<TABLE>
<CAPTION>
GMAC Mortgage Corporation
Mortgage Pass-Through Certificates
Record Date: 11/30/2000
Distribution Date: 12/26/2000
GMA Series: 2000-J2
Contact: Customer Service - CTSLink
Wells Fargo Bank Minnesota, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 815-6600
Fax: (301) 846-8152
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<S> <C> <C> <C> <C> <C> <C>
A-1 36185NCK4 SEN 7.75000% 66,532,564.13 429,689.47 936,723.19
A-2 36185NCL2 SEN 7.75000% 9,062,043.14 58,525.69 -58,525.69
A-3 36185NCM0 SEN 7.50000% 15,300,000.00 95,625.00 0.00
A-4 36185NCN8 SEN 7.75000% 0.00 2,422.52 0.00
A-5 36185NCP3 SEN 7.75000% 15,883,890.17 102,583.46 11,161.60
A-6 36185NCQ1 SEN 7.75000% 17,909,503.09 115,665.54 425,687.85
A-7 36185NCR9 SEN 7.75000% 15,854,925.63 102,396.39 125,298.44
A-8 36185NCS7 SEN 7.75000% 3,681,616.39 23,777.11 -23,777.11
IO 36185NCU2 SEN 0.44505% 0.00 39,721.38 0.00
PO 36185NCT5 SEN 0.00000% 1,631,448.27 0.00 1,624.23
R-1 36185NCV0 SEN 7.75000% 0.00 282.88 0.00
R-2 36185NCW8 SEN 7.75000% 0.00 0.00 0.00
M-1 36185NCX6 MEZ 7.75000% 2,859,126.14 18,465.19 2,022.37
M-2 36185NCY4 MEZ 7.75000% 1,350,142.62 8,719.67 955.01
M-3 36185NCZ1 MEZ 7.75000% 794,201.48 5,129.22 561.77
B-1 36185GMB1 SUB 7.75000% 555,941.14 3,590.45 393.24
B-2 36185GMB2 SUB 7.75000% 397,101.24 2,564.61 280.88
B-3 36185GMB3 SUB 7.75000% 397,101.02 2,564.61 280.88
Totals 152,209,604.46 1,011,723.19 1,422,686.66
</TABLE>
<TABLE>
<CAPTION>
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<S> <C> <C> <C> <C>
A-1 0.00 65,595,840.94 1,366,412.66 0.00
A-2 0.00 9,120,568.83 0.00 0.00
A-3 0.00 15,300,000.00 95,625.00 0.00
A-4 0.00 0.00 2,422.52 0.00
A-5 0.00 15,872,728.57 113,745.06 0.00
A-6 0.00 17,483,815.24 541,353.39 0.00
A-7 0.00 15,729,627.19 227,694.83 0.00
A-8 0.00 3,705,393.49 0.00 0.00
IO 0.00 0.00 39,721.38 0.00
PO 0.00 1,629,824.04 1,624.23 0.00
R-1 0.00 0.00 282.88 0.00
R-2 0.00 0.00 0.00 0.00
M-1 0.00 2,857,103.77 20,487.56 0.00
M-2 0.00 1,349,187.62 9,674.68 0.00
M-3 0.00 793,639.72 5,690.99 0.00
B-1 0.00 555,547.90 3,983.69 0.00
B-2 0.00 396,820.36 2,845.49 0.00
B-3 0.00 396,820.14 2,845.49 0.00
Totals 0.00 150,786,917.81 2,434,409.85 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<S> <C> <C> <C> <C> <C> <C>
A-1 71,248,000.00 66,532,564.13 66,997.10 869,726.09 0.00 0.00
A-2 8,775,000.00 9,062,043.14 0.00 0.00 (58,525.69) 0.00
A-3 15,300,000.00 15,300,000.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00 0.00
A-5 15,937,600.00 15,883,890.17 798.31 10,363.29 0.00 0.00
A-6 20,200,000.00 17,909,503.09 30,446.40 395,241.45 0.00 0.00
A-7 16,335,000.00 15,854,925.63 8,961.70 116,336.74 0.00 0.00
A-8 3,565,000.00 3,681,616.39 0.00 0.00 (23,777.11) 0.00
IO 0.00 0.00 0.00 0.00 0.00 0.00
