<PAGE>
EXHIBIT 99.1
CONSECO FINANCE SECURITIZATIONS
HOME IMPROVEMENT LOAN TRUST, SERIES 2000-B
As of the Cut-off Date, the loans had loan rates ranging from 6.00% to
21.99% and a weighted average loan rate of 12.70%. As of the Cut-off Date, the
loans had remaining maturities of at least 6 months but not more than 360 months
and original maturities of at least 24 months but not more than 360 months. The
loans had a weighted average term to scheduled maturity, as of origination, of
233 months, and a weighted average term to scheduled maturity, as of the Cut-off
Date, of 230 months. The average principal balance of the loans as of the Cut-
off Date was approximately $23,496.14 and the principal balances on the loans as
of the Cut-off Date ranged from $1,196.49 to $313,836.18. The loans arise from
loans relating to real property located in 48 states and the District of
Columbia. By principal balance as of the Cut-off Date, approximately 14.48% of
the loans were secured by real property located in California, 9.07% in New
York, 8.04% in Texas, 6.59% in Pennsylvania, 5.38% in New Jersey and 5.01% in
Florida. No other state represented 5% or more of the aggregate Cut-off Date
principal balance of the loans. All of the loans are secured by a first, second,
third or fourth lien on the related real estate and have a loan-to-value ratio,
based on the current principal balances as of the Cut-off Date and except for
those loans described in the next sentence, less than or equal to 100%.
For purposes of the above calculations and the tables that follow, the
outstanding principal balance of 3,959 loans that have a loan-to-value ratio
greater than 100% was reduced to the principal balance that produces a current
loan-to-value ratio of 100%, which we refer to as the collateral principal
balance of that loan. The trust will be entitled to all principal payments made
on these loans, and all calculations of principal amounts due on the
certificates on each payment date will be calculated based on the the full
amount of principal due on these loans.
The following tables show the agregate characteristics of the loans.
Percentages in these tables may not add up to 100.00% due to rounding.
1
<PAGE>
Geographical Distribution of Mortgaged Properties
<TABLE>
<CAPTION>
% of Loans by
Aggregate Principal Outstanding Principal
Number of Loans Balance Outstanding Balance as of
as of Cut-off Date as of Cut-off Date Cut-off Date
------------------ ------------------- ---------------------
<S> <C> <C> <C>
Alabama................. 205 $ 5,468,632.95 1.82%
Arizona................. 351 8,084,367.65 2.70
Arkansas................ 279 4,251,292.76 1.42
California.............. 1,318 43,453,311.93 14.48
Colorado................ 272 4,642,247.82 1.55
Connecticut............. 225 5,106,113.43 1.70
Delaware................ 70 1,771,038.70 0.59
District Of Columbia.... 8 67,380.03 0.02
Florida................. 660 15,034,073.96 5.01
Georgia................. 368 8,168,701.08 2.72
Idaho................... 19 464,556.00 0.16
Illinois................ 606 11,619,622.77 3.87
Indiana................. 338 6,260,543.71 2.09
Iowa.................... 79 2,076,471.01 0.69
Kansas.................. 109 2,008,913.21 0.67
Kentucky................ 41 844,818.76 0.28
Louisiana............... 95 2,604,704.69 0.87
Maine................... 108 2,379,320.47 0.79
Maryland................ 140 3,637,098.66 1.21
Massachusetts........... 170 3,898,578.26 1.30
Michigan................ 598 13,275,626.98 4.43
Minnesota............... 144 3,210,594.18 1.07
Mississippi............. 104 1,765,237.55 0.59
Missouri................ 378 6,910,274.70 2.30
Montana................. 35 882,759.16 0.29
Nebraska................ 40 884,861.16 0.30
Nevada.................. 188 5,293,722.98 1.77
New Hampshire........... 51 1,250,919.66 0.42
New Jersey.............. 706 16,140,892.03 5.38
New Mexico.............. 153 3,450,999.27 1.15
New York................ 1,079 27,198,820.79 9.07
North Carolina.......... 212 4,766,779.31 1.59
North Dakota............ 23 669,094.58 0.22
Ohio.................... 417 7,759,330.68 2.59
Oklahoma................ 147 2,727,098.32 0.91
Oregon.................. 69 1,894,289.43 0.63
Pennsylvania............ 815 19,776,912.75 6.59
Rhode Island............ 42 731,193.22 0.24
South Carolina.......... 149 3,690,005.90 1.23
South Dakota............ 27 713,710.52 0.24
Tennessee............... 67 850,484.53 0.28
Texas................... 969 24,121,188.32 8.04
Utah.................... 20 359,256.91 0.12
Vermont................. 32 717,574.33 0.24
Virginia................ 397 9,333,352.63 3.11
Washington.............. 242 4,927,932.72 1.64
West Virginia........... 62 1,688,760.52 0.56
Wisconsin............... 104 2,539,633.11 0.85
Wyoming................. 37 625,676.06 0.21
------ --------------- ------
Total............... 12,768 $299,998,770.15 100.00%
====== =============== ======
</TABLE>
2
<PAGE>
Years of Origination
<TABLE>
<CAPTION>
% of Loans by
Aggregate Principal Outstanding Principal
Number of Loans Balance Outstanding Balance as of
Year of Origination as of Cut-off Date as of Cut-off Date Cut-off Date
------------------- ------------------ ------------------- ---------------------
<S> <C> <C> <C>
1990.................... 1 $ 8,477.48 * %
1991.................... 12 63,360.55 0.02
1992.................... 320 1,828,914.64 0.61
1993.................... 90 585,079.65 0.19
1994.................... 1 22,394.03 0.01
1995.................... 2 28,239.14 0.01
1996.................... 6 62,602.78 0.02
1997.................... 10 279,480.76 0.09
1998.................... 159 5,753,906.31 1.92
1999.................... 1,778 40,907,826.54 13.64
2000.................... 10,389 250,458,488.27 83.48
------ --------------- ------
Total............... 12,768 $299,998,770.15 100.00%
====== =============== ======
----------
* Indicates an amount greater than zero but less than .005% of the aggregate
principal balance of the initial and additional loans as of the applicable
Cut-off Date.
