CAPITAL CITY TRUST CO/FL
13F-HR, 2000-07-25
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                         UNITED STATES
              SECURITIES AND EXCHANGE COMMISSION
                   Washington, D.C.  20549

                           Form 13F

                     Form 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: June 30, 2000

Check here if Amended [  ];  Amendment Number:
This Amendment (Check only one.):  [  ] is a restatement.
                                   [  ] adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:     Capital City Trust Company
Address:  P.O. Box 1549
          Tallahassee, FL  32302

13F File Number:  28-

The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:   Charles M. Turner
Title:  Controller
Phone:  850-402-2246

Signature, Place, and Date of Signing:

Charles M. Turner     Tallahassee, Florida     July 24, 2000

Report Type (Check only one.):

[ X ]     13F HOLDINGS REPORT

[   ]     13F NOTICE

[   ]     13F COMBINATION REPORT

List of Other Managers Reporting for this Manager:

<PAGE>

                      Form 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers:          0

Form 13F Information Table Entry Total:     227

Form 13F Information Table Value Total:     $129,026

List of Other Included Managers:

Rovide a numbered list of name(s) and Form 13F file
number(s) of all institutional investment managers with respect
to which this report is filed, other than the manager filing this
report.

NONE

<PAGE>

<TABLE>                 <C>                         <C>
                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

