FIDELITY D & D BANCORP INC
S-1, EX-21, 2000-09-12
NATIONAL COMMERCIAL BANKS
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                                                                      EXHIBIT 21


                           SUBSIDIARIES OF REGISTRANT
                          FIDELITY D & D BANCORP, INC.





Name                            Date of Incorporation             Incorporation
----                            ---------------------             -------------
The Fidelity Deposit and        December 13, 1902                 Pennsylvania
Discount Bank




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