<TABLE>
<CAPTION>
GMAC Mortgage Corporation
Mortgage Pass-Through Certificates
Record Date: 10/31/00
Distribution Date: 11/27/00
GMA Series: 2000-J5
Contact: Customer Service - CTSLink
Wells Fargo Bank Minnesota, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 815-6600
Fax: (301) 846-8152
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<S> <C> <C> <C> <C> <C> <C>
A-1 36185NFF2 SEN_VAR 6.68576% 42,873,121.00 238,866.03 4,838,562.71
A-2 36185NFH8 SEN_VAR 7.42531% 66,464,724.00 411,267.65 669,839.74
PO 36185NFG0 PO 0.00000% 10,583,903.00 0.00 566,633.16
IO 36185NFK1 IO 0.03294% 0.00 3,428.84 0.00
M-1 36185NFP0 MEZ_VAR 6.50830% 1,873,900.00 10,163.25 0.00
M-2 36185NFQ8 MEZ_VAR 6.50830% 1,561,500.00 8,468.93 0.00
M-3 36185NFR6 MEZ_VAR 6.50830% 1,467,700.00 7,960.19 0.00
SB GMA00J5SB SB 0.00000% 93,788.14 0.00 0.00
R-I 36185NFL9 RES_VAR 7.42531% 75.00 0.46 75.00
R-II 36185NFM7 RES_VAR 7.42531% 75.00 0.46 75.00
Totals 124,918,786.14 680,155.81 6,075,185.61
</TABLE>
<TABLE>
<CAPTION>
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<S> <C> <C> <C> <C>
A-1 0.00 38,034,558.29 5,077,428.74 0.00
A-2 0.00 65,794,884.26 1,081,107.39 0.00
PO 0.00 10,017,269.84 566,633.16 0.00
IO 0.00 0.00 3,428.84 0.00
M-1 0.00 1,873,900.00 10,163.25 0.00
M-2 0.00 1,561,500.00 8,468.93 0.00
M-3 0.00 1,467,700.00 7,960.19 0.00
SB 0.00 163,212.17 0.00 0.00
R-I 0.00 0.00 75.46 0.00
R-II 0.00 0.00 75.46 0.00
Totals 0.00 118,913,024.56 6,755,341.42 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<S> <C> <C> <C> <C> <C> <C>
A-1 42,873,121.00 42,873,121.00 0.00 4,838,562.71 0.00 0.00
A-2 66,464,724.00 66,464,724.00 0.00 669,839.74 0.00 0.00
PO 10,583,903.00 10,583,903.00 0.00 566,633.16 0.00 0.00
IO 0.00 0.00 0.00 0.00 0.00 0.00
M-1 1,873,900.00 1,873,900.00 0.00 0.00 0.00 0.00
M-2 1,561,500.00 1,561,500.00 0.00 0.00 0.00 0.00
M-3 1,467,700.00 1,467,700.00 0.00 0.00 0.00 0.00
SB 93,788.14 93,788.14 0.00 0.00 0.00 0.00
R-I 75.00 75.00 0.00 75.00 0.00 0.00
R-II 75.00 75.00 0.00 75.00 0.00 0.00
Totals 124,918,786.14 124,918,786.14 0.00 6,075,185.61 0.00 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<S> <C> <C> <C> <C>
A-1 4,838,562.71 38,034,558.29 0.88714228 4,838,562.71
A-2 669,839.74 65,794,884.26 0.98992188 669,839.74
PO 566,633.16 10,017,269.84 0.94646274 566,633.16
IO 0.00 0.00 0.00000000 0.00
M-1 0.00 1,873,900.00 1.00000000 0.00
M-2 0.00 1,561,500.00 1.00000000 0.00
M-3 0.00 1,467,700.00 1.00000000 0.00
SB 0.00 163,212.17 1.74022184 0.00
R-I 75.00 0.00 0.00000000 75.00
R-II 75.00 0.00 0.00000000 75.00
Totals 6,075,185.61 118,913,024.56 0.95192267 6,075,185.61
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<S> <C> <C> <C> <C> <C>
A-1 42,873,121.00 1000.00000000 0.00000000 112.85772058 0.00000000
A-2 66,464,724.00 1000.00000000 0.00000000 10.07812415 0.00000000
PO 10,583,903.00 1000.00000000 0.00000000 53.53725936 0.00000000
IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
M-1 1,873,900.00 1000.00000000 0.00000000 0.00000000 0.00000000
M-2 1,561,500.00 1000.00000000 0.00000000 0.00000000 0.00000000
M-3 1,467,700.00 1000.00000000 0.00000000 0.00000000 0.00000000
SB 93,788.14 1000.00000000 0.00000000 0.00000000 0.00000000
R-I 75.00 1000.00000000 0.00000000 1000.00000000 0.00000000
R-II 75.00 1000.00000000 0.00000000 1000.00000000 0.00000000
<FN>
(2) All Classes are Per $1,000.00 Denomination
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<S> <C> <C> <C> <C> <C>
A-1 0.00000000 112.85772058 887.14227942 0.88714228 112.85772058
A-2 0.00000000 10.07812415 989.92187585 0.98992188 10.07812415
PO 0.00000000 53.53725936 946.46274064 0.94646274 53.53725936
IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
M-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
M-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
M-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
SB 0.00000000 0.00000000 1,740.22184468 1.74022184 0.00000000
R-I 0.00000000 1000.00000000 0.00000000 0.00000000 1000.00000000
R-II 0.00000000 1000.00000000 0.00000000 0.00000000 1000.00000000