DAIMLERCHRYSLER AG          ORD                 D1668R123        2       56 SH       SOLE                       56        0        0
GLOBAL CROSSING LTD         COM                 G3921A100      493    18750 SH       SOLE                    18750        0        0
TRANSOCEAN SEDCO FOREX INC  ORD                 G90078109      282     5279 SH       SOLE                     5076        0      203
TRANSOCEAN SEDCO FOREX INC  ORD                 G90078109        3       68 SH       DEFINED                     0        0       68
AFLAC INC                   COM                 001055102      556    12120 SH       SOLE                    11120        0     1000
AT&T CORP                   COM                 001957109     1534    48538 SH       SOLE                    46913        0     1625
AT&T CORP                   COM                 001957109        9      300 SH       DEFINED                     0        0      300
ATT&T CORP LIBERTY MEDIA GROUP CL-A             001957208       24     1000 SH       SOLE                        0        0     1000
AXA FINANCIAL INC                               002451102        4      124 SH       SOLE                      124        0        0
ABBOTT LABS                 COM                 002824100      171     3850 SH       SOLE                     3850        0        0
ABITIBI-CONSOLIDATED INC    COM                 003924107        1      212 SH       SOLE                      212        0        0
ADAPTEC INC                 COM                 00651F108       22     1000 SH       SOLE                        0        0     1000
AFFILIATED COMPUTER SERVICESCL A                008190100       58     1759 SH       SOLE                     1759        0        0
AGILENT TECHNOLOGIES INC    COM                 00846U101      637     8650 SH       SOLE                     8269        0      381
AIR PRODS & CHEMS INC       COM                 009158106       36     1200 SH       SOLE                     1200        0        0
ALLEGHENY ENERGY INC        COM                 017361106       10      400 SH       SOLE                      400        0        0
ALLTEL CORP                 COM                 020039103      378     6114 SH       SOLE                     6114        0        0
AMERICA ONLINE INC DEL      COM                 02364J104     1560    29625 SH       SOLE                    29025        0      600
AMERICA ONLINE INC DEL      COM                 02364J104       15      300 SH       DEFINED                     0        0      300
AMERICAN ELEC PWR INC       COM                 025537101       36     1238 SH       SOLE                     1238        0        0
AMERICAN EXPRESS CO         COM                 025816109      171     3300 SH       SOLE                     3300        0        0
AMERICAN EXPRESS CO         COM                 025816109       15      300 SH       DEFINED                     0        0      300
AMERICAN HOME PRODS CORP    COM                 026609107      273     4650 SH       SOLE                     4650        0        0
AMERICAN INTL GROUP INC     COM                 026874107     4265    36305 SH       SOLE                    34820        0     1485
AMERICAN INTL GROUP INC     COM                 026874107       47      400 SH       DEFINED                     0        0      400
AMERICAN SUPERCONDUCTOR CORPCOM                 030111108      199     4125 SH       SOLE                     3500        0      625
AMGEN INC                   COM                 031162100     2954    42050 SH       SOLE                    41150        0      900
AMGEN INC                   COM                 031162100       42      600 SH       DEFINED                     0        0      600
AMSOUTH BANCORPORATION      COM                 032165102       47     3037 SH       SOLE                     3037        0        0
ANHEUSER BUSCH COS INC      COM                 035229103     1364    18275 SH       SOLE                    17875        0      400
ANHEUSER BUSCH COS INC      COM                 035229103       22      300 SH       DEFINED                     0        0      300
APPLIED MATLS INC           COM                 038222105        9      100 SH       SOLE                      100        0        0
AUSTRALIA&NEW ZEALAND BKG GRSPONSORED ADR       052528304       38     1000 SH       SOLE                        0        0     1000
AUTOMATIC DATA PROCESSING   INC                 053015103        2       50 SH       SOLE                       50        0        0
BB&T CORP                   COM                 054937107       48     2029 SH       SOLE                     2029        0        0
BP AMOCO P L C              SPONSORED ADR       055622104     1492    26385 SH       SOLE                    26103        0      282
BP AMOCO P L C              SPONSORED ADR       055622104       33      600 SH       DEFINED                     0        0      600
BMC SOFTWARE INC            COM                 055921100       10      300 SH       SOLE                      300        0        0
B2B INTERNET HOLDRS TR      DEPOSTRY RCPT       056033103       41     1000 SH       SOLE                        0        0     1000
BANK OF AMERICA CORPORATION COM                 060505104     1217    28319 SH       SOLE                    27269        0     1050
BANK NEW YORK INC           COM                 064057102       46     1000 SH       SOLE                        0        0     1000
BANK ONE CORP               COM                 06423A103        5      200 SH       SOLE                      200        0        0
BELL ATLANTIC CORP          COM                 077853109     1600    31491 SH       SOLE                    29391        0     2100
BELL ATLANTIC CORP          COM                 077853109       30      600 SH       DEFINED                     0        0      600
BELLSOUTH CORP              COM                 079860102     1061    24896 SH       SOLE                    23696        0     1200
BELLSOUTH CORP              COM                 079860102       29      700 SH       DEFINED                     0        0      700
