Home Equity Loan-Backed Term Notes, GMACM Series 2000-HE1 Group 1
Payment Date 09/25/2000
<TABLE>
<CAPTION>
<S> <C> <C> <C>
Beginning Pool Balance 221,602,640.53
Beginning PFA 0.00
Ending Pool Balance 222,653,762.84
Ending PFA Balance -
Principal Collections 9,921,178.38
Principal Draws 5,974,029.83
Net Principal Collections -
Active Loan Count 8,963
Interest Collections 2,049,629.74
Weighted Average Net Loan Rate 10.61390%
Substitution Adjustment Amount 0.00
Note Rate 6.87000%
Term Notes Amount Factor
---------- ------ ------
Beginning Balance 225,000,000.00 1.0000000
Ending Balance 225,000,000.00 1.0000000
Principal - 0.0000000
Interest 1,331,062.50 5.9158333
Interest Shortfall 0.00 0.0000000
Security Percentage 100.00%
Variable Funding Notes Amount
---------------------- ------
Beginning Balance 0.00
Ending Balance 0.00
Principal 0.00
Interest 0.00
Interest Shortfall 0.00
Security Percentage 0.00%
Certificates 0.00
Beginning Overcollateralization Amount 2,592,824.44
Overcollateralization Amount Increase (Decrease) 695,636.99
Outstanding Overcollateralization Amount 3,288,461.43
<PAGE>
Credit Enhancement Draw Amount 0.00
Unreimbursed Prior Draws 0.00
Number Percent
Balance of Loans of Balance
Delinquent Loans (30 Days) 1,618,823.37 58 0.73%
Delinquent Loans (60 Days) 241,237.47 6 0.11%
Delinquent Loans (90+ Days) (1) 976,714.28 25 0.44%
Foreclosed Loans 89,681.54 2 0.04%
REO 0.00 0 0.00%
(1) 90+ Figures Include Foreclosures, REO and Bankruptcies
Liquidation
To-Date
Beginning Loss Amount 0.00
Current Month Loss Amount 0.00
Ending Loss Amount 0.00
Special Hazard Fraud Bankruptcy
Beginning Amount 0.00 0.00 0.00
Current Month Loss Amount 0.00 0.00 0.00
Ending Amount
- - -
Liquidation Loss Distribution Amounts 0.00
Extraordinary Event Losses 0.00
Excess Loss Amounts 0.00
Capitalized Interest Account
Beginning Balance 0.00
Withdraw relating to Collection Period 0.00
Interest Earned (Zero, Paid to Funding Account) 0.00
----
Total Ending Capitalized Interest Account Balance as of Payment 0.00
Date
Interest earned for Collection Period 0.00
Interest withdrawn related to prior Collection Period 0.00
Funding Account
Beginning Funding Account Balance 5,990,183.91
Deposit to Funding Account 4,642,785.54
Payment for Additional Purchases (4,998,270.86)
Ending Funding Account Balance as of Payment Date 5,634,698.59
Interest earned for Collection Period
Interest withdrawn related to prior Collection Period 19,318.55
<PAGE>
Prefunding Account
Beginning Balance 0.00
Additional Purchases during Revolving Period 0.00
Excess of Draws over Principal Collections 0.00
----
Total Ending Balance as of Payment Date 0.00
Interest earned for Collection Period 0.00
Interest withdrawn related to prior Collection Period 0.00
Reserve Account
Beginning Balance 0.00
Deposits to Reserve Account for current Payment Date 0.00
Withdrawals from Reserve Account for current Payment Date 0.00
----
Total Ending Reserve Account Balance as of current Payment Date 0.00
Interest earned for Collection Period 0.00
Interest withdrawn related to prior Collection Period 0.00
</TABLE>
<PAGE>
Home Equity Loan-Backed Term Notes, GMACM Series 2000-HE1 Group 2
Payment Date 09/25/2000
<TABLE>
<CAPTION>
<S> <C> <C> <C>
Servicing Certificate
Beginning Pool Balance 23,993,346.10
Beginning PFA 0.00
Ending Pool Balance 22,980,620.77
Ending PFA Balance -
Principal Collections 2,811,865.19
Principal Draws 829,939.86
Net Principal Collections -
Active Loan Count 341
Interest Collections 213,978.55
Weighted Average Net Loan Rate 9.59620%
Substitution Adjustment Amount 0.00
Note Rate 6.90000%
Term Notes Amount Factor
---------- ------ ------
Beginning Balance 25,000,000.00 1.0000000
Ending Balance 25,000,000.00 1.0000000
Principal - 0.0000000
Interest 148,541.67 5.9416668
Interest Shortfall 0.00 0.0000000
Security Percentage 100.00%
Variable Funding Notes Amount
---------------------- ------
Beginning Balance 0.00
Ending Balance 0.00
Principal 0.00
Interest 0.00
<PAGE>
Interest Shortfall 0.00
Security Percentage 0.00%
Certificates 0.00
Beginning Overcollateralization Amount 157,011.40
Overcollateralization Amount Increase (Decrease) 63,321.02
Outstanding Overcollateralization Amount 220,332.42
Credit Enhancement Draw Amount 0.00
Unreimbursed Prior Draws 0.00
Number Percent
Balance of Loans of Balance
Delinquent Loans (30 Days) 402,893.60 5 1.75%
Delinquent Loans (60 Days) - 0 0.00%
Delinquent Loans (90+ Days) (1) - 0 0.00%
Foreclosed Loans - 0 0.00%
REO 0.00 0 0.00%
(1) 90+ Figures Include Foreclosures, REO, and Bankruptcies
