<TABLE>
<CAPTION>
GMAC Mortgage Corporation
Mortgage Pass-Through Certificates
Record Date: 09/30/2000
Distribution Date: 10/25/2000
GMACM Series: 2000-J2
Contact: Customer Service - CTSLink
Wells Fargo Bank Minnesota, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 815-6600
Fax: (301) 846-8152
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<S> <C> <C> <C> <C> <C> <C>
A-1 36185NCK4 SEN 7.75000% 69,220,624.39 447,049.87 1,459,643.93
A-2 36185NCL2 SEN 7.75000% 8,946,116.00 57,777.00 -57,777.00
A-3 36185NCM0 SEN 7.50000% 15,300,000.00 95,625.00 0.00
A-4 36185NCN8 SEN 7.75000% 0.00 2,422.52 0.00
A-5 36185NCP3 SEN 7.75000% 15,905,941.65 102,725.87 10,966.64
A-6 36185NCQ1 SEN 7.75000% 19,248,100.65 124,310.65 739,168.82
A-7 36185NCR9 SEN 7.75000% 16,076,327.18 103,826.28 105,825.02
A-8 36185NCS7 SEN 7.75000% 3,634,518.92 23,472.93 -23,472.93
IO 36185NCU2 SEN 0.44551% 0.00 41,565.82 0.00
PO 36185NCT5 SEN 0.00000% 1,635,206.47 0.00 2,052.29
R-1 36185NCV0 SEN 7.75000% 0.00 0.00 0.00
R-2 36185NCW8 SEN 7.75000% 0.00 0.00 0.00
M-1 36185NCX6 MEZ 7.75000% 2,863,095.45 18,490.82 1,974.01
M-2 36185NCY4 MEZ 7.75000% 1,352,017.02 8,731.78 932.17
M-3 36185NCZ1 MEZ 7.75000% 795,304.07 5,136.34 548.34
B-1 36185GMB1 SUB 7.75000% 556,712.95 3,595.44 383.84
B-2 36185GMB2 SUB 7.75000% 397,652.53 2,568.17 274.17
B-3 36185GMB3 SUB 7.75000% 397,652.31 2,568.17 274.17
Totals 156,329,269.59 1,039,866.66 2,240,793.47
</TABLE>
<TABLE>
<CAPTION>
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<S> <C> <C> <C> <C>
A-1 0.00 67,760,980.46 1,906,693.80 0.00
A-2 0.00 9,003,893.00 0.00 0.00
A-3 0.00 15,300,000.00 95,625.00 0.00
A-4 0.00 0.00 2,422.52 0.00
A-5 0.00 15,894,975.01 113,692.51 0.00
A-6 0.00 18,508,931.82 863,479.47 0.00
A-7 0.00 15,970,502.16 209,651.30 0.00
A-8 0.00 3,657,991.86 0.00 0.00
IO 0.00 0.00 41,565.82 0.00
PO 0.00 1,633,154.18 2,052.29 0.00
R-1 0.00 0.00 0.00 0.00
R-2 0.00 0.00 0.00 0.00
M-1 0.00 2,861,121.43 20,464.83 0.00
M-2 0.00 1,351,084.84 9,663.95 0.00
M-3 0.00 794,755.73 5,684.68 0.00
B-1 0.00 556,329.11 3,979.28 0.00
B-2 0.00 397,378.36 2,842.34 0.00
B-3 0.00 397,378.15 2,842.34 0.00
Totals 0.00 154,088,476.11 3,280,660.13 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<S> <C> <C> <C> <C> <C> <C>
A-1 71,248,000.00 69,220,624.39 66,810.22 1,392,833.71 0.00 0.00
A-2 8,775,000.00 8,946,116.00 0.00 0.00 -57,777.00 0.00
A-3 15,300,000.00 15,300,000.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00 0.00
A-5 15,937,600.00 15,905,941.65 501.96 10,464.68 0.00 0.00
A-6 20,200,000.00 19,248,100.65 33,832.93 705,335.89 0.00 0.00
A-7 16,335,000.00 16,076,327.18 4,843.78 100,981.24 0.00 0.00
A-8 3,565,000.00 3,634,518.92 0.00 0.00 -23,472.93 0.00
IO 0.00 0.00 0.00 0.00 0.00 0.00
PO 1,639,884.00 1,635,206.47 1,284.26 768.03 0.00 0.00
R-1 100.00 0.00 0.00 0.00 0.00 0.00
R-2 100.00 0.00 0.00 0.00 0.00 0.00
M-1 2,868,794.00 2,863,095.45 1,974.01 0.00 0.00 0.00
M-2 1,354,708.00 1,352,017.02 932.17 0.00 0.00 0.00
M-3 796,887.00 795,304.07 548.34 0.00 0.00 0.00
B-1 557,821.00 556,712.95 383.84 0.00 0.00 0.00
