<PAGE> 1
Exhibit 4
<TABLE>
<S> <C> <C>
COMMON STOCK COMMON STOCK
NUMBER SHARES
C
[MBHC LOGO]
INCORPORATED UNDER THE LAWS SEE REVERSE FOR
OF THE STATE OF NEW YORK CERTAIN DEFINITIONS
MORTGAGE BANKERS HOLDING CORP.
CUSIP 618915 10 2
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CUSIP 636500 10 0
THIS CERTIFIES that
is the owner of
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FULLY PAID AND NONASSESSABLE SHARES OF COMMON STOCK, PAR VALUE OF $.0001 PER SHARE, OF
MORTGAGE BANKERS HOLDING CORP.
transferable on the books of the Corporation by the holder hereof in person or by duly authorized Attorney, upon surrender of this
Certificate properly endorsed. This Certificate is not valid unless countersigned and registered by the Transfer Agent and
Registrar.
WITNESS the facsimile seal of the Corporation and the facsimile signature of the duly authorized officer.
Dated:
NAME CHANGED
NATIONAL INSTITUTE COMPANIES OF AMERICA, INC.
/s/ ??????????????? /s/ ?????????????? MORTGAGE BANKERS HOLDING CORP.
CHAIRMAN CEO/PRESIDENT CORPORATE SEAL
1995
NEW YORK
COUNTERSIGNED AND REGISTERED:
CHASEMELLON SHAREHOLDER SERVICES, L.L.C.
BY TRANSFER AGENT AND REGISTRAR
AUTHORIZED SIGNATURE
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<PAGE> 2
The following abbreviations, when used in the inscription on the face of this
certificate, shall be construed as though they were written out in full
according to applicable laws or regulations:
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<S> <C>
TEN COM _ as tenants in common UNIF GIFT MIN ACT _ _________________ Custodian ________________
TEN ENT _ as tenants by the entireties (Cust) (Minor)
JT TEN _ as joint tenants with right of under Uniform Gifts to Minors
survivorship and not as tenants Act ________________________________________
in common (State)
</TABLE>
Additional abbreviations may also be used through not in the above list.
For value received, ______________________ hereby sell, assign and transfer unto
PLEASE INSERT SOCIAL SECURITY OR OTHER
IDENTIFYING NUMBER OF ASSIGNEE
______________________________________
______________________________________
________________________________________________________________________________
(PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS, INCLUDING ZIP CODE OF ASSIGNEE)
_______________________________________________________________________________
_______________________________________________________________________________
________________________________________________________________________ shares
of the capital stock represented by the within Certificate, and do hereby
irrevocably constitute and appoint
______________________________________________________________________ Attorney
to transfer the said stock on the books of the within named Corporation with
full power of substitution in the premises.
Dated _________________________________
___________________________________________________________
NOTICE: THE SIGNATURE TO THIS ASSIGNMENT MUST CORRESPOND WITH THE
NAME AS WRITTEN UPON THE FACE OF THE CERTIFICATE IN EVERY
PARTICULAR, WITHOUT ALTERATION OR ENLARGEMENT OR ANY
CHANGE WHATEVER.
SIGNATURE(S) GUARANTEED: ____________________________________________________
THE SIGNATURE(S) SHOULD BE GUARANTEED BY AN ELIGIBLE
GUARANTOR INSTITUTION (BANKS, STOCKBROKERS, SAVINGS
AND LOAN ASSOCIATIONS AND CREDIT UNIONS WITH
MEMBERSHIP IN AN APPROVED SIGNATURE GUARANTEE
MEDALLION PROGRAM), PURSUANT TO S.E.C. RULE 17Ad-15.
