<PAGE>
GROUP VARIABLE ANNUITY CONTRACTS
HARTFORD LIFE INSURANCE COMPANY
SUPPLEMENT DATED OCTOBER 20, 1995 TO THE GROUP VARIABLE ANNUITY
CONTRACTS WITH RESPECT TO DC-I AND DC-II PROSPECTUSES DATED MAY 1, 1995
The subsection entitled "What is HL?" should read as follows:
What is HL?
HL was originally incorporated under the laws of Massachusetts on June 5,
1902. It was subsequently redomiciled to Connecticut. It is a stock life
insurance company engaged in the business of writing health and life
insurance, both ordinary and group, in all states of the United States and the
District of Columbia. The offices of HL are located in Simsbury, Connecticut;
however, its mailing address is P.O. Box 2999, Hartford, CT 06104-2999. HL is
ultimately 100% owned by Hartford Fire Insurance Company, one of the largest
multiple lines insurance carriers in the United States. Hartford Fire
Insurance Company is a subsidiary of ITT Corporation. HL is rated A+
(superior) by A.M. Best and Company, Inc. on the basis of its financial
soundness and operating performance. HL has an AA+ rating from both Standard
and Poor's and Duff and Phelps on the basis of its claims-paying ability.
These ratings do not apply to the performance of the Separate Account.
However, the contractual obligations under this variable annuity are the
general corporate obligations of HL. These ratings do apply to HL's ability to
meet its insurance obligations under the contracts.
HV-2006
13-19946
