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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM T-1
Statement of Eligibility and Qualification Under the
Trust Indenture Act of 1939 of a Corporation
Designated to Act as Trustee
X Check if an application to determine eligibility
of a trustee pursuant to section 305(b)(2)
BANKERS TRUST COMPANY OF CALIFORNIA, N.A.
(Exact name of trustee as specified in its charter)
1761 EAST ST. ANDREW PLACE
SANTA ANNA, CALIFORNIA 92705 13-3347003
(Address of principal (I.R.S. Employer
executive offices) Identification No.)
ADVANTA MORTGAGE LOAN TRUST 1999-4
(Exact name of obligor as specified in its charter)
DELAWARE N/A
(State or other jurisdiction of (I.R.S. Employer
Incorporation or organization) Identification No.)
C/O WILMINGTON TRUST COMPANY
RODNEY SQUARE NORTH
WILMINGTON, DE 19899
(Address of principal executive offices) (Zip Code)
ADVANTA MORTGAGE LOAN ASSET BACKED NOTES 1999-4
(Title of the Indenture Securities)
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Item 1. General Information.
Furnish the following information as to the trustee:
(a) Name and address of each examining or supervising authority to which it
is subject.
NAME ADDRESS
Office of the Comptroller 1114 Avenue of the
of the Currency Americas, Suite 3900
New York, New York 10036
(b) Whether it is authorized to exercise corporate trust powers.
Yes.
Item 2. Affiliations with Obligor
If the obligor is an affiliate of the trustee, describe each such affiliation.
None.
Item 16. List of Exhibits
Exhibit 1 -
Articles of Association as amended on July 29, 1994.
Exhibit 2 -
Certificate of the Comptroller of the Currency dated July 12, 1999.
Exhibit 3 -
Certification of Fiduciary Powers dated July 12, 1999.
Exhibit 4 -
Existing By-Laws of Bankers Trust Company of California, N.A. as amended
dated November 18, 1998.
Exhibit 5 -
Not Applicable.
Exhibit 6 -
Consent of Bankers Trust Company of California, N.A. required by Section
321(b) of the Act.
Exhibit 7 -
Reports of Condition of Bankers Trust Company of California, N.A., dated as of
June 30, 1999.
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SIGNATURE
Pursuant to the requirements of the Trust Indenture Act of 1939 the
trustee, Bankers Trust Company of California, N.A., a national banking
association, organized and existing under the laws of the United States, has
duly caused this statement of eligibility to be signed on its behalf by the
undersigned, thereunto duly authorized, all in the city of Santa Ana, and State
of California, on the 12th day of November, 1999.
Bankers Trust Company of California, N.A.
By: /s/ Judy L. Gomez
Judy L. Gomez
Assistant Vice President
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EXHIBIT 1
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BANKERS TRUST COMPANY OF CALIFORNIA, N.A.
CERTIFICATE
I, Judy L. Gomez, do hereby certify that:
1. I am the duly elected Assistant Vice President of Bankers Trust Company
of California, N.A. (the "Association").
2. Attached hereto as Exhibit A is a true copy of the Articles of
Association of BT Trust Company of California, National Association, as filed
with the Comptroller of the Currency, Northeastern District, on February 13,
1986 (the "Articles of Association").
3. On March 16, 1987, at a special meeting of the Shareholders of BT Trust
Company of California, National Association, the following resolution and
amendment to Article FIRST of the Articles of Association was adopted:
RESOLVED, that the amendment of the First Article of Association is hereby
approved, shall be effective immediately, and shall read as follows:
FIRST: The title of this Association shall be
"Bankers Trust Company of California, National
Association".
The foregoing amendment to the Articles of Association was duly approved by
the Board of Directors of Bankers Trust Company of California, N.A. on March 16,
1987.
4. Attached hereto as Exhibit B is a copy of the approval of the resolution
and amendment to Article FIRST of the Articles of Association.
5. On January 17, 1992, at a special meeting of the Shareholders of Bankers
Trust Company of California, National Association, the following resolution and
amendment to Article FIFTH of the Articles of Association was adopted:
RESOLVED, that Bankers Trust Holding, Inc., the
sole shareholder of Bankers Trust Company of
California, N.A. ("BTCal"), hereby approves of the
amendment to the first paragraph of Article FIFTH
of the Articles of Association of BTCal, to read
as follows:
The authorized amount of capital stock of
this Association shall be 500,000 shares of
common stock of the par value of One Hundred
Dollars and no cents ($100.00) each; but said
capital stock may be increased or decreased
from time to time, in accordance with the
provisions of the laws of the United States.
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The foregoing amendment of the Articles of Association was duly approved
by the Board of Directors of Bankers Trust Company of California, N.A. on
January 7, 1992.
6. Attached hereto as Exhibit C is a copy of the official certification
of the approval of the Office of the Comptroller of the Currency with respect
to said amendment to Article FIFTH of the Articles of Association.
7. The Association's Articles of Association, as amended, have not been
modified or rescinded and are in full force and effect as of the date hereof.
IN WITNESS WHEREOF, I have set my hand and the seal of this Association
this 14th day of May, 1999.
/s/ Judy L. Gomez
------------------------
Judy L. Gomez
Assistant Vice President
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EXHIBIT A
BT TRUST COMPANY OF CALIFORNIA, NATIONAL ASSOCIATION
ARTICLES OF ASSOCIATION
For the purpose of organizing an association to carry on the business of
a limited purpose trust company under the laws of the United States, the
undersigned do enter into the following articles of association:
FIRST: The title of this Association shall be "BT Trust Company of
California, National Association".
SECOND: The main office of the Association shall be in the City of
Los Angeles, County of Los Angeles, State of California. The general business
of the Association shall be conducted at its main office and its branches.
THIRD: The Board of Directors of this Association shall consist of
not less than five nor more than twenty- five shareholders, the exact number
of Directors within such minimum and maximum limits to be fixed and determined
from time to time by resolution of a majority of the full Board of Directors
or by resolution of the shareholders at any annual or special meeting thereof.
Each director, during the full term of his or her directorship, shall own a
minimum of $1,000 aggregate par value of stock of this association or a
minimum par market value or equity interest of $1,000 of stock in the bank
holding company controlling this association. Unless otherwise provided by
the laws of the United States, any vacancy in the Board of Directors for may
reason, including an increase in the number thereof, may be filled by action
of the Board of Directors.
FOURTH: The annual meeting of the shareholders for the election of
Directors and the transaction of whatever other business may be brought before
said meeting shall be held at the main office or such other place as the Board
of Directors may designate, on the day of each year specified therefor in the
By-Laws, but if no election is held on that day, it may be held on any
subsequent day according to the provisions of law; and all elections shall be
held according to such lawful regulations as may be prescribed by the Board of
Directors.
Nominations for election to the Board of Directors may be made by
the Board of Directors or by any shareholder of any outstanding class of
capital stock of the Association entitled to vote for election of directors.
Nominations other than those made by or on behalf of the existing management
of the Association, shall be made in writing and shall be delivered or mailed
to the President of the Association and to the Comptroller of the Currency,
Washington, D.C., not less than 14 days nor more than
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50 days prior to any meeting of shareholders called for the election of
directors; provided, however, that if less than 21 days' notice of the meeting
is given to shareholders, such nomination shall be mailed or delivered to the
President of the Association and to the Comptroller of the Currency not later
than the close of business on the seventh day following the day on which the
notice of meeting was mailed. Such notification shall contain the following
information to the extent known to the notifying shareholder: (a) the name
and address of each proposed nominee; (b) the principal occupation of each
proposed nominee; (c) the total number of shares of capital stock of the
Association that will be voted for each proposed nominee; (d) the name and
Residence address of the notifying shareholder; and (e) the number of shares
of capital stock of the Association owned by the notifying shareholder.
Nominations not made in accordance herewith may, in his/her discretion, be
disregarded by the chairperson of the meeting, and upon his/her instructions,
the vote tellers may disregard all votes cast for each such nominee.
FIFTH: The authorized amount of capital stock of this Association
shall be 5,000 shares of common stock of the par value of One Hundred Dollars
and no cents ($100.00) each; but said capital stock may be increased or
decreased from time to time, in accordance with the provisions of the laws of
the United States.
No holder of shares of the capital stock of any class of the
Association shall have any pre-emptive or preferential right of subscription
to any shares of any class of stock of the Association, whether now or
hereafter authorized, or to any obligations convertible into stock of the
Association, issued, or sold, nor any right of subscription thereto other than
such, if any, as the Board of Directors, in its discretion may from time to
time determine and at such price as the Board of Directors may from time to
time fix.
If the capital stock is increased by a stock dividend, each share
holder shall be entitled to his/her proportionate amount of such increase in
accordance with the number of shares of capital sock owned by him/her at the
time the increase is authorized by the shareholders, unless another time
subsequent to the date of the shareholders' meeting is specified in a
resolution adopted by the shareholders at the time the increase is authorized.
The Association, at any time and from time to time, may authorize
and issue debt obligations, whether or not subordinated, without the approval
of the shareholders.
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SIXTH: The Board of Directors (a majority of whom shall be a quorum
to do business) shall appoint one of its members to be President of the
Association who shall hold office (unless he shall become disqualified or be
sooner removed by a two-thirds vote of the members of the Board) for the term
for which he was elected a Director. The Board of Directors may appoint one
of its members to be Chairperson of the Board, who shall perform such duties
as may be designated by it. The Board of Directors shall have power to
appoint one or more Vice-Presidents; and to appoint a Cashier and such other
officers and employees as may be required to transact the business of the
Association.
The Board of Directors shall have the power to define the duties of
the officers and employees of the Association; to fix the salaries to be paid
to them; to dismiss them; to require bonds from them and to fix the penalty
thereof; to regulate the manner in which any increase of the capital of the
Association shall be made; to manage and administer the business and affairs
of the Association; to make all by-laws that it may be lawful for them to make
and generally do and perform all acts that it may be legal for a board of
directors to do and perform.
SEVENTH: The Board of Directors shall have the power to change the
location of the main office of the Association to any other place within the
limit of the City of Los Angeles, without the approval of the shareholders but
subject to the approval of the Comptroller of the Currency; and shall have the
power to establish or change the location of any branch or branches of the
Association to any other location, without the approval of the shareholders
but subject to the approval of the Comptroller of the Currency.
EIGHTH: The corporate existence of this Association shall continue
until terminated in accordance with the laws of the United States.
NINTH: The Board of Directors of this Association, or any three or
more shareholders owning, in the aggregate, not less than 25 percent of the
stock of this Association, may call a special meeting of shareholders at any
time. Unless otherwise provided by the laws of the United States, a notice of
the time, place, and purpose of every annual and special meeting of the
shareholders shall be given by first-class mail, postage prepaid, mailed at
least ten days prior to the date of such meeting to each shareholder of record
at her/her address as shown upon the books of the Association.
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TENTH: Any person, his/her heirs, executors or administrators, may
be indemnified or reimbursed by the Association for liability and reasonable
expenses (including amounts paid in settlement or in satisfaction of judgments
or as fines or penalties) actually incurred in connection with any claim,
action, suit, or proceeding, civil or criminal, whether or not by or in the
right of the Association, in which he/she or they shall be involved or
threatened to be involved by reason of he/her being or having been a director,
officer, or employee of the Association or of any firm, corporation, or
organization which he/she serves or has served in any such capacity at the
specific request of the Association (provided he/she so served at the specific
request of the Association in writing signed by the Chairperson of the Board
or the President and specifically referring to this Article Tenth); provided,
however, that no person shall be so indemnified or reimbursed (1) in relation
to any matter in an action, suit or proceeding as to which he/she shall
finally be adjudged to have been guilty of, or liable for, willful misconduct,
gross neglect of duty or criminal acts in the performance of his/her duties to
the Association or such firm, corporation or organization; or (2) in relation
to any matter in a claim, action, suit or proceeding which has been made the
subject of a settlement except with the approval of (a) a court of competent
jurisdiction, (b) the Board of Directors, acting by vote of Directors not
parties to the same or substantially the same action, suit or proceeding,
constituting a majority of the whole number of the Directors, or (c) the
shareholders, acting by vote of a majority of the outstanding shares of
capital stock; and provided further that, in the case of persons serving
another firm, corporation or organization at the request of the Association,
the indemnity provided in this Article Tenth shall apply only if and to the
extent that, after making such efforts as the Board of Directors or
shareholders shall deem adequate under the circumstances, such person shall be
unable to obtain indemnification from such firm, corporation or organization.
The foregoing provisions for indemnification or reimbursement shall not be
exclusive of other rights to which such person, his/her heirs, executors or
administrators, may be entitled by contract or otherwise. Unless the context
clearly requires otherwise, the term "the Association" as used in this Article
shall include any predecessor corporation.
The Association may, upon the affirmative vote of a majority of its
Board of Directors, purchase insurance for the purpose of indemnifying its
directors, officers and other employees to the extent that such
indemnification is allowed in the preceding paragraph. Such insurance may,
but need not, be for the benefit of all directors, officers, or employees.
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ELEVENTH: The powers of the Association shall be limited to
conducting the business of a trust company under a national bank charter, and
no amendment to such powers may be made without the prior approval of the
Comptroller of the Currency.
TWELFTH: These Articles of Association may be amended at any
regular or special meeting of the shareholders by the affirmative vote of the
holders of a majority of the stock of the Association, voting in person or by
proxy, unless the vote of the holders of a greater amount of stock is required
by law, and in that case by the vote of the holders of such greater amount.
IN WITNESS WHEREOF, we have hereunto set our hands on this the date appearing
opposite our names.
/s/ Peter E. Lengyel 10/7/85
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Peter E. Lengyel date
/s/ Harold K. Atkins 10/7/85
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Harold K. Atkins date
/s/ John L. Murphy 10/7/85
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John L. Murphy date
/s/ Allan C. Martin 10/7/85
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Allan C. Martin date
/s/ Rein Lumi 10/7/85
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Rein Lumi date
/s/ Gerard P. Hourihan 10/7/85
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Gerard P. Hourihan date
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State of New York
County of New York
Before the undersigned, a Notary Public of the State of New York
personally appeared Peter E. Lengyel, to me known, who acknowledged that he
executed the foregoing certificate for the purposes therein mentioned.
Witness my hand and seal of office this 7 day of October, 1985.
/s/ David Abramson
Notary Public
DAVID ABRAMSON
Notary Public, State of New York
No. 60-0007785
Qualified in Westchester County
Commission Expires March 30, 1987
State of New York
County of New York
Before the undersigned, a Notary Public of the State of New York
personally appeared John L. Murphy, to me known, who acknowledged that he
executed the foregoing certificate for the purposes therein mentioned.
Witness my hand and seal of office this 7 day of October, 1985.
/s/ David Abramson
Notary Public
DAVID ABRAMSON
Notary Public, State of New York
No. 60-0007785
Qualified in Westchester County
Commission Expires March 30, 1987
State of New York
County of New York
Before the undersigned, a Notary Public of the State of New York
personally appeared Harold K. Atkins, to me known, who acknowledged that he
executed the foregoing certificate for the purposes therein mentioned.
Witness my hand and seal of office this 7 day of October, 1985.
/s/ David Abramson
Notary Public
DAVID ABRAMSON
Notary Public, State of New York
No. 60-0007785
Qualified in Westchester County
Commission Expires March 30, 1987
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State of New York
County of New York
Before the undersigned, a Notary Public of the State of New York
personally appeared Allan C. Martin, to me known, who acknowledged that he
executed the foregoing certificate for the purposes therein mentioned.
Witness my hand and seal of office this 7 day of October, 1985.
/s/ David Abramson
Notary Public
DAVID ABRAMSON
Notary Public, State of New York
No. 60-0007785
Qualified in Westchester County
Commission Expires March 30, 1987
State of New York
County of New York
Before the undersigned, a Notary Public of the State of New York
personally appeared Rein Lumi, to me known, who acknowledged that he executed
the foregoing certificate for the purposes therein mentioned.
Witness my hand and seal of office this 7 day of October, 1985.
/s/ David Abramson
Notary Public
DAVID ABRAMSON
Notary Public, State of New York
No. 60-0007785
Qualified in Westchester County
Commission Expires March 30, 1987
State of New York
County of New York
Before the undersigned, a Notary Public of the State of New York
personally appeared Gerard P. Hourihan, to me known, who acknowledged that he
executed the foregoing certificate for the purposes therein mentioned.
Witness my hand and seal of office this 7 day of October, 1985.
/s/ David Abramson
Notary Public
DAVID ABRAMSON
Notary Public, State of New York
No. 60-0007785
Qualified in Westchester County
Commission Expires March 30, 1987
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EXHIBIT B
BT TRUST COMPANY OF CALIFORNIA, N.A.
ARTICLES OF ASSOCIATION
Amendment No. 1
The undersigned, being a majority of the stockholders of the
Association, hereby agree to and approve of the amendment of the First Article
of Association to read as follows:
FIRST: The title of this Association shall be "Bankers Trust Company of
California, National Association." And to be effective as of the 16th day of
March, 1987.
Dated: 16th March, 1987
BANKERS TRUST NEW YORK CORPORATION
By: /s/ Richard S. Denny
Richard S. Denny, Secretary
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EXHIBIT C
[GRAPHIC]
Comptroller of the Currency
Administrator of National Banks
Western District Office
50 Fremont Street, Suite 3900
San Francisco, CA 94105-2292
(415) 545-5900
February 5, 1992 Charter No. 18608
Mr. David Abramson, Secretary
Bankers Trust Company of California, N.A.
280 Park Avenue
New York, New York 10017
Re: Capital Change Control No. 92-WE-12-066
Dear Mr. Abramson:
This is in response to your letter of notification dated January 29, 1992,
concerning the issuance of $49,500,000.00 of common stock.
This letter is the official certification of the approval of the Office of the
Comptroller of the Currency given to Bankers Trust Company of California,
N.A., Los Angeles, California, to increase its common stock from $500,000 to
$50,000,000. This issuance may be considered effective on January 22, 1992.
Very truly yours,
/s/ JOHN C. BEERS
JOHN C. BEERS
Acting Director for Analysis
Western District
cc: Mr. R. Brent Faye
Lillick & Charles
Two Embarcadero Center
San Francisco, CA 94111-3996
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EXHIBIT 2
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[GRAPHIC]
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Comptroller of the Currency
Administrator of National Banks
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Washington, D.C. 20219
CERTIFICATE
I, John D. Hawke, Jr. Comptroller of the Currency, do hereby certify
that:
1. The Comptroller of the Currency, pursuant to Revised Statutes 324, et
seq., as amended, 12 U.S.C. 1, et seq., as amended, has possession, custody
and control of all records pertaining to the chartering of all National
Banking Associations.
2. "Bankers Trust Company of California, National Association," Los Angeles,
California, (Charter No. 18608) is a National Banking Association formed under
the laws of the United States and is authorized thereunder to transact the
business of banking and exercise Fiduciary Powers on the date of this
Certificate.
IN TESTIMONY WHEREOF, I have hereunto
subscribed my name and caused my seal of
office to be affixed to these presents at the
Treasury Department in the City of Washington
and District of Columbia, this 12th day of
July 1999.
/s/ John D. Hawke, Jr.
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[SEAL] Comptroller of the Currency
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EXHIBIT 3
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[GRAPHIC]
- --------------------------------------------------------------------------------
Comptroller of the Currency
Administrator of National Banks
- --------------------------------------------------------------------------------
Washington, D.C. 20219
CERTIFICATE OF FIDUCIARY POWERS
I, John D. Hawke, Jr., Comptroller of the Currency, do hereby certify
that:
1. The Comptroller of the Currency, pursuant to Revised Statutes 324, et
seq., as amended, 12 U.S.C. 1, et seq., as amended, has possession, custody
and control of all records pertaining to the chartering of all National
Banking Associations.
2. "Bankers Trust Company of California, National Association," Los Angeles,
California, (Charter No. 18608), was granted, under the hand and seal of the
Comptroller, the right to act in all fiduciary capacities authorized under the
provisions of the Act of Congress approved September 28, 1962, 76 Stat. 668,
12 U.S.C. 92a, and that the authority so granted remains in full force and
effect on the date of this Certificate.
IN TESTIMONY WHEREOF, I have hereunto
subscribed my name and caused my seal of office to
be affixed to these presents at the Treasury
Department in the City of Washington and District
of Columbia, this 12th day of July 1999.
/s/ John D. Hawke, Jr.
