<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains financial information extracted from the audited
consolidated financial schedule as statements for Security Financial Bancorp,
Inc. for the year ended June 30, 2000 and is qualified in its entirety by
reference to such unaudited financial statements.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> JUN-30-2000
<PERIOD-START> JUL-01-1999
<PERIOD-END> JUN-30-2000
<CASH> 5,463
<INT-BEARING-DEPOSITS> 4,391
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 27,097
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 133,142
<ALLOWANCE> 1,449
<TOTAL-ASSETS> 189,606
<DEPOSITS> 151,589
<SHORT-TERM> 0
<LIABILITIES-OTHER> 1,531
<LONG-TERM> 0
0
0
<COMMON> 194
<OTHER-SE> 36,292
<TOTAL-LIABILITIES-AND-EQUITY> 189,606
<INTEREST-LOAN> 11,602
<INTEREST-INVEST> 1,804
<INTEREST-OTHER> 556
<INTEREST-TOTAL> 13,962
<INTEREST-DEPOSIT> 6,136
<INTEREST-EXPENSE> 6,222
<INTEREST-INCOME-NET> 7,740
<LOAN-LOSSES> 225
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 7,601
<INCOME-PRETAX> 978
<INCOME-PRE-EXTRAORDINARY> 978
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 978
<EPS-BASIC> .34
<EPS-DILUTED> .34
<YIELD-ACTUAL> 4.37
<LOANS-NON> 1,780
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 589
<ALLOWANCE-OPEN> 1,469
<CHARGE-OFFS> 291
<RECOVERIES> 46
<ALLOWANCE-CLOSE> 1,449
<ALLOWANCE-DOMESTIC> 1,385
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 64
</TABLE>