FUNDS AMERICA FINANCE CORP, SB-2/A, EX-23.2, 2000-10-16

FUNDS AMERICA FINANCE CORP
SB-2/A, EX-23.2, 2000-10-16
PERSONAL CREDIT INSTITUTIONS

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                                      JEFFREY G. KLEIN. P.A.
                                 23123 STATE ROAD SEVEN, SUITE 350B
                                   BOCA RATON, FLORIDA 33428
                                                (561)470-9010


OCTOBER 5, 2000

Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC 20549

Attn: Filing Desk

     We hereby consent to our being designated as legal counsel to Funds America
Finance Corporation the filing of this opinion as an exhibit to the Registration
Statement  to the  references  to us in the  Prospectus  which  is a part of the
Registration Statement.



Sincerely,

/s/ Jeffrey G. Klein

Jeffrey G. Klein

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