---------------------------
[SEAL] Comptroller of the Currency
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EXHIBIT 4
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CERTIFICATE
I, Judy Gomez, do hereby certify that:
1. I am Assistant Secretary of BANKERS TRUST COMPANY OF CALIFORNIA, N.A.
(formerly known as BT trust Company of California, National Association), a
corporation duly organized and validly existing under the laws of the United
State of America (the "Company");
2. Attached hereto is a true, correct and complete copy of
the By-Laws of the Company as in effect on the date hereof.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed the seal of
BANKERS TRUST COMPANY OF CALIFORNIA, N.A. this 14th day of May, 1999.
/s/ Judy L. Gomez
Assistant Secretary
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BANKERS TRUST COMPANY OF CALIFORNIA, NATIONAL ASSOCIATION
BY-LAWS
ARTICLE I
Meetings of Shareholders
Section 1.1. Annual Meeting. The regular annual meeting of the
shareholders for the election of directors and the transaction of whatever other
business may properly come before the meeting, shall be held at the Main Office
of the Association, 400 South Hope Street, Los Angeles, California or such other
places as the Board of Directors may designate, at 11 a.m. on the third
Wednesday of March of each year. Notice of such meeting shall be mailed, postage
prepaid, at least ten days prior to the date thereof, addressed to each
shareholder at his address appearing on the books of the Association. If, for
any cause, an election of directors is not made on the said day, the Board of
Directors shall order the election to be held on some subsequent day, as soon
thereafter as practicable, according to the provisions of law; and notice
thereof shall be given in the manner herein provided for the annual meeting.
Section 1.2. Special Meetings. Except as otherwise specifically
provided by statue, special meetings of the shareholders may be called for any
purpose at any time by the Board of Directors or by any one or more shareholders
owning, in the aggregate, not less than twenty five percent (25%) of the stock
of the Association. Every such special meeting, unless otherwise provided by
law, shall be called by mailing, postage prepaid, not less than ten days prior
to the date fixed for such meeting, to each shareholder at his address appearing
on the books of the Association a notice stating the purpose of the meeting.
Section 1.3. Nominations for Director. Nominations for election to the
Board of Directors may be made by the Board of Directors or by any stockholder
of any outstanding class of capital stock of the Association entitled to vote
for the election of directors.
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Nominations, other than those made by or on behalf of the existing management of
the Association, shall be made in writing and shall be delivered or mailed to
the President of the Bank and to the Comptroller of the Currency, Washington,
D.C., not less than 14 days nor more than 50 days prior to any meeting of
shareholders called for the election of directors, provided however, that if
less than 21 days' notice of the meeting is given to shareholders, such
nomination shall be mailed or delivered to the President of the Bank and to the
Comptroller of the Currency not later than the close of business on the seventh
day following the day on which the notice of meeting was mailed. Such
notification shall contain the following information to the extent known to the
notifying shareholder: (a) the name and address of each proposed nominee; (b)the
principal occupation of each proposed nominee; (c) the total number of shares of
capital stock of the Bank that will be voted for each proposed nominee; (d) the
name and residence address of the notifying shareholder; and (e) the number of
shares of capital stock of the Bank owned by the notifying shareholder.
Nominations not made in accordance herewith may, in his/her discretion, be
disregarded by the Chairperson of the meeting, and upon his/her instructions,
the vote tellers may disregard all votes cast for each such nominee.
Section 1.4. Proxies. Shareholders may vote at any meeting of the
shareholders by proxies duly authorized in writing, but no officer or employee
of this Association shall act as proxy. Proxies shall be valid only for one
meeting, to be specified therein, and any adjournments of such meeting. Proxies
shall be dated and shall be filed with the records of the meeting.
Section 1.5 Quorum. A majority of the outstanding capital stock,
represented in person or by proxy, shall constitute a quorum at any meeting of
shareholders, unless otherwise provided by law; and less than a quorum may
adjourn any meeting, from time to time, and the
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meeting may be held, as adjourned, without further notice. A majority of the
votes cast shall decide every question or matter submitted to the shareholders
at any meeting, unless otherwise provided by law or by the Articles of
Association.
ARTICLE II
Directors
Section 2.1. Board of Directors. The board of directors(hereinafter
referred to as the "Board"), shall have power to manage and administer the
business and affairs of the Association. Except as expressly limited by law, all
corporate powers of the Association shall be vested in and may be exercised by
said Board.
Section 2.2. Number. The Board shall consist of not less than five nor
more than twenty-five shareholders, the exact number within such minimum and
maximum limits to be fixed and determined from time to time by resolution of the
shareholders at any meeting thereof; provided, however, that a majority of the
full Board of Directors may not increase the number of directors to a number
which; (i) exceeds by more than two the number of directors last elected by
shareholders where such number was fifteen or less; and (ii) to a number which
exceeds by more than four the number of directors last elected by shareholders
where such number was sixteen or more, but in no event shall the number of
directors exceed twenty-five.
Section 2.3 Organization Meeting. The Secretary, upon receiving the
certificate of the judges, of the result of any election, shall notify the
directors-elect of their election and of the time at which they are required to
meet at the Main Office of the Association for the purpose of organizing the new
Board and electing and appointing officers of the Association for the succeeding
year. Such meeting shall be held on the day of the election or as soon
thereafter
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as practicable, and, in any event, within thirty days thereof. If, at any time
fixed for such meeting, there shall not be a quorum present, the directors
present may adjourn the meeting, from time to time, until a quorum is obtained.
Section 2.4. Regular Meetings. Regular Meetings of the Board of
Directors shall be held from time to time, at such time as may be designated
from time to time by the Board of Directors and communicated to all directors.
Such meetings shall be held in the Main Office of the Association, subject to
the provisions of Section 2.6 below, and at least one such meeting shall be held
during any two consecutive calendar months.
Section 2.5 Special Meetings. Special meetings of the Board of
Directors may be called by the Chairperson or President of the Association, or
at the request of two or more directors. Each member of the Board of Directors
shall be given notice stating the time and place, by telegram, letter, or in
person, of each such special meeting.
Section 2.6 Quorum. A majority of the directors shall constitute a
quorum at any meeting, except when otherwise provided by law; but a less number
may adjourn any meeting, from time to time , and the meeting may be held, as
adjourned, without further notice. Any one or more directors may participate in
a meeting of the Board by means of a conference telephone or similar
communications equipment which allows all persons participating in the meeting
to hear each other at the same time. Participation by such means shall
constitute presence in person at such a meeting. The vote of a majority of the
directors present at the time of the vote, if a quorum is present at such time,
shall be the act of the Board except as may be otherwise provided by statute or
the By-Laws.
Section 2.7. Vacancies. When any vacancy occurs among the directors,
the remaining members of the Board, in accordance with the laws of the United
States, may
4
<PAGE> 7
appoint a director to fill such vacancy at any regular meeting of the Board, or
at a special meeting called for the purpose.
ARTICLE III
Committees of the Board
Section 3.1. Examining Committee. There shall be an Examining Committee
appointed annually by the Board which shall consist of two directors, who are
not also officers of the Association, one of whom shall be designated by the
Board as the Chairperson thereof. Such Committee shall conduct the annual
directors' examination of the Association as required by the Comptroller of the
Currency; shall review the reports of all examinations made of the Association
by public authorities and report thereon to the Board; and shall report to the
Board such other matters as it deems advisable with respect to the Association,
its various departments and the conduct of its operations.
In the performance of its duties, the Examining Committee may employ or
retain, from time to time, expert assistants, independent of the officers or
personnel of the Association, to make such studies of the Association's assets
and liabilities as the Committee may request and to make an examination of the
accounting and auditing methods of the Association and its system of internal
protective controls to the extent considered necessary or advisable in order to
determine that the operations of the Association, including its fiduciary
department, are being audited by the Auditor in such a manner as to provide
prudent and adequate protection. The Committee also may direct the Auditor to
make such investigation as it deems necessary or advisable with respect to the
Association, its various departments and
5
<PAGE> 8
the conduct of its operations. The Committee shall hold regular quarterly
meetings and during the intervals thereof shall meet at other times on call of
the Chairperson.
Section 3.2. Investment Committee. There shall be an investment
committee composed of two directors, appointed by the board annually or more
often. The investment committee shall have the power to insure adherence to the
investment policy, to recommend amendments thereto, to purchase and sell
securities, to exercise authority regarding investment and to exercise, when the
board is not In session, all other powers of the Board regarding investment
securities that may be lawfully delegated. The investment committee shall keep
minutes of its meetings, and such minutes shall be submitted at the next regular
meeting of the Board of Directors at which a quorum is present, and any action
taken by the board with respect thereto shall be entered in the minutes of the
Board.
Section 3.3. Other Committees. The Board of Directors may appoint, from
time to time, from its own members, other committees of one or more persons, for
such purposes and with such powers as the Board may determine.
ARTICLE IV
Officers and Employees
Section 4.1. Chairperson of the Board. The Board of Directors shall
appoint one of its members to be Chairperson of the Board to serve at the
pleasure of the Board. Such person shall preside at all meetings of the Board of
Directors. The Chairperson of the Board shall supervise the carrying out of the
policies adopted or approved by the Board; shall have general executive powers,
as well as the specific powers conferred by these By-Laws; shall
6
<PAGE> 9
also have and may exercise such further powers and duties as from time to time
may be conferred upon, or assigned by the Board of Directors.
Section 4.2. President. The Board of Directors shall appoint one of its
members to be President of the Association. In the absence of the Chairperson,
the President shall preside at any meeting of the Board. The President shall
have general executive powers, and shall have and may exercise any and all other
powers and duties pertaining by law, regulation, or practice, to the Office of
the President, or imposed by these By-Laws. The President shall also have and
may exercise such further powers and duties as from time to time may be
conferred, or assigned by the Board of Directors.
Section 4.3. Vice President. The Board of Directors shall appoint one
or more Vice Presidents. Each Vice President shall have such powers and duties
as may be assigned by the Board of Directors. One Vice President shall be
designated by the Board of Directors, in the absence of the President, to
perform all the duties of the President.
Section 4.4. Secretary. The Board of Directors shall appoint a
Secretary or other designated officer who shall be Secretary of the Board and of
the Association, and shall keep accurate minutes of all meetings. The Secretary
shall attend to the giving of all notices required by these By-Laws to be given;
shall be custodian of the corporate seal, records, documents and papers of the
Association; shall provide for the keeping of proper records of all transactions
of the Association; shall have and may exercise any and all other powers and
duties pertaining by law, regulation or practice, to the office of the
Secretary, or imposed by these By-Laws; and shall also perform such other duties
as may be assigned from time to time, by the Board of Directors.
Section 4.5. Other Officers. The Board of Directors may appoint one or
more assistant vice presidents, one or more trust officers, one or more
assistant trust officers, one or
7
<PAGE> 10
more assistant secretaries, one or more assistant treasurers, and such other
officers and attorneys-in-fact as from time to time may appear to the Board of
Directors to be required or desirable to transact the business of the
Association. Such officers shall respectively exercise such powers and perform
such duties as pertain to their several offices, or as may be conferred upon, or
assigned to, them by the Board of Directors, the Chairperson of the Board, or
the President.
Section 4.6. Tenure of Office. The President and all other officers
shall hold office for the current year for which the Board was elected, unless
they shall resign, become disqualified, or be removed; and any vacancy occurring
in the office of President shall be filled promptly by the Board of Directors.
ARTICLE V
Trust Department
Section 5.1. Trust Department. There shall be a department of the
Association known as the trust department which shall perform the fiduciary
responsibilities of the Association.
Section 5.2. Trust Officer. There shall be a trust officer of this
Association whose duties shall be to manage, supervise and direct all the
activities of the trust department. Such person shall do or cause to be done all
things necessary or proper in carrying on the business of the trust department
according to provisions of law and applicable regulations; and shall act
pursuant to opinion of counsel where such opinion is deemed necessary. Opinions
of counsel shall be retained on file in connection with all important matters
pertaining to fiduciary activities. The trust officer shall be responsible for
all assets and documents held by the
8
<PAGE> 11
Association in connection with fiduciary matters. The Board of Directors may
appoint other officers of the trust department as it may deem necessary, with
such duties as may be assigned.
Section 5.3. Trust Investment Committee. There shall be a trust
investment committee of this Association composed of two members, who shall be
capable and experienced officers and directors of the Association. All
investments of funds held in a fiduciary capacity shall be made, retained or
disposed of only with the approval of the trust investment committee; and the
committee shall keep minutes of all its meetings, showing the disposition of all
matters considered and passed upon by it. The committee shall, promptly after
the acceptance of an account for which the bank has investment responsibilities,
review the assets thereof, to determine the advisability of retaining or
disposing of such assets. The committee shall conduct a similar review at least
once during each calendar year thereafter and within 15 months of the last
review. A report of all such reviews, together with the action taken as a result
thereof, shall be noted in the minutes of the committee.
Section 5.4. Trust Audit Committee. The Board of Directors shall
appoint a committee of two Directors, exclusive of any active officer of the
Association, which shall, at least once during each calendar year within fifteen
months of the last such audit make suitable audits of the Trust Department or
cause suitable audits to be made by auditors responsible only to the Board of
Directors, and at such time shall ascertain whether the department has been
administered in accordance with law, 12 Code of Federal Regulations, Section 9,
and sound fiduciary principles.
Section 5.5. Trust Department Files. There shall be maintained in the
Trust Department files containing all fiduciary records necessary to assure that
its fiduciary responsibilities have been properly undertaken and discharged.
9
<PAGE> 12
Section 5.6. Trust Investments. Funds held in a fiduciary capacity
shall be invested in accordance with the instrument establishing the fiduciary
relationship and appropriate local law. Where such instrument does not specify
the character and class of investments to be made and does not vest in the bank
a discretion In the matter, funds held pursuant to such instrument shall be
invested in investments in which corporate fiduciaries may invest under
appropriate local law.
ARTICLE VI
Stock and Stock Certificate
Section 6.1. Transfers. Shares of stock shall be transferable on the
books of the Association, and a transfer book shall be kept in which all
transfers of stock shall be recorded. Every person becoming a shareholder by
such transfer shall, in proportion to his shares, succeed to all rights of the
prior holder of such shares.
Section 6.2. Stock Certificates. Certificates of stock shall bear the
signature of the President (which may be engraved, printed or impressed), and
shall be signed manually or by facsimile process by the Secretary, Assistant
Secretary, Cashier, Assistant Cashier, or any other officer appointed by the
Board of Directors for that purpose, to be known as an Authorized Officer, and
the seal of the Association shall be engraved thereon. Each certificate shall
recite on its face that the stock represented thereby is transferable only upon
the books of the Association properly endorsed.
10
<PAGE> 13
ARTICLE VII
Corporate Seal
The President, the Cashier, the Secretary or any Assistant Cashier or
Assistant Secretary, or other officer thereunto designated by the Board of
Directors, shall have authority to affix the corporate seal to any document
requiring such seal, and to attest the same. Such seal shall be substantially in
the following form:
(Impression)
( of )
( Seal )
ARTICLE VIII
Miscellaneous Provisions
Section 8.1. Fiscal Year. The Fiscal Year of the Association shall be
the calendar year.
Section 8.2. Execution of Instruments. All agreements, indentures,
mortgages, deeds, conveyances, transfers, certificates, declarations, receipts,
discharges, releases, satisfactions, settlements, petitions, schedules,
accounts, affidavits, bonds, undertakings, proxies and other instruments or
documents may be signed, executed, acknowledged, verified, delivered or accepted
in behalf of the Association by the Chairperson of the Board, or the President,
or any Vice President, or the Secretary, or the Cashier, or, if in connection
with exercise of fiduciary powers of the Association, by any of said officers or
by any Trust Officer. Any such instruments may also be executed, acknowledged,
verified, delivered or accepted in behalf of the Association in such other
manner and by such other officers as the Board of
11
<PAGE> 14
Directors may from time to time direct. The provisions of this Section 8.2. are
supplementary to any other provision of these By-Laws.
Section 8.3. Records. The Articles of Association, the By-Laws and the
proceedings of all meetings of the shareholders, the Board of Directors, and
standing committees of the Board, shall be recorded in appropriate minute books
provided for the purpose. The minutes of each meeting shall be signed by the
Secretary, or other officer appointed to act as Secretary of the meeting.
ARTICLE IX
By-Laws
Section 9.1. Inspection. A copy of the By-Laws, with all amendments
thereto, shall at all times be kept in a convenient place at the Main Office of
the Association, and shall be open for inspection to all shareholders, during
banking hours.
Section 9.2. Amendments. The By-Laws may be amended, altered or
repealed, at any regular meeting of the Board of Directors, by a vote of a
majority of the total number of the Directors.
12
<PAGE> 1
EXHIBIT 6
<PAGE> 2
EXHIBIT 6
CONSENT OF TRUSTEE
Pursuant to the requirements of Section 321(b) of the Trust Indenture
Act of 1939 in connection with the proposed issue by Advanta Mortgage Loan
Trust 1999-4, we hereby consent that reports of examination by Federal, State,
Territorial or District authorities may be furnished by such authorities to the
Securities and Exchange commission upon request therefor.
November 12, 1999
Bankers Trust Company of California, N.A.
By: /s/ Judy L. Gomez
Judy L. Gomez
Assistant Vice President
<PAGE> 1
ATTACHMENT 5
Board of Governors of the Federal Reserve System
OMB Number: 7100-0036
Federal Deposit Insurance Corporation
OMB Number: 3064-0052
Office of the Comptroller of the Currency
Federal Financial OMB Number: 1557-0081
Institutions Examination
Council Expires March 31, 2001
- --------------------------------------------------------------------------------
/1/
Please refer to page i,
[LOGO APPEARS HERE] Table of Contents, for
the required disclosure
of estimated burden.
- --------------------------------------------------------------------------------
CONSOLIDATED REPORTS OF CONDITION AND INCOME FOR
A BANK WITH DOMESTIC OFFICES ONLY AND TOTAL ASSETS
OF $100 MILLION OR MORE BUT LESS THAN $300 MILLION -- FFIEC 033
REPORT AT THE CLOSE OF BUSINESS MARCH 31, 1999 (19990331)
-----------
(RCRI 9999)
This report is required by law: 12 U.S.C. Section 324 (State member banks); 12
U.S.C. Section 1817 (State nonmember banks); and 12 U.S.C. Section 161
(National banks).
This report form is to be filed by banks with domestic offices only.
Banks with foreign offices (as defined in the instructions) must file
FFIEC 031.
- --------------------------------------------------------------------------------
NOTE: The Reports of Condition and Income must be signed by an authorized
officer and the Report of Condition must be attested to by not less than two
directors (trustees) for State nonmember banks and three directors for State
member and National banks.
I, Foy B. Hester
-----------------------------------------------------------------------------
Name and Title of Officer Authorized to Sign Report
of the named bank do hereby declare that these Reports of Condition and Income
(including the supporting schedules) for this report date have been prepared
in conformance with the instructions issued by the appropriate Federal
regulatory authority and are true to the best of my knowledge and belief.
/s/ Foy B. Hester
- --------------------------------------------------------------------------------
Signature of Officer Authorized to Sign Report
4/29/99
- --------------------------------------------------------------------------------
Date of Signature
The Reports of Condition and Income are to be prepared in accordance with
Federal regulatory authority instructions.
We, the undersigned directors (trustees), attest to the correctness of the
Report of Condition (including the supporting schedules) for this report date
and declare that it has been examined by us and to the best of our knowledge and
belief has been prepared in conformance with the instructions issued by the
appropriate Federal regulatory authority and is true and correct.
/s/ "Signature"
- --------------------------------------------------------------------------------
Director (Trustee)
/s/ "Signature"
- --------------------------------------------------------------------------------
Director (Trustee)
/s/ "Signature"
- --------------------------------------------------------------------------------
Director (Trustee)
- --------------------------------------------------------------------------------
SUBMISSION OF REPORTS
Each bank must prepare its Reports of Condition and Income either:
(a) in electronic form and then file the computer data file directly with the
banking agencies' collection agent, Electronic Data Systems Corporation
(EDS), by modem or on computer diskette; or
(b) in hard-copy (paper) form and arrange for another party to convert the paper
report to electronic form. That party (if other than EDS) must transmit the
bank's computer data file to EDS.
For electronic filing assistance, contact EDS Call Report Services, 2150 N.
Prospect Ave., Milwaukee, WI 53202, telephone (800) 255-1571.
