<TABLE>
<CAPTION>
GMAC Mortgage Corporation
Mortgage Pass-Through Certificates
Record Date: 9/30/00
Distribution Date: 10/25/00
GMA Series: 2000-J03
Contact: Customer Service - CTSLink
Wells Fargo Bank Minnesota, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 815-6600
Fax: (301) 846-8152
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<S> <C> <C> <C> <C> <C> <C>
R GMA00J03R RES_FIX 7.75000% 100.00 0.65 100.00
A-1 36185NDD9 SEN_FIX 7.75000% 145,159,935.00 937,491.25 2,453,036.22
A-2 36185NDE7 SEN_FIX 7.75000% 8,721,937.00 56,329.18 -56,329.18
A-3 36185NDF4 SEN_FIX 7.75000% 21,940,169.00 141,696.92 23,642.24
A-4 36185NDG2 SEN_FIX 7.75000% 1,910,401.00 12,338.01 0.00
A-5 36185NDH0 SEN_FIX 7.75000% 334,320.00 2,159.15 0.00
A-6 36185NDJ6 SEN_FIX 7.75000% 334,320.00 2,159.15 0.00
A-7 36185NDK3 SEN_FIX 7.75000% 334,320.00 2,159.15 0.00
A-8 36185NDL1 SEN_FIX 7.75000% 334,320.00 2,159.15 0.00
A-9 36185NDM9 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-10 36185NDN7 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-11 36185NDP2 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-12 36185NDQ0 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-13 36185NDR8 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-14 36185NDS6 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-15 36185NDT4 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-16 36185NDU1 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-17 36185NDV9 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-18 36185NDW7 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-19 36185NDX5 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-20 36185NDY3 SEN_FIX 7.75000% 286,563.00 1,850.72 0.00
A-21 36185NDZ0 SEN_FIX 7.75000% 4,776,004.00 30,845.03 0.00
A-22 36185NEA4 SEN_FIX 7.75000% 955,200.00 6,169.00 0.00
A-23 36185NEB2 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-24 36185NEC0 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-25 36185NED8 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-26 36185NEE6 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-27 36185NEF3 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-28 36185NEG1 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-29 36185NEH9 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-30 36185NEJ5 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-31 36185NEK2 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-32 36185NEL0 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-33 36185NEM8 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-34 36185NEN6 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-35 36185NEP1 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-36 36185NEQ9 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-37 36185NER7 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-38 36185NES5 SEN_FIX 7.75000% 286,560.00 1,850.70 0.00
A-39 36185NET3 SEN_FIX 7.75000% 286,563.00 1,850.72 0.00
A-40 36185NEU0 SEN_FIX 7.50000% 3,247,523.00 20,297.02 0.00
A-41 36185NEV8 SEN_FIX 8.25000% 1,624,000.00 11,165.00 0.00
A-42 36185NEW6 SEN_FIX 7.75000% 8,851,846.00 57,168.17 0.00
A-43 36185NEX4 SEN_FIX 7.75000% 5,580,000.00 36,037.50 56,329.18
A-44 36185NEY2 SEN_FIX 7.75000% 6,988,051.00 45,131.16 0.00
IO 36185NCM3 IO_VAR 0.43254% 0.00 72,607.52 0.00
PO 36185NCL5 PO 0.00000% 675,540.75 0.00 549.78
M-1 36185NFC9 MEZ_FIX 7.75000% 4,126,400.00 26,649.67 4,446.52
M-2 36185NFD7 MEZ_FIX 7.75000% 1,948,600.00 12,584.71 2,099.77
M-3 36185NFE5 MEZ_FIX 7.75000% 1,146,300.00 7,403.19 1,235.23
B-1 GMA0J03B1 SUB_FIX 7.75000% 802,300.00 5,181.52 864.54
B-2 GMA0J03B2 SUB_FIX 7.75000% 573,200.00 3,701.92 617.67
B-3 GMA0J03B3 SUB_FIX 7.75000% 573,128.16 3,701.45 617.59
Totals 229,248,160.91 1,548,805.81 2,487,209.56
</TABLE>
<TABLE>
<CAPTION>
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<S> <C> <C> <C> <C>
R 0.00 0.00 100.65 0.00
A-1 0.00 142,706,898.78 3,390,527.47 0.00
A-2 0.00 8,778,266.18 0.00 0.00
A-3 0.00 21,916,526.76 165,339.16 0.00
A-4 0.00 1,910,401.00 12,338.01 0.00
A-5 0.00 334,320.00 2,159.15 0.00
A-6 0.00 334,320.00 2,159.15 0.00
