<TABLE>
<CAPTION>
GMAC Mortgage Corporation
Mortgage Pass-Through Certificates
Record Date: 10/31/00
Distribution Date: 11/27/00
GMA Series: 2000-J4
Contact: Customer Service - CTSLink
Wells Fargo Bank Minnesota, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 815-6600
Fax: (301) 846-8152
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<S> <C> <C> <C> <C> <C> <C>
A-1 36185NFS4 SEN_FIX 7.50000% 140,693,580.00 879,334.88 1,770,838.64
A-2 36185NFT2 SEN_FIX 7.50000% 6,701,467.00 41,884.17 (41,884.17)
A-3 36185NFU9 SEN_FIX 7.25000% 20,000,000.00 120,833.33 0.00
A-4 36185NFV7 SEN_FIX 8.25000% 5,066,667.00 34,833.34 0.00
A-5 36185NFW5 SEN_FIX 7.50000% 20,061,000.00 125,381.25 0.00
IO 36185NFY1 IO 0.56370% 0.00 92,727.87 0.00
PO 36185NFX3 PO 0.00000% 64,740.00 0.00 53.74
R GMA00J4R1 RES_FIX 7.50000% 100.00 0.63 100.00
M-1 36185NGA2 MEZ_FIX 7.50000% 3,611,000.00 22,568.75 2,323.88
M-2 36185NGB0 MEZ_FIX 7.50000% 1,705,200.00 10,657.50 1,097.39
M-3 36185NGC8 MEZ_FIX 7.50000% 1,003,000.00 6,268.75 645.49
B-1 36185NGS3 SUB_FIX 7.50000% 702,200.00 4,388.75 451.90
B-2 36185NGT1 SUB_FIX 7.50000% 501,500.00 3,134.38 322.74
B-3 36185NGU8 SUB_FIX 7.50000% 501,582.27 3,134.89 322.80
AMBAC FEE 0.06000% 0.00 1,000.00 0.00
Totals 200,612,036.27 1,346,148.49 1,734,272.41
</TABLE>
<TABLE>
<CAPTION>
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<S> <C> <C> <C> <C>
A-1 0.00 138,922,741.36 2,650,173.52 0.00
A-2 0.00 6,743,351.17 0.00 0.00
A-3 0.00 20,000,000.00 120,833.33 0.00
A-4 0.00 5,066,667.00 34,833.34 0.00
A-5 0.00 20,061,000.00 125,381.25 0.00
IO 0.00 0.00 92,727.87 0.00
PO 0.00 64,686.26 53.74 0.00
R 0.00 0.00 100.63 0.00
M-1 0.00 3,608,676.12 24,892.63 0.00
M-2 0.00 1,704,102.61 11,754.89 0.00
M-3 0.00 1,002,354.51 6,914.24 0.00
B-1 0.00 701,748.10 4,840.65 0.00
B-2 0.00 501,177.26 3,457.12 0.00
B-3 0.00 501,259.47 3,457.69 0.00
AMBAC 0.00 0.00 1,000.00 0.00
Totals 0.00 198,877,763.86 3,080,420.90 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<S> <C> <C> <C> <C> <C> <C>
A-1 140,693,580.00 140,693,580.00 127,014.24 1,643,824.40 0.00 0.00
A-2 6,701,467.00 6,701,467.00 0.00 0.00 (41,884.17) 0.00
A-3 20,000,000.00 20,000,000.00 0.00 0.00 0.00 0.00
A-4 5,066,667.00 5,066,667.00 0.00 0.00 0.00 0.00
A-5 20,061,000.00 20,061,000.00 0.00 0.00 0.00 0.00
IO 0.00 0.00 0.00 0.00 0.00 0.00
PO 64,740.00 64,740.00 53.32 0.43 0.00 0.00
R 100.00 100.00 7.17 92.83 0.00 0.00
M-1 3,611,000.00 3,611,000.00 2,323.88 0.00 0.00 0.00
M-2 1,705,200.00 1,705,200.00 1,097.39 0.00 0.00 0.00
M-3 1,003,000.00 1,003,000.00 645.49 0.00 0.00 0.00
B-1 702,200.00 702,200.00 451.90 0.00 0.00 0.00
B-2 501,500.00 501,500.00 322.74 0.00 0.00 0.00
B-3 501,582.27 501,582.27 322.80 0.00 0.00 0.00
AMBAC 0.00 0.00 0.00 0.00 0.00 0.00
Totals 200,612,036.27 200,612,036.27 132,238.93 1,643,917.66 (41,884.17) 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<S> <C> <C> <C> <C>
A-1 1,770,838.64 138,922,741.36 0.98741351 1,770,838.64
A-2 (41,884.17) 6,743,351.17 1.00625000 (41,884.17)
A-3 0.00 20,000,000.00 1.00000000 0.00
A-4 0.00 5,066,667.00 1.00000000 0.00
A-5 0.00 20,061,000.00 1.00000000 0.00
IO 0.00 0.00 0.00000000 0.00
PO 53.74 64,686.26 0.99916991 53.74
R 100.00 0.00 0.00000000 100.00
M-1 2,323.88 3,608,676.12 0.99935644 2,323.88