To fulfill the signature and attestation requirement for the Reports of
Condition and Income for this report date, attach this signature page (or a
photocopy or a computer-generated version of this page) to the hard-copy record
of the completed report that the bank places in its files.
FDIC Certificate Number 2 6 7 3 2
---------------------
(RCRI 9050)
Bankers Trust Company of California, N.A.
- ------------------------------------------------
Legal Title of Bank (TEXT 9010)
300 South Grand Avenue
- ------------------------------------------------
City (TEXT 9130)
Los Angeles, CA 90071
- ------------------------------------------------
State Abbrev. (TEXT 9200) ZIP Code (TEXT 8220)
Board of Governors of the Federal Reserve System, Federal Deposit Insurance
Corporation, Office of the Comptroller of the Currency.
<PAGE> 2
FFIEC 033
Page i
/2/
Consolidated Reports of Condition and Income for
A Bank With Domestic Offices Only and Total
Assets of $100 Million or More But Less Than $300 Million
- --------------------------------------------------------------------------------
<TABLE>
<S> <C>
TABLE OF CONTENTS
SIGNATURE PAGE Cover
REPORT OF INCOME
Schedule RI--Income Statement........................................ RI-1, 2, 3
Schedule RI-A--Changes in Equity Capital............................. RI-3
Schedule RI-B--Charge-offs and Recoveries on Loans and Leases
and Changes in Allowance for Credit Losses......................... RI-4, 5
Schedule RI-E--Explanations.......................................... RI-5,6
</TABLE>
DISCLOSURE OF ESTIMATED BURDEN
THE ESTIMATED AVERAGE BURDEN ASSOCIATED WITH THIS INFORMATION COLLECTION IS 34.1
HOURS PER RESPONDENT AND IS ESTIMATED TO VARY FROM 15 TO 400 HOURS PER RESPONSE,
DEPENDING ON INDIVIDUAL CIRCUMSTANCES. BURDEN ESTIMATES INCLUDE THE TIME FOR
REVIEWING INSTRUCTIONS, GATHERING AND MAINTAINING DATA IN THE REQUIRED FORM, AND
COMPLETING THE INFORMATION COLLECTION, BUT EXCLUDE THE TIME FOR COMPILING AND
MAINTAINING BUSINESS RECORDS IN THE NORMAL COURSE OF A RESPONDENT'S ACTIVITIES.
A FEDERAL AGENCY MAY NOT CONDUCT OR SPONSOR, AND AN ORGANIZATION (OR A PERSON)
IS NOT REQUIRED TO RESPOND TO A COLLECTION OF INFORMATION, UNLESS IT DISPLAYS A
CURRENTLY VALID OMB CONTROL NUMBER. COMMENTS CONCERNING THE ACCURACY OF THIS
BURDEN ESTIMATE AND SUGGESTIONS FOR REDUCING THIS BURDEN SHOULD BE DIRECTED TO
THE OFFICE OF INFORMATION AND REGULATORY AFFAIRS, OFFICE OF MANAGEMENT AND
BUDGET, WASHINGTON, D.C. 20503, AND TO ONE OF THE FOLLOWING:
SECRETARY
BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
WASHINGTON, D.C. 20551
LEGISLATIVE AND REGULATORY ANALYSIS DIVISION
OFFICE OF THE COMPTROLLER OF THE CURRENCY
WASHINGTON, D.C. 20219
ASSISTANT EXECUTIVE SECRETARY
FEDERAL DEPOSIT INSURANCE CORPORATION
WASHINGTON, D.C. 20429
REPORT OF CONDITION
<TABLE>
<S> <C>
Schedule RC--Balance Sheet....................................... RC-1, 2
Schedule RC-A--Cash and Balances Due From Depository
Institutions................................................... RC-3
Schedule RC-B--Securities........................................ RC-4, 5
Schedule RC-C--Loans and Lease Financing Receivables:
Part I. Loans and Leases....................................... RC-6, 7
Part II. Loans to Small Businesses and Small Farms
(to be completed for the June report only).................... RC-7a, 7b
Schedule RC-E--Deposit Liabilities............................... RC-8, 9
Schedule RC-F--Other Assets...................................... RC-10
Schedule RC-G--Other Liabilities................................. RC-10
Schedule RC-K--Quarterly Averages................................ RC-11
Schedule RC-L--Off-Balance Sheet Items........................... RC-12, 13, 14
Schedule RC-M--Memoranda......................................... RC-14, 15
Schedule RC-N--Past Due and Nonaccrual Loans, Leases, and
Other Assets................................................... RC-16
Schedule RC-O--Other Data for Deposit Insurance and FICO
Assessments.................................................... RC-17, 18
Schedule RC-R--Regulatory Capital................................ RC-19, 20
Optional Narrative Statement Concerning the Amounts Reported
in the Reports of Condition and Income......................... RC-21
</TABLE>
Special Report (TO BE COMPLETED BY ALL BANKS)
For information or assistance, national and state nonmember banks should contact
the FDIC's Call Reports Analysis Section, 550 17th Street, NW, Washington, D.C.
20429, toll free on (800) 688-FDIC(3342), Monday through Friday between 8:00
a.m. and 5:00 p.m., Eastern time. State member banks should contact their
Federal Reserve District Bank.
<PAGE> 3
<TABLE>
<S> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, Call Date: 03/31/1999 FFIEC 023
National Association Page RI-1
Address: 300 South Grand Avenue Printed 05/17/1999 at 11:58
City, State Zip: Los Angeles, CA 90071
FDIC Certificate No.: |2|6|7|3|2|
-----------
</TABLE>
Consolidated Report of Income
for the period January 1, 1999-March 31, 1999
All Report of Income schedules are to be reported on a calendar year-to-date
basis in thousands of dollars.
Schedule RI--Income Statement
<TABLE>
<CAPTION>
----------
| I280 | (-
---------------------
Dollar Amounts in Thousands | RIAD Mil Thou |
- --------------------------------------------------------------------------------------------- | ------------------ |
<S> | <C> <C> | <C>
1. Interest income: | ////////////////// |
a. Interest and fee income on loans:(1) | ////////////////// |
(1) Real estate loans .............................................................. | 4246 0 | 1.a.(1)
(2) Installment loans .............................................................. | 4247 0 | 1.a.(2)
(3) Credit cards and related plans ................................................. | 4248 0 | 1.a.(3)
(4) Commercial (time and demand) and all other loans ............................... | 4249 0 | 1.a.(4)
b. Income from lease financing receivables: | ////////////////// |
(1) Taxable leases ..................................................................... | 4505 0 | 1.b.(1)
(2) Tax-exempt leases .................................................................. | 4307 0 | 1.b.(2)
c. Interest income on balances due from depository institutions(2): ....................... | 4115 439 | 1.c.
| ////////////////// |
d. Interest and dividend income on securities: | ////////////////// |
(1) U.S. Treasury securities and U.S. Government agency obligations| | |
(including mortgage-backed securities issued or guaranteed by FNMA, FHLMC, | |
or GNMA)............................................................................ | 4027 7 | 1.d.(1)
(2) Securities issued by states and political subdivisions in the U.S.: | ////////////////// |
(a) Taxable securities ............................................................. | 4506 0 | 1.d.(2)(a)
(b) Tax-exempt securities .......................................................... | 4507 0 | 1.d.(2)(b)
(3) Other domestic debt securities (including mortgage-backed securities not issued or | |
guaranteed by FNMA, FHLMC, or GNMA)................................................. | 3657 897 | 1.d.(3)
(4) Foreign debt securities ............................................................ | 3658 0 | 1.d.(4)
(5) Equity securities (including investments in mutual funds) .......................... | 3659 45 | 1.d.(5)
e. Interest income from trading assets .................................................... | 4069 0 | 1.e.
f. Interest income on federal funds sold and securities purchased under agreements to | |
resell ................................................................................. | 4020 0 | 1.f.
g. Total interest income (sum of items 1.a through 1.f) ................................... | 4107 1,388 | 1.g.
----------------------
</TABLE>
____________
(1) See instructions for loan classifications used in this schedule.
(2) Includes interest income on time certificates of deposit not held for
trading.
3
<PAGE> 4
<TABLE>
<S> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, N.A. Call Date: 7/30/99 FFIEC 033
Address: 300 South Grand Avenue Page RI-2
City, State Zip: Los Angeles, CA 90071 Printed 05/17/1999 at 11:44
FDIC Certificate No.: |2|6|7|3|2|
----------
</TABLE>
Schedule RI--Continued
<TABLE>
<CAPTION>
----------------
| Year-to-date |
----------------
Dollar Amounts in Thousands |RIAD Mil Thou|
- ----------------------------------------------------------------------------- --------------
<S> <C> <C> <C>
2. Interest expense: | |
a. Interest on deposits: | ////////////// |
(1) Transaction accounts (NOW accounts, ATS accounts, and | ////////////// |
telephone and preauthorized transfer accounts) .............. | 4508 0 | 2.a.(1)
(2) Nontransaction accounts: | ////////////// |
(a) Money market deposit accounts (MMDAs) ................... | 4509 0 | 2.a.(2)(a)
(b) Other savings deposits .................................. | 4511 0 | 2.a.(2)(b)
(c) Time deposits of $100,000 or more ....................... | A517 0 | 2.a.(2)(c)
(d) Time deposits of less than $100,000...................... | A518 0 | 2.a.(2)(d)
b. Expense of federal funds purchased and securities sold under | ////////////// |
agreements to repurchase ............................................ | 4180 0 | 2.b.
c. Interest on demand notes issued to the U.S. Treasury, trading | ////////////// |
liabilities, and other borrowed money ............................... | 4185 0 | 2.c.
d. Not applicable | ////////////// |
e. Interest on subordinated notes and debentures ....................... | 4200 0 | 2.e.
f. Total interest expense (sum of items 2.a through 2.e) ............... | 4073 0 | 2.f.
| ////////////// |---------------------------
3. Net interest income (item 1.g minus 2.f) ............................... | ////////////// | RIAD 4074 | 1,388 | 3.
| ////////////// |---------------------------
4. Provisions: | ////////////// |
| ////////////// |---------------------------
a. Provision for credit losses ......................................... | ////////////// | RIAD 4230 | 0 | 4.a.
b. Provision for allocated transfer risk ............................... | ////////////// | RIAD 4243 | 0 | 4.b.
---------------------------
5. Noninterest income: | ////////////// |
a. Income from fiduciary activities .................................... | 4070 13,036 | 5.a.
b. Service charges on deposit accounts ................................. | 4080 0 | 5.b.
c. Trading revenue (must equal Schedule RI, sum of Memorandum | ////////////// |
items 8.a through 8.d)............................................... | A220 0 | 5.c.
d.-e. Not applicable | ////////////// |
f. Other noninterest income: | ////////////// |
(1) Other fee income ................................................ | 5407 1,513 | 5.f.(1)
(2) All other noninterest income* ................................... | 5408 0 | 5.f.(2)
| ////////////// |---------------------------
g. Total noninterest income (sum of items 5.a through 5.f) ............. | ////////////// | RIAD 4079 | 14,549 | 5.g.
6. a. Realized gains (losses) on held-to-maturity securities .............. | ////////////// | RIAD 3521 | 0 | 6.a.
b. Realized gains (losses) on available-for-sale securities ............ | ////////////// | RIAD 3196 | 0 | 6.b.
| ////////////// |---------------------------
7. Noninterest expense: | ////////////// |
a. Salaries and employee benefits ...................................... | 4135 4,146 | 7.a.
b. Expenses of premises and fixed assets (net of rental income) | ////////////// |
(excluding salaries and employee benefits and mortgage interest) .... | 4217 1,199 | 7.b.
c. Other noninterest expense* .......................................... | 4092 5,800 | 7.c.
| ////////////// |---------------------------
d. Total noninterest expense (sum of items 7.a through 7.c) ............ | ////////////// | RIAD 4093 | 11,145 | 7.d.
| ////////////// |---------------------------
8. Income (loss) before income taxes and extraordinary items and other | ////////////// |
adjustments (item 3 plus or minus items 4.a, 4.b, 5.g, 6.a, 6.b, and 7.d)| ////////////// | RIAD 4301 | 4,972 | 8.
9. Applicable income taxes (on item 8) .................................... | ////////////// | RIAD 4302 | 1,679 | 9.
| ////////////// |
10. Income (loss) before extraordinary items and other adjustments | ////////////// |
(item 8 minus 9) ....................................................... | ////////////// | RIAD 4300 | 3,113 | 10.
11. Extraordinary items and other adjustments, net of income taxes* ........ | ////////////// | RIAD 4320 | 0 | 11.
12. Net income (loss) (sum of items 10 and 11) ............................. | ////////////// | RIAD 4340 | 3,113 | 12.
---------------------------------------------
</TABLE>
- -----------
*Describe on Schedule RI-E--Explanations.
4
<PAGE> 5
<TABLE>
<S> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, National Association Call Date: 03/31/1999 FFIEC 333
Address: 300 South Grand Avenue Page RI-2
City, State Zip: Los Angeles, CA 90071 Printed 03/17/1999 at 11:58
FDIC Certificate No.: |2|6|7|3|2|
----------
</TABLE>
Schedule RI--Continued
<TABLE>
<CAPTION>
----------
| I281 |<-
----------------
Memoranda | Year-to-date |
------ --------------
Dollar Amounts in Thousands | RIAD Mil Thou |
- ------------------------------------------------------------------------------------------------------ --------------------
<S> <C> <C> <C>
1. Interest expense incurred to carry tax-exempt securities, loans, and leases acquired after | ////////////////// |
August 7, 1986, that is not deductible for federal income tax purposes .......................... | 4513 0 | M.1.
2. Income from the sale and servicing of mutual funds and annuities | ////////////////// |
(included in Schedule RI, item 8) ............................................................... | 8431 0 | M.2.
3. Not applicable .................................................................................. | ///// Number |
4. Number of full-time equivalent employees at end of current period (round to nearest whole number) | 4150 259 | M.4.
5. Interest and fee income on tax-exempt obligations (other than securities and leases) of states | ///////////////////|
and political subdivisions in the U.S. (reportable in Schedule RC-C, part I, item 8) included in |////////// Mil Thou |
Schedule RI, item 1.a above...................................................................... | 4504 0 | M.5.
6. To be completed by banks with loans to finance agricultural production and other loans to | ////////////////// |
farmers (Schedule RC-C, part I, item 3) exceeding five percent of total loans. |////////////////////|
Interest and fee income on agricultural loans included in item 1.a. above........................ | 4251 N/A | M.6.
--------- |
7. If the reporting bank has restated its balance sheet as a result of applying push down RIAD CC YY MM DD |
accounting this calendar year, report the date of the bank's acquisition(1)............... 9106 00 00 00 00 | M.7.
--------- ////////////////// |
8. Trading revenue (from cash instruments and off-balance sheet derivative instruments) | ////////////////// |
(sum of Memorandum items 8.a through 8.d must equal Schedule RI item 5.c): | //// Mil Thou |
a. Interest rate exposures....................................................................... | 8757 0 | M.8.a.
b. Foreign exchange exposures.................................................................... | 8758 0 | M.8.b.
c. Equity security and index exposures........................................................... | 8759 0 | M.8.c.
d. Commodity and other exposures................................................................. | 8760 0 | M.8.d.
9. Impact on income of off-balance sheet derivatives held for purposes other than trading: | ////////////////// |
a. Net increase (decrease) to interest income.................................................... | 8761 0 | M.9.a.
b. Net (increase) decrease to interest expense................................................... | 8762 0 | M.9.b.
c. Other (noninterest) allocations............................................................... | 8763 0 | M.9.c.
----------------------
10. Not applicable YES NO
11. Does the reporting bank have a Subchapter S election in effect for federal income tax ----------------------
purposes for the current tax year?............................................................... | A530| | X | M.11.
|--------------------|
| ////| Mil Thou|
12. Deferred portion of total applicable income taxes included in Schedule RI, |--------------------|
items 9 and 11 (to be reported with the December Report of Income)............................... |4772 N/A| M.12.
----------------------
</TABLE>
____________
(1) For example, a bank acquired on June 1, 1997, would report 19970601.
Schedule RI-A--Changes in Equity Capital
Indicate decreases and losses in parentheses.
<TABLE>
<CAPTION>
----------
| I283 | (-
--------- --------
Dollar Amounts in Thousands | RIAD Mil Thou |
- ------------------------------------------------------------------------------------------------------ -----------------
<S> <C> <C> <C>
1. Total equity capital originally reported in the December 31, 1998, Reports of Condition | /////////////// |
and Income ...................................................................................... | 3215 123,054 | 1.
2. Equity capital adjustments from amended Reports of Income, net* ................................. | 3216 0 | 2.
3. Amended balance end of previous calendar year (sum of items 1 and 2) ............................ | 3217 123,054 | 3.
4. Net income (loss) (must equal Schedule RI, item 12) ............................................. | 4340 3,113 | 4.
5. Sale, conversion, acquisition, or retirement of capital stock, net .............................. | 4346 0 | 5.
6. Changes incident to business combinations, net .................................................. | 4356 0 | 6.
7. LESS: Cash dividends declared on preferred stock ................................................ | 4470 0 | 7.
8. LESS: Cash dividends declared on common stock ................................................... | 4460 0 | 8.
9. Cumulative effect of changes in accounting principles from prior years* (see instructions | /////////////// |
for this schedule) .............................................................................. | 4411 0 | 9.
10. Corrections of material accounting errors from prior years* (see instructions for this schedule) | 4412 0 | 10.
11. a. Change in net unrealized holding gains (losses) on available-for-sale securities ............. | 8433 125 | 11.a.
b. Change in accumulated net gains (losses) on cash flow hedges ................................. | 4574 0 | 11.b.
12. Other transactions with parent holding company* (not included in items 5, 7, or 8 above) ........ | 4415 0 | 12.
13. Total equity capital end of current period (sum of items 3 through 12) (must equal | /////////////// |
Schedule RC, item 28)............................................................................ | 3210 126,292 | 13.
-------------------
</TABLE>
____________
*Describe on Schedule RI-E--Explanations.
5
<PAGE> 6
<TABLE>
<S> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, National Association Call Date: 03/31/1999 FFIEC 033
Address: 300 South Grand Avenue Page RI-4
City, State Zip: Los Angeles, CA 90071 Printed 05/17/1999 at 11:24
FDIC Certificate No.: |2|6|7|3|2|
-----------
</TABLE>
Schedule RI-B--Charge-offs and Recoveries on Loans and Leases and Changes in
Allowance for Credit Losses
Part I. Charge-offs and Recoveries on Loans and Leases(1)
Part I excludes charge-offs and recoveries through
the allocated transfer risk reserve.
<TABLE>
<CAPTION>
----------
| I286 | (-
--------------------------------- --------
| (Column A) | (Column B) |
| Charge-offs | Recoveries |
-------------------- --------------------
| Calendar year-to-date |
-----------------------------------------
Dollar Amounts in Thousands | RIAD Mil Thou | RIAD Mil Thou |
- ------------------------------------------------------------------------------ -------------------- --------------------
<S> <C> <C> <C>
1. Real estate loans......................................................... | 4256 0 | 4257 0 | 1.
2. Installment loans......................................................... | 4258 0 | 4259 0 | 2.
3. Credit cards and related plans............................................ | 4262 0 | 4263 0 | 3.
4. Commercial (time and demand) and all other loans.......................... | 4264 0 | 4265 0 | 4.
5. Lease financing receivables............................................... | 4266 0 | 4267 0 | 5.
6. Total (sum of items 1 through 5).......................................... | 4635 0 | 4605 0 | 6.
-------------------------------------------
</TABLE>
<TABLE>
<CAPTION>
Memoranda ------------------------------------------
Dollar Amounts in Thousands | RIAD Mil Thou | RIAD Mil Thou |
- ------------------------------------------------------------------------------ -------------------- --------------------
<S> <C> <C> <C> <C>
1. Loans to foreign governments and official institutions included in part I, | ////////////////// | ////////////////// |
items 1 through 4 above................................................... | 4643 0 | 4627 0 | M.1.
2. To be completed by banks with loans to finance agricultural production | ////////////////// | ////////////////// |
and other loans to farmers (Schedule RC-C, part I, item 3) exceeding five | ////////////////// | ////////////////// |
percent of total loans. | ////////////////// | ////////////////// |
Agricultural loans included in part I, items 1 through 4 above ........... | 4268 N/A | 4269 N/A | M.2.