A-7 0.00 334,320.00 2,159.15 0.00
A-8 0.00 334,320.00 2,159.15 0.00
A-9 0.00 286,560.00 1,850.70 0.00
A-10 0.00 286,560.00 1,850.70 0.00
A-11 0.00 286,560.00 1,850.70 0.00
A-12 0.00 286,560.00 1,850.70 0.00
A-13 0.00 286,560.00 1,850.70 0.00
A-14 0.00 286,560.00 1,850.70 0.00
A-15 0.00 286,560.00 1,850.70 0.00
A-16 0.00 286,560.00 1,850.70 0.00
A-17 0.00 286,560.00 1,850.70 0.00
A-18 0.00 286,560.00 1,850.70 0.00
A-19 0.00 286,560.00 1,850.70 0.00
A-20 0.00 286,563.00 1,850.72 0.00
A-21 0.00 4,776,004.00 30,845.03 0.00
A-22 0.00 955,200.00 6,169.00 0.00
A-23 0.00 286,560.00 1,850.70 0.00
A-24 0.00 286,560.00 1,850.70 0.00
A-25 0.00 286,560.00 1,850.70 0.00
A-26 0.00 286,560.00 1,850.70 0.00
A-27 0.00 286,560.00 1,850.70 0.00
A-28 0.00 286,560.00 1,850.70 0.00
A-29 0.00 286,560.00 1,850.70 0.00
A-30 0.00 286,560.00 1,850.70 0.00
A-31 0.00 286,560.00 1,850.70 0.00
A-32 0.00 286,560.00 1,850.70 0.00
A-33 0.00 286,560.00 1,850.70 0.00
A-34 0.00 286,560.00 1,850.70 0.00
A-35 0.00 286,560.00 1,850.70 0.00
A-36 0.00 286,560.00 1,850.70 0.00
A-37 0.00 286,560.00 1,850.70 0.00
A-38 0.00 286,560.00 1,850.70 0.00
A-39 0.00 286,563.00 1,850.72 0.00
A-40 0.00 3,247,523.00 20,297.02 0.00
A-41 0.00 1,624,000.00 11,165.00 0.00
A-42 0.00 8,851,846.00 57,168.17 0.00
A-43 0.00 5,523,670.82 92,366.68 0.00
A-44 0.00 6,988,051.00 45,131.16 0.00
IO 0.00 0.00 72,607.52 0.00
PO 0.00 674,990.97 549.78 0.00
M-1 0.00 4,121,953.48 31,096.19 0.00
M-2 0.00 1,946,500.23 14,684.48 0.00
M-3 0.00 1,145,064.77 8,638.42 0.00
B-1 0.00 801,435.46 6,046.06 0.00
B-2 0.00 572,582.33 4,319.59 0.00
B-3 0.00 572,510.57 4,319.04 0.00
Totals 0.00 226,760,951.35 4,036,015.37 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<S> <C> <C> <C> <C> <C> <C>
R 100.00 100.00 9.55 90.45 0.00 0.00
A-1 145,159,935.00 145,159,935.00 234,157.10 2,218,879.12 0.00 0.00
A-2 8,721,937.00 8,721,937.00 0.00 0.00 -56,329.18 0.00
A-3 21,940,169.00 21,940,169.00 2,256.79 21,385.44 0.00 0.00
A-4 1,910,401.00 1,910,401.00 0.00 0.00 0.00 0.00
A-5 334,320.00 334,320.00 0.00 0.00 0.00 0.00
A-6 334,320.00 334,320.00 0.00 0.00 0.00 0.00
A-7 334,320.00 334,320.00 0.00 0.00 0.00 0.00
A-8 334,320.00 334,320.00 0.00 0.00 0.00 0.00
A-9 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-10 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-11 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-12 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-13 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-14 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-15 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-16 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-17 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-18 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-19 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-20 286,563.00 286,563.00 0.00 0.00 0.00 0.00
A-21 4,776,004.00 4,776,004.00 0.00 0.00 0.00 0.00
A-22 955,200.00 955,200.00 0.00 0.00 0.00 0.00
A-23 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-24 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-25 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-26 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-27 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-28 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-29 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-30 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-31 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-32 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-33 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-34 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-35 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-36 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-37 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-38 286,560.00 286,560.00 0.00 0.00 0.00 0.00
A-39 286,563.00 286,563.00 0.00 0.00 0.00 0.00
A-40 3,247,523.00 3,247,523.00 0.00 0.00 0.00 0.00
A-41 1,624,000.00 1,624,000.00 0.00 0.00 0.00 0.00
A-42 8,851,846.00 8,851,846.00 0.00 0.00 0.00 0.00
