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EXHIBIT 23.1 CONSENT OF ACCOUNTANTS
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CONSENT OF INDEPENDENT AUDITORS
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The Board of Directors
American Financial Holdings, Inc.:
We consent to the incorporation in the registration statement (No.
333-_____) on Form S-8 of American Financial Holdings, Inc. of our report dated
January 24, 2000, relating to the consolidated balance sheets of American
Financial Holdings, Inc. and subsidiaries as of December 31, 1999 and 1998, and
the related consolidated statements of income, stockholders' equity and cash
flows for each of the years in the three-year period ended December 31, 1999,
which report appears in the December 31, 1999 annual report on Form 10-K of
American Financial Holdings, Inc.
/s/KPMG LLP
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June 21, 2000
