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Previous: M&F BANCORP INC /NC/, 10QSB, EX-10, 2000-11-13 |
Next: SMITH RIVER BANKSHARES INC, 10QSB, 2000-11-13 |
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 4,770
<INT-BEARING-DEPOSITS> 3,338
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 30,294
<INVESTMENTS-CARRYING> 1,412
<INVESTMENTS-MARKET> 0
<LOANS> 114,989
<ALLOWANCE> 1,582
<TOTAL-ASSETS> 160,444
<DEPOSITS> 129,079
<SHORT-TERM> 0
<LIABILITIES-OTHER> 2,135
<LONG-TERM> 11,900
0
0
<COMMON> 6,000
<OTHER-SE> 11,330
<TOTAL-LIABILITIES-AND-EQUITY> 160,444
<INTEREST-LOAN> 7,476
<INTEREST-INVEST> 1,458
<INTEREST-OTHER> 119
<INTEREST-TOTAL> 9,053
<INTEREST-DEPOSIT> 2,605
<INTEREST-EXPENSE> 3,012
<INTEREST-INCOME-NET> 6,041
<LOAN-LOSSES> 344
<SECURITIES-GAINS> (29)
<EXPENSE-OTHER> 5,637
<INCOME-PRETAX> 1,152
<INCOME-PRE-EXTRAORDINARY> 1,152
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 855
<EPS-BASIC> 1.00
<EPS-DILUTED> 1.00
<YIELD-ACTUAL> 8.67
<LOANS-NON> 427
<LOANS-PAST> 767
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 3,144
<ALLOWANCE-OPEN> 1,342
<CHARGE-OFFS> 181
<RECOVERIES> 77
<ALLOWANCE-CLOSE> 1,582
<ALLOWANCE-DOMESTIC> 1,582
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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