A-43 5,580,000.00 5,580,000.00 5,376.96 50,952.22 0.00 0.00
A-44 6,988,051.00 6,988,051.00 0.00 0.00 0.00 0.00
IO 0.00 0.00 0.00 0.00 0.00 0.00
PO 675,540.75 675,540.75 494.66 55.13 0.00 0.00
M-1 4,126,400.00 4,126,400.00 4,446.52 0.00 0.00 0.00
M-2 1,948,600.00 1,948,600.00 2,099.77 0.00 0.00 0.00
M-3 1,146,300.00 1,146,300.00 1,235.23 0.00 0.00 0.00
B-1 802,300.00 802,300.00 864.54 0.00 0.00 0.00
B-2 573,200.00 573,200.00 617.67 0.00 0.00 0.00
B-3 573,128.16 573,128.16 617.59 0.00 0.00 0.00
Totals 229,248,160.91 229,248,160.91 252,176.38 2,291,362.36 (56,329.18) 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<S> <C> <C> <C> <C>
R 100.00 0.00 0.00000000 100.00
A-1 2,453,036.22 142,706,898.78 0.98310115 2,453,036.22
A-2 (56,329.18) 8,778,266.18 1.00645833 (56,329.18)
A-3 23,642.24 21,916,526.76 0.99892242 23,642.24
A-4 0.00 1,910,401.00 1.00000000 0.00
A-5 0.00 334,320.00 1.00000000 0.00
A-6 0.00 334,320.00 1.00000000 0.00
A-7 0.00 334,320.00 1.00000000 0.00
A-8 0.00 334,320.00 1.00000000 0.00
A-9 0.00 286,560.00 1.00000000 0.00
A-10 0.00 286,560.00 1.00000000 0.00
A-11 0.00 286,560.00 1.00000000 0.00
A-12 0.00 286,560.00 1.00000000 0.00
A-13 0.00 286,560.00 1.00000000 0.00
A-14 0.00 286,560.00 1.00000000 0.00
A-15 0.00 286,560.00 1.00000000 0.00
A-16 0.00 286,560.00 1.00000000 0.00
A-17 0.00 286,560.00 1.00000000 0.00
A-18 0.00 286,560.00 1.00000000 0.00
A-19 0.00 286,560.00 1.00000000 0.00
A-20 0.00 286,563.00 1.00000000 0.00
A-21 0.00 4,776,004.00 1.00000000 0.00
A-22 0.00 955,200.00 1.00000000 0.00
A-23 0.00 286,560.00 1.00000000 0.00
A-24 0.00 286,560.00 1.00000000 0.00
A-25 0.00 286,560.00 1.00000000 0.00
A-26 0.00 286,560.00 1.00000000 0.00
A-27 0.00 286,560.00 1.00000000 0.00
A-28 0.00 286,560.00 1.00000000 0.00
A-29 0.00 286,560.00 1.00000000 0.00
A-30 0.00 286,560.00 1.00000000 0.00
A-31 0.00 286,560.00 1.00000000 0.00
A-32 0.00 286,560.00 1.00000000 0.00
A-33 0.00 286,560.00 1.00000000 0.00
A-34 0.00 286,560.00 1.00000000 0.00
A-35 0.00 286,560.00 1.00000000 0.00
A-36 0.00 286,560.00 1.00000000 0.00
A-37 0.00 286,560.00 1.00000000 0.00
A-38 0.00 286,560.00 1.00000000 0.00
A-39 0.00 286,563.00 1.00000000 0.00
A-40 0.00 3,247,523.00 1.00000000 0.00
A-41 0.00 1,624,000.00 1.00000000 0.00
A-42 0.00 8,851,846.00 1.00000000 0.00
A-43 56,329.18 5,523,670.82 0.98990516 56,329.18
A-44 0.00 6,988,051.00 1.00000000 0.00
IO 0.00 0.00 0.00000000 0.00
PO 549.78 674,990.97 0.99918616 549.78
M-1 4,446.52 4,121,953.48 0.99892242 4,446.52
M-2 2,099.77 1,946,500.23 0.99892242 2,099.77
M-3 1,235.23 1,145,064.77 0.99892242 1,235.23
B-1 864.54 801,435.46 0.99892242 864.54
B-2 617.67 572,582.33 0.99892242 617.67
B-3 617.59 572,510.57 0.99892242 617.59
Totals 2,487,209.56 226,760,951.35 0.98915058 2,487,209.56
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<S> <C> <C> <C> <C> <C>
R 100.00 1000.00000000 95.50000000 904.50000000 0.00000000
A-1 145,159,935.00 1000.00000000 1.61309731 15.28575443 0.00000000
A-2 8,721,937.00 1000.00000000 0.00000000 0.00000000 -6.45833374
A-3 21,940,169.00 1000.00000000 0.10286110 0.97471628 0.00000000
A-4 1,910,401.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-5 334,320.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-6 334,320.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-7 334,320.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-8 334,320.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-9 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-10 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-11 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-12 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-13 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-14 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-15 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-16 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-17 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-18 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-19 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-20 286,563.