<TABLE>
<CAPTION>
GMAC Mortgage Corporation
Mortgage Pass-Through Certificates
Record Date: 07/31/2000
Distribution Date: 08/25/2000
GMA Series: 2000-J1
Contact: Customer Service - CTSLink
Wells Fargo Bank Minnesota, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 815-6600
Fax: (301) 846-8152
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<S> <C> <C> <C> <C> <C> <C>
R 36185NCC2 SEN 7.50000% 0.00 0.00 0.00
A-1 36185NBU3 SEN 7.50000% 137,542,404.08 859,639.99 1,498,134.49
A-2 36185NBV1 SEN 7.50000% 22,095,901.01 138,099.38 183,638.11
A-3 36185NBW9 SEN 7.50000% 29,382,098.99 183,638.11 -183,638.11
A-4 36185NBX7 SEN 7.50000% 25,165,000.00 157,281.24 0.00
A-5 36185NBY5 SEN 7.44000% 26,000,000.00 161,200.00 0.00
A-6 36185NBZ2 SEN 7.50000% 469,000.00 2,931.25 0.00
M-1 36185NCD0 MEZ 7.50000% 4,604,871.92 28,780.45 3,293.14
M-2 36185NCE8 MEZ 7.50000% 2,174,306.64 13,589.42 1,554.94
M-3 36185NCF5 MEZ 7.50000% 1,278,998.04 7,993.74 914.67
B-1 760985AN1 SUB 7.50000% 895,308.61 5,595.68 640.27
B-2 760985AP6 SUB 7.50000% 639,449.12 3,996.56 457.30
B-3 760985AQ4 SUB 7.50000% 639,550.53 3,997.19 457.37
IO 36185NCB4 IO 0.26367% 0.00 55,338.97 0.00
PO 36185NCA6 PO 0.00000% 969,673.39 0.00 994.95
Totals 251,856,562.33 1,622,081.98 1,506,447.13
</TABLE>
<TABLE>
<CAPTION>
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<S> <C> <C> <C> <C>
R 0.00 0.00 0.00 0.00
A-1 0.00 136,044,269.60 2,357,774.48 0.00
A-2 0.00 21,912,262.90 321,737.49 0.00
A-3 0.00 29,565,737.10 0.00 0.00
A-4 0.00 25,165,000.00 157,281.24 0.00
A-5 0.00 26,000,000.00 161,200.00 0.00
A-6 0.00 469,000.00 2,931.25 0.00
M-1 0.00 4,601,578.78 32,073.59 0.00
M-2 0.00 2,172,751.70 15,144.36 0.00
M-3 0.00 1,278,083.37 8,908.41 0.00
B-1 0.00 894,668.33 6,235.95 0.00
B-2 0.00 638,991.83 4,453.86 0.00
B-3 0.00 639,093.16 4,454.56 0.00
IO 0.00 0.00 55,338.97 0.00
PO 0.00 968,678.44 994.95 0.00
Totals 0.00 250,350,115.21 3,128,529.11 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<S> <C> <C> <C> <C> <C> <C>
R 100.00 0.00 0.00 0.00 0.00 0.00
A-1 142,000,000.00 137,542,404.08 172,102.45 1,326,032.04 0.00 0.00
A-2 22,640,000.00 22,095,901.01 21,095.95 162,542.16 0.00 0.00
A-3 28,838,000.00 29,382,098.99 0.00 0.00 -183,638.11 0.00
A-4 25,165,000.00 25,165,000.00 0.00 0.00 0.00 0.00
A-5 26,000,000.00 26,000,000.00 0.00 0.00 0.00 0.00
A-6 469,000.00 469,000.00 0.00 0.00 0.00 0.00
M-1 4,614,600.00 4,604,871.92 3,293.14 0.00 0.00 0.00
M-2 2,178,900.00 2,174,306.64 1,554.94 0.00 0.00 0.00
M-3 1,281,700.00 1,278,998.04 914.67 0.00 0.00 0.00
B-1 897,200.00 895,308.61 640.27 0.00 0.00 0.00
B-2 640,800.00 639,449.12 457.30 0.00 0.00 0.00
B-3 640,901.66 639,550.53 457.37 0.00 0.00 0.00
IO 0.00 0.00 0.00 0.00 0.00 0.00
PO 972,378.01 969,673.39 797.54 197.41 0.00 0.00
Totals 256,338,579.67 251,856,562.33 201,313.63 1,488,771.61 (183,638.11) 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<S> <C> <C> <C> <C>
R 0.00 0.00 0.00000000 0.00
A-1 1,498,134.49 136,044,269.60 0.95805824 1,498,134.49
A-2 183,638.11 21,912,262.90 0.96785614 183,638.11
A-3 (183,638.11) 29,565,737.10 1.02523535 (183,638.11)
A-4 0.00 25,165,000.00 1.00000000 0.00
A-5 0.00 26,000,000.00 1.00000000 0.00
A-6 0.00 469,000.00 1.00000000 0.00
M-1 3,293.14 4,601,578.78 0.99717826 3,293.14
M-2 1,554.94 2,172,751.70 0.99717826 1,554.94
M-3 914.67 1,278,083.37 0.99717826 914.67
B-1 640.27 894,668.33 0.99717825 640.27
B-2 457.30 638,991.83 0.99717826 457.30
B-3 457.37 639,093.16 0.99717819 457.37
