TITANIUM UNIVERSAL LIFE VARIABLE ACCOUNT
497, 2000-12-18
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                    UNITED INVESTORS LIFE INSURANCE COMPANY


    Supplement dated December 31, 2000 to the Prospectus dated May 1, 2000
                                    for the
               Titanium Investor Variable Universal Life Policy


The following information supplements information contained in the Prospectus:

The Dreyfus VIF-Appreciation Portfolio, Dreyfus VIF-Quality Bond Portfolio, and
The Dreyfus Socially Responsible Growth Fund, Inc. began offering a second class
of shares effective December 31, 2000. The new class of shares, called the
Service Class, has a "Rule 12b-1 Plan" to finance the distribution of its
shares, so its expenses may be higher than those of the original, "Initial"
class of shares.

This should have no impact on the Titanium Investor Variable Universal Life
Policy. In order to keep expenses that policy owners indirectly bear from
increasing, the Titanium Investor Variable Universal Life Policy only invests in
the Initial class of shares.


Please keep this Supplement with your Prospectus dated May 1, 2000 for the
Titanium Investor Variable Universal Life Policy.

Form UI-215-4, Ed. 12/00


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