B-2 398,444.00 397,652.53 274.17 0.00 0.00 0.00
B-3 398,443.78 397,652.31 274.17 0.00 0.00 0.00
Totals 159,375,781.78 156,329,269.59 111,659.85 2,210,383.55 -81,249.93 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<S> <C> <C> <C> <C>
A-1 1,459,643.93 67,760,980.46 0.95105800 1,459,643.93
A-2 (57,777.00) 9,003,893.00 1.02608467 -57,777.00
A-3 0.00 15,300,000.00 1.00000000 0.00
A-4 0.00 0.00 0.00000000 0.00
A-5 10,966.64 15,894,975.01 0.99732551 10,966.64
A-6 739,168.82 18,508,931.82 0.91628375 739,168.82
A-7 105,825.02 15,970,502.16 0.97768608 105,825.02
A-8 (23,472.93) 3,657,991.86 1.02608467 -23,472.93
IO 0.00 0.00 0.00000000 0.00
PO 2,052.29 1,633,154.18 0.99589616 2,052.29
R-1 0.00 0.00 0.00000000 0.00
R-2 0.00 0.00 0.00000000 0.00
M-1 1,974.01 2,861,121.43 0.99732551 1,974.01
M-2 932.17 1,351,084.84 0.99732550 932.17
M-3 548.34 794,755.73 0.99732551 548.34
B-1 383.84 556,329.11 0.99732550 383.84
B-2 274.17 397,378.36 0.99732550 274.17
B-3 274.17 397,378.15 0.99732552 274.17
Totals 2,240,793.47 154,088,476.11 0.96682491 2,240,793.47
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<S> <C> <C> <C> <C> <C>
A-1 71,248,000.00 971.54480673 0.93771362 19.54909204 0.00000000
A-2 8,775,000.00 1019.50039886 0.00000000 0.00000000 -6.58427350
A-3 15,300,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-4 0.00 0.00000000 0.00000000 0.00000000 0.00000000
A-5 15,937,600.00 998.01360619 0.03149533 0.65660325 0.00000000
A-6 20,200,000.00 952.87626980 1.67489752 34.91761832 0.00000000
A-7 16,335,000.00 984.16450444 0.29652770 6.18189409 0.00000000
A-8 3,565,000.00 1019.50039832 0.00000000 0.00000000 -6.58427209
IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
PO 1,639,884.00 997.14764581 0.78314076 0.46834410 0.00000000
R-1 100.00 0.00000000 0.00000000 0.00000000 0.00000000
R-2 100.00 0.00000000 0.00000000 0.00000000 0.00000000
M-1 2,868,794.00 998.01360781 0.68809751 0.00000000 0.00000000
M-2 1,354,708.00 998.01360884 0.68809662 0.00000000 0.00000000
M-3 796,887.00 998.01360795 0.68810258 0.00000000 0.00000000
B-1 557,821.00 998.01361010 0.68810604 0.00000000 0.00000000
B-2 398,444.00 998.01359790 0.68810172 0.00000000 0.00000000
B-3 398,443.78 998.01359680 0.68810210 0.00000000 0.00000000
<FN>
(2) All Classes are per $1,000 denomination
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<S> <C> <C> <C> <C> <C>
A-1 0.00000000 20.48680566 951.05800107 0.95105800 20.48680566
A-2 0.00000000 -6.58427350 1,026.08467236 1.02608467 -6.58427350
A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
A-5 0.00000000 0.68809858 997.32550760 0.99732551 0.68809858
A-6 0.00000000 36.59251584 916.28375347 0.91628375 36.59251584
A-7 0.00000000 6.47842179 977.68608264 0.97768608 6.47842179
A-8 0.00000000 -6.58427209 1,026.08467321 1.02608467 -6.58427209
IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
PO 0.00000000 1.25148486 995.89616095 0.99589616 1.25148486
R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
M-1 0.00000000 0.68809751 997.32550682 0.99732551 0.68809751
M-2 0.00000000 0.68809662 997.32550483 0.99732550 0.68809662