BERKSHIRE HATHAWAY INC DEL  CL A                084670108      107        2 SH       SOLE                        2        0        0
BESTFOODS                   COM                 08658U101      758    10950 SH       SOLE                    10350        0      600
BRISTOL MYERS SQUIBB CO     COM                 110122108      800    13750 SH       SOLE                    11250        0     2500
BRISTOL MYERS SQUIBB CO     COM                 110122108       40      700 SH       DEFINED                     0        0      700
CLECO CORP NEW              COM                 12561W105       33     1000 SH       SOLE                        0        0     1000
CSX CORP                    COM                 126408103        1       50 SH       SOLE                       50        0        0
CALGON CARBON CORP          COM                 129603106       15     2000 SH       SOLE                        0        0     2000
CAPITAL CITY BANK GROUP INC                     139674105      397    20395 SH       SOLE                    20395        0        0
CARNIVAL CORP               COM                 143658102      628    32250 SH       SOLE                    31250        0     1000
CARNIVAL CORP               COM                 143658102        9      500 SH       DEFINED                     0        0      500
CHEVRON CORPORATION         COM                 166751107      422     4984 SH       SOLE                     4484        0      500
CISCO SYS INC               COM                 17275R102     8518   134022 SH       SOLE                   130522        0     3500
CISCO SYS INC               COM                 17275R102      101     1600 SH       DEFINED                     0        0     1600
CITIGROUP INC               COM                 172967101      497     8250 SH       SOLE                     8150        0      100
COCA COLA CO                COM                 191216100     1079    18801 SH       SOLE                    18451        0      350
COLGATE PALMOLIVE CO        COM                 194162103       55      930 SH       SOLE                      930        0        0
COLONIAL BANCGROUP INC      COM                 195493309        1      200 SH       SOLE                      200        0        0
COMPAQ COMPUTER CORP        COM                 204493100       20      815 SH       SOLE                      815        0        0
CONECTIV INC                COM                 206829103        4      300 SH       SOLE                      300        0        0
CONECTIV INC                CL A                206829202        1       50 SH       SOLE                       50        0        0
CONOCO INC                  CL B                208251405        9      400 SH       SOLE                      400        0        0
CONSOLIDATED EDISON INC     COM                 209115104        8      300 SH       SOLE                      300        0        0
CONSTELLATION ENERGY CORP   COM                 210371100       29      900 SH       SOLE                      900        0        0
CORN PRODS INTL INC         COM                 219023108        5      200 SH       SOLE                      200        0        0
DE BEERS CONS MINES LTD     ADR DEFD            240253302        6      250 SH       SOLE                      250        0        0
DELL COMPUTER CORP          COM                 247025109       27      550 SH       SOLE                      550        0        0
DELUXE CORP                 COM                 248019101       47     2000 SH       SOLE                        0        0     2000
DISNEY WALT CO              COM DISNEY          254687106      915    23581 SH       SOLE                    22581        0     1000
DISNEY WALT CO              COM DISNEY          254687106       34      900 SH       DEFINED                     0        0      900
DONNELLEY R R & SONS CO     COM                 257867101       45     2000 SH       SOLE                        0        0     2000
DOW CHEM CO                 COM                 260543103        9      300 SH       SOLE                      300        0        0
DU PONT E I DE NEMOURS & CO COM                 263534109     1266    28960 SH       SOLE                    27875        0     1085
DU PONT E I DE NEMOURS & CO COM                 263534109       13      300 SH       DEFINED                     0        0      300
DUFF & PHELPS UTILITIES     INCOME INC          264324104       11     1200 SH       SOLE                     1200        0        0
DUKE ENERGY CORP            COM                 264399106      501     8900 SH       SOLE                     8450        0      450
DUKE ENERGY CORP            COM                 264399106       16      300 SH       DEFINED                     0        0      300
E M C CORP MASS             COM                 268648102     1980    25750 SH       SOLE                    23350        0     2400
E M C CORP MASS             COM                 268648102       23      300 SH       DEFINED                     0        0      300
EBAY INC                    COM                 278642103      434     8000 SH       SOLE                     8000        0        0
EDISON INTL                 COM                 281020107       20     1000 SH       SOLE                     1000        0        0
EL PASO ENERGY CAP TR I     PFD CV TR SECS      283678209       64     1000 SH       SOLE                        0        0     1000
ELCOM INTL INC              COM                 284434107        6     1000 SH       SOLE                     1000        0        0
EMERSON ELEC CO             COM                 291011104      250     4150 SH       SOLE                     3950        0      200
ENRON CORP                  COM                 293561106      138     2150 SH       SOLE                     2150        0        0
ERICSSON L M TEL CO         ADR CL B SEK10      294821400       22     1128 SH       SOLE                     1128        0        0
