATE: 9/8/00
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 13
REMITTANCE REPORT
REPORTING MONTH: August-00 Page 5 of 6
CERTIFICATE PRINCIPAL ANALYSIS
<TABLE>
<CAPTION>
PRINCIPAL
Beginning Beginning
Senior Original Certificate Certificate Principal Shortfall Current Principal Current
Certificates Balance Balance Carry-Over Due Principal Paid
<S> <C>
A-1 226,687,000.00 194,207,969.11 0.00 1,826,779.23 1,826,779.23
---------------------------------------------------------------------------------------------------
Total Certificate Principal Bal. 226,687,000.00 194,207,969.11 0.00 1,826,779.23 1,826,779.23
===================================================================================================
Accelerated
Ending Principal Principal Ending Principal Paid
Senior Shortfall Carry- Distribution Certificate Per $1,000
Certificates Over Amount Balance Pool Factor Denomination
A-1 0.00 82,541.17 192,298,648.71 84.83003% 8.42272
----------------------------------------------------------------------------------------------
Total Certificate Principal Bal. 0.00 82,541.17 192,298,648.71
==============================================================================================
Beginning Beginning
Subordinate Original Certificate Certificate Principal Shortfall Current Principal
Certificates Balance Balance Carry-Over Due
M-1 22,669,000.00 22,669,000.00 0.00 0.00
M-1 Outstanding Writedown 0.00
M-2 13,601,000.00 13,601,000.00 0.00 0.00
M-2 Outstanding Writedown 0.00
B-1 16,624,000.00 16,624,000.00 0.00 0.00
B-1 Outstanding Writedown 0.00
B-2 16,624,000.00 16,624,000.00 0.00 0.00
B-2 Outstanding Writedown 0.00
Excess Asset Principal Balance 6,045,407.75 7,762,056.43
------------------------------------------------------------------------------------
Total Excluding Writedown Balances 75,563,407.75 77,280,056.43 0.00 0.00
====================================================================================
All Certificates Excluding Writedown Balances 302,250,407.75 271,488,025.54 0.00 1,826,779.23
====================================================================================
Accelerated
Ending Principal Current Principal
Subordinate Current Shortfall Carry- Writedown/ Distribution
Certificates Principal Paid Over (Writeup) Amount
M-1 0.00 0.00 0.00
M-1 Outstanding Writedown 0.00
M-2 0.00 0.00 0.00
M-2 Outstanding Writedown 0.00
B-1 0.00 0.00 0.00
B-1 Outstanding Writedown 0.00
B-2 0.00 0.00 0.00
B-2 Outstanding Writedown 0.00
Excess Asset Principal Balance (82,541.17)
--------------------------------------------------------------------------------------
Total Excluding Writedown Balances 0.00 0.00 0.00 (82,541.17)
======================================================================================
All Certificates Excluding Writedown Balances 1,826,779.23 0.00 0.00 0.00 2
======================================================================================
Ending Principal Paid
Subordinate Certificate Per $1,000
Certificates Balance Pool Factor Denomination
M-1 22,669,000.00 100.00000% 0.00000
M-1 Outstanding Writedown 0.00
M-2 13,601,000.00 100.00000% 0.00000
M-2 Outstanding Writedown 0.00
B-1 16,624,000.00 100.00000% 0.00000
B-1 Outstanding Writedown 0.00
B-2 16,624,000.00 100.00000% 0.00000
B-2 Outstanding Writedown 0.00
Excess Asset Principal Balance 7,844,597.60
--------------
Total Excluding Writedown Balances 77,362,597.60
==============
All Certificates Excluding Writedown Balances 269,661,246.31
==============
</TABLE>
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-D REPORT DATE: 9/8/00
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 13
REMITTANCE REPORT
REPORT MONTH: August-00 Page 6 of 6
CERTIFICATE INTEREST ANALYSIS
<TABLE>
<CAPTION>
Current Interest
Pass Beginning Carry- Carry-Over Ending Paid Per
Senior Through Over Priority Current Priority Priority Interest Carry-Over $1,000 Total Class
Certificates Rate Interest Balance Interest Accrual Accrual Paid Balance Denom. Distribution
<S> <C>
A-1 7.8400% 0.00 1,268,825.40 0.00 1,268,825.40 0.00 5.59726 3,178,145.80
-------------------------------------------------------------------------- -------------
Total 0.00 1,268,825.40 0.00 1,268,825.40 0.00 3,178,145.80
========================================================================== =============
Current Ending
Pass Beginning Carry- Carry-Over Priority Carry-Over
Subordinate Through Over Priority Current Priority Priority Interest Interest Priority Interest
Certificates Rate Interest Balance Interest Accured Accured Paid Balance
M-1 8.0000% 0.00 151,126.67 0.00 151,126.67 0.00
M-2 9.1900% 0.00 102,800.89 0.00 102,800.89 0.00
B-1 7.0000% 0.00 96,973.33 0.00 96,973.33 0.00
B-2 6.0000% 0.00 83,120.00 0.00 83,120.00 0.00
X 2,862,539.65 347,786.32 0.00 0.00 3,210,325.97
R 0.00 0.00 0.00 0.00 0.00
Service Fee 1.0000% 0.00 226,240.02 0.00 226,240.02 0.00
----------------------------------------------------------------------------------------------------------------
Total 2,862,539.65 1,008,047.23 0.00 660,260.91 3,210,325.97
================================================================================================================
All Certificates 2,862,539.65 2,276,872.63 0.00 1,929,086.31 3,210,325.97
================================================================================================================
Beg. Current Current Ending Beg. Current
Carry-Over Shortfall Carry-Over Shortfall Carry-Over Carry-Over Writedown
Subordinate Shortfall Interest Shortfall Interest Shortfall Writedown Interest
Certificates Int. Balance Accrued Int. Accrued Paid Int. Balance Int. Balance Accrued
M-1 0.00 0.00
M-2 0.00 1,360.10 0.00 1,360.10 0.00 0.00 0.00
B-1 0.00 0.00
B-2 0.00 0.00
X
R
Service Fee
--------------------------------------------------------------------------------------------------------------
Total 0.00 1,360.10 0.00 1,360.10 0.00 0.00 0.00
==============================================================================================================
All Certificates 0.00 1,360.10 0.00 1,360.10 0.00 0.00 0.00
==============================================================================================================
Current Ending Interest
Carry-Over Carry-Over Paid Per Total
Subordinate Writedown Writedown Writedown $1,000 Class
Certificates Int. Accrued Interest Paid Int.Balance Denom. Distribution
M-1 0.00 0.00 0.00 6.66667 151,126.67
M-2 0.00 0.00 0.00 7.55833 104,160.99
B-1 0.00 0.00 0.00 5.83333 96,973.33
B-2 0.00 0.00 0.00 5.00000 83,120.00
X 0.00
R 0.00
Service Fee 226,240.02
----------------------------------------------- --------------------
Total 0.00 0.00 0.00 661,621.01
=============================================== ====================
All Certificates 0.00 1,360.10 0.00 3,839,766.81
================================================ ====================
Cumulative X Interest Shortfall 3,210,325.97
Cumulative Accelerated Prin. Disb. (1,799,189.85)
Cumulative Unpaid Service Fee 0.00
-------------------
-------------------
1,411,136.12
===================
</TABLE>