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-21 4,776,004.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-22 955,200.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-23 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-24 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-25 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-26 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-27 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-28 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-29 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-30 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-31 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-32 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-33 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-34 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-35 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-36 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-37 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-38 286,560.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-39 286,563.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-40 3,247,523.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-41 1,624,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-42 8,851,846.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-43 5,580,000.00 1000.00000000 0.96361290 9.13122222 0.00000000
A-44 6,988,051.00 1000.00000000 0.00000000 0.00000000 0.00000000
IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
PO 675,540.75 1000.00000000 0.73224302 0.08160870 0.00000000
M-1 4,126,400.00 1000.00000000 1.07757852 0.00000000 0.00000000
M-2 1,948,600.00 1000.00000000 1.07757877 0.00000000 0.00000000
M-3 1,146,300.00 1000.00000000 1.07758004 0.00000000 0.00000000
B-1 802,300.00 1000.00000000 1.07757697 0.00000000 0.00000000
B-2 573,200.00 1000.00000000 1.07758200 0.00000000 0.00000000
B-3 573,128.16 1000.00000000 1.07757748 0.00000000 0.00000000
<FN>
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<S> <C> <C> <C> <C> <C>
R 0.00000000 1000.00000000 0.00000000 0.00000000 1000.00000000
A-1 0.00000000 16.89885174 983.10114826 0.98310115 16.89885174
A-2 0.00000000 -6.45833374 1,006.45833374 1.00645833 -6.45833374
A-3 0.00000000 1.07757784 998.92242216 0.99892242 1.07757784
A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-7 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-8 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-9 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-10 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-11 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-12 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-13 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-14 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-15 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-16 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-17 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-18 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-19 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-20 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-21 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-22 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-23 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-24 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-25 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-26 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-27 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-28 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-29 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-30 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-31 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-32 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-33 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-34 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-35 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-36 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-37 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-38 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-39 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-40 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-41 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-42 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-43 0.00000000 10.09483513 989.90516487 0.98990516 10.09483513