3. Not applicable | ////////////////// | ////////////////// |
4. Loans to finance commercial real estate, construction, and land | ////////////////// | ////////////////// |
development activities (not secured by real estate) included in | ////////////////// | ////////////////// |
Schedule RI-B, part I, items 2 through 4, above........................... | 5443 0 | 5444 0 | M.4.
5. Real estate loans (sum of Memorandum items 5.a through 5.e must equal | ////////////////// | ////////////////// |
Schedule RI-B, part I, item 1, above): | ////////////////// | ////////////////// |
a. Construction and land development...................................... | 5445 0 | 5446 0 | M.5.a.
b. Secured by farmland.................................................... | 5447 0 | 5448 0 | M.5.b.
c. Secured by 1-4 family residential properties: | ////////////////// | ////////////////// |
(1) Revolving, open-end loans secured by 1-4 family residential | ////////////////// | ////////////////// |
properties and extended under lines of credit...................... | 5449 0 | 5450 0 | M.5.c.(1)
(2) All other loans secured by 1-4 family residential properties....... | 5451 0 | 5452 0 | M.5.c.(2)
d. Secured by multifamily (5 or more) residential properties.............. | 5453 0 | 5454 0 | M.5.d.
e. Secured by nonfarm nonresidential properties........................... | 5455 0 | 5456 0 | M.5.e.
-------------------------------------------
</TABLE>
- ------------
(1) See instructions for loan classifications used in this schedule.
6
<PAGE> 7
<TABLE>
<S> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, National Association Call Date: 03/31/1999 FFIEC 033
Address: 300 South Grand Avenue Page RI-5
City, State Zip: Los Angeles, CA 90071 Printed 05/17/1999 at 11:33
FDIC Certificate No.: |2|6|7|3|2|
-----------
</TABLE>
Schedule RI-B--Continued
Part II. Changes in Allowance for Credit Losses
<TABLE>
<CAPTION> ------------------
Dollar Amounts in Thousands | RIAD Mil Thou |
- --------------------------------------------------------------------------------------------------- ----------------
<S> <C> <C> <C>
1. Balance originally reported in the December 31, 1998, Reports of Condition and Income.......... | 3124 0 | 1.
2. Recoveries (must equal or exceed part I, item 6, column B above)............................... | 2419 0 | 2.
3. LESS: Charge-offs (must equal or exceed part I, item 6, column A above)........................ | 2432 0 | 3.
4. Provision for credit losses (must equal Schedule RI, item 4.a)................................. | 4230 0 | 4.
5. Adjustments* (see instructions for this schedule).............................................. | 4815 0 | 5.
6. Balance end of current period (sum of items 1 through 5) (must equal or exceed Schedule RC, | ////////////// |
item 4.b)...................................................................................... | A512 0 | 6.
----------------
</TABLE>
____________
*Describe on Schedule RI-E--Explanations.
Schedule RI-E--Explanations
Schedule RI-E is to be completed each quarter on a calendar year-to-date basis.
Detail all adjustments in Schedule RI-A and RI-B, all extraordinary items and
other adjustments in Schedule RI, and all significant items of other
noninterest income and other noninterest expense in Schedule RI. (See
instructions for details.)
<TABLE>
<CAPTION> ----------
| I295 | (-
------ --------
| Year-to-date |
------ --------------
Dollar Amounts in Thousands | RIAD Mil Thou |
- -------------------------------------------------------------------------------------------------- --------------------
<S> <C> <C> <C>
1. All other noninterest income (from Schedule RI, item 5.f.(2)) | ////////////////// |
Report amounts that exceed 10% of Schedule RI, item 5.f.(2): | ////////////////// |
a. Net gains (losses) on other real estate owned ............................................ | 5415 0 | 1.a.
b. Net gains (losses) on sales of loans ..................................................... | 5416 0 | 1.b.
c. Net gains (losses) on sales of premises and fixed assets ................................. | 5417 0 | 1.c.
Itemize and describe the three largest other amounts that exceed 10% of | ////////////////// |
Schedule RI, item 5.f.(2): | ////////////////// |
-------------
d. | TEXT 4461 | | 4461 | 1.d.
----------- ------------------------------------------------------------------------------
e. | TEXT 4462 | | 4462 | 1.e.
----------- ------------------------------------------------------------------------------
f. | TEXT 4463 | | 4463 | 1.f.
-------------------------------------------------------------------------------------------
2. Other noninterest expense (from Schedule RI, item 7.c): | ////////////////// |
a. Amortization expense of intangible assets ................................................ | 4531 883 | 2.a.
Report amounts that exceed 10% of Schedule RI, item 7.c: | ////////////////// |
b. Net (gains) losses on other real estate owned ............................................ | 5418 0 | 2.b.
c. Net (gains) losses on sales of loans ..................................................... | 5419 0 | 2.c.
d. Net (gains) losses on sales of premises and fixed assets ................................. | 5420 0 | 2.d.
Itemize and describe the three largest other amounts that exceed 10% of | ////////////////// |
Schedule RI, item 7.c: | ////////////////// |
------------- | ////////////////// |
e. | TEXT 4464 | Intercompany Non Interest Expense | 4464 3,077 | 2.e.
----------- ------------------------------------------------------------------------------
f. | TEXT 4467 | | 4467 | 2.f.
----------- ------------------------------------------------------------------------------
g. | TEXT 4468 | | 4468 | 2.g.
-----------------------------------------------------------------------------------------------------------------
</TABLE>
7
<PAGE> 8
<TABLE>
<S> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, National Association Call Date: 03/31/1999 FFIEC 033
Address: 300 South Grand Avenue Page RI-6
City, State Zip: Los Angeles, CA 90071 Printed 05/17/1999 at 11:30
FDIC Certificate No.: |2|6|7|3|2|
-----------
</TABLE>
Schedule RI-E--Continued
<TABLE>
------ --------
| Year-to-date |
------ --------------
Dollar Amounts in Thousands | RIAD Mil Thou |
- -------------------------------------------------------------------------------------------------- --------------------
<S> <C> <C> <C>
3. Extraordinary items and other adjustments and applicable income tax effect (from Schedule RI, | ////////////////// |
item 11) (itemize and describe all extraordinary items and other adjustments): | ////////////////// |
-------------
a. (1) | TEXT 6373 | Effect of adopting FAS 133, "Accounting for Deriva | 6373 0 | 3.a.(1)
---------------------------------------------------------------------------------------
(2) Applicable income tax effect | RIAD 4486 | 0 | ////////////////// | 3.a.(2)
------------- ----------------------------
b. (1) | TEXT 4487 | | 4487 | 3.b.(1)
---------------------------------------------------------------------------------------
(2) Applicable income tax effect | RIAD 4488 | | ////////////////// | 3.b.(2)
------------- ----------------------------
c. (1) | TEXT 4489 | | 4489 | 3.c.(1)
---------------------------------------------------------------------------------------
(2) Applicable income tax effect | RIAD 4491 | | ////////////////// | 3.c.(2)
----------------------------
4. Equity capital adjustments from amended Reports of Income (from Schedule RI-A, | ////////////////// |
item 2) (itemize and describe all adjustments): | ////////////////// |
-------------
a. | TEXT 4492 | | 4492 | 4.a.
----------- ------------------------------------------------------------------------------
b. | TEXT 4493 | | 4493 | 4.b.
-------------------------------------------------------------------------------------------
5. Cumulative effect of changes in accounting principles from prior years (from | ////////////////// |
Schedule RI-A, item 9) (itemize and describe all changes in accounting principles): | ////////////////// |
-------------
a. | TEXT 4494 | | 4494 | 5.a.
----------- ------------------------------------------------------------------------------
b. | TEXT 4495 | | 4495 | 5.b.
-------------------------------------------------------------------------------------------
6. Corrections of material accounting errors from prior years (from Schedule RI-A, | ////////////////// |
item 10) (itemize and describe all corrections): | ////////////////// |
-------------
a. | TEXT 4496 | | 4496 | 6.a.
----------- ------------------------------------------------------------------------------
b. | TEXT 4497 | | 4497 | 6.b.
-------------------------------------------------------------------------------------------
7. Other transactions with parent holding company (from Schedule RI-A, item 12) | ////////////////// |
(itemize and describe all such transactions): | ////////////////// |
------------- | ////////////////// |
a. | TEXT 4498 | | 4498 | 7.a.
----------- ------------------------------------------------------------------------------
b. | TEXT 4499 | | 4499 | 7.b.
-------------------------------------------------------------------------------------------
8. Adjustments to allowance for credit losses (from Schedule RI-B, part II, | ////////////////// |
item 5) (itemize and describe all adjustments): | ////////////////// |
------------- | ////////////////// |
a. | TEXT 4521 | | 4521 | 8.a.
----------- ------------------------------------------------------------------------------
b. | TEXT 4522 | | 4522 | 8.b.
------------------------------------------------------------------------------------------- ---------------------
9. Other explanations (the space below is provided for the bank to briefly describe, | I298 | I299 | (-
----------------------
at its option, any other significant items affecting the Report of Income):
---
No comment |X| (RIAD 4769)
---
Other explanations (please type or print clearly):
(TEXT 4769)
</TABLE>
8
<PAGE> 9
<TABLE>
<S> <C> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, N.A. Call Date: 03/31/99 FFIEC 033
Address: 300 South Grand Avenue Page RC-7
City, State Zip: Los Angeles, CA 90071 Printed 05/17/1999 at 11:58
FDIC Certificate No.: |2|6|7|3|2|
-----------
</TABLE>
Consolidated Report of Condition for Insured Commercial
and State-Chartered Savings Banks for March 31, 1999
All schedules are to be reported in thousands of dollars. Unless otherwise
indicated, report the amount outstanding as of the last business day of the
quarter.
Schedule RC--Balance Sheet
<TABLE>
<CAPTION>
----------
| C200 | (-
------------ --------
Dollar Amounts in Thousands | RCON Mil Thou |
- ------------------------------------------------------------------------------------------------- --------------------
<S> <C> <C> <C>
ASSETS | ////////////////// |
1. Cash and balances due from depository institutions (from Schedule RC-A): | ////////////////// |
a. Noninterest-bearing balances and currency and coin(1) ................................... | 0081 1,273 | 1.a.
b. Interest-bearing balances(2) ............................................................ | 0071 41,000 | 1.b.
2. Securities: | ////////////////// |
a. Held-to-maturity securities (from Schedule RC-B, column A) .............................. | 1754 0 | 2.a.
b. Available-for-sale securities (from Schedule RC-B, column D) ............................ | 1773 70,220 | 2.b.
3. Federal funds sold and securities purchased under agreements to resell...................... | 1350 0 | 3.
4. Loans and lease financing receivables: ----------------------------| ////////////////// |
a. Loans and leases, net of unearned income (from Schedule RC-C) | RCON 2122 | 0 | ////////////////// | 4.a.
b. LESS: Allowance for loan and lease losses ................... | RCON 3123 | 0 | ////////////////// | 4.b.
c. LESS: Allocated transfer risk reserve ....................... | RCON 3128 | 0 | ////////////////// | 4.c.
----------------------------
d. Loans and leases, net of unearned income, | ////////////////// |
allowance, and reserve (item 4.a minus 4.b and 4.c) ..................................... | 2125 0 | 4.d.
5. Trading assets.............................................................................. | 3545 0 | 5.
6. Premises and fixed assets (including capitalized leases) ................................... | 2145 3,145 | 6.
7. Other real estate owned (from Schedule RC-M) ............................................... | 2150 0 | 7.
8. Investments in unconsolidated subsidiaries and associated companies (from Schedule RC-M) ... | 2130 0 | 8.
9. Customers' liability to this bank on acceptances outstanding ............................... | 2155 0 | 9.
10. Intangible assets (from Schedule RC-M) ..................................................... | 2143 16,533 | 10.
11. Other assets (from Schedule RC-F) .......................................................... | 2160 5,358 | 11.
12. Total assets (sum of items 1 through 11) ................................................... | 2170 137,329 | 12.
----------------------
</TABLE>
____________
(1) Includes cash items in process of collection and unposted debits.
(2) Includes time certificates of deposit not held for trading.
9
<PAGE> 10
<TABLE>
<S> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, N.A. Call Date: 7/30/99 FFIEC 033
Address: 300 South Grand Avenue Page RC-1
City, State Zip: Los Angeles, CA 90071 Printed 05/17/1999 at 11:55
FDIC Certificate No.: |2|6|7|3|2|
-----------
</TABLE>
Schedule RC--Continued
<TABLE>
<CAPTION>
----------------------
Dollar Amounts in Thousands | RCON Mil Thou |
- ----------------------------------------------------------------------------------------------- --------------------
<S> <C> <C> <C> <C> <C>
LIABILITIES | ////////////////// |
13. Deposits: | ////////////////// |
a. In domestic offices (sum of totals of columns A and C from Schedule RC-E,)............. | 2200 0 | 13.a.
----------------------------
(1) Noninterest-bearing(1) ................................ | RCON 6631 0 | ////////////////// | 13.a.(1)
(2) Interest-bearing ...................................... | RCON 6636 0 | ////////////////// | 13.a.(2)
----------------------------
b. In foreign offices, Edge and Agreement subsidiaries, and IBFs.......................... | ////////////////// |
(1) Noninterest-bearing ............................................................... | ////////////////// |
(2) Interest-bearing .................................................................. | ////////////////// |
14. Federal funds purchased and securities sold under agreements to repurchase .............. | 2800 0 | 14.
15. a. Demand notes issued to the U.S. Treasury .............................................. | 2840 0 | 15.a.
b. Trading liabilities ................................................................... | 3548 0 | 15.b.
16. Other borrowed money (includes mortgage indebtedness and obligations under capitalized | ////////////////// |
leases): |////////////////////|
a. With a remaining maturity of one year or less.......................................... | 2332 0 | 16.a.
b. With a remaining maturity of more than one year through three years.................... | A547 0 | 16.b.
c. With a remaining maturity of more than three years..................................... | A548 0 | 16.b.
17. Not applicable | ////////////////// |
18. Bank's liability on acceptances executed and outstanding ................................. | 2920 0 | 18.
19. Subordinated notes and debentures(2)...................................................... | 3200 0 | 19.
20. Other liabilities (from Schedule RC-G) ................................................... | 2930 10,574 | 20.
21. Total liabilities (sum of items 13 through 20) ........................................... | 2948 10,574 | 21.
22. Not applicable | ////////////////// |
EQUITY CAPITAL | ////////////////// |
23. Perpetual preferred stock and related surplus ............................................ | 3838 0 | 23.
24. Common stock ............................................................................. | 3230 50,000 | 24.
25. Surplus (exclude all surplus related to preferred stock).................................. | 3839 50,000 | 25.
26. a. Undivided profits and capital reserves ................................................ | 3632 54,274 | 26.a.
b. Net unrealized holding gains (losses) on available-for-sale securities ................ | 8434 47 | 26.b.
c. Accumulated net gains (losses) on cash flow hedges .................................... | 4336 0 | 26.c.
27. Cumulative foreign currency translation adjustments ...................................... |////////////////////|
28. Total equity capital (sum of items 23 through 27) ........................................ | 3210 154,321 | 28.
29. Total liabilities and equity capital (sum of items 21 and 28)............................. | 3300 164,895 | 29.
----------------------
</TABLE>
<TABLE>
<S> <C> <C>
Memorandum
To be reported only with the March Report of Condition.
1. Indicate in the box at the right the number of the statement below that Number
best describes the most comprehensive level of auditing work performed ----------------
for the bank by independent external auditors as of any date during 1998 ........................... | RCON 6724 2 | M.1.
-----------------
</TABLE>
<TABLE>
<S> <C>
1 = Independent audit of the bank conducted in accordance 4 = Directors' examination of the bank performed by other
with generally accepted auditing standards by a certified external auditors (may be required by state chartering
public accounting firm which submits a report on the bank authority)
2 = Independent audit of the bank's parent holding company 5 = Review of the bank's financial statements by external
conducted in accordance with generally accepted auditing auditors
standards by a certified public accounting firm which 6 = Compilation of the bank's financial statements by external
submits a report on the consolidated holding company auditors
(but not on the bank separately) 7 = Other audit procedures (excluding tax preparation work)
3 = Directors' examination of the bank conducted in accordance 8 = No external audit work
with generally accepted auditing standards by a certified
public accounting firm (may be required by state
chartering authority)
- ------------
</TABLE>
(1) Includes total demand deposits and noninterest-bearing time and savings
deposits.
(2) Includes limited-life preferred stock and related surplus.
10
<PAGE> 11
<TABLE>
<S> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, N.A. Call Date: 3/31/99 FFIEC 022
Address: 300 South Grand Avenue Page RC-3
City, State Zip: Los Angeles, CA 90071 Printed 5/17/1999 at 11:54
FDIC Certificate No.: |2|6|7|3|2|
-----------
</TABLE>
Schedule RC-A--Cash and Balances Due From Depository Institutions
Exclude assets held for trading.
<TABLE>
<CAPTION>
----------
| C205 | (-
----------------------
Dollar Amounts in Thousands | RCON Mil Thou |
- ----------------------------------------------------------------------------- --------------------
<S> <C> <C>
1. Cash items in process of collection, unposted debits, and currency and | ////////////////// |
coin: | 0020 0 |
a. Cash items in process of collection and unposted debits .............. | 0080 0 | 1.a.
b. Currency and coin .................................................... | ////////////////// | 1.b.
2. Balances due from depository institutions in the U.S: | ////////////////// |
a. U.S. branches and agencies of foreign banks .......................... | 0083 0 | 2.a.
b. Other commercial banks in the U.S. and other depository institutions | ////////////////// |
in the U.S............................................................ | 0085 831 | 2.b.
3. Balances due from banks in foreign countries and foreign central banks: | ////////////////// |
a. Foreign branches of other U.S. banks ................................. | 0073 41,315 | 3.a.
b. Other banks in foreign countries and foreign central banks ........... | 0074 0 | 3.b.
4. Balances due from Federal Reserve Banks ................................. | 0090 127 | 4.
5. Total (sum of items 1 through 4) must equal | ////////////////// |
Schedule RC, sum of items 1.a and 1.b) .................................. | 0010 42,273 | 5.
----------------------
</TABLE>
<TABLE>
<CAPTION>
----------------
Memorandum Dollar Amounts in Thousands RCON Mil Thou
- -------------------------------------------------------------------------------------------------- ---------------
<S> <C> <C>
1. Noninterest-bearing balances due from commercial banks in the U.S. (included in items 2.a | ///////////// |
and 2.b above) ............................................................................... | 0050 831 | M.1.
-----------------
</TABLE>
11
<PAGE> 12
<TABLE>
<S> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, N.A. Call Date: 3/31/99 FFIEC 033
Address: 300 South Grand Avenue Page RC-4
City, State Zip: Los Angeles, CA 90071 Printed 05/17/1999 at 11:54
FDIC Certificate No.: |2|6|7|3|2|
-----------
</TABLE>
Schedule RC-B--Securities
Exclude assets held for trading.
<TABLE>
<CAPTION>
----------
| C205 | <-
--------------------------------------------------------------------------- --------
| Held-to-maturity | Available-for-sale |
----------------------------------------- -----------------------------------------
| (Column A) | (Column B) | (Column C) | (Column D) |
| Amortized Cost | Fair Value | Amortized Cost | Fair Value(1) |
-------------------- -------------------- -------------------- --------------------
Dollar Amounts in Thousands | RCON Mil Thou | RCON Mil Thou | RCON Mil Thou | RCON Mil Thou |
- -------------------------------------- -------------------- -------------------- -------------------- --------------------
<S> <C> <C> <C> <C> <C>
1. U.S. Treasury securities ......... | 0211 0 | 0213 0 | 1296 580 | 1297 579 | 1.
2. U.S. Government agency | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
obligations | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
(exclude mortgage-backed | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
securities): | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
a. Issued by U.S. Govern- | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
ment agencies(2) .............. | 1299 0 | 1290 0 | 1291 0 | 1293 0 | 2.a.
b. Issued by U.S. | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
Government-sponsored | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
agencies(3) ................... | 1294 0 | 1295 0 | 1297 0 | 1299 0 | 2.b.
3. Securities issued by states | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
and political subdivisions | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
in the U.S.: | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
a. General obligations ........... | 1676 0 | 1677 0 | 1678 0 | 1679 0 | 3.a.
b. Revenue obligations ........... | 1681 0 | 1686 0 | 1690 0 | 1691 0 | 3.b.
c. Industrial development | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
and similar obligations ....... | 1694 0 | 1695 0 | 1696 0 | 1697 0 | 3.c.