PO 1,639,884.00 1,631,448.27 1,266.52 357.71 0.00 0.00
R-1 100.00 0.00 0.00 0.00 0.00 0.00
R-2 100.00 0.00 0.00 0.00 0.00 0.00
M-1 2,868,794.00 2,859,126.14 2,022.37 0.00 0.00 0.00
M-2 1,354,708.00 1,350,142.62 955.01 0.00 0.00 0.00
M-3 796,887.00 794,201.48 561.77 0.00 0.00 0.00
B-1 557,821.00 555,941.14 393.24 0.00 0.00 0.00
B-2 398,444.00 397,101.24 280.88 0.00 0.00 0.00
B-3 398,443.78 397,101.02 280.88 0.00 0.00 0.00
Totals 159,375,781.78 152,209,604.46 112,964.18 1,392,025.28 (82,302.80) 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<S> <C> <C> <C> <C>
A-1 936,723.19 65,595,840.94 0.92066922 936,723.19
A-2 (58,525.69) 9,120,568.83 1.03938106 (58,525.69)
A-3 0.00 15,300,000.00 1.00000000 0.00
A-4 0.00 0.00 0.00000000 0.00
A-5 11,161.60 15,872,728.57 0.99592966 11,161.60
A-6 425,687.85 17,483,815.24 0.86553541 425,687.85
A-7 125,298.44 15,729,627.19 0.96294014 125,298.44
A-8 (23,777.11) 3,705,393.49 1.03938106 (23,777.11)
IO 0.00 0.00 0.00000000 0.00
PO 1,624.23 1,629,824.04 0.99386544 1,624.23
R-1 0.00 0.00 0.00000000 0.00
R-2 0.00 0.00 0.00000000 0.00
M-1 2,022.37 2,857,103.77 0.99592504 2,022.37
M-2 955.01 1,349,187.62 0.99592504 955.01
M-3 561.77 793,639.72 0.99592504 561.77
B-1 393.24 555,547.90 0.99592504 393.24
B-2 280.88 396,820.36 0.99592505 280.88
B-3 280.88 396,820.14 0.99592505 280.88
Totals 1,422,686.66 150,786,917.81 0.94610935 1,422,686.66
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<S> <C> <C> <C> <C> <C>
A-1 71,248,000.00 933.81658615 0.94033657 12.20702462 0.00000000
A-2 8,775,000.00 1032.71146895 0.00000000 0.00000000 (6.66959430)
A-3 15,300,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-4 0.00 0.00000000 0.00000000 0.00000000 0.00000000
A-5 15,937,600.00 996.62999260 0.05008972 0.65024157 0.00000000
A-6 20,200,000.00 886.60906386 1.50724752 19.56640842 0.00000000
A-7 16,335,000.00 970.61069054 0.54861953 7.12193082 0.00000000
A-8 3,565,000.00 1032.71146985 0.00000000 0.00000000 (6.66959607)
IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
PO 1,639,884.00 994.85589834 0.77232292 0.21813128 0.00000000
R-1 100.00 0.00000000 0.00000000 0.00000000 0.00000000
R-2 100.00 0.00000000 0.00000000 0.00000000 0.00000000
M-1 2,868,794.00 996.62999156 0.70495476 0.00000000 0.00000000
M-2 1,354,708.00 996.62998964 0.70495634 0.00000000 0.00000000
M-3 796,887.00 996.62998643 0.70495566 0.00000000 0.00000000
B-1 557,821.00 996.62999421 0.70495733 0.00000000 0.00000000
B-2 398,444.00 996.62999066 0.70494223 0.00000000 0.00000000
B-3 398,443.78 996.62998880 0.70494261 0.00000000 0.00000000
<FN>
(2) All Classes are per $1,000 denomination
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<S> <C> <C> <C> <C> <C>