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<S> <C> <C> <C> <C> <C> <C>
A-1 42,873,121.00 6.68576% 42,873,121.00 238,866.03 0.00 0.00
A-2 66,464,724.00 7.42531% 66,464,724.00 411,267.65 0.00 0.00
PO 10,583,903.00 0.00000% 10,583,903.00 0.00 0.00 0.00
IO 0.00 0.03294% 124,918,786.08 3,428.84 0.00 0.00
M-1 1,873,900.00 6.50830% 1,873,900.00 10,163.25 0.00 0.00
M-2 1,561,500.00 6.50830% 1,561,500.00 8,468.93 0.00 0.00
M-3 1,467,700.00 6.50830% 1,467,700.00 7,960.19 0.00 0.00
SB 93,788.14 0.00000% 93,788.14 0.00 0.00 0.00
R-I 75.00 7.42531% 75.00 0.46 0.00 0.00
R-II 75.00 7.42531% 75.00 0.46 0.00 0.00
Totals 124,918,786.14 680,155.81 0.00 0.00
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<S> <C> <C> <C> <C> <C>
A-1 0.00 0.00 238,866.03 0.00 38,034,558.29
A-2 0.00 0.00 411,267.65 0.00 65,794,884.26
PO 0.00 0.00 0.00 0.00 10,017,269.84
IO 0.00 0.00 3,428.84 0.00 118,913,024.56
M-1 0.00 0.00 10,163.25 0.00 1,873,900.00
M-2 0.00 0.00 8,468.93 0.00 1,561,500.00
M-3 0.00 0.00 7,960.19 0.00 1,467,700.00
SB 0.00 0.00 0.00 0.00 163,212.17
R-I 0.00 0.00 0.46 0.00 0.00
R-II 0.00 0.00 0.46 0.00 0.00
Totals 0.00 0.00 680,155.81 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<S> <C> <C> <C> <C> <C> <C>
A-1 42,873,121.00 6.68576% 1000.00000000 5.57146353 0.00000000 0.00000000
A-2 66,464,724.00 7.42531% 1000.00000000 6.18775834 0.00000000 0.00000000
PO 10,583,903.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000
IO 0.00 0.03294% 999.99999952 0.02744855 0.00000000 0.00000000
M-1 1,873,900.00 6.50830% 1000.00000000 5.42358183 0.00000000 0.00000000
M-2 1,561,500.00 6.50830% 1000.00000000 5.42358630 0.00000000 0.00000000
M-3 1,467,700.00 6.50830% 1000.00000000 5.42358111 0.00000000 0.00000000
SB 93,788.14 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000
R-I 75.00 7.42531% 1000.00000000 6.13333333 0.00000000 0.00000000
R-II 75.00 7.42531% 1000.00000000 6.13333333 0.00000000 0.00000000
<FN>
(5) All Classes are Per $1,000.00 Denomination
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<S> <C> <C> <C> <C> <C>
A-1 0.00000000 0.00000000 5.57146353 0.00000000 887.14227942
A-2 0.00000000 0.00000000 6.18775834 0.00000000 989.92187585
PO 0.00000000 0.00000000 0.00000000 0.00000000 946.46274064
IO 0.00000000 0.00000000 0.02744855 0.00000000 951.92267100
M-1 0.00000000 0.00000000 5.42358183 0.00000000 1000.00000000
M-2 0.00000000 0.00000000 5.42358630 0.00000000 1000.00000000
M-3 0.00000000 0.00000000 5.42358111 0.00000000 1000.00000000
SB 0.00000000 0.00000000 0.00000000 0.00000000 1740.22184468
R-I 0.00000000 0.00000000 6.13333333 0.00000000 0.00000000
R-II 0.00000000 0.00000000 6.13333333 0.00000000 0.00000000
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<S> <C>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 6,781,366.17
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 0.00
Realized Losses 0.00
Total Deposits 6,781,366.17
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 26,024.75
Payment of Interest and Principal 6,755,341.42
Total Withdrawals (Pool Distribution Amount) 6,781,366.17
Ending Balance 0.00
</TABLE>
<TABLE>
<CAPTION>
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<S> <C>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
</TABLE>
<TABLE>
<CAPTION>
SERVICING FEES
<S> <C>
Gross Servicing Fee 26,024.75
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 26,024.75
</TABLE>
<TABLE>
<CAPTION> LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<S> <C> <C> <C> <C> <C>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 1 0 0 0 1
105,940.29 0.00 0.00 0.00 105,940.29
Totals 1 0 0 0 1
105,940.29 0.00 0.00 0.00 105,940.29
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.271003% 0.000000% 0.000000% 0.000000% 0.271003%
0.089042% 0.000000% 0.000000% 0.000000% 0.089042%
Totals 0.271003% 0.000000% 0.000000% 0.000000% 0.271003%
0.089042% 0.000000% 0.000000% 0.000000% 0.089042%
</TABLE>
<TABLE> Delinquency Status By Groups
<CAPTION>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<S> <C> <C> <C> <C> <C>
Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<S> <C> <C> <C> <C> <C>
Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<S> <C> <C> <C> <C> <C>
Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 1 0 0 0 1
105,940.29 0.00 0.00 0.00 105,940.29
Totals 1 0 0 0 1
105,940.29 0.00 0.00 0.00 105,940.29
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.546448% 0.000000% 0.000000% 0.000000% 0.546448%
0.158290% 0.000000% 0.000000% 0.000000% 0.158290%
Totals 0.546448% 0.000000% 0.000000% 0.000000% 0.546448%
0.158290% 0.000000% 0.000000% 0.000000% 0.158290%
</TABLE>
<TABLE>
<CAPTION>
OTHER INFORMATION
<S> <C>
Current Period Realized Loss - Includes Interest Shortfall 0.00
Cumulative Realized Losses - Includes Interest Shortfall 0.00
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 0.00
</TABLE>
<TABLE>
<CAPTION>
SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE
Current Next
Original $ Original % Current $ Current % Class% Prepayment%
<S> <C> <C> <C> <C> <C> <C> <C>
Class A 15,580,941.14 12.47285666% 15,083,582.01 12.68454996% 95.739481% 0.000000%
Class PO 4,997,038.14 4.00022950% 5,066,312.17 4.26051914% 8.424031% 197.723107%
Class IO 4,997,038.14 4.00022950% 5,066,312.17 4.26051914% 0.000000% 0.000000%
Class M-1 3,123,138.14 2.50013488% 3,192,412.17 2.68466148% 1.575858% 36.987456%
Class M-2 1,561,638.14 1.25012273% 1,630,912.17 1.37151685% 1.313145% 30.821235%
Class M-3 93,938.14 0.07519937% 163,212.17 0.13725340% 1.234263% 28.969790%
<FN>
Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure
</FN>
</TABLE>
<TABLE>
<CAPTION>
CREDIT ENHANCEMENT
Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
Bankruptcy 100,000.00 0.08005201% 100,000.00 0.08409508%
Fraud 2,498,376.00 2.00000022% 2,498,375.72 2.10101099%
Special Hazard 1,993,027.00 1.59545819% 1,993,027.00 1.67603760%
<FN>
Limit of Subordinate's Exposure to Certain Types of Losses
</FN>
</TABLE>
<TABLE>
<CAPTION>
COLLATERAL STATEMENT
<S> <C>
Collateral Description Mixed ARM
Weighted Average Gross Coupon 7.450646%
Weighted Average Net Coupon 7.200646%
Weighted Average Pass-Through Rate 7.200646%
Weighted Average Maturity(Stepdown Calculation ) 358
Beginning Scheduled Collateral Loan Count 390
Number Of Loans Paid In Full 21
Ending Scheduled Collateral Loan Count 369
Beginning Scheduled Collateral Balance 124,918,786.14
Ending Scheduled Collateral Balance 118,913,024.56
Ending Actual Collateral Balance at 31-Oct-2000 118,978,176.56
Monthly P &I Constant 870,033.38
Class A Optimal Amount 6,728,749.06
Ending Scheduled Balance for Premium Loans 118,913,024.56
Scheduled Principal 94,428.72
Unscheduled Principal 5,911,332.80
Required Overcollateralization Amount 0.00
Overcollateralized Increase Amount 69,424.09
Overcollateralized reduction Amount 0.00
Specified O/C Amount 1,249,187.86
Overcollateralized Amount 163,212.17
Overcollateralized Deficiency Amount 1,155,399.78
Base Overcollateralized Amount 0.00
Extra principal distribution Amount 69,424.09
Excess Cash Amount 69,424.09
</TABLE>
<TABLE>
<CAPTION>
<S> <C>
</TABLE>
<TABLE>
<CAPTION>
Group Level Collateral Statement
<S> <C>
Group ID 1 2 Total
Collateral Description Mixed ARM Mixed ARM
Weighted Average Coupon Rate 7.070756 7.372298
Weighted Average Net Rate 6.820756 7.122298
Weighted Average Maturity 358.00 358.00
Beginning Loan Count 183 207 390
Loans Paid In Full 19 185 204
Ending Loan Count 164 22 186
Beginning Scheduled Balance 49,321,298.00 75,597,489.00 124,918,787.00
Ending scheduled Balance 44,038,729.47 7,979,501.25 52,018,230.72
Record Date 10/31/00 10/31/00
Principal And Interest Constant 331,774.69 56,169.99 387,944.68
Scheduled Principal 41,158.96 7,101.13 48,260.09
Unscheduled Principal 5,241,409.15 409.84 5,241,818.99
Scheduled Interest 290,615.73 49,068.86 339,684.59
Servicing Fees 10,275.27 1,663.96 11,939.23
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 0.00 0.00 0.00
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 280,340.46 47,404.90 327,745.36
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.00 0.00 0.00
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