<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM CONSOLIDATED
STATEMENTS OF OPERATIONS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> MAR-31-2000
<CASH> 55,953
<INT-BEARING-DEPOSITS> 5,077
<FED-FUNDS-SOLD> 54,973
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 96,281
<INVESTMENTS-CARRYING> 68,294
<INVESTMENTS-MARKET> 66,656
<LOANS> 719,857
<ALLOWANCE> 9,461
<TOTAL-ASSETS> 1,129,509
<DEPOSITS> 964,954
<SHORT-TERM> 0
<LIABILITIES-OTHER> 13,986
<LONG-TERM> 18,500
3,500
0
<COMMON> 132,850
<OTHER-SE> (4,281)
<TOTAL-LIABILITIES-AND-EQUITY> 1,129,509
<INTEREST-LOAN> 13,628
<INTEREST-INVEST> 2,245
<INTEREST-OTHER> 563
<INTEREST-TOTAL> 16,436
<INTEREST-DEPOSIT> 5,997
<INTEREST-EXPENSE> 6,487
<INTEREST-INCOME-NET> 9,949
<LOAN-LOSSES> 160
<SECURITIES-GAINS> (7)
<EXPENSE-OTHER> 11,357
<INCOME-PRETAX> (231)
<INCOME-PRE-EXTRAORDINARY> (231)
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (558)<F1>
<EPS-BASIC> (0.02)
<EPS-DILUTED> (0.02)
<YIELD-ACTUAL> 8.24
<LOANS-NON> 3,465
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 6,750
<CHARGE-OFFS> 41
<RECOVERIES> 45
<ALLOWANCE-CLOSE> 9,461
<ALLOWANCE-DOMESTIC> 9,461
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 4,706
<FN>
<F1>Includes cost of preferred stock of $93 thousand.
</FN>
</TABLE>