Home Equity Loan-Backed Term Notes, GMACM Series 2000-HLTV1
Payment Date 05/18/2000
<TABLE>
<CAPTION>
Servicing Certificate
<S> <C>
Beginning Principal Balance 118,127,747.18
Ending Principal Balance 142,904,012.38
Principal Collections 236,397.33
Interest Collections 965,473.54
Active Loan Count 3,106
Principal Balance of Current Month Prefunding 0.00
Substitution Adjustment Amount 0.00
Policy Draw Amount 0.00
Total Limited Reimbursement Amount 33,405.76
Current month distribution to Credit Enhancer 44,969.29
Net Loan Rate 13.83%
Note Rate - Class A-1 Notes 6.3300%
Note Rate - Class A-2 Notes 7.8400%
Note Rate - Class A-3 Notes 8.1700%
Note Rate - Class A-4 Notes 8.2700%
</TABLE>
<TABLE>
<CAPTION>
Beginning Note Balance Ending Note Balance Principal Distribution Interest
<S> <C> <C> <C> <C> <C>
Class A-1 Notes 63,750,431.07 63,222,983.14 527,447.93 325,074.07
Class A-2 Notes 18,887,000.00 18,887,000.00 - 123,395.07
Class A-3 Notes 29,790,000.00 29,790,000.00 - 202,820.25
Class A-4 Notes 41,753,000.00 41,753,000.00 - 287,747.76
-------------- -------------- -- ----------
Total Notes 154,180,431.07 153,652,983.14 527,447.93 939,037.15
Certificates 0.00
Prefunding Account Total Amount
-----------------------------
Beginning Balance 38,256,970.89
Interest Earned on Prefunding Account 122,421.97
Prior month Interest earned transferred to overcollateralization 5,030.39
Collection Period Subsequent Transfer 0.00
-----------------------------
Total Ending Prefunding Account Balance 38,374,362.47
Capitalized Interest Account Balance
Beginning Balance 616,241.09
Withdraw relating to prior month Collection Period 0.00
Interest Earned 2,089.21
-----------------------------
Total Ending Capitalized Interest Account Balance 618,330.30
=============================
Beginning Overcollateralization Amount 2,199,256.61
Overcollateralization Amount Increase (Decrease) 291,050.60
-----------------------------
Ending Overcollateralization Amount 2,490,307.21
Outstanding Overcollaterization Amount 3,389,814.19
-----------------------------
Required Overcollateralization Amount 5,880,121.40
Number Percent
Balance of Loans of Balance
Delinquent Loans (30 Days) - 0 0.00%
Delinquent Loans (60 Days) 29,991.96 1 0.02%
Delinquent Loans (90+ Days) (1) 0.00 0 0.00%
Foreclosed Loans 0.00 0 0.00%
REO 0.00 0 0.00%
(1) 90+ Figures Include Foreclosures and REO
Percent
Liquidation To-Date of Balance
-----------------------------
Beginning Loss Amount 0.00
Current Month Loss Amount 0.00 0.00%
Ending Loss Amount 0.00
</TABLE>
<PAGE>