Liquidation
To-Date
Beginning Loss Amount 0.00
Current Month Loss Amount 0.00
Ending Loss Amount 0.00
Special Hazard Fraud Bankruptcy
Beginning Amount 0.00 0.00 0.00
Current Month Loss Amount 0.00 0.00 0.00
Ending Amount - - -
<PAGE>
Liquidation Loss Distribution Amounts 0.00
Extraordinary Event Losses 0.00
Excess Loss Amounts 0.00
Capitalized Interest Account
Beginning Balance 0.00
Withdraw relating to prior month Collection Period 0.00
Interest Earned (Zero, Paid to Funding Account) 0.00
----
Total Ending Capitalized Interest Account Balance 0.00
Interest earned for Collection Period 0.00
Interest withdrawn related to prior Collection Period 0.00
Funding Account
Beginning Funding Account Balance 1,163,665.30
Deposit to Funding Account 2,045,246.35
Payment for Additional Purchases (969,200.00)
Ending Funding Account Balance 2,239,711.65
Interest earned for Collection Period 1,009.14
Interest withdrawn related to prior Collection Period 8,022.65
Prefunding Account
Beginning Balance 0.00
Additional Purchases during Revolving Period 0.00
Excess of Draws over Principal Collections 0.00
----
Total Ending Balance 0.00
Interest earned for Collection Period 0.00
Interest withdrawn related to prior Collection Period 0.00
Reserve Account
Beginning Balance 0.00
Deposits to Reserve Account for current Payment Date 0.00
Withdrawals from Reserve Account for current Payment Date 0.00
----
Total Ending Reserve Account Balance as of current Payment 0.00
Date
Interest earned for Collection Period 0.00
Interest withdrawn related to prior Collection Period 0.00
</TABLE>
<PAGE>
Home Equity Loan-Backed Term Notes, GMACM Series 2000-HE1 Group 3
Payment Date 09/25/2000
<TABLE>
<CAPTION>
<S> <C> <C> <C>
Servicing Certificate
Beginning Pool Balance 48,485,736.94
Beginning PFA 0.00
Ending Pool Balance 47,447,457.40
Ending PFA Balance -
Principal Collections 1,038,279.54
Principal Draws -
Net Principal Collections 1,038,279.54
Active Loan Count 1,818
Interest Collections 405,513.25
Weighted Average Net Loan Rate 9.74630%
Substitution Adjustment Amount 0.00
Note Rate 7.9500%
Term Notes Amount Factor
---------- ------ ------
Beginning Balance 48,032,998.70 0.9606600
Ending Balance 46,913,428.65 0.9382686
Principal 1,119,570.05 22.3914010
Interest 318,218.62 6.3643724
Interest Shortfall 0.00 0.0000000
Security Percentage 100.00%
Variable Funding Notes Amount
---------------------- ------
Beginning Balance 0.00
Ending Balance 0.00
Principal 0.00
Interest 0.00
Interest Shortfall 0.00
Security Percentage 0.00%
Certificates 0.00
Beginning Overcollateralization Amount 452,738.24
Overcollateralization Amount Increase (Decrease) 81,290.51
Outstanding Overcollateralization Amount 534,028.75
<PAGE>
Credit Enhancement Draw Amount 0.00
Unreimbursed Prior Draws 0.00
Number Percent
Balance of Loans of Balance
Delinquent Loans (30 Days) 169,297.42 8 0.36%
Delinquent Loans (60 Days) 17,200.86 1 0.04%
Delinquent Loans (90+ Days) (1) 42,715.52 2 0.09%
Foreclosed Loans - 0 0.00%
REO 0.00 0 0.00%
(1) 90+ Figures Include Foreclosures, REO, and Bankruptcies
Liquidation To-Date
Beginning Loss Amount 0.00
Current Month Loss Amount 0.00
Ending Loss Amount 0.00
Special Hazard Fraud Bankruptcy
Beginning Amount 0.00 0.00 0.00
Current Month Loss Amount 0.00 0.00 0.00
Ending Amount
- - -
Liquidation Loss Distribution Amounts 0.00
Extraordinary Event Losses 0.00
Excess Loss Amounts 0.00
Capitalized Interest Account
Beginning Balance 0.00
Withdraw relating to prior month Collection Period 0.00
Interest Earned (Zero, Paid to Funding Account) 0.00
----
Total Ending Capitalized Interest Account Balance 0.00
Interest Withdrawn for prior Collection Period 0.00
Funding Account
Beginning Funding Account Balance -
Funding Account balance sent to Noteholders -
Payment for Additional Purchases -
Ending Funding Account Balance -
Interest Earned for current Collection Period -
Interest Withdrawn for prior Collection Period -
Prefunding Account
Beginning Balance 0.00
Additional Purchases during Revolving Period 0.00
Excess of Draws over Principal Collections 0.00
----
Total Ending Balance 0.00
Interest Earned for current Collection Period 0.00
Interest Withdrawn for prior Collection Period 0.00
Reserve Account
Beginning Balance 0.00
Deposits to Reserve Account for current Payment Date 0.00
Withdrawals from Reserve Account for current Payment Date 0.00
----
Total Ending Reserve Account Balance as of current Payment Date 0.00
Interest Earned for current Collection Period 0.00
Interest Withdrawn for prior Collection Period 0.00
</TABLE>
<PAGE>