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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains financial information extracted from the unaudited
consolidated financial statements for Security Financial Bancorp, Inc. for the
three months ended September 30, 2000 and is qualified in its entirety by
reference to such unaudited financial statements.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JUN-30-2000
<PERIOD-END> SEP-30-2000
<CASH> 5,080
<INT-BEARING-DEPOSITS> 5,925
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 28,859
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 128,839
<ALLOWANCE> 1,459
<TOTAL-ASSETS> 187,867
<DEPOSITS> 149,198
<SHORT-TERM> 175
<LIABILITIES-OTHER> 1,582
<LONG-TERM> 0
0
0
<COMMON> 194
<OTHER-SE> 36,718
<TOTAL-LIABILITIES-AND-EQUITY> 187,867
<INTEREST-LOAN> 2,725
<INTEREST-INVEST> 701
<INTEREST-OTHER> 155
<INTEREST-TOTAL> 3,581
<INTEREST-DEPOSIT> 1,597
<INTEREST-EXPENSE> 1,597
<INTEREST-INCOME-NET> 1,984
<LOAN-LOSSES> 65
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,796
<INCOME-PRETAX> 369
<INCOME-PRE-EXTRAORDINARY> 369
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 369
<EPS-BASIC> .21
<EPS-DILUTED> .21
<YIELD-ACTUAL> 8.03
<LOANS-NON> 1,677
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,449
<CHARGE-OFFS> 72
<RECOVERIES> 17
<ALLOWANCE-CLOSE> 1,459
<ALLOWANCE-DOMESTIC> 1,459
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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