Home Equity Loan-Backed Term Notes, GMACM Series 2000-HLTV2
Payment Date 12/18/2000
Servicing Certificate
Beginning Principal Balance Group A-I 226,911,254.20
Beginning Principal Balance Group A-II 45,291,289.35
--------------------------
Total Beginning Balance 272,202,543.55
Ending Principal Balance Group A-I 225,929,672.67
Ending Principal Balance Group A-II 45,246,508.98
-------------------------
Total Ending Balance 271,176,181.65
Principal Collections Group A-I 981,581.53
Principal Collections Group A-II 144,780.37
-------------------------
1,126,361.90
Interest Collections Group A-I 2,612,612.95
Interest Collections Group A-II 512,265.88
-------------------------
3,124,878.83
Active Loan Count Group A-I 5,589
Active Loan Count Group A-II 592
Repurchased Loan Count Group A-I 0
Repurchased Loan Count Group A-II 0
Repurchased Loan Amount Group A-I 0.00
Repurchased Loan Amount Group A-II 0.00
Substitution Adjustment Amount Group A-I 0.00
Substitution Adjustment Amount Group A-II 0.00
Principal Balance of Current Month Prefunding Group 0.00
A-I
Principal Balance of Current Month Prefunding Group 100,000.00
A-II
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Policy Draw Amount 0.00
Total Limited Reimbursement Amount 59,046.74
Current month distribution to Credit Enhancer 78,523.56
Net Loan Rate 14.48%
Note Rate - Class A-I-1 Notes 6.7588%
Note Rate - Class A-I-2 Notes 7.9500%
Note Rate - Class A-II-1 Notes 6.7688%
Note Rate - Class A-II-2 Notes 7.9900%
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Beginning Note Balance Ending Note Balance Percentage Principal Interest
Interest Distribution
<S> <C> <C> <C> <C> <C> <C>
Class A-I-1 Notes 50,463,553.26 48,234,807.24 17.916% 2,228,746.02 265,277.09
Class A-I-2 Notes 172,718,000.00 172,718,000.00 64.154% - 1,144,256.75
Class A-II-1 Notes 10,443,095.15 10,049,218.21 3.733% 393,876.94 54,978.54
Class A-II-2 Notes 35,599,000.00 35,599,000.00 13.223% - 237,030.01
Total Notes
269,223,648.41 266,601,025.45 2,622,622.96 1,701,542.39
Certificates 0.00
Prefunding Account Total Amount
--------------------------
Beginning Balance 118,287.77
Interest Earned on Prefunding Account 556.32
Prior month Interest earned transferred to 2,449.87
overcollateralization
Collection Period Subsequent Transfer 100,000.00
Prefunding Account balance distributed to Noteholders 15,837.90
-------------------------
Total Ending Prefunding Account Balance 556.32
Capitalized Interest Account Balance
Beginning Balance 539,554.01
Withdraw relating to prior month Collection Period 138,248.34
Interest Earned 2,457.74
Interest Earned sent to Note Payment account 3,559.87
Total Ending Capitalized Interest Account Balance to 259,971.77
Seller
-------------------------
Total Ending Capitalized Interest Account Balance 140,231.77
=========================
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Beginning Overcollateralization Amount 3,094,733.04
Overcollateralization Amount Increase (Decrease) 1,480,423.16
-------------------------
Ending Overcollateralization Amount 4,575,156.20
Outstanding Overcollaterization Amount
3,674,843.80
-------------------------
Required Overcollateralization Amount
8,250,000.00
Number Percent
All Classes Balance of Loans of Balance
----------- ------- -------- ----------
Delinquent Loans (30 Days) 361,407.40 8 0.13%
Delinquent Loans (60 Days) 460,391.89 7 0.17%
Delinquent Loans (90+ Days) (*) 907,619.73 11 0.33%
Foreclosed Loans 0.00 0 0.00%
REO 0.00 0 0.00%
(*) 90+ Figures Include Foreclosures and REO
Number Percent
Class A-I Balance of Loans of Balance
--------- ------- -------- ----------
Delinquent Loans (30 Days) 253,534.67 7 0.11%
Delinquent Loans (60 Days) 380,408.83 6 0.17%
Delinquent Loans (90+ Days) 757,802.80 10 0.34%
Foreclosed Loans 0.00 0 0.00%
REO 0.00 0 0.00%
Number Percent
Class A-II Balance of Loans of Balance
---------- ------- -------- ----------
Delinquent Loans (30 Days) 107,872.73 1 0.24%
Delinquent Loans (60 Days) 79,983.06 1 0.18%
Delinquent Loans (90+ Days) 149,816.93 1 0.33%
Foreclosed Loans 0.00 0 0.00%
REO 0.00 0 0.00%
Percent
Liquidation To-Date of Balance
--------------------------
Beginning Loss Amount 0.00
Current Month Loss Amount 0.00 0.00%
Ending Loss Amount 0.00
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