4. Mortgage-backed | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
securities (MBS): | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
a. Pass-through securities: | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
(1) Guaranteed by | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
GNMA ...................... | 1598 0 | 1699 0 | 1701 0 | 1702 0 | 4.a.(1)
(2) Issued by FNMA | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
and FHLMC ................. | 1703 0 | 1705 0 | 1706 0 | 1707 0 | 4.a.(2)
(3) Other pass-through | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
securities................. | 1709 0 | 1710 0 | 1711 0 | 1713 0 | 4.a.(3)
b. Other mortgage-backed | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
securities (include CMOs, | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
REMICs, and stripped | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
MBS): | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
(1) Issued or guaranteed | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
by FNMA, FHLMC, | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
or GNMA ................... | 1714 0 | 1715 0 | 1716 0 | 1717 0 | 4.b.(1)
(2) Collateralized | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
by MBS issued or | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
guaranteed by FNMA, | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
FHLMC, or GNMA............. | 1718 0 | 1719 0 | 1731 0 | 1732 0 | 4.b.(2)
(3) All other mortgage- | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
backed securities.......... | 1733 0 | 1734 0 | 1735 0 | 1736 0 | 4.b.(3)
5. Other debt securities: | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
a. Other domestic debt | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
securities .................... | 1737 0 | 1738 0 | 1739 66,882 | 1741 65,641 | 5.a.
b. Foreign debt | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
securities .................... | 1742 0 | 1743 0 | 1744 0 | 1746 0 | 5.b.
6. Equity securities: | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
a. Investments in mutual | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
funds and other equity | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
securities with readily | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
determinable fair values....... | ////////////////// | ////////////////// | A510 0 | A511 0 | 6.a.
b. All other equity | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
securities(1).................. | ////////////////// | ////////////////// | 1752 3,000 | 1753 3,000 | 6.b.
7. Total (sum of items 1 | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
through 6) (total of | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
column A must equal | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
Schedule RC, item 2.a) | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
(total of column D must | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
equal Schedule RC, | ////////////////// | ////////////////// | ////////////////// | ////////////////// |
item 2.b)......................... | 1754 0 | 1771 0 | 1472 70,462 | 1773 70,220 | 7.
-------------------------------------------------------------------------------------
</TABLE>
_____________
(1) Includes equity securities without readily determinable fair values at
historical cost in item 6.b, column D.
(2) Includes Small Business Administration "Guaranteed Loan Pool Certificates,"
U.S. Maritime Administration obligations, and Export-Import Bank
participation certificates.
(3) Includes obligations (other than mortgage-backed securities) issued by the
Farm Credit System, the Federal Home Loan Bank System, the Federal Home
Loan Mortgage Corporation, the Federal National Mortgage Association, the
Financing Corporation, Resolution Funding Corporation, the Student Loan
Marketing Association, and the Tennessee Valley Authority.
12
<PAGE> 13
<TABLE>
<S> <C> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, National Association Call Date: 3/31/1999 FFIEC 033
Address: 300 South Grand Avenue Page RC-5
City, State Zip: Los Angeles, CA 90071 Printed 09/17/1999 at 11:54
FDIC Certificate No.: |2|6|7|3|2|
-----------
</TABLE>
Schedule RC-B--Continued
<TABLE>
<CAPTION>
-----------
| C212 | <-
----------- ---------
Memoranda Dollar Amounts in Thousands | RCON Mil Thou |
- --------------------------------------------------------------------------------------------------- --------------------
<S> <C> <C>
1. Pledged securities(1) ......................................................................... | 0416 579 | M.1.
2. Maturity and repricing data for debt securities(1),(2) (excluding those in nonaccrual status): | ////////////////// |
a. Securities issued by the U.S. Treasury, U.S. Government agencies, and states and political | ////////////////// |
subdivisions in the U.S.; other non-mortgage debt securities; and mortgage pass-through | ////////////////// |
securities other than those backed by closed-end first lien 1-4 family residential | ////////////////// |
mortgages with a remaining maturity or repricing frequency of:(3)(4) | ////////////////// |
(1) Three months or less ................................................................... | A549 579 | M.2.a.(1)
(2) Over three months through 12 months .................................................... | A550 0 | M.2.a.(2)
(3) Over one year through three years ...................................................... | A551 14,982 | M.2.a.(3)
(4) Over three years through five years .................................................... | A552 31,432 | M.2.a.(4)
(5) Over five years through 15 years ....................................................... | A553 20,227 | M.2.a.(5)
(6) Over 15 years .......................................................................... | A554 0 | M.2.a.(6)
b. Mortgage pass-through securities backed by closed-end first lien 1-4 family residential | ////////////////// |
mortgages with a remaining maturity or repricing frequency of:(3)(5) | ////////////////// |
(1) Three months or less ................................................................... | A555 0 | M.2.b.(1)
(2) Over three months through 12 months .................................................... | A556 0 | M.2.b.(2)
(3) Over one year through three years ...................................................... | A557 0 | M.2.b.(3)
(4) Over three years through five years .................................................... | A558 0 | M.2.b.(4)
(5) Over five years through 15 years ....................................................... | A559 0 | M.2.b.(5)
(6) Over 15 years .......................................................................... | A560 0 | M.2.b.(6)
c. Other mortgage-backed securities (include CMOs, REMICs, and stripped MBS; exclude mortgage | ////////////////// |
pass-through securities) with an expected average life of:(6) | ////////////////// |
(1) Three years or less .................................................................... | A561 0 | M.2.c.(1)
(2) Over three years ....................................................................... | A562 0 | M.2.c.(2)
d. Debt securities with a REMAINING MATURITY of one year or less | ////////////////// |
(included in Memorandum items 2.a through 2.c above) ....................................... | A248 379 | M.2.d.
3.-6. Not applicable | ////////////////// |
7. Amortized cost of held-to-maturity securities sold or transferred to available-for-sale or | ////////////////// |
trading securities during the calendar year-to-date (report the amortized cost at date of sale | ////////////////// |
or transfer)................................................................................... | 1778 0 | M.7.
8. Not applicable | ////////////////// |
9. Structured notes (included in the held-to-maturity and available-for-sale accounts in | ////////////////// |
Schedule RC-B, items 2, 3, and 5): | ////////////////// |
a. Amortized cost.............................................................................. | 8782 0 | M.9.a.
b. Fair value.................................................................................. | 8783 0 | M.9.b.
----------------------
</TABLE>
_____________
(1) Includes held-to-maturity securities at amortized cost and
available-for-sale securities at fair value.
(2) Exclude equity securities, e.g., investments in mutual funds, Federal
Reserve stock, common stock, and preferred stock.
(3) Report fixed rate debt securities by remaining maturity and floating rate
debt securities by repricing frequency.
(4) Sum of Memorandum items 2.a.(1) through 2.a.(6) plus any nonaccrual debt
securities in the categories of debt securities reported in Memorandum
item 2.a that are included in Schedule RC-N, item 6, column C, must equal
Schedule RC-B, sum of items 1, 2, 3, and 5, columns A and D, plus mortgage
pass-through securities other than those backed by closed-end first lien
1-4 family residential mortgages included in Schedule RC-B, item 4.a,
columns A and D.
(5) Sum of Memorandum items 2.b.(1) through 2.b.(6) plus any nonaccrual
mortgage pass-through securities backed by closed-end first lien
1-4 family residential mortgages included in Schedule RC-N, item 6,
column C, must equal Schedule RC-B, item 4.a, sum of columns A and D, less
the amount of mortgage pass-through securities other than those backed by
closed-end first lien 1-4 family residential mortgages included in Schedule
RC-B, item 4.a, columns A and D.
(6) Sum of Memorandum items 2.c.(1) and 2.c.(2) plus any nonaccrual "Other
mortgage-backed securities" included in Schedule RC-N, item 6, column C,
must equal Schedule RC-B, item 4.b, sum of columns A and D.
13
<PAGE> 14
<TABLE>
<S> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, National Association Call Date: 03/31/1999 FFIEC 033
Address: 300 South Grand Avenue Page RC-6
City, State Zip: Los Angeles, CA 90071 Printed 06/17/1999 at 11:34
FDIC Certificate No.: |2|5|7|3|2|
-----------
</TABLE>
Schedule RC-C--Loans and Lease Financing Receivables
Part I. Loans and Leases
<TABLE>
<CAPTION>
Do not deduct the allowance for loan and lease losses from amounts
reported in this schedule. Report total loans and leases, net of unearned
income. Exclude assets held for trading and commercial paper. ----------
| C215 | <-
------------ --------
Dollar Amounts in Thousands | RCON Mil Thou |
- ---------------------------------------------------------------------------- --------------------
<S> <C> <C>
1. Loans secured by real estate: | ////////////////// |
a. Construction and land development .................................. | 1415 0 | 1.a.
b. Secured by farmland (including farm residential and other | ////////////////// |
improvements) ...................................................... | 1420 0 | 1.b.
c. Secured by 1-4 family residential properties: | ////////////////// |
(1) Revolving, open-end loans secured by 1-4 family residential | ////////////////// |
properties and extended under lines of credit .................. | 1797 0 | 1.c.(1)
(2) All other loans secured by 1-4 family residential properties: | ////////////////// |
(a) Secured by first liens ..................................... | 5367 0 | 1.c.(2)(a)
(b) Secured by junior liens .................................... | 5368 0 | 1.c.(2)(b)
d. Secured by multifamily (5 or more) residential properties .......... | 1460 0 | 1.d.
e. Secured by nonfarm nonresidential properties ....................... | 1480 0 | 1.e.
2. Loans to depository institutions: | ////////////////// |
a. To commercial banks in the U.S.: | ////////////////// |
(1) To U.S. branches and agencies of foreign banks ................. | 1506 0 | 2.a.(1)
(2) To other commercial banks in the U.S. .......................... | 1507 0 | 2.a.(2)
b. To other depository institutions in the U.S. ....................... | 1517 0 | 2.b.
c. To banks in foreign countries: | ////////////////// |
(1) To foreign branches of other U.S. banks ........................ | 1513 0 | 2.c.(1)
(2) To other banks in foreign countries ............................ | 1516 0 | 2.c.(2)
3. Loans to finance agricultural production and other loans to farmers ... | 1590 0 | 3.
4. Commercial and industrial loans: | ////////////////// |
a. To U.S. addressees (domicile) ...................................... | 1763 0 | 4.a.
b. To non-U.S. addressees (domicile) .................................. | 1764 0 | 4.b.
5. Acceptances of other banks .............................................| 1755 0 | 5.
6. Loans to individuals for household, family, and other personal | ////////////////// |
expenditures (i.e., consumer loans) (includes purchased paper): | ////////////////// |
a. Credit cards and related plans (includes check credit and other | ////////////////// |
revolving credit plans) ............................................ | 2008 0 | 6.a.
b. Other (includes single payment, installment, and all student loans). | 2011 0 | 6.b.
7. Loans to foreign governments and official institutions (including | ////////////////// |
foreign central banks) ................................................ | 2081 0 | 7.
8. Obligations (other than securities and leases) of states and political | ////////////////// |
subdivisions in the U.S. .............................................. | 2107 0 | 8.
9. Other loans: | ////////////////// |
a. Loans for purchasing or carrying securities (secured and unsecured). | 1545 0 | 9.a.
b. All other loans (exclude consumer loans) ........................... | 1564 0 | 9.b.
10. Lease financing receivables (net of unearned income) .................. | 2165 0 | 10.
11. LESS: Any unearned income on loans reflected in items 1-9 above ....... | 2123 0 | 11.
12. Total loans and leases, net of unearned income (sum of items 1 through | ////////////////// |
10 minus item 11) (must equal Schedule RC, item 4.a)................... | 2122 0 | 12.
----------------------
</TABLE>
14
<PAGE> 15
<TABLE>
<S> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, National Association Call Date: 03/31/1999 FFIEC 031
Address: 300 South Grand Avenue Page RC-7
City, State Zip: Los Angeles, CA 90071 Printed 03/17/1999 at 11:34
FDIC Certificate No.: 2|6|7|3|2|
-----------
</TABLE>
Schedule RC-C--Continued
Part I. Continued
<TABLE>
<CAPTION>
--------------------
Memoranda Dollar Amounts in Thousands | RCON Mil Thou |
- ----------------------------------------------------------------------------- |------------------- |
<S> | <C> | <C>
| |
1. Not applicable | |
2. Loans(1) and leases restructured and in compliance with modified terms | ////////////////// |
(included in Schedule RC-C, part I, above and not reported as past due | ////////////////// |
or nonaccrual in Schedule RC-N, Memorandum item 1): | ////////////////// |
a. Real estate loans.................................................... | 1617 0 | M.2.a.
b. All other loans and all lease financing receivables (exclude loans to | ////////////////// |
individuals for household, family, and other personal expenditures).. | 8691 0 | M.2.b.
3. Maturity and repricing data for loans and leases (excluding those | ////////////////// |
in nonaccrual status): | ////////////////// |
a. Closed-end loans secured by first liens on I-4 family residential | ////////////////// |
properties (reported in Schedule RC-C, part I, item l.c. (2)(a)) with | ////////////////// |
a remaining maturity or repricing frequency of: (2)(3) | ////////////////// |
(1) Three months or less ............................................ | A564 0 | M.3.a.(1)
(2) Over three months through 12 months ............................. | A565 0 | M.3.a.(2)
(3) Over one year through three years ............................... | A566 0 | M.3.a.(3)
(4) Over three years through five years ............................. | A567 0 | M.3.a.(4)
(5) Over five years through 15 years ................................ | A568 0 | M.3.a.(5)
(6) Over 15 years ................................................... | A569 0 | M.3.a.(6)
b. All loans and leases (reported in Schedule RC-C, part I, items 1 | ////////////////// |
through 10) EXCLUDING closed-end loans secured by first liens on 1-4 | ////////////////// |
family residential properties (reported in Schedule RC-C. part I, | ////////////////// |
item 1.c. (2)(a)) with a remaining maturity or repricing frequency | ////////////////// |
of: (2)(4) | ////////////////// |
(1) Three months or less ............................................ | A570 0 | M.3.b.(1)
(2) Over three months through 12 months ............................. | A571 0 | M.3.b.(2)
(3) Over one year through three years ............................... | A572 0 | M.3.b.(3)
(4) Over three years through five years ............................. | A573 0 | M.3.b.(4)
(5) Over five years through 15 years ................................ | A574 0 | M.3.b.(5)
(6) Over 15 years ................................................... | A575 0 | M.3.b.(6)
| |
c. Loans and leases (reported in Schedule RC-C, part I, items 1 through | ////////////////// |
10) with a REMAINING MATURITY of one year or less ................... | A247 0 | M.3.c.
d. Loans secured by nonfarm nonresidential properties (reported in | ////////////////// |
Schedule RC-C, part I, item 1.e) with a REMAINING MATURITY of over | ////////////////// |
five years .......................................................... | A577 0 | M.3.d.
e. Commercial and industrial loans (reported in Schedule RC-C, part I, | ////////////////// |
item 4) with a REMAINING MATURITY of over three years ............... | A578 0 | M.3.e.
4. Loans to finance commercial real estate, construction, and land | ////////////////// |
development activities (not secured by real estate) included in | ////////////////// |
Schedule RC-C, part I, items 4 and 9.b, page RC-6(5) ................... | 2746 0 | M.4.
5. Loans and leases held for sale (included in Schedule RC-C, part I, above) | 5369 0 | M.5.
6. Adjustable rate closed-end loans secured by first liens on 1-4 family | ////////////////// |
residential properties (included in Schedule RC-C, part I, item | ////////////////// |
1.c.(2)(a), page RC-6) ................................................. | 5370 0 | M.6.
-------------------
</TABLE>
_____________
(1) See Instructions for loan classifications used in Memorandum item 2.
(2) Report fixed rate loans and leases by remaining maturity and floating rate
loans by repricing frequency.
(3) Sum of Memorandum items 3.a (2) through 3.a.(6) plus total nonaccrual
closed-end loans secured by first liens on 1-4 family residential properties
included in Schedule RC-N, Memorandum item 4.c.(2), column C, must equal
total closed-end loans secured by first liens on 1-4 family residential
properties from Schedule RC-C, part I, item 1.c.(2)(a).
(4) Sum of Memorandum items 3.a.(1) through 3.b.(6), plus total nonaccrual
loans and leases from Schedule RC-N, sum of items 1 through 5, column C,
minus nonaccrual closed-end loans secured by first liens on 1-4 family
residential properties included in Schedule RC-N, Memorandum item 4.c.(2),
column C, must equal total loans and leases from Schedule RC-C, part I, sum
of items 1 through 10, minus total closed-end loans secured by first liens
on 1-4 family residential properties from Schedule RC-C, part I, item 1.c.
(2)(a).
(5) Exclude loans secured by real estate that are included in Schedule RC-C,
part I, items 1.a through 1.e.
15
<PAGE> 16
<TABLE>
<S> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, Call Date: 03/31/1999 FFIEC 232
National Association Page RC-5
Address: 300 South Grand Avenue Printed 05/17/1999 at 11:58
City, State Zip: Los Angeles, CA 90071
FDIC Certificate No.: |2|6|7|3|2|
-----------
</TABLE>
Schedule RC-E--Deposit Liabilities
<TABLE>
<CAPTION>
-----------
| C225 | (-
----------------------------------------------------- ----------
| | Nontransaction |
| Transaction Accounts | Accounts |
| ----------------------------------------- | --------------------
| (Column A) (Column B) | (Column C) |
| Total transaction Memo: Total | Total |
| accounts (including demand deposits | nontransaction |
| total demand (included in | accounts |
| deposits) column A) |(including MMDAs) |
| -------------------- -------------------- --------------------
Dollar Amounts in Thousands | RCON Mil Thou RCON Mil Thou | RCON Mil Thou |
- ----------------------------------------------------------| -------------------- -------------------- --------------------
<S> |<C> <C> | <C> | <C>
Deposits of: | ////////////////// ////////////////// | ////////////////// |
1. Individuals, partnerships, and corporations .......... | 2201 0 2240 0 | 2346 0 | 1.
2. U.S. Government ...................................... | 2202 0 2280 0 | 2520 0 | 2.
3. States and political subdivisions in the U.S. ........ | 2203 0 2290 0 | 2530 0 | 3.
4. Commercial banks in the U.S. ......................... | 2206 0 2310 0 | 2550 0 | 4.
5. Other depository institutions in the U.S. ............ | 2207 0 2312 0 | 2349 0 | 5.
6. Banks in foreign countries ........................... | 2213 0 2320 0 | 2236 0 | 6.
7. Foreign governments and official institutions | ////////////////// ////////////////// | ////////////////// |
(including foreign central banks) .................... | 2216 0 2300 0 | 2377 0 | 7.
8. Certified and official checks ........................ | 2330 0 2330 0 | ////////////////// | 8.
9. Total (sum of items 1 through 8) (sum of | ////////////////// ////////////////// | ////////////////// |
columns A and C must equal Schedule RC, | ////////////////// ////////////////// | ////////////////// |
item 13.a) ........................................... | 2215 0 2210 0 | 2385 0 | 9.
----------------------------------------------------------------
</TABLE>
<TABLE>
<CAPTION>
----------------------
Memoranda Dollar Amounts in Thousands | RCON Mil Thou |
- --------------------------------------------------------------------------------------------------- | -------------------|
<S> | <C> | <C>
1. Selected components of total deposits (i.e., sum of item 9, columns A and C): | ////////////////// |
a. Total Individual Retirement Accounts (IRAs) and Keogh Plan accounts ........................ | 6835 0 | M.1.a.
b. Total brokered deposits .................................................................... | 2365 0 | M.1.b.
c. Fully insured brokered deposits (included in Memorandum item 1.b above): | ////////////////// |
(1) Issued in denominations of less than $100,000 .......................................... | 2343 0 | M.1.c.(1)
(2) Issued either in denominations of $100,000 or in denominations greater than $100,000 | ////////////////// |
and participated out by the broker in shares of $100,000 or less ....................... | 2344 0 | M.1.c.(2)
d. Maturity data for brokered deposits: | ////////////////// |
(1) Brokered deposits issued in denominations of less than $100,000 with a remaining | ////////////////// |
maturity of one year or less (included in Memorandum item 1.c.(1) above) ................ | A243 0 | M.1.d.(1)
(2) Brokered deposits issued in denominations of $100,000 or more with a remaining maturity | |
of one year or less (included in Memorandum item 1.b. above) ............................ | A244 0 | M.1.d.(2)
e. Preferred deposits (uninsured deposits of states and political subdivisions in the U.S. | ////////////////// |
reported in item 3 above which are secured or collateralized as required under state law) | ////////////////// |
(to be completed for the December report only) .............................................. | 5590 N/A | M.1.e.