A-1 0.00000000 13.14736119 920.66922496 0.92066922 13.14736119
A-2 0.00000000 (6.66959430) 1,039.38106325 1.03938106 (6.66959430)
A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
A-5 0.00000000 0.70033129 995.92966130 0.99592966 0.70033129
A-6 0.00000000 21.07365594 865.53540792 0.86553541 21.07365594
A-7 0.00000000 7.67055035 962.94014019 0.96294014 7.67055035
A-8 0.00000000 (6.66959607) 1,039.38106311 1.03938106 (6.66959607)
IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
PO 0.00000000 0.99045420 993.86544414 0.99386544 0.99045420
R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
M-1 0.00000000 0.70495476 995.92503679 0.99592504 0.70495476
M-2 0.00000000 0.70495634 995.92504067 0.99592504 0.70495634
M-3 0.00000000 0.70495566 995.92504332 0.99592504 0.70495566
B-1 0.00000000 0.70495733 995.92503688 0.99592504 0.70495733
B-2 0.00000000 0.70494223 995.92504844 0.99592505 0.70494223
B-3 0.00000000 0.70494261 995.92504619 0.99592505 0.70494261
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<S> <C> <C> <C> <C> <C> <C>
A-1 71,248,000.00 7.75000% 66,532,564.13 429,689.48 0.00 0.00
A-2 8,775,000.00 7.75000% 9,062,043.14 58,525.70 0.00 0.00
A-3 15,300,000.00 7.50000% 15,300,000.00 95,625.00 0.00 0.00
A-4 0.00 7.75000% 375,099.39 2,422.52 0.00 0.00
A-5 15,937,600.00 7.75000% 15,883,890.17 102,583.46 0.00 0.00
A-6 20,200,000.00 7.75000% 17,909,503.09 115,665.54 0.00 0.00
A-7 16,335,000.00 7.75000% 15,854,925.63 102,396.39 0.00 0.00
A-8 3,565,000.00 7.75000% 3,681,616.39 23,777.11 0.00 0.00
IO 0.00 0.44505% 107,101,382.22 39,721.38 0.00 0.00
PO 1,639,884.00 0.00000% 1,631,448.27 0.00 0.00 0.00
R-1 100.00 7.75000% 0.00 0.00 0.00 0.00
R-2 100.00 7.75000% 0.00 0.00 0.00 0.00
M-1 2,868,794.00 7.75000% 2,859,126.14 18,465.19 0.00 0.00
M-2 1,354,708.00 7.75000% 1,350,142.62 8,719.67 0.00 0.00
M-3 796,887.00 7.75000% 794,201.48 5,129.22 0.00 0.00
B-1 557,821.00 7.75000% 555,941.14 3,590.45 0.00 0.00
B-2 398,444.00 7.75000% 397,101.24 2,564.61 0.00 0.00
B-3 398,443.78 7.75000% 397,101.02 2,564.61 0.00 0.00
Totals 159,375,781.78 1,011,440.33 0.00 0.00
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<S> <C> <C> <C> <C> <C>
A-1 0.01 0.00 429,689.47 0.00 65,595,840.94
A-2 0.00 0.00 58,525.69 0.00 9,120,568.83
A-3 0.00 0.00 95,625.00 0.00 15,300,000.00
A-4 0.00 0.00 2,422.52 0.00 375,099.39
A-5 0.00 0.00 102,583.46 0.00 15,872,728.57
A-6 0.00 0.00 115,665.54 0.00 17,483,815.24
A-7 0.00 0.00 102,396.39 0.00 15,729,627.19
A-8 0.00 0.00 23,777.11 0.00 3,705,393.49
IO 0.00 0.00 39,721.38 0.00 105,722,632.80
PO 0.00 0.00 0.00 0.00 1,629,824.04
R-1 0.00 0.00 282.88 0.00 0.00
R-2 0.00 0.00 0.00 0.00 0.00
M-1 0.00 0.00 18,465.19 0.00 2,857,103.77
M-2 0.00 0.00 8,719.67 0.00 1,349,187.62