A-44 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
PO 0.00000000 0.81383692 999.18616308 0.99918616 0.81383692
M-1 0.00000000 1.07757852 998.92242148 0.99892242 1.07757852
M-2 0.00000000 1.07757877 998.92242123 0.99892242 1.07757877
M-3 0.00000000 1.07758004 998.92241996 0.99892242 1.07758004
B-1 0.00000000 1.07757697 998.92242303 0.99892242 1.07757697
B-2 0.00000000 1.07758200 998.92241800 0.99892242 1.07758200
B-3 0.00000000 1.07757748 998.92242252 0.99892242 1.07757748
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<S> <C> <C> <C> <C> <C> <C>
R 100.00 7.75000% 100.00 0.65 0.00 0.00
A-1 145,159,935.00 7.75000% 145,159,935.00 937,491.25 0.00 0.00
A-2 8,721,937.00 7.75000% 8,721,937.00 56,329.18 0.00 0.00
A-3 21,940,169.00 7.75000% 21,940,169.00 141,696.92 0.00 0.00
A-4 1,910,401.00 7.75000% 1,910,401.00 12,338.01 0.00 0.00
A-5 334,320.00 7.75000% 334,320.00 2,159.15 0.00 0.00
A-6 334,320.00 7.75000% 334,320.00 2,159.15 0.00 0.00
A-7 334,320.00 7.75000% 334,320.00 2,159.15 0.00 0.00
A-8 334,320.00 7.75000% 334,320.00 2,159.15 0.00 0.00
A-9 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-10 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-11 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-12 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-13 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-14 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-15 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-16 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-17 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-18 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-19 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-20 286,563.00 7.75000% 286,563.00 1,850.72 0.00 0.00
A-21 4,776,004.00 7.75000% 4,776,004.00 30,845.03 0.00 0.00
A-22 955,200.00 7.75000% 955,200.00 6,169.00 0.00 0.00
A-23 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-24 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-25 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-26 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-27 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-28 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-29 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-30 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-31 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-32 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-33 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-34 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-35 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-36 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-37 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-38 286,560.00 7.75000% 286,560.00 1,850.70 0.00 0.00
A-39 286,563.00 7.75000% 286,563.00 1,850.72 0.00 0.00
A-40 3,247,523.00 7.50000% 3,247,523.00 20,297.02 0.00 0.00
A-41 1,624,000.00 8.25000% 1,624,000.00 11,165.00 0.00 0.00
A-42 8,851,846.00 7.75000% 8,851,846.00 57,168.17 0.00 0.00
A-43 5,580,000.00 7.75000% 5,580,000.00 36,037.50 0.00 0.00
A-44 6,988,051.00 7.75000% 6,988,051.00 45,131.16 0.00 0.00
IO 0.00 0.43254% 201,434,472.38 72,607.52 0.00 0.00
PO 675,540.75 0.00000% 675,540.75 0.00 0.00 0.00
M-1 4,126,400.00 7.75000% 4,126,400.00 26,649.67 0.00 0.00
M-2 1,948,600.00 7.75000% 1,948,600.00 12,584.71 0.00 0.00
M-3 1,146,300.00 7.75000% 1,146,300.00 7,403.19 0.00 0.00
B-1 802,300.00 7.75000% 802,300.00 5,181.52 0.00 0.00
B-2 573,200.00 7.75000% 573,200.00 3,701.92 0.00 0.00
B-3 573,128.16 7.75000% 573,128.16 3,701.45 0.00 0.00
Totals 229,248,160.91 1,548,805.81 0.00 0.00
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<S> <C> <C> <C> <C> <C>