Components of total nontransaction accounts (sum of Memorandum items 2.a through 2.d must | ////////////////// |
equal item 9, column C above): | ////////////////// |
a. Savings deposits: | ////////////////// |
(1) Money market deposit accounts (MMDAs) .................................................. | 6810 0 | M.2.a.(1)
(2) Other savings deposits (excludes MMDAs) ................................................ | 0352 0 | M.2.a.(2)
b. Total time deposits of less than $100,000 .................................................. | 6648 0 | M.2.b.
c. Total time deposits of $100,000 or more ................................................... | 2604 0 | M.2.c.
8. All NOW accounts (included in column A above) ................................................. | 2398 0 | M.3.
9. Not applicable ----------------------
</TABLE>
<PAGE> 17
<TABLE>
<S> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, Call Date: 03/31/1999 FFIEC 232
National Association Page RC-5
Address: 300 South Grand Avenue Printed 05/17/1999 at 11:58
City, State Zip: Los Angeles, CA 90017
FDIC Certificate No.: |2|6|7|3|2|
-----------
</TABLE>
Schedule RC-E--Continued
Memoranda (Continued)
<TABLE>
<CAPTION>
- ---------------------------------------------------------------------------------------------------------------------------
Dollar Amounts in Thousands | RCON Mil Thou |
------------------------------------------------------------------------------------------------- ------------------------
<S> <C> <C> <C>
Maturity and repricing data for time deposits of less than $100,000: | |
Time deposits of less than $100,000 with a remaining maturity or repricing | ///////////// |
frequency of:(1)(2) | ///////////// |
(1) Three months or less ..................................................................... | A579 0 | M.5.a.(1)
(2) Over three months through 12 months ...................................................... | A580 0 | M.5.a.(2)
(3) Over one year through three years ........................................................ | A581 0 | M.5.a.(3)
(4) Over three years ......................................................................... | A582 0 | M.5.a.(4)
Time deposits of less than $100,000 with a REMAINING MATURITY of one year or less | ///////////// |
(included in Memorandum items 5.a.(1) through 5.a.(4) above) ................................. | A241 0 | M.5.b.
Maturity and repricing data for time deposits of $100,000 or more: | ///////////// |
Time deposits of $100,000 or more with a remaining maturity or repricing frequency of (2)(3) | ///////////// |
(1) Three months or less ..................................................................... | A584 0 | M.6.a.(1)
(2) Over three months through 12 months ...................................................... | A585 0 | M.6.a.(2)
(3) Over one year through three years ........................................................ | A586 0 | M.6.a.(3)
(4) Over three years ......................................................................... | A587 0 | M.6.a.(4)
Time deposits of $100,000 or more with a REMAINING MATURITY of one year or less (included in | ///////////// |
Memorandum items 6.a.(1) through 6.a.(4) above) .............................................. | A242 0 | M.6.b.
</TABLE>
_____________
(1) Report fixed rate time deposits by remaining maturity and floating rate
time deposits by repricing frequency.
(2) Sum of Memorandum items 5.a.(1) through 5.a.(4) must equal Schedule RC-E,
Memorandum item 2.b above.
(3) Sum of Memorandum items 6.a.(1) through 6.a.(4) must equal Schedule RC-E,
Memorandum item 2.c above.
<PAGE> 18
<TABLE>
<S> <C> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, N.A. Call Date: 03/31/1999 FFIEC 031
Address: 300 South Grand Avenue Page RC-10
City, State Zip: Los Angeles, CA 90071 Printed 05/17/1999 at 11:59
FDIC Certificate No.: |2|6|7|3|2|
-----------
</TABLE>
Schedule RC-F--Other Assets
<TABLE>
<CAPTION>
----------
| C230 | (-
------------ --------
Dollar Amounts in Thousands | RCON Mil Thou |
- -------------------------------------------------------------------------------------------------- --------------------
<S> <C> <C> <C>
1. Income earned, not collected on loans ........................................................ | 2164 0 | 1.
2. Net deferred tax assets(1) ................................................................... | 2148 848 | 2.
3. Interest-only strips receivable (not in the form of a security)(2) on: | ////////////////// | 3.
a. Mortgage loans ............................................................................ | A519 0 | 3.a.
b. Other financial assets .................................................................... | A520 0 | 3.b.
4. Other (itemize and describe amounts that exceed 25% of this item) ............................ | 2168 4,510 | 4.
------------- -------------------------- |
a. | TEXT 3549 | Accounts Receivable | RCON 3549 | 4,259 | ////////////////// | 4.a.
----------- ---------------------------------------------------- | ////////////////// |
b. | TEXT 3550 | | RCON 3550 | | ////////////////// | 4.b.
----------- ---------------------------------------------------- | ////////////////// |
c. | TEXT 3551 | | RCON 3551 | | ////////////////// | 4.c.
------------------------------------------------------------------------------------------- | ////////////////// |
| ////////////////// |
5. Total (sum of items 1 through 4) (must equal Schedule RC, item 11) ........................... | 2160 5,358 | 5.
----------------------
</TABLE>
<TABLE>
<CAPTION>
--------------------
Memorandum Dollar Amounts in Thousands | RCON Mil Thou |
- -------------------------------------------------------------------------------------------------- --------------------
<S> <C> <C> <C>
1. Deferred tax assets disallowed for regulatory capital purposes ............................... | 5610 0 | M.1.
----------------------
</TABLE>
Schedule RC-G--Other Liabilities
<TABLE>
<CAPTION>
----------
| C235 | (-
------------ --------
Dollar Amounts in Thousands | RCON Mil Thou |
- -------------------------------------------------------------------------------------------------- --------------------
<S> <C> <C> <C>
1. a. Interest accrued and unpaid on deposits(3)................................................. | 3645 0 | 1.a.
b. Other expenses accrued and unpaid (includes accrued income taxes payable) ................. | 3646 1,928 | 1.b.
2. Net deferred tax liabilities(1) .............................................................. | 3049 0 | 2.
3. Minority interest in consolidated subsidiaries ............................................... | 3000 0 | 3.
4. Other (itemize and describe amounts that exceed 25% of this item) ............................ | 2938 9,309 | 4.
------------- -------------------------- |
a. | TEXT 3552 | Intercompany Payable | RCON 3552 | 8,989 | ////////////////// | 4.a.
----------- ---------------------------------------------------- | ////////////////// |
b. | TEXT 3553 | | RCON 3553 | | ////////////////// | 4.b.
----------- ---------------------------------------------------- | ////////////////// |
c. | TEXT 3554 | | RCON 3554 | | ////////////////// | 4.c.
-------------------------------------------------------------------------------------------
----------------------
5. Total (sum of items 1 through 4) (must equal Schedule RC, item 20) ........................... | 2930 11,237 | 5.
----------------------
</TABLE>
____________
(1) See discussion of deferred income taxes in Glossary entry on "income
taxes."
(2) Report interest-only strips receivable in the form of a security as
available-for-sale securities in Schedule RC, item 2.b, or as trading
assets in Schedule RC, item 5, as appropriate.
(3) For savings banks, include "dividends" accrued and unpaid on deposits.
21
<PAGE> 19
<TABLE>
<S> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, National Association Call Date: 03/31/99 FFIEC 033
Address: 300 South Grand Avenue Page RC-11
City, State Zip: Los Angeles, CA 90071 Printed: 03/17/1999 at 11:33
FDIC Certificate No.: |2|6|7|3|2
----------
</TABLE>
Schedule RC-K--Quarterly Averages(1)
<TABLE>
<CAPTION>
-----------
| C255 | <--
-------------|---------|
<S> |<C> <C> |<C>
Dollar Amounts in Thousands | RCON Mil Thou|
- -----------------------------------------------------------------------------------------------------|----------------------|
ASSETS | /////////////////////|
1. Interest-bearing balances due from depository institutions ..................................... | 3381 35,721| 1.
2. U.S. Treasury securities and U.S. Government agency obligations(1) | /////////////////////|
(including mortgage-backed securities issued or guaranteed by FNMA, FHLMC, or GNMA)............. | 3382 584| 2.
3. Securities issued by states and political subdivisions in the U.S.(2)........................... | 3383 0| 3.
4. a. Other debt securities(3) (including mortgage-backed securities not issued or | /////////////////////|
guaranteed by FNMA, FHLMC, or GNMA).......................................................... | 3647 67,615| 4.a.
b. Equity securities(4) (including investments in mutual funds and Federal Reserve stock)....... | 3648 3,000| 4.b.
5. Federal funds sold and securities purchased under agreements to resell.......................... | 3365 0| 5.
6. Total loans(2): | /////////////////////|
a. Real estate loans............................................................................ | 3286 0| 6.a.
b. Installment loans............................................................................ | 3287 0| 6.b.
c. Credit cards and related plans............................................................... | 3288 0| 6.c.
d. Commercial (time and demand) and all other loans............................................. | 3289 0| 6.d.
7. Trading assets.................................................................................. | 3401 0| 7.
8. Lease financing receivables (net of unearned income)............................................ | 3484 0| 8.
9. Total assets(5)................................................................................. | 3368 136,176| 9.
LIABILITIES | /////////////////////|
10. Interest-bearing transaction accounts (NOW accounts, ATS accounts, and telephone and | /////////////////////|
preauthorized transfer accounts) (exclude demand deposits)...................................... | 3485 0| 10.
11. Nontransaction accounts: | /////////////////////|
a. Money market deposit accounts (MMDAs)........................................................ | 3486 0| 11.a.
b. Other savings deposits....................................................................... | 3487 0| 11.b.
c. Time deposits of $100,000 or more............................................................ | A514 0| 11.c.
d. Time deposits of less than $100,000.......................................................... | A529 0| 11.d.
12. Federal funds purchased and securities sold under agreements to repurchase...................... | 3353 0| 12.
13. Other borrowed money (includes mortgage indebtedness and obligations under capitalized leases).. | 3355 0| 13.
-----------------------
</TABLE>
<TABLE>
<CAPTION>
Memorandum ------------ ---------
<S> | <C> <C> <C> |
Dollar Amounts in Thousands | RCON Mil Thou |
- ----------------------------------------------------------------------------------------------------------------------------
|////////////////////|
1. To be completed by banks with loans to finance agricultural production and other loans |////////////////////|
to farmers (Schedule RC-C, part I, item 3) exceeding five percent of total loans. |////////////////////|
Agricultural loans(2) included in items 6.a through 6.d above................................... |3379 N/A| M.1.
---------------------
</TABLE>
_____________
(1) For all items, banks have the option of reporting either (1) an average of
daily figures for the quarter, or (2) an average of weekly figures (i.e.,
the Wednesday of each week of the quarter).
(2) See instructions for loan classifications used in this schedule.
(3) Quarterly averages for all debt securities should be based on amortized
cost.
(4) Quarterly averages for all equity securities should be based on historical
cost.
(5) The quarterly average for total assets should reflect all debt securities
(not held for trading) at amortized cost, equity securities with readily
determinable fair values at the lower of cost or fair value, and equity
securities without readily determinable fair values at historical cost.
123
<PAGE> 20
<TABLE>
<S> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, National Association Call Date: 03/31/1999 FFIEC 033
Address: 300 South Grand Avenue Page RC-11
City, State Zip: Los Angeles, CA 90071 Printed 05/17/1999 at 11:32
FDIC Certificate No.: |2|6|7|3|2|
-----------
</TABLE>
Schedule RC-L--Off-Balance Sheet Items
Please read carefully the instructions for the preparation of Schedule RC-L.
Some of the amounts reported in Schedule RC-L are regarded as volume indicators
and not necessarily as measures of risk.
<TABLE>
<CAPTION>
----------
| C260 | (-
------------ --------
Dollar Amounts in Thousands | RCON Bil Mil Thou |
- ---------------------------------------------------------------------------------------------------- --------------------
<S> <C> <C> <C>
1. Unused commitments: | ////////////////// |
a. Revolving, open-end lines secured by 1-4 family residential properties, e.g., home | ////////////////// |
equity lines ............................................................................... | 3814 0 | 1.a.
b. Credit card lines .......................................................................... | 3815 0 | 1.b.
c. Commercial real estate, construction, and land development: | ////////////////// |
(1) Commitments to fund loans secured by real estate ....................................... | 3816 0 | 1.c.(1)
(2) Commitments to fund loans not secured by real estate ................................... | 6550 0 | 1.c.(2)
d. Securities underwriting .................................................................... | 3817 0 | 1.d.
e. Other unused commitments ................................................................... | 3818 0 | 1.e.
----------------------
| RCON Mil Thou |
----------------------
2. Financial standby letters of credit ........................................................... | 3819 0 | 2.
---------------------------
a. Amount of financial standby letters of credit conveyed to others | RCON 3820 | 0 | ////////////////// | 2.a.
---------------------------
3. Performance standby letters of credit ......................................................... | 3821 0 | 3.
a. Amount of performance standby letters of credit conveyed to | ////////////////// |
---------------------------
others .......................................................... | RCON 3822 | 0 | ////////////////// | 3.a.
---------------------------
4. Commercial and similar letters of credit ...................................................... | 3411 0 | 4.
5. Participations in acceptances (as described in the instructions) conveyed to others by | ////////////////// |
the reporting bank ............................................................................ | 3428 0 | 5.
6. Participations in acceptances (as described in the instructions) acquired by the reporting | ////////////////// |
(nonaccepting) bank ........................................................................... | 3429 0 | 6.
7. Securities borrowed ........................................................................... | 3432 0 | 7.
8. Securities lent (including customers' securities lent where the customer is indemnified | ////////////////// |
against loss by the reporting bank) ........................................................... | 3433 99,281 | 8.
9. Financial assets transferred with recourse that have been treated as sold | ////////////////// |
for Call Report purposes: | ////////////////// |
a. First lien 1-to-4 family residential mortgage loans: | ////////////////// |
(1) Outstanding principal balance of mortgages transferred as of the report date ........... | A521 0 | 9.a.(1)
(2) Amount of recourse exposure on these mortgages as of the report date ................... | A522 0 | 9.a.(2)
b. Other financial assets (excluding small business obligations reported in item 9.c): | ////////////////// |
(1) Outstanding principal balance of assets transferred as of the report date .............. | A523 0 | 9.b.(1)
(2) Amount of recourse exposure on these assets as of the report date ...................... | A524 0 | 9.b.(2)
c. Small business obligations transferred with recourse under Section 208 of the | ////////////////// |
Riegle Community Development and Regulatory Improvement Act of 1994: | ////////////////// |
(1) Outstanding principal balance of small business obligations transferred as of the | ////////////////// |
report date ............................................................................ | A249 0 | 9.c.(1)
(2) Amount of retained recourse on these obligations as of the report date ................. | A250 0 | 9.c.(2)
10. Notional amount of credit derivatives: | ////////////////// |
a. Credit derivatives on which the reporting bank is the guarantor ............................ | A534 0 | 10.a.
b. Credit derivatives on which the reporting bank is the beneficiary .......................... | A535 0 | 10.b.
11. Spot foreign exchange contracts ............................................................... | 8765 0 | 11.
12. All other off-balance sheet liabilities (exclude off-balance sheet derivatives) (itemize and | ////////////////// |
describe each component of this item over 25% of Schedule RC, item 28, "Total equity capital") | 3430 0 | 12.
------------- ---------------------------
a. | TEXT 3555 | | RCON 3555 | | ////////////////// | 12.a.
----------- ----------------------------------------------------
b. | TEXT 3556 | | RCON 3556 | | ////////////////// | 12.b.
----------- ----------------------------------------------------
c. | TEXT 3557 | | RCON 3557 | | ////////////////// | 12.c.
-----------------------------------------------------------------
d. | TEXT 3558 | | RCON 3558 | | ////////////////// | 12.d.
----------- ---------------------------------------------------- --------------------------------------------------
</TABLE>
20
<PAGE> 21
<TABLE>
<S> <C> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, National Association Call Date: 03/31/99 FFIEC 033
Address: 300 South Grand Avenue Page RC-13
City, State Zip: Los Angeles, CA 90071 Printed 05/17/99 at 11:33
FDIC Certificate No.: |2|6|7|3|2|
-----------
</TABLE>
Schedule RC-L--Continued
<TABLE>
<CAPTION>
------------ --------
Dollar Amounts in Thousands | RCON Mil Thou |
- ---------------------------------------------------------------------------------------------------- --------------------
<S> <C> <C>
13. All other off-balance sheet assets (exclude off-balance sheet derivatives) (itemize and | ////////////////// |
describe each component of this item over 25% of Schedule RC, item 28, "Total equity capital") | 5591 0 | 13.
------------- --------------------------- //////////////////
a. | TEXT 5592 | | RCON 5592 | | ////////////////// | 13.a.
----------- ---------------------------------------------------- //////////////////
b. | TEXT 5593 | | RCON 5593 | | ////////////////// | 13.b.
----------- ---------------------------------------------------- //////////////////
c. | TEXT 5594 | | RCON 5594 | | ////////////////// | 13.c.
----------------------------------------------------------------- //////////////////
d. | TEXT 5595 | | RCON 5595 | | ////////////////// | 13.d.
----------- ------------------------------------------------------------------------------------------------------
</TABLE>
<TABLE>
<CAPTION>
-------------
| C261 | <-
----------------------------------------------------------------------------------------
| (Column A) | (Column B) | (Column C) | (Column D) |
Dollar Amounts in Thousands | Interest Rate | Foreign Exchange | Equity Derivative | Commodity and Other |
- ----------------------------------| Contracts | Contracts | Contracts | Contracts |
Off-balance Sheet Derivatives ----------------------------------------------------------------------------------------
Position Indicators | RCON Mil Thou | RCON Mil Thou | RCON Mil Thou | RCON Mil Thou |
- --------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
14. Gross amounts (e.g., |
notional amounts) (for each | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
column, sum of items 14.a | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
through 14.e must equal | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
sum of items 15, 16.a, | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
and 16.b): | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
a. Futures contracts..........| 8693 0 | 8694 0 | 8695 0 | 8696 0 | 14.a.
b. Forward contracts..........| 8697 0 | 8698 0 | 8699 0 | 8700 0 | 14.b.
c. Exchange-traded option | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
contracts: | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
(1) Written options........| 8701 0 | 8702 0 | 8703 0 | 8704 0 | 14.c.(1)
(2) Purchased options......| 8705 0 | 8706 0 | 8707 0 | 8708 0 | 14.c.(2)
d. Over-the-counter option | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
contracts: | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
(1) Written options........| 8709 0 | 8710 0 | 8711 0 | 8712 0 | 14.d.(1)
(2) Purchased options......| 8713 0 | 8714 0 | 8715 0 | 8716 0 | 14.d.(2)
e. Swaps......................| 3450 0 | 3826 0 | 8719 0 | 8720 0 | 14.e.
15. Total gross notional amount | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
of derivative contracts | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
held for trading..............| A126 0 | A127 0 | 8723 0 | 8724 0 | 15.
16. Total gross notional amount | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
of derivative contracts | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
held for purposes other | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
than trading: | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
a. Contracts marked | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
to market .................| 8725 0 | 8726 0 | 8727 0 | 8728 0 | 16.a.
b. Contracts not marked | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
to market .................| 8729 0 | 8730 0 | 8731 0 | 8732 0 | 16.b.
c. Interest rate swaps where | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
the bank has agreed to | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
pay a fixed rate ..........| A539 0 | ////////////////// | ////////////////// | /////////////////// | 16.c.
