Certificate of Assistant Secretary

        I, David A. Marple,  Assistant  Secretary of Residential  Asset Mortgage
Products,  Inc. (the  "Corporation"),  organized  under the laws of the State of
Delaware,  hereby certify that the resolutions approved and adopted by the Board
of  Directors  of the  Corporation  pursuant to a Unanimous  Written  Consent of
Directors in Lieu of Meeting of Board of Directors dated July 27, 2000, have not
been revoked,  amended,  supplemented,  modified or  superceded  and are in full
force and effect.

        IN  WITNESS  WHEREOF,  I have  hereunto  set my hand and the seal of the
Corporation this 28th day of July, 2000.

                                        /s/ David A. Marple
                                        David A. Marple
                                        Assistant Secretary


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