Distribution of Original Loan Amounts
<CAPTION>
% of Loans by
Aggregate Principal Outstanding Principal
Original Loan Amount Number of Loans Balance Outstanding Balance as of
(in Dollars) as of Cut-off Date as of Cut-off Date Cut-off Date
-------------------- ------------------ ------------------- ---------------------
<S> <C> <C> <C>
Less than $ 10,000.............. 1,844 $ 12,154,818.41 4.05%
$ 10,000 to $ 19,999............ 4,386 63,700,854.07 21.23
$ 20,000 to $ 29,999............ 3,277 79,407,692.48 26.47
$ 30,000 to $ 39,999............ 1,672 56,757,776.94 18.92
$ 40,000 to $ 49,999............ 859 37,499,463.30 12.50
$ 50,000 to $ 59,999............ 407 21,451,888.34 7.15
$ 60,000 to $ 69,999............ 98 6,292,149.07 2.10
$ 70,000 to $ 79,999............ 75 5,567,206.54 1.86
$ 80,000 to $ 89,999............ 46 3,867,081.38 1.29
$ 90,000 to $ 99,999............ 21 1,986,396.08 0.66
$100,000 to $109,999............ 15 1,530,681.26 0.51
$110,000 to $119,999............ 16 1,820,974.95 0.61
$120,000 to $129,999............ 14 1,762,106.49 0.59
$130,000 to $139,999............ 12 1,612,961.18 0.54
$140,000 to $149,999............ 8 1,133,055.32 0.38
$150,000 to $159,999............ 7 1,073,839.44 0.36
$160,000 to $169,999............ 1 162,801.71 0.05
$180,000 to $189,999............ 3 552,184.51 0.18
$200,000 to $209,999............ 2 409,284.41 0.14
$210,000 to $219,999............ 1 210,258.21 0.07
$230,000 to $239,999............ 1 230,214.48 0.08
$240,000 to $249,999............ 1 248,032.24 0.08
$250,000 to $259,999............ 1 253,213.16 0.08
$310,000 to $319,999............ 1 313,836.18 0.10
------ --------------- ------
Total............... 12,768 $299,998,770.15 100.00%
====== =============== ======
</TABLE>
3
<PAGE>
Current Loan Rates--Initial and Additional Loans
<TABLE>
<CAPTION>
Aggregate Principal % of Loans by
Number of Loans Balance Outstanding Outstanding Principal
Range of Loan Rates as of Cut-off Date as of Cut-off Date Balance as of Cut-off Date
------------------- ------------------ ------------------- --------------------------
<S> <C> <C> <C>
Less than 6.00%........ 0 $ 0 0%
6% to 6.99%........ 6 202,610.92 0.07
7% to 7.99%........ 66 2,296,298.79 0.77
8% to 8.99%........ 426 14,410,997.62 4.80
9% to 9.99%........ 1,209 33,472,378.58 11.16
10% to 10.99%........ 1,339 33,738,068.53 11.25
11% to 11.99%........ 1,931 47,672,590.72 15.89
12% to 12.99%........ 2,288 51,025,076.89 17.01
13% to 13.99%........ 2,031 43,715,578.86 14.57
14% to 14.99%........ 1,496 31,994,852.17 10.66
15% to 15.99%........ 994 20,354,092.36 6.78
16% to 16.99%........ 579 12,300,118.79 4.10
Greater than 16.99%.... 403 8,816,105.92 2.94
------ --------------- ------
Total............... 12,768 $299,998,770.15 100.00%
====== =============== ======
</TABLE>
4
<PAGE>
Remaining Months to Maturity
<TABLE>
<CAPTION>
Months Remaining to Aggregate Principal % of Loans by
Scheduled Maturity Number of Loans Balance Outstanding Outstanding Principal
as of Cut-off Date as of Cut-off Date as of Cut-off Date Balance as of Cut-off Date
------------------- ------------------ ------------------- --------------------------
<S> <C> <C> <C>
Less than 31............ 194 $ 736,091.45 0.25%
31 to 60.............. 691 6,473,631.15 2.16
61 to 90.............. 526 5,101,068.94 1.7
91 to 120.............. 2,284 34,862,588.03 11.62
121 to 150.............. 89 1,441,884.12 0.48
151 to 180.............. 3,157 69,560,280.70 23.19
181 to 210.............. 19 368,441.24 0.12
211 to 240.............. 1,662 42,599,457.92 14.2
241 to 270.............. 7 155,965.24 0.05
271 to 300.............. 4,118 136,836,488.13 45.61
331 to 360.............. 21 1,862,873.23 0.62
------ --------------- ------
Total............... 12,768 $299,998,770.15 100.00%
====== =============== ======
</TABLE>
Lien Positions
<TABLE>
<CAPTION>
Aggregate Principal % of Loans by
Number of Loans Balance Outstanding Outstanding Principal
Position as of Cut-off Date as of Cut-off Date Balance as of Cut-off Date
-------- ------------------ ------------------- --------------------------
<S> <C> <C> <C>
First........ 1,272 $ 45,215,469.59 15.07%
Second....... 9,473 208,805,598.35 69.6
Third........ 2,013 45,803,067.01 15.27
Fourth....... 10 174,635.20 0.06
------ --------------- ------
Total.... 12,768 $299,998,770.15 100.00%
====== =============== ======
</TABLE>
5