M-2 1,097.39 1,704,102.61 0.99935644 1,097.39
M-3 645.49 1,002,354.51 0.99935644 645.49
B-1 451.90 701,748.10 0.99935645 451.90
B-2 322.74 501,177.26 0.99935645 322.74
B-3 322.80 501,259.47 0.99935644 322.80
AMBAC 0.00 0.00 0.00000000 0.00
Totals 1,734,272.41 198,877,763.86 0.99135509 1,734,272.41
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<S> <C> <C> <C> <C> <C>
A-1 140,693,580.00 1000.00000000 0.90277211 11.68372004 0.00000000
A-2 6,701,467.00 1000.00000000 0.00000000 0.00000000 (6.25000019)
A-3 20,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-4 5,066,667.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-5 20,061,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
PO 64,740.00 1000.00000000 0.82360210 0.00664195 0.00000000
R 100.00 1000.00000000 71.70000000 928.30000000 0.00000000
M-1 3,611,000.00 1000.00000000 0.64355580 0.00000000 0.00000000
M-2 1,705,200.00 1000.00000000 0.64355501 0.00000000 0.00000000
M-3 1,003,000.00 1000.00000000 0.64355932 0.00000000 0.00000000
B-1 702,200.00 1000.00000000 0.64354885 0.00000000 0.00000000
B-2 501,500.00 1000.00000000 0.64354935 0.00000000 0.00000000
B-3 501,582.27 1000.00000000 0.64356342 0.00000000 0.00000000
AMBAC 0.00 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<S> <C> <C> <C> <C> <C>
A-1 0.00000000 12.58649215 987.41350785 0.98741351 12.58649215
A-2 0.00000000 (6.25000019) 1,006.25000019 1.00625000 (6.25000019)
A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
PO 0.00000000 0.83008959 999.16991041 0.99916991 0.83008959
R 0.00000000 1000.00000000 0.00000000 0.00000000 1000.00000000
M-1 0.00000000 0.64355580 999.35644420 0.99935644 0.64355580
M-2 0.00000000 0.64355501 999.35644499 0.99935644 0.64355501
M-3 0.00000000 0.64355932 999.35644068 0.99935644 0.64355932
B-1 0.00000000 0.64354885 999.35645115 0.99935645 0.64354885
B-2 0.00000000 0.64354935 999.35645065 0.99935645 0.64354935
B-3 0.00000000 0.64356342 999.35643658 0.99935644 0.64356342
AMBAC 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<S> <C> <C> <C> <C> <C> <C>
A-1 140,693,580.00 7.50000% 140,693,580.00 879,334.88 0.00 0.00
A-2 6,701,467.00 7.50000% 6,701,467.00 41,884.17 0.00 0.00
A-3 20,000,000.00 7.25000% 20,000,000.00 120,833.33 0.00 0.00
A-4 5,066,667.00 8.25000% 5,066,667.00 34,833.34 0.00 0.00
A-5 20,061,000.00 7.50000% 20,061,000.00 125,381.25 0.00 0.00
IO 0.00 0.56370% 197,398,334.85 92,727.87 0.00 0.00
PO 64,740.00 0.00000% 64,740.00 0.00 0.00 0.00
R 100.00 7.50000% 100.00 0.63 0.00 0.00
M-1 3,611,000.00 7.50000% 3,611,000.00 22,568.75 0.00 0.00
M-2 1,705,200.00 7.50000% 1,705,200.00 10,657.50 0.00 0.00
M-3 1,003,000.00 7.50000% 1,003,000.00 6,268.75 0.00 0.00
B-1 702,200.00 7.50000% 702,200.00 4,388.75 0.00 0.00
B-2 501,500.00 7.50000% 501,500.00 3,134.38 0.00 0.00
B-3 501,582.27 7.50000% 501,582.27 3,134.89 0.00 0.00
AMBAC 0.00 0.06000% 20,000,000.00 1,000.00 0.00 0.00
Totals 200,612,036.27 1,346,148.49 0.00 0.00
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<S> <C> <C> <C> <C> <C>
A-1 0.00 0.00 879,334.88 0.00 138,922,741.36
A-2 0.00 0.00 41,884.17 0.00 6,743,351.17
A-3 0.00 0.00 120,833.33 0.00 20,000,000.00
A-4 0.00 0.00 34,833.34 0.00 5,066,667.00
A-5 0.00 0.00 125,381.25 0.00 20,061,000.00