EXODUS COMMUNICATIONS INC   COM                 302088109        9      200 SH       SOLE                      200        0        0
EXXON MOBIL CORP            COM                 30231G102     1759    22413 SH       SOLE                    22083        0      330
FPL GROUP INC               COM                 302571104      655    13240 SH       SOLE                    13140        0      100
FEDERAL NATL MTG ASSN       COM                 313586109     1795    34410 SH       SOLE                    32660        0     1750
FERRELLGAS PARTNERS L.P.    UNIT LTD PART       315293100       13     1000 SH       SOLE                        0        0     1000
FIRST VA BANKS INC          COM                 337477103       26      750 SH       SOLE                      750        0        0
FLEETBOSTON FINL CORP       COM                 339030108      171     5050 SH       SOLE                     5050        0        0
FLEETBOSTON FINL CORP       COM                 339030108       34     1000 SH       DEFINED                     0        0     1000
FORD MTR CO DEL             COM                 345370100     1208    28100 SH       SOLE                    26400        0     1700
FORD MTR CO DEL             COM                 345370100        8      200 SH       DEFINED                     0        0      200
FULTON FINL CORP PA         COM                 360271100       74     4191 SH       SOLE                     4191        0        0
GTE CORP                    COM                 362320103      493     7925 SH       SOLE                     7925        0        0
GANNETT INC                 COM                 364730101      557     9320 SH       SOLE                     9020        0      300
GENERAL ELEC CO             COM                 369604103     7754   146307 SH       SOLE                   142482        0     3825
GENERAL ELEC CO             COM                 369604103       71     1350 SH       DEFINED                     0        0     1350
GENERAL MLS INC             COM                 370334104       42     1100 SH       SOLE                     1100        0        0
GENERAL MTRS CORP           COM                 370442105       34      587 SH       SOLE                       87        0      500
GENERAL MTRS CORP           CL H NEW            370442832       46      531 SH       SOLE                       31        0      500
GILLETTE CO                 COM                 375766102      100     2875 SH       SOLE                     1875        0     1000
GLENAYRE TECHNOLOGIES INC   COM                 377899109       76     7200 SH       SOLE                     6000        0     1200
HALLIBURTON CO              COM                 406216101      245     5200 SH       SOLE                     5200        0        0
HEINZ H J CO                COM                 423074103       17      400 SH       SOLE                      400        0        0
HEWLETT PACKARD CO          COM                 428236103     2832    22680 SH       SOLE                    21680        0     1000
HICKOK INC                  CL A                428839104        5     1000 SH       SOLE                     1000        0        0
HOME DEPOT INC              COM                 437076102     2819    56474 SH       SOLE                    52924        0     3550
HOME DEPOT INC              COM                 437076102       34      700 SH       DEFINED                     0        0      700
HONEYWELL INTL INC          COM                 438516106      460    13675 SH       SOLE                    13425        0      250
HONEYWELL INTL INC          COM                 438516106       16      500 SH       DEFINED                     0        0      500
HYPERCOM CORP               COM                 44913M105       71     5000 SH       SOLE                        0        0     5000
IHOP CORP                   COM                 449623107       16     1000 SH       SOLE                     1000        0        0
ILLINOIS TOOL WKS INC       COM                 452308109      413     7250 SH       SOLE                     6950        0      300
INTEL CORP                  COM                 458140100     9770    73086 SH       SOLE                    68936        0     4150
INTEL CORP                  COM                 458140100      106      800 SH       DEFINED                     0        0      800
INTERDIGITAL COMMUNICATIONS COM                 45866A105       10      650 SH       SOLE                      650        0        0
INTERNATIONAL BUSINESS MACHSCOM                 459200101     1153    10525 SH       SOLE                    10125        0      400
INTERNATIONAL PAPER COMPANY                     460146103        1       50 SH       SOLE                       50        0        0
INVESCO GLOBAL HEALTH SCIENCCOM                 46128N109        3      175 SH       SOLE                      175        0        0
IPALCO ENTERPRISES INC      COM                 462613100       72     3600 SH       SOLE                     3600        0        0
JOHNSON & JOHNSON           COM                 478160104     2992    29372 SH       SOLE                    28372        0     1000
JOHNSON & JOHNSON           COM                 478160104       30      300 SH       DEFINED                     0        0      300
KANSAS CITY PWR & LT CO     COM                 485134100       99     4400 SH       SOLE                     4400        0        0
KIMBERLY CLARK CORP         COM                 494368103     1441    25131 SH       SOLE                    24581        0      550
KIMBERLY CLARK CORP         COM                 494368103       28      500 SH       DEFINED                     0        0      500
KNIGHT RIDDER INC           COM                 499040103      249     4700 SH       SOLE                     4700        0        0
LG&E ENERGY CORP            COM                 501917108       96     4036 SH       SOLE                     4036        0        0
LOWES COS INC               COM                 548661107      160     3900 SH       SOLE                     3900        0        0