M-3 0.00000000 0.68810258 997.32550537 0.99732551 0.68810258
B-1 0.00000000 0.68810604 997.32550406 0.99732550 0.68810604
B-2 0.00000000 0.68810172 997.32549618 0.99732550 0.68810172
B-3 0.00000000 0.68810210 997.32551980 0.99732552 0.68810210
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<S> <C> <C> <C> <C> <C> <C>
A-1 71,248,000.00 7.75000% 69,220,624.39 447,049.87 0.00 0.00
A-2 8,775,000.00 7.75000% 8,946,116.00 57,777.00 0.00 0.00
A-3 15,300,000.00 7.50000% 15,300,000.00 95,625.00 0.00 0.00
A-4 0.00 7.75000% 375,099.39 2,422.52 0.00 0.00
A-5 15,937,600.00 7.75000% 15,905,941.65 102,725.87 0.00 0.00
A-6 20,200,000.00 7.75000% 19,248,100.65 124,310.65 0.00 0.00
A-7 16,335,000.00 7.75000% 16,076,327.18 103,826.28 0.00 0.00
A-8 3,565,000.00 7.75000% 3,634,518.92 23,472.93 0.00 0.00
IO 0.00 0.44551% 110,838,994.07 41,565.82 0.00 0.00
PO 1,639,884.00 0.00000% 1,635,206.47 0.00 0.00 0.00
R-1 100.00 7.75000% 0.00 0.00 0.00 0.00
R-2 100.00 7.75000% 0.00 0.00 0.00 0.00
M-1 2,868,794.00 7.75000% 2,863,095.45 18,490.82 0.00 0.00
M-2 1,354,708.00 7.75000% 1,352,017.02 8,731.78 0.00 0.00
M-3 796,887.00 7.75000% 795,304.07 5,136.34 0.00 0.00
B-1 557,821.00 7.75000% 556,712.95 3,595.44 0.00 0.00
B-2 398,444.00 7.75000% 397,652.53 2,568.17 0.00 0.00
B-3 398,443.78 7.75000% 397,652.31 2,568.17 0.00 0.00
Totals 159,375,781.78 1,039,866.66 0.00 0.00
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Statement (continued)
Payment of Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<S> <C> <C> <C> <C> <C>
A-1 0.00 0.00 447,049.87 0.00 67,760,980.46
A-2 0.00 0.00 57,777.00 0.00 9,003,893.00
A-3 0.00 0.00 95,625.00 0.00 15,300,000.00
A-4 0.00 0.00 2,422.52 0.00 375,099.39
A-5 0.00 0.00 102,725.87 0.00 15,894,975.01
A-6 0.00 0.00 124,310.65 0.00 18,508,931.82
A-7 0.00 0.00 103,826.28 0.00 15,970,502.16
A-8 0.00 0.00 23,472.93 0.00 3,657,991.86
IO 0.00 0.00 41,565.82 0.00 108,936,051.05
PO 0.00 0.00 0.00 0.00 1,633,154.18
R-1 0.00 0.00 0.00 0.00 0.00
R-2 0.00 0.00 0.00 0.00 0.00
M-1 0.00 0.00 18,490.82 0.00 2,861,121.43
M-2 0.00 0.00 8,731.78 0.00 1,351,084.84
M-3 0.00 0.00 5,136.34 0.00 794,755.73
B-1 0.00 0.00 3,595.44 0.00 556,329.11
B-2 0.00 0.00 2,568.17 0.00 397,378.36
B-3 0.00 0.00 2,568.17 0.00 397,378.15
Totals 0.00 0.00 1,039,866.66 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<S> <C> <C> <C> <C> <C> <C>
A-1 71,248,000.00 7.75000% 971.54480673 6.27456027 0.00000000 0.00000000
A-2 8,775,000.00 7.75000% 1019.50039886 6.58427350 0.00000000 0.00000000
A-3 15,300,000.00 7.50000% 1000.00000000 6.25000000 0.00000000 0.00000000
A-4 0.00 7.75000% 1000.00693154 6.45838638 0.00000000 0.00000000
A-5 15,937,600.00 7.75000% 998.01360619 6.44550434 0.00000000 0.00000000
A-6 20,200,000.00 7.75000% 952.87626980 6.15399257 0.00000000 0.00000000
A-7 16,335,000.00 7.75000% 984.16450444 6.35606244 0.00000000 0.00000000
A-8 3,565,000.00 7.75000% 1019.50039832 6.58427209 0.00000000 0.00000000
IO 0.00 0.44551% 974.26517307 0.36535996 0.00000000 0.00000000
PO 1,639,884.00 0.00000% 997.14764581 0.00000000 0.00000000 0.00000000
