<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Consolidated Balance Sheet and the Consolidated Statement of Income filed as
part of the annual report on Form 10-K and is qualified in its entirety by
reference to such annual report on Form 10-K.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 16,485
<INT-BEARING-DEPOSITS> 1,102
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 31,819
<INVESTMENTS-CARRYING> 11,684
<INVESTMENTS-MARKET> 11,208
<LOANS> 467,990
<ALLOWANCE> 3,342
<TOTAL-ASSETS> 565,973
<DEPOSITS> 392,777
<SHORT-TERM> 0
<LIABILITIES-OTHER> 7,700
<LONG-TERM> 66,473
0
0
<COMMON> 58
<OTHER-SE> 98,964
<TOTAL-LIABILITIES-AND-EQUITY> 565,973
<INTEREST-LOAN> 17,744
<INTEREST-INVEST> 1,647
<INTEREST-OTHER> 30
<INTEREST-TOTAL> 19,421
<INTEREST-DEPOSIT> 7,953
<INTEREST-EXPENSE> 1,769
<INTEREST-INCOME-NET> 9,700
<LOAN-LOSSES> 342
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 6,477
<INCOME-PRETAX> 4,615
<INCOME-PRE-EXTRAORDINARY> 3,076
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,076
<EPS-BASIC> .57
<EPS-DILUTED> .57
<YIELD-ACTUAL> 3.84
<LOANS-NON> 416
<LOANS-PAST> 105
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 3,324
<ALLOWANCE-OPEN> 3,652
<CHARGE-OFFS> 69
<RECOVERIES> 41
<ALLOWANCE-CLOSE> 3,342
<ALLOWANCE-DOMESTIC> 3,342
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 108
</TABLE>