R 0.00 0.00 0.65 0.00 0.00
A-1 0.00 0.00 937,491.25 0.00 142,706,898.78
A-2 0.00 0.00 56,329.18 0.00 8,778,266.18
A-3 0.00 0.00 141,696.92 0.00 21,916,526.76
A-4 0.00 0.00 12,338.01 0.00 1,910,401.00
A-5 0.00 0.00 2,159.15 0.00 334,320.00
A-6 0.00 0.00 2,159.15 0.00 334,320.00
A-7 0.00 0.00 2,159.15 0.00 334,320.00
A-8 0.00 0.00 2,159.15 0.00 334,320.00
A-9 0.00 0.00 1,850.70 0.00 286,560.00
A-10 0.00 0.00 1,850.70 0.00 286,560.00
A-11 0.00 0.00 1,850.70 0.00 286,560.00
A-12 0.00 0.00 1,850.70 0.00 286,560.00
A-13 0.00 0.00 1,850.70 0.00 286,560.00
A-14 0.00 0.00 1,850.70 0.00 286,560.00
A-15 0.00 0.00 1,850.70 0.00 286,560.00
A-16 0.00 0.00 1,850.70 0.00 286,560.00
A-17 0.00 0.00 1,850.70 0.00 286,560.00
A-18 0.00 0.00 1,850.70 0.00 286,560.00
A-19 0.00 0.00 1,850.70 0.00 286,560.00
A-20 0.00 0.00 1,850.72 0.00 286,563.00
A-21 0.00 0.00 30,845.03 0.00 4,776,004.00
A-22 0.00 0.00 6,169.00 0.00 955,200.00
A-23 0.00 0.00 1,850.70 0.00 286,560.00
A-24 0.00 0.00 1,850.70 0.00 286,560.00
A-25 0.00 0.00 1,850.70 0.00 286,560.00
A-26 0.00 0.00 1,850.70 0.00 286,560.00
A-27 0.00 0.00 1,850.70 0.00 286,560.00
A-28 0.00 0.00 1,850.70 0.00 286,560.00
A-29 0.00 0.00 1,850.70 0.00 286,560.00
A-30 0.00 0.00 1,850.70 0.00 286,560.00
A-31 0.00 0.00 1,850.70 0.00 286,560.00
A-32 0.00 0.00 1,850.70 0.00 286,560.00
A-33 0.00 0.00 1,850.70 0.00 286,560.00
A-34 0.00 0.00 1,850.70 0.00 286,560.00
A-35 0.00 0.00 1,850.70 0.00 286,560.00
A-36 0.00 0.00 1,850.70 0.00 286,560.00
A-37 0.00 0.00 1,850.70 0.00 286,560.00
A-38 0.00 0.00 1,850.70 0.00 286,560.00
A-39 0.00 0.00 1,850.72 0.00 286,563.00
A-40 0.00 0.00 20,297.02 0.00 3,247,523.00
A-41 0.00 0.00 11,165.00 0.00 1,624,000.00
A-42 0.00 0.00 57,168.17 0.00 8,851,846.00
A-43 0.00 0.00 36,037.50 0.00 5,523,670.82
A-44 0.00 0.00 45,131.16 0.00 6,988,051.00
IO 0.00 0.00 72,607.52 0.00 198,969,711.80
PO 0.00 0.00 0.00 0.00 674,990.97
M-1 0.00 0.00 26,649.67 0.00 4,121,953.48
M-2 0.00 0.00 12,584.71 0.00 1,946,500.23
M-3 0.00 0.00 7,403.19 0.00 1,145,064.77
B-1 0.00 0.00 5,181.52 0.00 801,435.46
B-2 0.00 0.00 3,701.92 0.00 572,582.33
B-3 0.00 0.00 3,701.45 0.00 572,510.57
Totals 0.00 0.00 1,548,805.81 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<S> <C> <C> <C> <C> <C> <C>
R 100.00 7.75000% 1000.00000000 6.50000000 0.00000000 0.00000000
A-1 145,159,935.00 7.75000% 1000.00000000 6.45833335 0.00000000 0.00000000
A-2 8,721,937.00 7.75000% 1000.00000000 6.45833374 0.00000000 0.00000000
A-3 21,940,169.00 7.75000% 1000.00000000 6.45833311 0.00000000 0.00000000
A-4 1,910,401.00 7.75000% 1000.00000000 6.45833519 0.00000000 0.00000000
A-5 334,320.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-6 334,320.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-7 334,320.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-8 334,320.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-9 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-10 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-11 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-12 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-13 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-14 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-15 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-16 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-17 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-18 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-19 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-20 286,563.00 7.75000% 1000.00000000 6.45833551 0.00000000 0.00000000
A-21 4,776,004.00 7.75000% 1000.00000000 6.45833421 0.00000000 0.00000000