17. Gross fair values of | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
derivative contracts: | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
a. Contracts held for | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
trading: | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
(1) Gross positive | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
fair value.............| 8733 0 | 8734 0 | 8735 0 | 8736 0 | 17.a.(1)
(2) Gross negative | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
fair value.............| 8737 0 | 8738 0 | 8739 0 | 8740 0 | 17.a.(2)
b. Contracts held for | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
purposes other than | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
trading that are marked | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
to market: | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
(1) Gross positive | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
fair value.............| 8741 0 | 8742 0 | 8743 0 | 8744 0 | 17.b.(1)
(2) Gross negative | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
fair value.............| 8745 0 | 8746 0 | 8747 0 | 8748 0 | 17.b.(2)
c. Contracts held for | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
purposes other than | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
trading that are not | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
marked to market: | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
(1) Gross positive | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
fair value.............| 8749 0 | 8750 0 | 8751 0 | 8752 0 | 17.c.(1)
(2) Gross negative | //////////////////// | ////////////////// | ////////////////// | /////////////////// |
fair value.............| 8753 0 | 8754 0 | 8755 0 | 8756 0 | 17.c.(2)
------------------------------------------------------------------------------------------
</TABLE>
21
<PAGE> 22
<TABLE>
<S> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, National Association Call Date: 03/31/1999 FFIEC 033
Address: 300 South Grand Avenue Page RC-12
City, State Zip: Los Angeles, CA 90071 Printed 05/17/1999 at 11:35
FDIC Certificate No.: |2|6|7|3|2|
-----------
</TABLE>
Schedule RC-L--Continued
<TABLE>
<CAPTION>
----------------------
Memoranda Dollar Amounts in Thousands | RCON Mil Thou |
- ---------------------------------------------------------------------------------------------------- --------------------
<S> <C>
1.-2. Not applicable | ////////////////// |
3. Unused commitments with an original maturity exceeding one year that are reported in | ////////////////// |
Schedule RC-L, items 1.a through 1.e, above (report only the unused portions of commitments | ////////////////// |
that are fee paid or otherwise legally binding) ............................................... | 3833 0 | M.3.
a. Participations in commitments with an original maturity | ////////////////// |
---------------------------
exceeding one year conveyed to others ........................... | RCON 3934 | 0 | ////////////////// | M.3.a.
--------------------------- ---------------------
</TABLE>
Schedule RC-M--Memoranda
<TABLE>
<CAPTION>
----------
| C265 | <-
------------ --------
Dollar Amounts in Thousands | RCON Mil Thou |
- ----------------------------------------------------------------------------------------------------- --------------------
<S> <C> <C>
1. Extensions of credit by the reporting bank to its executive officers, directors, principal | ////////////////// |
shareholders, and their related interests as of the report date: | ////////////////// |
a. Aggregate amount of all extensions of credit to all executive officers, directors, principal | ////////////////// |
shareholders, and their related interests .................................................... | 6164 0 | 1.a.
b. Number of executive officers, directors, and principal shareholders to whom the amount of all | ////////////////// |
extensions of credit by the reporting bank (including extensions of credit to | ////////////////// |
related interests) equals or exceeds the lesser of $500,000 or 5 percent Number | ////////////////// |
---------------------------| ////////////////// |
of total capital as defined for this purpose in agency regulations. | RCON 6165 | 0 | ////////////////// | 1.b.
---------------------------| ////////////////// |
2. Federal funds sold and securities purchased under agreements to resell with U.S. branches | ////////////////// |
and agencies of foreign banks(1) (included in Schedule RC, item 3) .............................. | 3405 0 | 2.
3. Not applicable. | ////////////////// |
4. Outstanding principal balance of 1-4 family residential mortgage loans serviced for others | ////////////////// |
(include both retained servicing and purchased servicing): | ////////////////// |
a. Mortgages serviced under a GNMA contract ..................................................... | 5500 0 | 4.a.
b. Mortgages serviced under a FHLMC contract: | ////////////////// |
(1) Serviced with recourse to servicer ....................................................... | 5501 0 | 4.b.(1)
(2) Serviced without recourse to servicer .................................................... | 5502 0 | 4.b.(2)
c. Mortgages serviced under a FNMA contract: | ////////////////// |
(1) Serviced under a regular option contract ................................................. | 5503 0 | 4.c.(1)
(2) Serviced under a special option contract ................................................. | 5504 0 | 4.c.(2)
d. Mortgages serviced under other servicing contracts ........................................... | 5505 0 | 4.d.
5. Not applicable | ////////////////// |
6. Intangible assets: | ////////////////// |
a. Mortgage servicing assets .................................................................... | 3164 0 | 6.a.
---------------------------| ////////////////// |
(1) Estimated fair value of mortgage servicing assets...............| RCON A590 | 0 | ////////////////// | 6.a.(1)
---------------------------| ////////////////// |
b. Other identifiable intangible assets: | ////////////////// |
(1) Purchased credit card relationships and nonmortgage servicing assets...................... | 8026 13,418 | 6.b.(1)
(2) All other identifiable intangible assets ................................................. | 5507 0 | 6.b.(2)
c. Goodwill ..................................................................................... | 3163 3,115 | 6.c.
d. Total (sum of items 6.a, 6.b.(1), 6.b.(2), and 6.c) (must equal Schedule RC, item 10) ........ | 2143 16,533 | 6.d.
e. Amount of intangible assets (included in Item 6.b.(2) above) that have been grandfathered | ////////////////// |
or are otherwise qualifying for regulatory capital purposes .................................. | 6442 0 | 6.e.
7. Mandatory convertible debt, net of common or perpetual preferred stock dedicated to redeem | ////////////////// |
the debt ........................................................................................ | 3295 0 | 7.
----------------------
</TABLE>
_____________
(1) Do not report federal funds sold and securities purchased under agreements
to resell with other commercial banks in the U.S. in this item.
<PAGE> 23
<TABLE>
<S> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, National Association Call Date: 03/31/1999 FFIEC 033
Address: 300 South Grand Avenue Page RC-13
City, State Zip: Los Angeles, CA 90071 Printed 05/17/1999 at 11:54
FDIC Certificate No.: |2|6|7|3|2|
-----------
</TABLE>
Schedule RC-M--Continued
<TABLE>
<CAPTION>
--------------------------
Dollar Amounts in Thousands | RCON Mil Thou |
- ------------------------------------------------------------------------------------------- --------------------------
<S> <C> <C> <C>
8. a. Other real estate owned: | /////////////////////// |
(1) Direct and indirect investments in real estate ventures ........................| 5372 0 | 8.a.(1)
(2) All other real estate owned: | /////////////////////// |
(a) Construction and land development...........................................| 5508 0 | 8.a.(2)(a)
(b) Farmland....................................................................| 5509 0 | 8.a.(2)(b)
(c) 1-4 family residential properties...........................................| 5510 0 | 8.a.(2)(c)
(d) Multifamily (5 or more) residential properties..............................| 5511 0 | 8.a.(2)(d)
(e) Nonfarm nonresidential properties...........................................| 5512 0 | 8.a.(2)(e)
(3) Total (sum of items 8.a.(1) and 8.a.(2)) (must equal Schedule RC, item 7) ......| 2150 0 | 8.a.(3)
b. Investments in unconsolidated subsidiaries and associated companies: | /////////////////////// |
(1) Direct and indirect investments in real estate ventures ........................| 5374 0 | 8.b.(1)
(2) All other investments in unconsolidated subsidiaries and associated companies ..| 5375 0 | 8.b.(2)
(3) Total (sum of items 8.b.(1) and 8.b.(2)) (must equal Schedule RC, item 9) ......| 2130 0 | 8.b.(3)
9. Noncumulative perpetual preferred stock and related surplus included in Schedule RC, | /////////////////////// |
item 23, "Perpetual preferred stock and related surplus" ..............................| 3778 0 | 9.
10. Mutual fund and annuity sales during the quarter (include proprietary, private label, |/////////////////////// |
and third party products): | |
a. Money market funds .................................................................| 6441 0 | 10.a.
b. Equity securities funds ............................................................| 8427 0 | 10.b.
c. Debt securities funds ..............................................................| 8428 0 | 10.c.
d. Other mutual funds .................................................................| 8429 0 | 10.d.
e. Annuities ..........................................................................| 8430 0 | 10.e.
f. Sales of proprietary mutual funds and annuities (included in items 10.a through | /////////////////////// |
10.e above) ........................................................................| 8784 0 | 10.f.
11. Net unamortized realized deferred gains (losses) on off-balance sheet derivative | /////////////////////// |
contracts included in assets and liabilities reported in Schedule RC...................| A525 0 | 11.
12. Amount of assets netted against nondeposit liabilities on the balance sheet | /////////////////////// |
(Schedule RC) in accordance with generally accepted accounting principles(1)...........| A526 0 | 12.
13. Outstanding principal balance of loans other than 1-4 family residential mortgage | /////////////////////// |
loans that are serviced for others (to be completed if this balance is more than | /////////////////////// |
$10 million and exceeds ten percent of total assets)...................................| A591 0 | 13.
---------------------------
</TABLE>
<TABLE>
<CAPTION>
- ---------------------------------------------------------------------------------------------------------------------------------
| |
| ---------------------- |
| Memorandum Dollar Amounts in Thousands | RCON Mil Thou | |
|--------------------------------------------------------------------------------------------- ---------------------------- |
| <S> <C> <C> |
| 1. Reciprocal holdings of banking organizations' capital instruments | ////////////////// | |
| (to be completed for the December report only)........................................... | 3836 N/A | M.1. |
| ---------------------- |
- ---------------------------------------------------------------------------------------------------------------------------------
</TABLE>
- ------------------------
(1) Exclude netted on-balance sheet amounts associated with off-balance sheet
derivative contracts, deferred tax assets netted against deferred tax
liabilities, and assets netted in accounting for pensions.
23
<PAGE> 24
<TABLE>
<S> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company Of California, N.A. Call Date: 3/31/99 FFIEC 133
Address: 300 South Grand Avenue Page RC-16
City, State Zip: Los Angeles, CA 90071 Printed 05/17/1999 at 11:53
FDIC Certificate No.: |2|6|7|3|2|
-----------
</TABLE>
Schedule RC-N--Past Due and Nonaccrual Loans(1), Leases, and Other Assets
<TABLE>
<CAPTION>
The FFIEC regards the information reported in
all of Memorandum item 1, in items 1 through 7,
column A, and in Memorandum items 2 through 4, ----------
column A, as confidential. | C270 | (-
------------------------------------------------------------------
| (Column A) | (Column B) | (Column C) |
| Past due | Past due 90 | Nonaccrual |
| 30 through 89 | days or more | |
| days and still | and still | |
| accruing | accruing | |
------------------------------------------------------------------
Dollar Amounts in Thousands | RCON Mil Thou | RCON Mil Thou | RCON Mil Thou |
- -----------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
1. Real estate Loans ............................... | 1210 0 | 1211 0 | 1212 0 | 1.
2. Installment Loans ............................... | 1214 0 | 1215 0 | 1216 0 | 2.
3. Credit cards and related plans .................. | 1218 0 | 1219 0 | 1220 0 | 3.
4. Commercial (time and demand) and all other loans. | 1222 0 | 1223 0 | 1224 0 | 4.
5. Lease financing receivables ..................... | 1226 0 | 1227 0 | 1228 0 | 5.
6. Debt securities and other assets (exclude other | //////////////////// | ////////////////// | ////////////////// |
real estate owned and other repossessed assets).. | 3505 0 | 3506 0 | 3507 0 | 6.
------------------------------------------------------------------
</TABLE>
================================================================================
Amounts reported in items 1 through 5 above include guaranteed and unguaranteed
portions of past due and nonaccrual loans and leases. Report in item 7 below
certain guaranteed loans and leases that have already been included in the
amounts reported in items 1 through 5.
<TABLE>
<CAPTION>
-----------------------------------------------------------------
| RCON Mil Thou | RCON Mil Thou | RCON Mil Thou |
<S> <C> <C> <C> |
7. Loans and leases reported in items 1 |---------------------------------------------------------------|
through 5 above which are wholly or partially | /////////////////// | ////////////////// | ////////////////// |
guaranteed by the U.S. Government ............... | 5612 0 | 5613 0 | 5614 0 | 7.
a. Guaranteed portion of loans and leases | /////////////////// | ////////////////// | ////////////////// |
included in item 7 above ..................... | 5615 0 | 5616 0 | 5617 0 | 7.a.
-----------------------------------------------------------------
</TABLE>
<TABLE>
<CAPTION>
----------
| C273 | (-
Memoranda | |
-------------------- --------------------- ---------------------
Dollar Amounts in Thousands | RCON Mil Thou | RCON Mil Thou | RCON Mil Thou |
- ------------------------------------------------------ -------------------- -------------------- ---------------------
<S> <C> <C> <C> |
1. Restructured loans and leases included in | ////////////////// | ////////////////// | ////////////////// |
Schedule RC-N, items 1 through 5, above | ////////////////// | ////////////////// | ////////////////// |
(and not reported in Schedule RC-C, part I, | ////////////////// | ////////////////// | ////////////////// |
Memorandum item 2)............................... | 1658 0 | 1659 0 | 1661 0 | M.1.
2. To be completed by banks with loans to finance | ////////////////// | ////////////////// | ////////////////// |
agricultural production and other loans to | ////////////////// | ////////////////// | ////////////////// |
farmers (Schedule RC-C, part I, item 3) | ////////////////// | ////////////////// | ////////////////// |
exceeding five percent of total loans: | ////////////////// | ////////////////// | ////////////////// |
Agricultural loans included in Schedule RC-N, | ////////////////// | ////////////////// | ////////////////// |
items 1 through 4, above ........................ | 1230 N/A | 1231 N/A | 1232 N/A | M.2.
3. Loans to finance commercial real estate, | ////////////////// | ////////////////// | ////////////////// |
construction, and land development activities | ////////////////// | ////////////////// | ////////////////// |
(not secured by real estate) included in Schedule | ////////////////// | ////////////////// | ////////////////// |
RC-N, items 2 through 4, above .................. | 5421 0 | 5422 0 | 5423 0 | M.3.
4. Real estate loans (sum of Memorandum items 4.a | ////////////////// | ////////////////// | ////////////////// |
through 4.e must equal Schedule RC-N, item 1, | ////////////////// | ////////////////// | ////////////////// |
above)........................................... | ////////////////// | ////////////////// | ////////////////// |
a. Construction and land development ............ | 5424 0 | 5425 0 | 5426 0 | M.4.a.
b. Secured by farmland .......................... | 5427 0 | 5428 0 | 5429 0 | M.4.b.
c. Secured by 1-4 family residential properties: | ////////////////// | ////////////////// | ////////////////// |
(1) Revolving, open-end loans secured by | ////////////////// | ////////////////// | ////////////////// |
1-4 family residential properties and | ////////////////// | ////////////////// | ////////////////// |
extended under lines of credit ........... | 5430 0 | 5431 0 | 5432 0 | M.4.c.(1)
(2) All other loans secured by 1-4 family | ////////////////// | ////////////////// | ////////////////// |
residential properties ................... | 5433 | 5434 0 | 5435 0 | M.4.c.(2)
d. Secured by multifamily (5 or more) | ////////////////// | ////////////////// | ////////////////// |
residential properties ....................... | 5436 0 | 5437 0 | 5438 0 | M.4.d.
e. Secured by nonfarm nonresidential properties . | 5439 0 | 5440 0 | 5441 0 | M.4.e.
----------------------------------------------------------------
</TABLE>
- ----------
(1) See instructions for loan classifications used in this schedule.
24
<PAGE> 25
<TABLE>
<S> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company Of California, National Association Call Date: 03/31/1999 FFIEC 033
Address: 300 South Grand Avenue Page RC-17
City, State Zip: Los Angeles, CA 90071 Printed 05/17/1999 at 11:59
FDIC Certificate No.: |2|6|7|3|2|
-----------
</TABLE>
Schedule RC-O--Other Data for Deposit Insurance and FICO Assessments
__________
<TABLE>
<CAPTION>
----------
| C275 | (-
---------------------
Dollar Amounts in Thousands | RCON Mil Thou |
- --------------------------------------------------------------------------------------------------- --------------------
<S> <C> <C>
1. Unposted debits (see instructions): | ////////////////// |
a. Actual amount of all unposted debits ...................................................... | 0030 N/A | 1.a.
OR | ////////////////// |
b. Separate amount of unposted debits: | ////////////////// |
(1) Actual amount of unposted debits to demand deposits ................................... | 0031 0 | 1.b.(1)
(2) Actual amount of unposted debits to time and savings deposits(1) ...................... | 0032 0 | 1.b.(2)
2. Unposted credits (see instructions): | ////////////////// |
a. Actual amount of all unposted credits ..................................................... | 3510 N/A | 2.a.
OR | ////////////////// |
b. Separate amount of unposted credits: | ////////////////// |
(1) Actual amount of unposted credits to demand deposits .................................. | 3512 0 | 2.b.(1)
(2) Actual amount of unposted credits to time and savings deposits(1) ..................... | 3514 0 | 2.b.(2)
3. Uninvested trust funds (cash) held in bank's own trust department (not included in total | ////////////////// |
deposits) .................................................................................... | 3520 0 | 3.
4. Deposits of consolidated subsidiaries (not included in total deposits): | ////////////////// |
a. Demand deposits of consolidated subsidiaries .............................................. | 2211 0 | 4.a.
b. Time and savings deposits(1) of consolidated subsidiaries ................................. | 2351 0 | 4.b.
c. Interest accrued and unpaid on deposits of consolidated subsidiaries ...................... | 5514 0 | 4.c.
5. Not applicable | ////////////////// |
6. Reserve balances actually passed through to the Federal Reserve by the reporting bank on | ////////////////// |
behalf of its respondent depository institutions that are also reflected as deposit liabilities| ////////////////// |
of the reporting bank: | ////////////////// |
a. Amount reflected in demand deposits (included in Schedule RC-E, item 4 or 5, column B) .... | 2314 0 | 6.a.
b. Amount reflected in time and savings deposits(1) (included in Schedule RC-E, item 4 or 5, | ////////////////// |
column A or C, but not column B) .......................................................... | 2315 0 | 6.b.
7. Unamortized premiums and discounts on time and savings deposits:(1),(2) | ////////////////// |
a. Unamortized premiums ...................................................................... | 5516 0 | 7.a.
b. Unamortized discounts ..................................................................... | 5517 0 | 7.b.
8. To be completed by banks with "Oakar deposits." | ////////////////// |
a. Deposits purchased or acquired from other FDIC-insured institutions during the quarter: | ////////////////// |
(1) Total deposits purchased or acquired from other FDIC-insured institutions during | ////////////////// |
the quarter ........................................................................... | A531 N/A | 8.a.(1)
(2) Amount of purchased or acquired deposits reported in item 8.a.(1) above attributable to | ////////////////// |
a secondary fund (i.e., BIF members report deposits attributable to SAIF; SAIF | ////////////////// |
members report deposits attributable to BIF) .......................................... | A532 N/A | 8.a.(2)
b. Total deposits sold or transferred to other FDIC-insured institutions during the quarter .. | A533 N/A | 8.b.
----------------------
</TABLE>
______________
(1) For FDIC insurance and FICO assessment purposes, "time and savings deposits"
consists of nontransaction accounts and all transaction accounts other than
demand deposits.
(2) Exclude core deposit intangibles.
<TABLE>
<S> <C> <C>
- -------------------------------------------------------------------------------------------------------------------------------
| | C277 | (-
|Person to whom questions about the Reports of Condition and Income should be directed: ----------|
| |
|Foy B. Hester, Vice President (212) 250-4902 |
|---------------------------------------------------------------------------- -------------------------------------------|
|Name and Title (TEXT 8901) Telephone: Area code/phone number/extension|
| (TEXT 8902) |
| |
|Even though Call Reports must be filed electronically, |
|send my bank a sample set of paper Call Report forms |
|for the next quarter: Yes (X) (RCON 9117) (212) 669-0720 |
| ------------------------------------------|
| FAX: Area code/phone number |
| (TEXT 9116) |
- -------------------------------------------------------------------------------------------------------------------------------
</TABLE>
25
<PAGE> 26
<TABLE>
<S> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, National Association Call Date: 03/31/1999 FFIEC 033
Address: 300 South Grand Avenue Page RC-19
City, State Zip: Los Angeles, CA 90071 Printed 05/17/1999 11:54
FDIC Certificate No.: |2|6|7|3|2|
-----------
</TABLE>
Schedule RC-O--Continued
<TABLE>
<CAPTION>
---------------------
Dollar Amounts in Thousands | RCON Mil Thou |
- ------------------------------------------------------------------------------------------------ --------------------
<S> <C>
9. Deposits in lifeline accounts............................................................... | 5596 ////////////// | 9.
10. Benefit-responsive "Depository Institution Investment Contracts" (included in total | /////////////////// |
deposits) .................................................................................. | 8432 0 | 10.
