VIRGINIA COMMERCE BANCORP INC
10QSB, EX-27, 2000-08-03
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
                           "FINANCIAL DATA SCHEDULE"

                                   EXHIBIT 27

This schedule  contains summary  financial  information  extracted from the Form
10-QSB  and  is  qualified  in its  entirety  by  reference  to  such  financial
statements.
</LEGEND>
<CIK>                0001099305
<NAME>               Virginia Commerce Bancorp, Inc.
<MULTIPLIER>                                     1,000
<CURRENCY>                                   US Dollar

<S>                             <C>
<PERIOD-TYPE>                             Year
<FISCAL-YEAR-END>                  DEC-31-2000
<PERIOD-START>                     JAN-01-2000
<PERIOD-END>                       JUN-30-2000
<EXCHANGE-RATE>                              1
<CASH>                                  14,017
<INT-BEARING-DEPOSITS>                       0
<FED-FUNDS-SOLD>                             0
<TRADING-ASSETS>                             0
<INVESTMENTS-HELD-FOR-SALE>             32,815
<INVESTMENTS-CARRYING>                  17,285
<INVESTMENTS-MARKET>                    16,723
<LOANS>                                247,925
<ALLOWANCE>                              2,192
<TOTAL-ASSETS>                         323,947
<DEPOSITS>                             275,125
<SHORT-TERM>                            22,865
<LIABILITIES-OTHER>                      1,176
<LONG-TERM>                              5,900
                        0
                                  0
<COMMON>                                 2,166
<OTHER-SE>                              16,715
<TOTAL-LIABILITIES-AND-EQUITY>         323,947
<INTEREST-LOAN>                         10,128
<INTEREST-INVEST>                        1,548
<INTEREST-OTHER>                           188
<INTEREST-TOTAL>                        11,864
<INTEREST-DEPOSIT>                       4,917
<INTEREST-EXPENSE>                       5,468
<INTEREST-INCOME-NET>                    6,396
<LOAN-LOSSES>                              330
<SECURITIES-GAINS>                           0
<EXPENSE-OTHER>                          4,998
<INCOME-PRETAX>                          2,216
<INCOME-PRE-EXTRAORDINARY>               2,216
<EXTRAORDINARY>                              0
<CHANGES>                                    0
<NET-INCOME>                             1,460
<EPS-BASIC>                               0.67
<EPS-DILUTED>                             0.63
<YIELD-ACTUAL>                            8.50
<LOANS-NON>                                221
<LOANS-PAST>                                 7
<LOANS-TROUBLED>                             0
<LOANS-PROBLEM>                            425
<ALLOWANCE-OPEN>                         1,889
<CHARGE-OFFS>                               29
<RECOVERIES>                                 2
<ALLOWANCE-CLOSE>                        2,192
<ALLOWANCE-DOMESTIC>                     2,192
<ALLOWANCE-FOREIGN>                          0
<ALLOWANCE-UNALLOCATED>                      0



</TABLE>


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