R-1 100.00 7.75000% 0.00000000 0.00000000 0.00000000 0.00000000
R-2 100.00 7.75000% 0.00000000 0.00000000 0.00000000 0.00000000
M-1 2,868,794.00 7.75000% 998.01360781 6.44550288 0.00000000 0.00000000
M-2 1,354,708.00 7.75000% 998.01360884 6.44550708 0.00000000 0.00000000
M-3 796,887.00 7.75000% 998.01360795 6.44550608 0.00000000 0.00000000
B-1 557,821.00 7.75000% 998.01361010 6.44550851 0.00000000 0.00000000
B-2 398,444.00 7.75000% 998.01359790 6.44549799 0.00000000 0.00000000
B-3 398,443.78 7.75000% 998.01359680 6.44550155 0.00000000 0.00000000
<FN>
(5) All Classes are per $ 1,000 denomination
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<S> <C> <C> <C> <C> <C>
A-1 0.00000000 0.00000000 6.27456027 0.00000000 951.05800107
A-2 0.00000000 0.00000000 6.58427350 0.00000000 1026.08467236
A-3 0.00000000 0.00000000 6.25000000 0.00000000 1000.00000000
A-4 0.00000000 0.00000000 6.45838638 0.00000000 1000.00693154
A-5 0.00000000 0.00000000 6.44550434 0.00000000 997.32550760
A-6 0.00000000 0.00000000 6.15399257 0.00000000 916.28375347
A-7 0.00000000 0.00000000 6.35606244 0.00000000 977.68608264
A-8 0.00000000 0.00000000 6.58427209 0.00000000 1026.08467321
IO 0.00000000 0.00000000 0.36535996 0.00000000 957.53846849
PO 0.00000000 0.00000000 0.00000000 0.00000000 995.89616095
R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
M-1 0.00000000 0.00000000 6.44550288 0.00000000 997.32550682
M-2 0.00000000 0.00000000 6.44550708 0.00000000 997.32550483
M-3 0.00000000 0.00000000 6.44550608 0.00000000 997.32550537
B-1 0.00000000 0.00000000 6.44550851 0.00000000 997.32550406
B-2 0.00000000 0.00000000 6.44549799 0.00000000 997.32549618
B-3 0.00000000 0.00000000 6.44550155 0.00000000 997.32551980
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Certificateholder Component Statement
Component Beginning Ending Beginning Ending Ending
Pass-Through Notional Notional Component Component Component
Class Rate Balance Balance Balance Balance Percentage
<S> <C> <C> <C> <C> <C> <C>
FSA 0.06000% 0.00 0.00 15,300,000.00 15,300,000.00 0.00000000%
</TABLE>
<TABLE>
<CAPTION>
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<S> <C>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 3,304,315.77
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 11,631.97
Realized Losses 0.00
Total Deposits 3,315,947.74
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 35,287.61
Payment of Interest and Principal 3,280,660.13
Total Withdrawals (Pool Distribution Amount) 3,315,947.74
Ending Balance 0.00
</TABLE>
<TABLE>
<CAPTION>
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<S> <C>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
</TABLE>
<TABLE>
<CAPTION>
SERVICING FEES
<S> <C>
Gross Servicing Fee 34,522.61
FSA policy #50946-N 765.00
Master Servicing Fee 0.00
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 35,287.61
</TABLE>
<TABLE>
<CAPTION>
OTHER ACCOUNTS
Beginning Current Current Ending
Account Type Balance Withdrawals Deposits Balance
<S> <C> <C> <C> <C>
Reserve Fund 2,500.00 0.00 0.00 2,500.00
Rounding Reserve Fund 1,000.00 0.00 0.00 1,000.00