11. Adjustments to demand deposits reported in Schedule RC-E for certain reciprocal demand | /////////////////// |
balances: | /////////////////// |
a. Amount by which demand deposits would be reduced if the reporting bank's reciprocal | /////////////////// |
demand balances with the domestic offices of U.S. banks and savings associations | /////////////////// |
and insured branches in Puerto Rico and U.S. territories and possessions that were | /////////////////// |
reported on a gross basis in Schedule RC-E had been reported on a net basis........... | 9785 0 | 11.a.
b. Amount by which demand deposits would be increased if the reporting bank's reciprocal | /////////////////// |
demand balances with foreign banks and foreign offices of other U.S. banks (other than | /////////////////// |
insured branches in Puerto Rico and U.S. territories and possessions) that were | /////////////////// |
reported on a net basis in Schedule RC-E had been reported on a gross basis........... | A181 0 | 11.b.
c. Amount by which demand deposits would be reduced if cash items in process of | /////////////////// |
collection were included in the calculation of the reporting bank's net reciprocal | /////////////////// |
demand balances with the domestic offices of U.S. banks and savings associations | /////////////////// |
and insured branches in Puerto Rico and U.S. territories and possessions in | /////////////////// |
Schedule RC-E......................................................................... | A182 0 | 11.c.
12. Amount of assets netted against deposit liabilities on the balance sheet (Schedule RC) | /////////////////// |
in accordance with generally accepted accounting principles (exclude amounts related to | /////////////////// |
reciprocal demand balances): | /////////////////// |
a. Amount of assets netted against demand deposits....................................... | A527 0 | 12.a.
b. Amount of assets netted against time and savings deposits............................. | A528 0 | 12.b.
-----------------------
</TABLE>
Memoranda (to be completed each quarter except as noted)
<TABLE>
<CAPTION>
---------------------
Dollar Amounts in Thousands | RCON Mil Thou |
- ------------------------------------------------------------------------------------------------ --------------------
<S> <C>
| |
1. Total deposits of the bank (sum of Memorandum items 1.a. (1) and 1.b.(1) must equal | /////////////////// |
Schedule RC, item 13.a.): | /////////////////// |
a. Deposit accounts of $100,000 or less: | /////////////////// |
(1) Amount of deposit accounts of $100,000 or less.................................... | 2702 0 | M.1.a.(1)
(2) Number of deposit accounts of $100,000 or less (to be completed Number | /////////////////// |
----------------------
for the June report only).................................. | RCON 3773 | N/A | /////////////////// | M.1.a.(2)
(b) Deposit accounts of more than $100,000: ---------------------- | /////////////////// |
(1) Amount of deposit accounts of more than $100,000.................................. | 2710 0 | M.1.b.(1)
Number | /////////////////// |
---------------------- |
(2) Number of deposit accounts of more than $100,000........... | RCON 2722 | 0 | /////////////////// | M.1.b.(2)
------------------------------------------------
2. Estimated amount of uninsured deposits of the bank:
(a) An estimate of your bank's uninsured deposits can be determined by multiplying the
number of deposit accounts of more than $100,000 reported in Memorandum item 1.b.(2)
above by $100,000 and subtracting the result from the amount of deposit accounts of
more than $100,000 reported in Memorandum item 1.b.(1) above.
Indicate in the appropriate box at the right whether your bank has a method or Yes No
procedure for determining a better estimate of uninsured deposits than the estimate -------------------------
described above........................................................................ | 6861 | | x | M.2.a.
-------------------------
(b) If the box marked YES has been checked, report the estimate of uninsured deposits | RCON Mil Thou |
-------------------------
determined by using your bank's method or procedure.................................... | 5597 N/A | M.2.b.
-------------------------
3. Has the reporting institution been consolidated with a parent bank or savings association
in that parent bank's or parent savings association's Call Report or Thrift Financial
Report? If so, report the legal title and FDIC Certificate Number of the parent bank or
parent savings association: FDIC Cert No.
---------- -------------------------
| TEXT A545 | N/A | RCON A545 | N/A | M.3.
- --------------------------------------------------------------------------------------------------------------------------
</TABLE>
26
<PAGE> 27
<TABLE>
<S> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, National Association Call Date: 03/31/1999 FFIEC 033
Address: 300 South Grand Avenue Page RC-13
City, State Zip: Los Angeles, CA 90071 Printed 05/17/1999 at 11:34
FDIC Certificate No.: |2|6|7|3|2|
-----------
</TABLE>
Schedule RC-R--Regulatory Capital
This schedule must be completed by all banks as follows: Banks that reported
total assets of $1 billion or more in Schedule RC, item 12, for June 30, 1998,
must complete items 2 through 9 and Memoranda items 1 and 2. Banks with assets
of less than $1 billion must complete items 1 through 3 below or Schedule RC-R
in its entirety, depending on their response to item 1 below.
<TABLE>
<S> <C> <C>
------------
| C280 | (-
1. Test for determining the extent to which Schedule RC-R must be completed. To be completed -----------------
only by banks with total assets of less than $1 billion. Indicate in the appropriate | YES NO |
box at the right whether the bank has total capital greater than or equal to eight ---------------------------
percent of adjusted total assets ...................................................... | RCON 6056 | X |////| | 1.
----------------------------
For purposes of this test, adjusted total assets equals total assets less cash, U.S. Treasuries, U.S. Government
agency obligations, and 80 percent of U.S. Government-sponsored agency obligations plus the allowance for loan
and lease losses and selected off-balance sheet items as reported on Schedule RC-L (see instructions).
If the box marked YES has been checked, then the bank only has to complete items 2 and 3 below. If the box marked
NO has been checked, the bank must complete the remainder of this schedule.
A NO response to item 1 does not necessarily mean that the bank's actual risk-based capital ratio is less than eight
percent or that the bank is not in compliance with the risk-based capital guidelines.
</TABLE>
- -------------------------------------------------------------
Note: All banks are required to complete items 2 and 3 below.
See optional worksheet for items 3.a through 3.f.
- -------------------------------------------------------------
<TABLE>
<CAPTION>
---------------------
Dollar Amounts in Thousands | RCON Mil Thou |
- --------------------------------------------------------------------------------------------------- --------------------
<S> <C>
2. Portion of qualifying limited-life capital instruments (original | ////////////////// |
weighted average maturity of at least five years) that is includible in | ////////////////// |
Tier 2 capital: | ////////////////// |
a. Subordinated debt (1) and intermediate term preferred stock .................................| A515 0 | 2.a.
b. Other limited-life capital instruments ......................................................| A516 0 | 2.b.
3. Amounts used in calculating regulatory capital ratios (report amounts determined by the | ////////////////// |
bank for its own internal regulatory capital analyses consistent with applicable capital | ////////////////// |
standards): | ////////////////// |
a. (1) Tier 1 capital ..........................................................................| 8274 121,992 | 3.a.(1)
(2) Tier 2 capital ..........................................................................| 8275 0 | 3.a.(2)
(3) Not applicable | ////////////////// |
b. Total risk-based capital.....................................................................| 3792 121,992 | 3.b.
c. Excess allowance for loan and lease losses (amount that exceeds 1.25% of gross | ////////////////// |
risk-weighted assets) .......................................................................| A222 0 | 3.c.
d. (1) Net risk-weighted assets (gross risk-weighted assets less excess allowance reported | ////////////////// |
in item 3.c above and all other deductions) .............................................| A223 115,501 | 3.d.(1)
(2) Not applicable | ////////////////// |
e. Maximum contractual dollar amount of recourse exposure in low level recourse transactions | ////////////////// |
(to be completed only if the bank uses the "direct reduction method" to report these | ////////////////// |
transactions in Schedule RC-R) ..............................................................| 1727 0 | 3.e.
f. "Average total assets" (quarterly average reported in Schedule RC-K, item 9, less all assets | ////////////////// |
deducted from Tier 1 capital) (2)........................................................... | A224 131,719 | 3.f.
----------------------
-------------------------------------------
| (Column A) | (Column B) |
Items 4-9 and Memoranda items 1 and 2 are to be completed | Assets | Credit Equiv- |
by banks that answered NO to item 1 above and | Recorded | alent Amount |
by banks with total assets of $1 billion or more. | on the | of Off-Balance |
| Balance Sheet | Sheet Items(3) |
-------------------- --------------------
4. Assets and credit equivalent amounts of off-balance sheet items assigned | RCON Mil Thou | RCON Mil Thou |
to the Zero percent risk category: -------------------- --------------------
| ////////////////// | ////////////////// |
a. Assets recorded on the balance sheet: ................................. | 5163 3,752 | ////////////////// | 4.a.
b. Credit equivalent amount of off-balance sheet items ................... | ////////////////// | 3796 0 | 4.b.
-------------------------------------------
</TABLE>
______________
(1) Exclude mandatory convertible debt reported in Schedule RC-M, item 7.
(2) Do not deduct excess allowance for loan and lease losses.
(3) Do not report in column B the risk-weighted amount of assets reported in
column A.
27
<PAGE> 28
<TABLE>
<S> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company Of California, National Association Call Date: 03/31/99 FFIEC 033
Address: 300 South Grand Avenue Page RC-24
City, State Zip: Los Angeles, CA 90071 Printed 03/17/1999 at 11:22
FDIC Certificate No.: |2|6|7|3|2|
-----------
</TABLE>
Schedule RC-R--Continued
<TABLE>
<CAPTION>
-------------------------------------------
| (Column A) | (Column B) |
| Assets | Credit Equiv- |
| Recorded | alent Amount |
| on the | of Off-Balance |
| Balance Sheet | Sheet Items(1) |
|-------------------- --------------------|
Dollar Amounts in Thousands | RCON Mil Thou | RCON Mil Thou |
- ------------------------------------------------------------------------------ -------------------- --------------------
<S> <C> <C>
5. Assets and credit equivalent amounts of off-balance sheet items | ////////////////// | ////////////////// |
assigned to the 10 percent risk category: | ////////////////// | ////////////////// |
a. Assets recorded on the balance sheet...................................| 5165 42,397 | ////////////////// | 5.a.
b. Credit equivalent amount of off-balance sheet items ...................| ////////////////// | 3801 99,281 | 5.b.
6. Assets and credit equivalent amounts of off-balance sheet items | ////////////////// | ////////////////// |
assigned to the 50 percent risk category: | ////////////////// | ////////////////// |
a. Assets recorded on the balance sheet ................................. | 3802 0 | ////////////////// | 6.a.
b. Credit equivalent amount of off-balance sheet items .................. | ////////////////// | 3803 0 | 6.b.
7. Assets and credit equivalent amounts of off-balance sheet items | ////////////////// | ////////////////// |
assigned to the 100 percent risk category: | ////////////////// | ////////////////// |
a. Assets recorded on the balance sheet ................................. | 3804 87,165 | ////////////////// | 7.a.
b. Credit equivalent amount of off-balance sheet items .................. | ////////////////// | 3805 0 | 7.b.
8. On-balance sheet asset values excluded from and deducted in the | ////////////////// | ////////////////// |
calculation of the risk-based capital ratio(2) .......................... | 3806 4,215 | ////////////////// | 8.
9. Total assets recorded on the balance sheet (sum of | ////////////////// | ////////////////// |
items 4.a, 5.a, 6.a, 7.a, and 8, column A)(must equal Schedule RC, | ////////////////// | ////////////////// |
item 12 plus items 4.b and 4.c) ......................................... | 3807 137,529 | ////////////////// | 9.
-------------------------------------------
</TABLE>
<TABLE>
<CAPTION>
Memoranda
----------------------
Dollar Amounts in Thousands | RCON Mil Thou |
- ------------------------------------------------------------------------------ -------------------- --------------------
<S> <C>
1. Percent credit exposure across all off-balance sheet derivative contracts covered by the | ////////////////// |
risk-based capital standards ................................................................. | 8764 0 | M.1
----------------------
</TABLE>
<TABLE>
<CAPTION>
-----------------------------------------------------------------------------
| With a remaining maturity of |
-----------------------------------------------------------------------------
| (Column A) | (Column B) | (Column C) |
| One year or less | Over one year | Over five years |
2. National principal amounts of | | through five years | |
off-balance sheet derivative -----------------------------------------------------------------------------
contracts:(3) | RCON Mil Thou | RCON Mil Thou | RCON Mil Thou |
-----------------------------------------------------------------------------
<S> <C> <C> <C> |
a. Interest rate contracts ........... | 3809 0 | 8766 0 | 8767 0 | M.2.a.
b. Foreign exchange contracts ........ | 3812 0 | 8769 0 | 8770 0 | M.2.b.
c. Gold contracts .................... | 8771 0 | 8772 0 | 8773 0 | M.2.c.
d. Other precious metals contracts ... | 8774 0 | 8775 0 | 8776 0 | M.2.d.
e. Other commodity contracts ......... | 8777 0 | 8778 0 | 8779 0 | M.2.e.
f. Equity derivative contracts ....... | A000 0 | A001 0 | A002 0 | M.2.f.
-----------------------------------------------------------------------------
</TABLE>
- --------------------
(1) Do not report in column B the risk-weighted amount of assets reported in
column A.
(2) Include the difference between the fair value and the amortized cost of
available-for-sale debt securities in item 8 and report the amortized cost
of these debt securities in items 4 through 7 above. Item 8 also includes
on-balance sheet asset values (or portions thereof) of off-balance sheet
interest rate, foreign exchange rate, and commodity contracts and those
contracts (e.g., futures contracts) not subject to risk-based capital.
Exclude from item 8 margin accounts and accrued receivables not included
in the calculation of credit equivalent amounts of off-balance sheet
derivatives as well as any portion of the allowance for loan and lease
losses in excess of the amount that may be included in Tier 2 capital.
(3) Exclude foreign exchange contracts with an original maturity of 14 days or
less and all futures contracts.
28
<PAGE> 29
<TABLE>
<S> <C> <C> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, National Association Call Date: 03/31/99 FFIEC 033
Address: 300 South Grand Avenue Page RC-21
City, State Zip: Los Angeles, CA 90071 Printed 04/29/1999 at 10:15
FDIC Certificate No.: |2|6|7|3|2|
-----------
</TABLE>
Optional Narrative Statement Concerning the Amounts
Reported in the Reports of Condition and Income
at close of business on March 31, 1999
<TABLE>
<CAPTION>
Bankers Trust Company of California, National Association Los Angeles California
_______________________________________________________________ __________________________________, ___________________________
Legal Title of Bank City State
<S> <C> <C>
The management of the reporting bank may, if it wishes, sub- the truncated statement will appear as the bank's statement
mit a brief narrative statement on the amounts reported in both on agency computerized records and in computer-file
the Reports of Condition and Income. This optional statement releases to the public.
will be made available to the public, along with the publicly
available data in the Reports of Condition and Income, in re- All information furnished by the bank in the narrative state-
sponse to any request for individual bank report data. How- ment must be accurate and not misleading. Appropriate ef-
ever, the information reported in column A and in all of forts shall be taken by the submitting bank to ensure the
Memorandum item 1 of Schedule RC-N is regarded as confidential statement's accuracy. The statement must be signed, in the
and will not be released to the public. BANKS CHOOSING TO space provided below, by a senior officer of the bank who
SUBMIT THE NARRATIVE STATEMENT SHOULD ENSURE THAT THE thereby attests to its accuracy.
STATEMENT DOES NOT CONTAIN THE NAMES OR OTHER
IDENTIFICATIONS OF INDIVIDUAL BANK CUSTOMERS, REFERENCES If, subsequent to the original submission, material changes
TO THE AMOUNTS REPORTED IN THE CONFIDENTIAL ITEMS IN are submitted for the data reported in the Reports of Condi-
SCHEDULE RC-N, OR ANY OTHER INFORMATION THAT THEY ARE tion and Income, the existing narrative statement will be
NOT WILLING TO HAVE MADE PUBLIC OR THAT WOULD deleted from the files, and from disclosure; the bank, at its
COMPROMISE THE PRIVACY OF THEIR CUSTOMERS. Banks choosing option, may replace it with a statement, under signature, ap-
not to make a statement may check the "No comment" box below propriate to the amended data.
and should make no entries of any kind in the space provided
for the narrative statement; i.e., DO NOT enter in this space The optional narrative statement will appear in agency
such phrases as "No statement," "Not applicable," "N/A," records and in release to the public exactly as submitted (or
"No comment," and "None." amended as described in the preceding paragraph) by the
management of the bank (except for the truncation of state-
ments exceeding the 750-character limit described above).
THE STATEMENT WILL NOT BE EDITED OR SCREENED IN ANY
The optional statement must be entered on this sheet. The WAY BY THE SUPERVISORY AGENCIES FOR ACCURACY OR
statement should not exceed 100 words. Further, regardless RELEVANCE. DISCLOSURE OF THE STATEMENT SHALL NOT
of the number of words, the statement must not exceed 750 SIGNIFY THAT ANY FEDERAL SUPERVISORY AGENCY HAS
characters, including punctuation, indentation, and standard VERIFIED OR CONFIRMED THE ACCURACY OF THE INFORMATION
spacing between words and sentences. If any submission CONTAINED THEREIN. A STATEMENT TO THIS EFFECT WILL
should exceed 750 characters, as defined, it will be truncated APPEAR ON ANY PUBLIC RELEASE OF THE OPTIONAL STATEMENT
at 750 characters with no notice to the submitting bank and SUBMITTED BY THE MANAGEMENT OF THE REPORTING BANK.
- ---------------------------------------------------------------------------------------------------------------------------------
No comment |X| (RCON 6979) | C271 | C272 | <-
--- -------------------
BANK MANAGEMENT STATEMENT (please type or print clearly):
(TEXT 6980)
/s/ Foy B. Hester 4/29/99
--------------------------------------------- --------------------------------
Signature of Executive Officer of Bank Date of Signature
</TABLE>
29
<PAGE> 30
<TABLE>
<S> <C> <C>
Legal Title of Bank: Bankers Trust Company of California, National Association Call Date: 03/31/1999
Address: 300 South Grand Avenue
City, State Zip: Los Angeles, CA 90071
FDIC Certificate No.: |2|6|7|3|2|
-----------
</TABLE>
<TABLE>
<S> <C> <C> <C>
THIS PAGE IS TO BE COMPLETED BY ALL BANKS
- ----------------------------------------------------------------------------------------------------------------------------------
NAME AND ADDRESS OF BANK | OMB No. For OCC: 1557-0081
| OMB No. For FDIC: 3064-0052
| OMB No. For Federal Reserve: 7100-0036
| Expiration Date: 3/31/2001
|
| SPECIAL REPORT
| (Dollar Amounts in Thousands)
|
------------------------------------------------------------------
| CLOSE OF BUSINESS | FDIC Certificate Number | |
| DATE | | C-700 | <-
| 03/31/1999 | |2|6|7|3|2| | |
- ----------------------------------------------------------------------------------------------------------------------------------
LOANS TO EXECUTIVE OFFICERS (Complete as of each Call Report Date)
- ----------------------------------------------------------------------------------------------------------------------------------
The following information is required by Public Laws 90-44 and 102-242, but does not constitute a part of the Report of
Condition. With each Report of Condition, these Laws require all banks to furnish a report of all loans or other extensions of
credit to their executive officers made since the date of the previous Report of Condition. Data regarding individual loans or
other extensions of credit are not required. If no such loans or other extensions of credit were made during the period, insert
"none" against subitem (a). (Exclude the first $15,000 of indebtedness of each executive officer under bank credit card plan.)
See Sections 215.2 and 215.3 of Title 12 of the Code of Federal Regulations (Federal Reserve Board Regulation O) for the
definitions of "executive officer" and "extension of credit," respectively. Exclude loans and other extensions of credit to
directors and principal shareholders who are not executive officers.
- ----------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<TABLE>
<S> <C>
----------------------------
a. Number of loans made to executive officers since the previous Call Report date .............. | RCON 3561 | 0 a.
----------------------------
b. Total dollar amount of above loans (in thousands of dollars) ................................ | RCON 3562 | 0 b.
-----------------------------
c. Range of interest charged on above loans -------------------------------------------------------
(example: 9 3/4% = 9.75) .......................................... | RCON 7701 | 0.00 | % to | RCON 7702 | 0.00 | % c.
-------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<TABLE>
<S> <C>
- ----------------------------------------------------------------------------------------------------------------------------------
SIGNATURE AND TITLE OF OFFICER AUTHORIZED TO SIGN REPORT | DATE (Month, Day, Year)
|
|
|
/s/ Foy B. Hester | 4/29/99
- ----------------------------------------------------------------------------------------------------------------------------------
FDIC 8040/53 (3-98)
</TABLE>
30