LUCENT TECHNOLOGIES INC     COM                 549463107     2046    34534 SH       SOLE                    33634        0      900
MBNA CORP                   COM                 55262L100     1216    44855 SH       SOLE                    43848        0     1007
MDU RES GROUP INC           COM                 552690109       19      900 SH       SOLE                      900        0        0
MANULIFE FINL CORP          COM                 56501R106       10      583 SH       SOLE                      583        0        0
MARRIOTT INTL INC NEW       CL A                571903202      223     6200 SH       SOLE                     6050        0      150
MCDONALDS CORP              COM                 580135101     1197    36380 SH       SOLE                    35030        0     1350
MCDONALDS CORP              COM                 580135101        8      250 SH       DEFINED                     0        0      250
MCGRAW HILL COS INC         COM                 580645109       67     1250 SH       SOLE                     1250        0        0
MEDIAONE GROUP INC          COM                 58440J104       39      592 SH       SOLE                      592        0        0
MEDTRONIC INC               COM                 585055106     2895    58140 SH       SOLE                    56190        0     1950
MEDTRONIC INC               COM                 585055106       19      400 SH       DEFINED                     0        0      400
MELLON FINANCIAL CORP                           58551A108       29      800 SH       DEFINED                     0        0      800
MERCK & CO INC              COM                 589331107     3584    46780 SH       SOLE                    44580        0     2200
MERRILL LYNCH & CO INC      COM                 590188108      425     3700 SH       SOLE                     3500        0      200
METATEC INTL INC            COM                 591398102        0       60 SH       SOLE                       60        0        0
MICROSOFT CORP              COM                 594918104     4223    52799 SH       SOLE                    51399        0     1400
MICROSOFT CORP              COM                 594918104       48      600 SH       DEFINED                     0        0      600
MINNESOTA MNG & MFG CO      COM                 604059105        2       25 SH       SOLE                       25        0        0
MORGAN STANLEY DEAN WITTER&CCOM NEW             617446448     5557    66762 SH       SOLE                    64812        0     1950
MORGAN STANLEY DEAN WITTER&CCOM NEW             617446448       66      800 SH       DEFINED                     0        0      800
MOTOROLA INC                COM                 620076109      133     4600 SH       SOLE                     4000        0      600
NVR INC                     COM                 62944T105       28      500 SH       SOLE                      500        0        0
NEW CENTURY ENERGIES INC    COM                 64352U103        8      285 SH       SOLE                      285        0        0
NOKIA CORP                  SPONSORED ADR       654902204      457     9168 SH       SOLE                     8868        0      300
NORFOLK SOUTHERN CORP       COM                 655844108       14     1000 SH       SOLE                     1000        0        0
NYMOX PHARMACEUTICAL CORP   COM                 67076P102       13     3000 SH       SOLE                     2000        0     1000
OGE ENERGY CORP             COM                 670837103       33     1800 SH       SOLE                     1800        0        0
OBJECTIVE SYS INTEGRATORS INCOM                 674424106       53     5000 SH       SOLE                     5000        0        0
ORACLE CORP                 COM                 68389X105     2404    28604 SH       SOLE                    28054        0      550
ORACLE CORP                 COM                 68389X105      193     2300 SH       DEFINED                     0        0     2300
PPG INDS INC                COM                 693506107       13      300 SH       SOLE                      300        0        0
PAGING NETWORK INC          COM                 695542100        1     2200 SH       SOLE                     2200        0        0
PEPSIAMERICAS INC           CL B                71343P101       15     5000 SH       SOLE                     5000        0        0
PEPSICO INC                 COM                 713448108     1733    39025 SH       SOLE                    37525        0     1500
PEPSICO INC                 COM                 713448108       22      500 SH       DEFINED                     0        0      500
PFIZER INC                  COM                 717081103     1789    37275 SH       SOLE                    36175        0     1100
PFIZER INC                  COM                 717081103       19      400 SH       DEFINED                     0        0      400
PHARMACIA CORP              COM                 71713U102       23      450 SH       SOLE                      450        0        0
PHELPS DODGE CORP           COM                 717265102       18      500 SH       SOLE                      500        0        0
PITNEY BOWES INC            COM                 724479100      332     8318 SH       SOLE                     6318        0     2000
PRIMEDIA INC                COM                 74157K101       22     1000 SH       SOLE                        0        0     1000
PROCTER & GAMBLE CO         COM                 742718109     1238    21625 SH       SOLE                    20925        0      700
PROCTER & GAMBLE CO         COM                 742718109       11      200 SH       DEFINED                     0        0      200
PUBLIC SVC ENTERPRISE GROUP COM                 744573106       38     1100 SH       SOLE                      900        0      200
QUALCOMM INC                COM                 747525103       12      200 SH       SOLE                      200        0        0
RADIANT SYSTEMS INC         COM                 75025N102       24     1000 SH       SOLE                     1000        0        0
