ZENGINE INC
S-1/A, EX-99.5, 2000-08-22
COMPUTER INTEGRATED SYSTEMS DESIGN
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                                                                    Exhibit 99.5


                                  June 16, 2000



Joseph Savarino
President
Zengine, Inc.
6100 Stewart Avenue
Fremont, California  94538

     Re: Consent

Dear Joe:

     Work.com consents to the use of its name and the description of the
transaction with Zengine, Inc. as set forth in the Section entitled
"Business- Case Studies" of Amendment No. 2 to the Form S-1 Registration
Statement of Zengine, Inc. (SEC File No. 333-36312). This consent represents
a limited license from Work.com to use the Company's name and logo in any
capital raising document that describes the relationship between our
companies.

     Please feel free to contact me if you have any questions.

                                               Sincerely,

                                               WORK.COM


                                    By:    /s/ Donald P. Hutchinson Jr.
                                          -------------------------------------

                                    Name:  Donald P. Hutchinson
                                          -------------------------------------

                                    Title: Chairman and Chief Executive Officer
                                          -------------------------------------





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