IO 0.00 0.00 0.00000000 0.00
PO 994.95 968,678.44 0.99619534 994.95
Totals 1,506,447.13 250,350,115.21 0.97663846 1,506,447.13
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<S> <C> <C> <C> <C> <C>
R 100.00 0.00000000 0.00000000 0.00000000 0.00000000
A-1 142,000,000.00 968.60847944 1.21198908 9.33825380 0.00000000
A-2 22,640,000.00 975.96735910 0.93179991 7.17942403 0.00000000
A-3 28,838,000.00 1018.86743151 0.00000000 0.00000000 -6.36792115
A-4 25,165,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-5 26,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-6 469,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
M-1 4,614,600.00 997.89189095 0.71363498 0.00000000 0.00000000
M-2 2,178,900.00 997.89189040 0.71363532 0.00000000 0.00000000
M-3 1,281,700.00 997.89189358 0.71363814 0.00000000 0.00000000
B-1 897,200.00 997.89189701 0.71363130 0.00000000 0.00000000
B-2 640,800.00 997.89188514 0.71363920 0.00000000 0.00000000
B-3 640,901.66 997.89182946 0.71363522 0.00000000 0.00000000
IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
PO 972,378.01 997.21855084 0.82019543 0.20301775 0.00000000
<FN>
(2) All Classes are per $1,000 denomination
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<S> <C> <C> <C> <C> <C>
R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
A-1 0.00000000 10.55024289 958.05823662 0.95805824 10.55024289
A-2 0.00000000 8.11122394 967.85613516 0.96785614 8.11122394
A-3 0.00000000 -6.36792115 1,025.23535266 1.02523535 -6.36792115
A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
M-1 0.00000000 0.71363498 997.17825597 0.99717826 0.71363498
M-2 0.00000000 0.71363532 997.17825508 0.99717826 0.71363532
M-3 0.00000000 0.71363814 997.17825544 0.99717826 0.71363814
B-1 0.00000000 0.71363130 997.17825457 0.99717825 0.71363130
B-2 0.00000000 0.71363920 997.17826155 0.99717826 0.71363920
B-3 0.00000000 0.71363522 997.17819423 0.99717819 0.71363522
IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
PO 0.00000000 1.02321318 996.19533765 0.99619534 1.02321318
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<S> <C> <C> <C> <C> <C> <C>
R 100.00 7.50000% 0.00 0.00 0.00 0.00
A-1 142,000,000.00 7.50000% 137,542,404.08 859,640.03 0.00 0.00
A-2 22,640,000.00 7.50000% 22,095,901.01 138,099.38 0.00 0.00
A-3 28,838,000.00 7.50000% 29,382,098.99 183,638.12 0.00 0.00
A-4 25,165,000.00 7.50000% 25,165,000.00 157,281.25 0.00 0.00
A-5 26,000,000.00 7.44000% 26,000,000.00 161,200.00 0.00 0.00
A-6 469,000.00 7.50000% 469,000.00 2,931.25 0.00 0.00
M-1 4,614,600.00 7.50000% 4,604,871.92 28,780.45 0.00 0.00
M-2 2,178,900.00 7.50000% 2,174,306.64 13,589.42 0.00 0.00
M-3 1,281,700.00 7.50000% 1,278,998.04 7,993.74 0.00 0.00
B-1 897,200.00 7.50000% 895,308.61 5,595.68 0.00 0.00
B-2 640,800.00 7.50000% 639,449.12 3,996.56 0.00 0.00
B-3 640,901.66 7.50000% 639,550.53 3,997.19 0.00 0.00
IO 0.00 0.26367% 251,856,562.33 55,338.97 0.00 0.00
PO 972,378.01 0.00000% 969,673.39 0.00 0.00 0.00
Totals 256,338,579.67 1,622,082.04 0.00 0.00
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<S> <C> <C> <C> <C> <C>
R 0.00 0.00 0.00 0.00 0.00
A-1 0.03 0.00 859,639.99 0.00 136,044,269.60
A-2 0.01 0.00 138,099.38 0.00 21,912,262.90
A-3 0.01 0.00 183,638.11 0.00 29,565,737.10
A-4 0.01 0.00 157,281.24 0.00 25,165,000.00
A-5 0.00 0.00 161,200.00 0.00 26,000,000.00
A-6 0.00 0.00 2,931.25 0.00 469,000.00
M-1 0.00 0.00 28,780.45 0.00 4,601,578.78
M-2 0.00 0.00 13,589.42 0.00 2,172,751.70
M-3 0.00 0.00 7,993.74 0.00 1,278,083.37