A-22 955,200.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-23 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-24 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-25 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-26 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-27 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-28 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-29 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-30 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-31 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-32 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-33 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-34 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-35 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-36 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-37 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-38 286,560.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-39 286,563.00 7.75000% 1000.00000000 6.45833551 0.00000000 0.00000000
A-40 3,247,523.00 7.50000% 1000.00000000 6.25000038 0.00000000 0.00000000
A-41 1,624,000.00 8.25000% 1000.00000000 6.87500000 0.00000000 0.00000000
A-42 8,851,846.00 7.75000% 1000.00000000 6.45833310 0.00000000 0.00000000
A-43 5,580,000.00 7.75000% 1000.00000000 6.45833333 0.00000000 0.00000000
A-44 6,988,051.00 7.75000% 1000.00000000 6.45833295 0.00000000 0.00000000
IO 0.00 0.43254% 1000.00000000 0.36045231 0.00000000 0.00000000
PO 675,540.75 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000
M-1 4,126,400.00 7.75000% 1000.00000000 6.45833414 0.00000000 0.00000000
M-2 1,948,600.00 7.75000% 1000.00000000 6.45833419 0.00000000 0.00000000
M-3 1,146,300.00 7.75000% 1000.00000000 6.45833551 0.00000000 0.00000000
B-1 802,300.00 7.75000% 1000.00000000 6.45833229 0.00000000 0.00000000
B-2 573,200.00 7.75000% 1000.00000000 6.45833915 0.00000000 0.00000000
B-3 573,128.16 7.75000% 1000.00000000 6.45832862 0.00000000 0.00000000
<FN>
(5) Per $1 denomination.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<S> <C> <C> <C> <C> <C>
R 0.00000000 0.00000000 6.50000000 0.00000000 0.00000000
A-1 0.00000000 0.00000000 6.45833335 0.00000000 983.10114826
A-2 0.00000000 0.00000000 6.45833374 0.00000000 1006.45833374
A-3 0.00000000 0.00000000 6.45833311 0.00000000 998.92242216
A-4 0.00000000 0.00000000 6.45833519 0.00000000 1000.00000000
A-5 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-6 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-7 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-8 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-9 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-10 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-11 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-12 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-13 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-14 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-15 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-16 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-17 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-18 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-19 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-20 0.00000000 0.00000000 6.45833551 0.00000000 1000.00000000
A-21 0.00000000 0.00000000 6.45833421 0.00000000 1000.00000000
A-22 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-23 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-24 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-25 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-26 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-27 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-28 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-29 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-30 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-31 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-32 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-33 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-34 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-35 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-36 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-37 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-38 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000
A-39 0.00000000 0.00000000 6.45833551 0.00000000 1000.00000000
A-40 0.00000000 0.00000000 6.25000038 0.00000000 1000.00000000
A-41 0.00000000 0.00000000 6.87500000 0.00000000 1000.00000000