</TABLE>
<TABLE>
<CAPTION> LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<S> <C> <C> <C> <C> <C>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 4 0 0 0 4
1,241,053.32 0.00 0.00 0.00 1,241,053.32
60 Days 1 0 0 0 1
338,887.43 0.00 0.00 0.00 338,887.43
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 5 0 0 0 5
1,579,940.75 0.00 0.00 0.00 1,579,940.75
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.900901% 0.000000% 0.000000% 0.000000% 0.900901%
0.805029% 0.000000% 0.000000% 0.000000% 0.805029%
60 Days 0.225225% 0.000000% 0.000000% 0.000000% 0.225225%
0.219825% 0.000000% 0.000000% 0.000000% 0.219825%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 1.126126% 0.000000% 0.000000% 0.000000% 1.126126%
1.024854% 0.000000% 0.000000% 0.000000% 1.024854%
</TABLE>
<TABLE>
<CAPTION>
OTHER INFORMATION
<S> <C>
Current Period Realized Loss - Includes Interest Shortfall 0.00
Cumulative Realized Losses - Includes Interest Shortfall 0.00
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 11,631.97
</TABLE>
<TABLE>
<CAPTION>
SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE
Current Next
Original $ Original % Current $ Current % Class% Prepayment%
<S> <C> <C> <C> <C> <C> <C> <C>
Class A 8,015,181.78 5.02910900% 7,991,201.80 5.18611255% 95.873768% 100.000000%
Class IO 8,015,181.78 5.02910900% 7,991,201.80 5.18611255% 0.000000% 0.000000%
Class PO 6,375,297.78 4.00016722% 6,358,047.62 4.12623175% 1.059881% 0.000000%
Class M-1 3,506,303.78 2.20002295% 3,496,926.19 2.26942746% 1.856804% 0.000000%
Class M-2 2,151,595.78 1.35001426% 2,145,841.35 1.39260340% 0.876824% 0.000000%
Class M-3 1,354,708.78 0.85000918% 1,351,085.62 0.87682457% 0.515779% 0.000000%
Class B-1 796,887.78 0.50000557% 794,756.51 0.51577933% 0.361045% 0.000000%
Class B-2 398,443.78 0.25000271% 397,378.15 0.25788960% 0.257890% 0.000000%
Class B-3 0.00 0.00000000% 0.00 0.00000000% 0.257890% 0.000000%
<FN>
Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure
</FN>
</TABLE>
<TABLE>
<CAPTION>
CREDIT ENHANCEMENT
Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
Bankruptcy 100,000.00 0.06274479% 100,000.00 0.06489778%
Fraud 1,580,210.73 0.99149991% 1,580,210.73 1.02552168%
Special Hazard 2,168,544.00 1.36064838% 2,168,544.00 1.40733691%
<FN>
Limit of Subordinate's Exposure to Certain Types of Losses
</FN>
</TABLE>
<TABLE>
<CAPTION>
COLLATERAL STATEMENT
<S> <C>
Collateral Description Mixed Fixed
Weighted Average Gross Coupon 8.252998%
Weighted Average Net Coupon 8.002998%
Weighted Average Pass-Through Rate 7.987999%
Weighted Average Maturity(Stepdown Calculation ) 353
Beginning Scheduled Collateral Loan Count 448
Number Of Loans Paid In Full 4
Ending Scheduled Collateral Loan Count 444
Beginning Scheduled Collateral Balance 156,329,269.60
Ending Scheduled Collateral Balance 154,088,476.13
Ending Actual Collateral Balance at 30-Sep-2000 154,162,538.17
Monthly P &I Constant 1,183,095.18
Class A Optimal Amount 3,233,479.83
Ending Scheduled Balance for Premium Loans 154,088,476.13
</TABLE>
<TABLE>
<CAPTION>
<S> <C>
</TABLE>