B-1 0.00 0.00 5,595.68 0.00 894,668.33
B-2 0.00 0.00 3,996.56 0.00 638,991.83
B-3 0.00 0.00 3,997.19 0.00 639,093.16
IO 0.00 0.00 55,338.97 0.00 250,350,115.20
PO 0.00 0.00 0.00 0.00 968,678.44
Totals 0.06 0.00 1,622,081.98 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<S> <C> <C> <C> <C> <C> <C>
R 100.00 7.50000% 0.00000000 0.00000000 0.00000000 0.00000000
A-1 142,000,000.00 7.50000% 968.60847944 6.05380303 0.00000000 0.00000000
A-2 22,640,000.00 7.50000% 975.96735910 6.09979594 0.00000000 0.00000000
A-3 28,838,000.00 7.50000% 1018.86743151 6.36792149 0.00000000 0.00000000
A-4 25,165,000.00 7.50000% 1000.00000000 6.25000000 0.00000000 0.00000000
A-5 26,000,000.00 7.44000% 1000.00000000 6.20000000 0.00000000 0.00000000
A-6 469,000.00 7.50000% 1000.00000000 6.25000000 0.00000000 0.00000000
M-1 4,614,600.00 7.50000% 997.89189095 6.23682443 0.00000000 0.00000000
M-2 2,178,900.00 7.50000% 997.89189040 6.23682592 0.00000000 0.00000000
M-3 1,281,700.00 7.50000% 997.89189358 6.23682609 0.00000000 0.00000000
B-1 897,200.00 7.50000% 997.89189701 6.23682568 0.00000000 0.00000000
B-2 640,800.00 7.50000% 997.89188514 6.23682896 0.00000000 0.00000000
B-3 640,901.66 7.50000% 997.89182946 6.23682267 0.00000000 0.00000000
IO 0.00 0.26367% 982.51524470 0.21588233 0.00000000 0.00000000
PO 972,378.01 0.00000% 997.21855084 0.00000000 0.00000000 0.00000000
<FN>
(5) All Classes are per $ 1,000 denomination
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<S> <C> <C> <C> <C> <C>
R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
A-1 0.00000021 0.00000000 6.05380275 0.00000000 958.05823662
A-2 0.00000044 0.00000000 6.09979594 0.00000000 967.85613516
A-3 0.00000035 0.00000000 6.36792115 0.00000000 1025.23535266
A-4 0.00000040 0.00000000 6.24999960 0.00000000 1000.00000000
A-5 0.00000000 0.00000000 6.20000000 0.00000000 1000.00000000
A-6 0.00000000 0.00000000 6.25000000 0.00000000 1000.00000000
M-1 0.00000000 0.00000000 6.23682443 0.00000000 997.17825597
M-2 0.00000000 0.00000000 6.23682592 0.00000000 997.17825508
M-3 0.00000000 0.00000000 6.23682609 0.00000000 997.17825544
B-1 0.00000000 0.00000000 6.23682568 0.00000000 997.17825457
B-2 0.00000000 0.00000000 6.23682896 0.00000000 997.17826155
B-3 0.00000000 0.00000000 6.23682267 0.00000000 997.17819423
IO 0.00000000 0.00000000 0.21588233 0.00000000 976.63845810
PO 0.00000000 0.00000000 0.00000000 0.00000000 996.19533765
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Certificateholder Component Statement
Class Component Beginning Ending Beginning Ending Ending
Pass-Through Notional Notional Component Component Component
Rate Balance Balance Balance Balance Percentage
<S> <C> <C> <C> <C> <C> <C>
AMBAC 0.06000% 0.00 0.00 0.00 0.00 0.00000000%
</TABLE>
<TABLE>
<CAPTION>
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<S> <C>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 3,168,909.59
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 15,164.66
Realized Losses 0.00
Total Deposits 3,184,074.25
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 55,545.14
Payment of Interest and Principal 3,128,529.11
Total Withdrawals (Pool Distribution Amount) 3,184,074.25
Ending Balance 0.00
</TABLE>
<TABLE>
<CAPTION>
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<S> <C>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
</TABLE>
<TABLE>
<CAPTION>
SERVICING FEES
<S> <C>
Gross Servicing Fee 52,360.18
Trustee Fee 1,884.96
Ambac Insurance Premium 1,300.00