A-42 0.00000000 0.00000000 6.45833310 0.00000000 1000.00000000
A-43 0.00000000 0.00000000 6.45833333 0.00000000 989.90516487
A-44 0.00000000 0.00000000 6.45833295 0.00000000 1000.00000000
IO 0.00000000 0.00000000 0.36045231 0.00000000 987.76395842
PO 0.00000000 0.00000000 0.00000000 0.00000000 999.18616308
M-1 0.00000000 0.00000000 6.45833414 0.00000000 998.92242148
M-2 0.00000000 0.00000000 6.45833419 0.00000000 998.92242123
M-3 0.00000000 0.00000000 6.45833551 0.00000000 998.92241996
B-1 0.00000000 0.00000000 6.45833229 0.00000000 998.92242303
B-2 0.00000000 0.00000000 6.45833915 0.00000000 998.92241800
B-3 0.00000000 0.00000000 6.45832862 0.00000000 998.92242252
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<S> <C>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 4,083,775.35
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 0.00
Realized Losses 0.00
Total Deposits 4,083,775.35
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 47,759.98
Payment of Interest and Principal 4,036,015.37
Total Withdrawals (Pool Distribution Amount) 4,083,775.35
Ending Balance 0.00
</TABLE>
<TABLE>
<CAPTION>
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<S> <C>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
</TABLE>
<TABLE>
<CAPTION>
SERVICING FEES
<S> <C>
Gross Servicing Fee 47,759.98
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 47,759.98
</TABLE>
<TABLE>
<CAPTION>
OTHER ACCOUNTS
Beginning Current Current Ending
Account Type Balance Withdrawals Deposits Balance
<S> <C> <C> <C> <C>
Reserve Fund 2,500.00 0.00 0.00 2,500.00
Reserve Fund 999.99 0.00 0.00 999.99
Reserve Fund 999.99 0.00 0.00 999.99
</TABLE>
<TABLE>
<CAPTION> LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<S> <C> <C> <C> <C> <C>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
</TABLE>
<TABLE>
<CAPTION>
OTHER INFORMATION
<S> <C>
Current Period Realized Loss - Includes Interest Shortfall 0.00
Cumulative Realized Losses - Includes Interest Shortfall 0.00
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 0.00
</TABLE>
<TABLE>
<CAPTION>
SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE
Current Next
Original $ Original % Current $ Current % Class% Prepayment%
<S> <C> <C> <C> <C> <C> <C> <C>
Class A 9,845,568.91 4.29472100% 9,835,037.81 4.33718317% 95.960483% 100.000000%
Class IO 9,845,468.91 4.29467738% 9,835,037.81 4.33718317% 0.000000% 0.000000%
Class PO 9,169,928.16 4.00000075% 9,160,046.84 4.03951685% 0.297666% 0.000000%
Class M-1 5,043,528.16 2.20002993% 5,038,093.36 2.22176408% 1.817753% 0.000000%
Class M-2 3,094,928.16 1.35003402% 3,091,593.13 1.36337104% 0.858393% 0.000000%
Class M-3 1,948,628.16 0.85000820% 1,946,528.36 0.85840545% 0.504966% 0.000000%
Class B-1 1,146,328.16 0.50003811% 1,145,092.90 0.50497799% 0.353427% 0.000000%
Class B-2 573,128.16 0.25000338% 572,510.57 0.25247317% 0.252505% 0.000000%
Class B-3 0.00 0.00000000% 0.00 0.00000000% 0.252473% 0.000000%
<FN>
Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure
</FN>
</TABLE>
<TABLE>
<CAPTION>
CREDIT ENHANCEMENT
Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
Bankruptcy 100,000.00 0.04362085% 100,000.00 0.04409930%
Fraud 2,292,481.61 1.00000000% 2,292,481.61 1.01096842%
Special Hazard 2,292,481.61 1.00000000% 2,292,481.61 1.01096842%
<FN>
Limit of Subordinate's Exposure to Certain Types of Losses
</FN>
</TABLE>
<TABLE>
<CAPTION>
COLLATERAL STATEMENT
<S> <C>
Collateral Description Fixed 30 Year
Weighted Average Gross Coupon 8.362047%
Weighted Average Net Coupon 8.112047%
Weighted Average Pass-Through Rate 8.112048%
Weighted Average Maturity(Stepdown Calculation ) 358
Beginning Scheduled Collateral Loan Count 642
Number Of Loans Paid In Full 6
Ending Scheduled Collateral Loan Count 636
Beginning Scheduled Collateral Balance 229,248,160.91
Ending Scheduled Collateral Balance 226,760,951.36
Ending Actual Collateral Balance at 30-Sep-2000 226,861,534.16
Monthly P &I Constant 1,844,286.07
Class A Optimal Amount 3,966,361.80
Ending Scheduled Balance for Premium Loans 226,760,951.36
</TABLE>
<TABLE>
<CAPTION>
<S> <C>
</TABLE>