<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED STATEMENT OF CONDITION AND CONSOLIDATED STATEMENT OF EARNINGS FROM
THE COMPANY FORM 10-QSB FOR THE YEAR TO DATE AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-END> SEP-30-2000
<CASH> 10,655
<INT-BEARING-DEPOSITS> 3,055
<FED-FUNDS-SOLD> 13,335
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 7,422
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 54,797
<ALLOWANCE> 867
<TOTAL-ASSETS> 92,963
<DEPOSITS> 85,516
<SHORT-TERM> 0
<LIABILITIES-OTHER> 1,081
<LONG-TERM> 0
0
0
<COMMON> 2,703
<OTHER-SE> 3,663
<TOTAL-LIABILITIES-AND-EQUITY> 92,963
<INTEREST-LOAN> 5,026
<INTEREST-INVEST> 747
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 5,773
<INTEREST-DEPOSIT> 1,606
<INTEREST-EXPENSE> 1,652
<INTEREST-INCOME-NET> 4,121
<LOAN-LOSSES> 580
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 4,364
<INCOME-PRETAX> 940
<INCOME-PRE-EXTRAORDINARY> 940
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 626
<EPS-BASIC> 0.91
<EPS-DILUTED> 0.84
<YIELD-ACTUAL> 10.59
<LOANS-NON> 215
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 581
<CHARGE-OFFS> 303
<RECOVERIES> 9
<ALLOWANCE-CLOSE> 867
<ALLOWANCE-DOMESTIC> 867
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 43
</TABLE>