<TABLE> <S> <C>
<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE NINE
MONTHS ENDED JULY 31, 2000 INCOME STATEMENT, AND THE JULY 31, 2000 BALANCE SHEET
</LEGEND>
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> OCT-31-2000
<PERIOD-END> JUL-31-2000
<CASH> 2,813,053
<SECURITIES> 464,902
<RECEIVABLES> 355,494
<ALLOWANCES> 19,025
<INVENTORY> 0
<CURRENT-ASSETS> 8,647,487
<PP&E> 471,548
<DEPRECIATION> 210,263
<TOTAL-ASSETS> 17,128,146
<CURRENT-LIABILITIES> 7,531,635
<BONDS> 0
0
0
<COMMON> 202,863
<OTHER-SE> 399,975
<TOTAL-LIABILITY-AND-EQUITY> 17,128,146
<SALES> 6,172,219
<TOTAL-REVENUES> 6,172,219
<CGS> 0
<TOTAL-COSTS> 5,916,155
<OTHER-EXPENSES> 0
<LOSS-PROVISION> 0
<INTEREST-EXPENSE> 0
<INCOME-PRETAX> 402,282
<INCOME-TAX> 163,270
<INCOME-CONTINUING> 239,012
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 239,012
<EPS-BASIC> 0.12
<EPS-DILUTED> 0.11
</TABLE>