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Previous: CENTENNIAL FIRST FINANCIAL SERVICES, 10QSB, 2000-08-04 |
Next: INTERNATIONAL MONETARY SYSTEMS LTD/, SC 13D, 2000-08-04 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED STATEMENT OF CONDITION AND CONSOLIDATED STATEMENT OF EARNINGS
FROM THE COMPANY FORM 10-QSB FOR THE YEAR TO DATE AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-END> JUN-30-2000
<CASH> 7,929
<INT-BEARING-DEPOSITS> 3,212
<FED-FUNDS-SOLD> 9,700
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 7,492
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 55,873
<ALLOWANCE> 867
<TOTAL-ASSETS> 88,018
<DEPOSITS> 80,833
<SHORT-TERM> 0
<LIABILITIES-OTHER> 1,121
<LONG-TERM> 0
0
0
<COMMON> 2,691
<OTHER-SE> 3,373
<TOTAL-LIABILITIES-AND-EQUITY> 88,018
<INTEREST-LOAN> 3,311
<INTEREST-INVEST> 425
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 3,736
<INTEREST-DEPOSIT> 981
<INTEREST-EXPENSE> 1,027
<INTEREST-INCOME-NET> 2,709
<LOAN-LOSSES> 580
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 3,043
<INCOME-PRETAX> 595
<INCOME-PRE-EXTRAORDINARY> 595
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 394
<EPS-BASIC> 0.57
<EPS-DILUTED> 0.52
<YIELD-ACTUAL> 10.63
<LOANS-NON> 422
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 422
<ALLOWANCE-OPEN> 581
<CHARGE-OFFS> 303
<RECOVERIES> 9
<ALLOWANCE-CLOSE> 867
<ALLOWANCE-DOMESTIC> 867
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 41
</TABLE>
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