IO 0.00 0.00 92,727.87 0.00 189,293,363.45
PO 0.00 0.00 0.00 0.00 64,686.26
R 0.00 0.00 0.63 0.00 0.00
M-1 0.00 0.00 22,568.75 0.00 3,608,676.12
M-2 0.00 0.00 10,657.50 0.00 1,704,102.61
M-3 0.00 0.00 6,268.75 0.00 1,002,354.51
B-1 0.00 0.00 4,388.75 0.00 701,748.10
B-2 0.00 0.00 3,134.38 0.00 501,177.26
B-3 0.00 0.00 3,134.89 0.00 501,259.47
AMBAC 0.00 0.00 1,000.00 0.00 20,000,000.00
Totals 0.00 0.00 1,346,148.49 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<S> <C> <C> <C> <C> <C> <C>
A-1 140,693,580.00 7.50000% 1000.00000000 6.25000004 0.00000000 0.00000000
A-2 6,701,467.00 7.50000% 1000.00000000 6.25000019 0.00000000 0.00000000
A-3 20,000,000.00 7.25000% 1000.00000000 6.04166650 0.00000000 0.00000000
A-4 5,066,667.00 8.25000% 1000.00000000 6.87500086 0.00000000 0.00000000
A-5 20,061,000.00 7.50000% 1000.00000000 6.25000000 0.00000000 0.00000000
IO 0.00 0.56370% 1000.00000000 0.46975001 0.00000000 0.00000000
PO 64,740.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000
R 100.00 7.50000% 1000.00000000 6.30000000 0.00000000 0.00000000
M-1 3,611,000.00 7.50000% 1000.00000000 6.25000000 0.00000000 0.00000000
M-2 1,705,200.00 7.50000% 1000.00000000 6.25000000 0.00000000 0.00000000
M-3 1,003,000.00 7.50000% 1000.00000000 6.25000000 0.00000000 0.00000000
B-1 702,200.00 7.50000% 1000.00000000 6.25000000 0.00000000 0.00000000
B-2 501,500.00 7.50000% 1000.00000000 6.25000997 0.00000000 0.00000000
B-3 501,582.27 7.50000% 1000.00000000 6.25000162 0.00000000 0.00000000
AMBAC 0.00 0.06000% 1000.00000000 0.05000000 0.00000000 0.00000000
<FN>
(5) Per $1 denomination.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<S> <C> <C> <C> <C> <C>
A-1 0.00000000 0.00000000 6.25000004 0.00000000 987.41350785
A-2 0.00000000 0.00000000 6.25000019 0.00000000 1006.25000019
A-3 0.00000000 0.00000000 6.04166650 0.00000000 1000.00000000
A-4 0.00000000 0.00000000 6.87500086 0.00000000 1000.00000000
A-5 0.00000000 0.00000000 6.25000000 0.00000000 1000.00000000
IO 0.00000000 0.00000000 0.46975001 0.00000000 958.94103460
PO 0.00000000 0.00000000 0.00000000 0.00000000 999.16991041
R 0.00000000 0.00000000 6.30000000 0.00000000 0.00000000
M-1 0.00000000 0.00000000 6.25000000 0.00000000 999.35644420
M-2 0.00000000 0.00000000 6.25000000 0.00000000 999.35644499
M-3 0.00000000 0.00000000 6.25000000 0.00000000 999.35644068
B-1 0.00000000 0.00000000 6.25000000 0.00000000 999.35645115
B-2 0.00000000 0.00000000 6.25000997 0.00000000 999.35645065
B-3 0.00000000 0.00000000 6.25000162 0.00000000 999.35643658
AMBAC 0.00000000 0.00000000 0.05000000 0.00000000 1000.00000000
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<S> <C>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 3,121,345.98
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 2,373.95
Realized Losses 0.00
Total Deposits 3,123,719.93
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 43,299.03
Payment of Interest and Principal 3,080,420.90
Total Withdrawals (Pool Distribution Amount) 3,123,719.93
Ending Balance 0.00
</TABLE>
<TABLE>
<CAPTION>
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<S> <C>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
</TABLE>
<TABLE>
<CAPTION>
SERVICING FEES
<S> <C>
Gross Servicing Fee 43,299.03
