SECURITY FINANCIAL BANCORP INC
8-K, 2000-07-07
NATIONAL COMMERCIAL BANKS
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                      SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C. 20549

                                   FORM 8-K

                                CURRENT REPORT

    Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

        Date of Report (Date of earliest event reported) July 7, 2000

                       SECURITY FINANCIAL BANCORP, INC.
                       --------------------------------
            (Exact name of Registrant as specified in its Charter)

     Delaware                       0-27951                 35-2085053
-------------------                 -------                 ----------
(State or other)              (Commission File Number)      (IRS Employer
jurisdiction of                                             Identification No.)
incorporation)



9321 Wicker Avenue, St. John, Indiana                 46373
-------------------------------------                 -----
(Address of principal executive offices)              (Zip Code)


Registrant's telephone number, including area code:  (219) 365-4344
                                                     --------------





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ITEM 5.  OTHER EVENTS.
         ------------

      On July 7, 2000, Security Financial Bancorp, Inc. issued a press release
which announced that the 2000 annual meeting of stockholders will be held on
October 19, 2000.

      A press release announcing the annual meeting is attached as Exhibit 99.1.

ITEM 7.  FINANCIAL STATEMENTS AND OTHER EXHIBITS.
         ---------------------------------------

      Exhibit 99.1 Press Release dated July 7, 2000.






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                                  SIGNATURE

      Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this Report to be signed on its behalf by the
undersigned thereunto duly authorized.

                                    SECURITY FINANCIAL BANCORP, INC.




Date: July 7, 2000                  By: /s/John P. Hyland
                                        -------------------------------
                                        John P. Hyland
                                        President and Chief Executive Officer




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