RAYONIER INC                COM                 754907103       17      500 SH       SOLE                      500        0        0
REGIONS FINL CORP           COM                 758940100       24     1214 SH       SOLE                     1214        0        0
RELIANT ENERGY INC          COM                 75952J108       35     1200 SH       SOLE                     1200        0        0
ROYAL DUTCH PETE CO         NY REG GLD1.25      780257804       43      700 SH       SOLE                      700        0        0
SBC COMMUNICATIONS INC      COM                 78387G103     2018    46678 SH       SOLE                    45128        0     1550
ST JOE CO                   COM                 790148100       60     2000 SH       SOLE                        0        0     2000
ST JOE CO                   COM                 790148100     1757    58570 SH       DEFINED                 58570        0        0
SAN JUAN BASIN RTY TR       UNIT BEN INT        798241105      100    10000 SH       SOLE                        0        0    10000
SARA LEE CORP               COM                 803111103        5      301 SH       SOLE                        0        0      301
SCHERING PLOUGH CORP        COM                 806605101      232     4600 SH       SOLE                     4600        0        0
SCHLUMBERGER LTD            COM                 806857108     2628    35225 SH       SOLE                    34025        0     1200
SCHLUMBERGER LTD            COM                 806857108       44      600 SH       DEFINED                     0        0      600
SEALED AIR CORP NEW         PFD CV A $2         81211K209       50     1000 SH       SOLE                        0        0     1000
SHELL TRANS & TRADING PLC   NEW YRK SH NEW      822703609       49     1000 SH       SOLE                        0        0     1000
SOUTHERN CO                 COM                 842587107       88     3800 SH       SOLE                     3550        0      250
SPRINT CORP                 COM FON GROUP       852061100      182     3582 SH       SOLE                     3582        0        0
SPRINT CORP                 PCS COM SER 1       852061506      115     1940 SH       SOLE                     1940        0        0
STANDARD REGISTER                               853887107       71     5000 SH       SOLE                        0        0     5000
SUN MICROSYSTEMS INC        COM                 866810104     3150    34650 SH       SOLE                    33700        0      950
SUN MICROSYSTEMS INC        COM                 866810104       63      700 SH       DEFINED                     0        0      700
SUNTRUST BKS INC            COM                 867914103       61     1350 SH       SOLE                     1350        0        0
SYNOVUS FINL CORP           COM                 87161C105       38     2200 SH       SOLE                     2200        0        0
TECO ENERGY INC             COM                 872375100       10      500 SH       SOLE                      500        0        0
TXU CORP                    COM                 873168108       14      500 SH       SOLE                      500        0        0
TARGET CORP                 COM                 87612E106      681    11750 SH       SOLE                    11250        0      500
TARGET CORP                 COM                 87612E106       11      200 SH       DEFINED                     0        0      200
TEXACO INC                  COM                 881694103      791    14865 SH       SOLE                    14115        0      750
TEXAS INSTRS INC            COM                 882508104       68     1000 SH       SOLE                        0        0     1000
TIME WARNER INC             COM                 887315109      114     1500 SH       SOLE                     1500        0        0
TYCO INTL LTD NEW           COM                 902124106     1103    23300 SH       SOLE                    20350        0     2950
UNION PAC CORP              COM                 907818108       30      820 SH       SOLE                      820        0        0
UNION PAC RES GROUP INC     COM                 907834105       15      694 SH       SOLE                      694        0        0
U S WEST INC NEW            COM                 91273H101       87     1015 SH       SOLE                     1015        0        0
UNUMPROVIDENT CORP          COM                 91529Y106       60     3000 SH       SOLE                        0        0     3000
VF CORPORATION                                  918204108       19      800 SH       SOLE                      800        0        0
VODAFONE AIRTOUCH PLC       SPONSORED ADR       92857T107      102     2480 SH       SOLE                     1480        0     1000
WAL MART STORES INC         COM                 931142103     3818    66275 SH       SOLE                    65225        0     1050
WAL MART STORES INC         COM                 931142103       40      700 SH       DEFINED                     0        0      700
WALGREEN CO                 COM                 931422109       32     1000 SH       SOLE                        0        0     1000
WELLS FARGO & CO NEW        COM                 949746101     1017    26250 SH       SOLE                    25600        0      650
WEYERHAEUSER CO             COM                 962166104       12      300 SH       SOLE                      300        0        0
WISCONSIN ENERGY CORP       COM                 976657106       15      777 SH       SOLE                      777        0        0
WORLDCOM INC GA NEW         COM                 98157D106     1507    32875 SH       SOLE                    32175        0      700
WORLDCOM INC GA NEW         COM                 98157D106       13      300 SH       DEFINED                     0        0      300

 GRAND TOTALS                                               129026  2241987                                2096270        0   145717

</TABLE>



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