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 43,299.03
</TABLE>
<TABLE>
<CAPTION>
OTHER ACCOUNTS
Beginning Current Current Ending
Account Type Balance Withdrawals Deposits Balance
<S> <C> <C> <C> <C>
Reserve Fund 3,000.00 0.00 0.00 3,000.00
Reserve Fund 999.99 0.00 0.00 999.99
</TABLE>
<TABLE>
<CAPTION> LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<S> <C> <C> <C> <C> <C>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 1 0 0 0 1
324,584.09 0.00 0.00 0.00 324,584.09
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 1 0 0 0 1
324,584.09 0.00 0.00 0.00 324,584.09
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.183150% 0.000000% 0.000000% 0.000000% 0.183150%
0.163141% 0.000000% 0.000000% 0.000000% 0.163141%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.183150% 0.000000% 0.000000% 0.000000% 0.183150%
0.163141% 0.000000% 0.000000% 0.000000% 0.163141%
</TABLE>
<TABLE>
<CAPTION>
OTHER INFORMATION
<S> <C>
Current Period Realized Loss - Includes Interest Shortfall 0.00
Cumulative Realized Losses - Includes Interest Shortfall 0.00
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 2,373.95
</TABLE>
<TABLE>
<CAPTION>
SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE
Current Next
Original $ Original % Current $ Current % Class% Prepayment%
<S> <C> <C> <C> <C> <C> <C> <C>
Class A 8,089,422.27 4.03236934% 8,084,004.33 4.06481055% 95.967715% 100.000000%
Class IO 8,089,422.27 4.03236934% 8,084,004.33 4.06481055% 0.000000% 0.000000%
Class PO 8,024,682.27 4.00009811% 8,019,318.07 4.03228492% 0.032526% 0.000000%
Class R-I 8,024,582.27 4.00004826% 8,019,318.07 4.03228492% 0.000000% 0.000000%
Class M-1 4,413,482.27 2.20000761% 4,410,641.95 2.21776526% 1.814520% 0.000000%
Class M-2 2,708,282.27 1.35000919% 2,706,539.34 1.36090596% 0.856859% 0.000000%
Class M-3 1,705,282.27 0.85003944% 1,704,184.83 0.85690064% 0.504005% 0.000000%
Class B-1 1,003,082.27 0.50001076% 1,002,436.73 0.50404666% 0.352854% 0.000000%
Class B-2 501,582.27 0.25002589% 501,259.47 0.25204400% 0.252003% 0.000000%
Class B-3 0.00 0.00000000% 0.00 0.00000000% 0.252044% 0.000000%
<FN>
Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure
</FN>
</TABLE>
<TABLE>
<CAPTION>
CREDIT ENHANCEMENT
Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
Bankruptcy 100,000.00 0.04984743% 110,000.00 0.05531036%
Fraud 1,580,210.73 0.78769448% 2,006,120.36 1.00872029%
Special Hazard 2,168,544.00 1.08096352% 2,312,168.48 1.16260784%
<FN>
Limit of Subordinate's Exposure to Certain Types of Losses
</FN>
</TABLE>
<TABLE>
<CAPTION>
COLLATERAL STATEMENT
<S> <C>
Collateral Description Fixed 30 Year
Weighted Average Gross Coupon 8.302500%
Weighted Average Net Coupon 8.052500%
Weighted Average Pass-Through Rate 8.034526%
Weighted Average Maturity(Stepdown Calculation ) 357
Beginning Scheduled Collateral Loan Count 551
Number Of Loans Paid In Full 5
Ending Scheduled Collateral Loan Count 546
Beginning Scheduled Collateral Balance 200,612,136.27
Ending Scheduled Collateral Balance 198,877,763.82
Ending Actual Collateral Balance at 31-Oct-2000 198,958,795.30
Monthly P &I Constant 1,515,719.28
Class A Optimal Amount 3,023,591.81
Ending Scheduled Balance for Premium Loans 198,877,763.82
</TABLE>
<TABLE>
<CAPTION>
<S> <C>
</TABLE>