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 55,545.14
</TABLE>
<TABLE>
<CAPTION>
OTHER ACCOUNTS
Beginning Current Current Ending
Account Type Balance Withdrawals Deposits Balance
<S> <C> <C> <C> <C>
Financial Guaranty 0.00 0.00 0.00 0.00
Reserve Fund 6,000.00 0.01 0.00 5,999.99
Reserve Fund 1,000.00 0.00 0.00 1,000.00
</TABLE>
<TABLE>
<CAPTION> CERTIFICATEHOLDER DELINQUENCY/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<S> <C> <C> <C> <C> <C>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
30 Days 5 0 0 0 5
1,793,708.23 0.00 0.00 0.00 1,793,708.23
60 Days 1 0 0 0 1
338,814.59 0.00 0.00 0.00 338,814.59
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 6 0 0 0 6
2,132,522.82 0.00 0.00 0.00 2,132,522.82
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
30 Days 0.702247% 0.000000% 0.000000% 0.000000% 0.702247%
0.716090% 0.000000% 0.000000% 0.000000% 0.716090%
60 Days 0.140449% 0.000000% 0.000000% 0.000000% 0.140449%
0.135263% 0.000000% 0.000000% 0.000000% 0.135263%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.842697% 0.000000% 0.000000% 0.000000% 0.842697%
0.851352% 0.000000% 0.000000% 0.000000% 0.851352%
</TABLE>
<TABLE>
<CAPTION>
OTHER INFORMATION
<S> <C>
Current Period Realized Loss - Includes Interest Shortfall 0.00
Cumulative Realized Losses - Includes Interest Shortfall 0.00
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 15,164.66
</TABLE>
<TABLE>
<CAPTION>
SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE
Current Next
Original $ Original % Current $ Current % Class% Prepayment%
<S> <C> <C> <C> <C> <C> <C> <C>
Class M-1 6,611,879.67 2.57935410% 6,592,266.83 2.63321901% 1.838057% 0.000000%
Class M-2 4,432,979.67 1.72934549% 4,419,515.13 1.76533377% 0.867885% 0.000000%
Class M-3 3,151,279.67 1.22934272% 3,141,431.76 1.25481538% 0.510518% 0.000000%
Class B-1 2,254,079.67 0.87933688% 2,246,763.43 0.89744853% 0.357367% 0.000000%
Class B-2 1,613,279.67 0.62935500% 1,607,771.60 0.64220925% 0.255239% 0.000000%
Class B-3 972,378.01 0.37933346% 968,678.44 0.38692950% 0.255280% 0.000000%
Class IO 972,378.01 0.37933346% 968,678.44 0.38692950% 0.000000% 0.000000%
Class PO 0.00 0.00000000% 0.00 0.00000000% 0.386929% 0.000000%
<FN>
Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure
</FN>
</TABLE>
<TABLE>
<CAPTION>
CREDIT ENHANCEMENT
Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
Bankruptcy 110,000.00 0.04291200% 110,000.00 0.04393847%
Fraud 2,563,386.00 1.00000008% 2,563,386.00 1.02392044%
Special Hazard 2,563,386.00 1.00000008% 2,563,386.00 1.02392044%
<FN>
Limit of Subordinate's Exposure to Certain Types of Losses
</FN>
</TABLE>
<TABLE>
<CAPTION>
COLLATERAL STATEMENT
<S> <C>
Collateral Description Mixed Fixed
Weighted Average Gross Coupon 8.002524%
Weighted Average Net Coupon 7.752524%
Weighted Average Pass-Through Rate 7.743524%
Weighted Average Maturity(Stepdown Calculation ) 355
Beginning Scheduled Collateral Loan Count 716
Number Of Loans Paid In Full 4
Ending Scheduled Collateral Loan Count 712
Beginning Scheduled Collateral Balance 251,856,562.33
Ending Scheduled Collateral Balance 250,350,115.20
Ending Actual Collateral Balance at 31-Jul-2000 250,486,578.99
Monthly P &I Constant 1,857,844.78
Class A Optimal Amount 3,057,563.49
Ending Scheduled Balance for Premium Loans 250,350,115.20
Scheduled Principal 180,217.68
Unscheduled Principal 1,326,229.45
</TABLE>
<TABLE>
<CAPTION>
<S> <C>
Senior Accelerated Distribution Percentag 100%
Lockout Percentage 0%
</TABLE>