M-3 0.00 0.00 5,129.22 0.00 793,639.72
B-1 0.00 0.00 3,590.45 0.00 555,547.90
B-2 0.00 0.00 2,564.61 0.00 396,820.36
B-3 0.00 0.00 2,564.61 0.00 396,820.14
Totals 0.01 0.00 1,011,723.19 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<S> <C> <C> <C> <C> <C> <C>
A-1 71,248,000.00 7.75000% 933.81658615 6.03089883 0.00000000 0.00000000
A-2 8,775,000.00 7.75000% 1032.71146895 6.66959544 0.00000000 0.00000000
A-3 15,300,000.00 7.50000% 1000.00000000 6.25000000 0.00000000 0.00000000
A-4 0.00 7.75000% 1000.00693154 6.45838638 0.00000000 0.00000000
A-5 15,937,600.00 7.75000% 996.62999260 6.43656887 0.00000000 0.00000000
A-6 20,200,000.00 7.75000% 886.60906386 5.72601683 0.00000000 0.00000000
A-7 16,335,000.00 7.75000% 970.61069054 6.26852709 0.00000000 0.00000000
A-8 3,565,000.00 7.75000% 1032.71146985 6.66959607 0.00000000 0.00000000
IO 0.00 0.44505% 941.41188812 0.34914750 0.00000000 0.00000000
PO 1,639,884.00 0.00000% 994.85589834 0.00000000 0.00000000 0.00000000
R-1 100.00 7.75000% 0.00000000 0.00000000 0.00000000 0.00000000
R-2 100.00 7.75000% 0.00000000 0.00000000 0.00000000 0.00000000
M-1 2,868,794.00 7.75000% 996.62999156 6.43656882 0.00000000 0.00000000
M-2 1,354,708.00 7.75000% 996.62998964 6.43656788 0.00000000 0.00000000
M-3 796,887.00 7.75000% 996.62998643 6.43657131 0.00000000 0.00000000
B-1 557,821.00 7.75000% 996.62999421 6.43656298 0.00000000 0.00000000
B-2 398,444.00 7.75000% 996.62999066 6.43656323 0.00000000 0.00000000
B-3 398,443.78 7.75000% 996.62998880 6.43656678 0.00000000 0.00000000
<FN>
(5) All Classes are per $ 1,000 denomination
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<S> <C> <C> <C> <C> <C>
A-1 0.00000014 0.00000000 6.03089869 0.00000000 920.66922496
A-2 0.00000000 0.00000000 6.66959430 0.00000000 1039.38106325
A-3 0.00000000 0.00000000 6.25000000 0.00000000 1000.00000000
A-4 0.00000000 0.00000000 6.45838638 0.00000000 1000.00693154
A-5 0.00000000 0.00000000 6.43656887 0.00000000 995.92966130
A-6 0.00000000 0.00000000 5.72601683 0.00000000 865.53540792
A-7 0.00000000 0.00000000 6.26852709 0.00000000 962.94014019
A-8 0.00000000 0.00000000 6.66959607 0.00000000 1039.38106311
IO 0.00000000 0.00000000 0.34914750 0.00000000 929.29279995
PO 0.00000000 0.00000000 0.00000000 0.00000000 993.86544414
R-1 0.00000000 0.00000000 2828.80000000 0.00000000 0.00000000
R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
M-1 0.00000000 0.00000000 6.43656882 0.00000000 995.92503679
M-2 0.00000000 0.00000000 6.43656788 0.00000000 995.92504067
M-3 0.00000000 0.00000000 6.43657131 0.00000000 995.92504332
B-1 0.00000000 0.00000000 6.43656298 0.00000000 995.92503688
B-2 0.00000000 0.00000000 6.43656323 0.00000000 995.92504844
B-3 0.00000000 0.00000000 6.43656678 0.00000000 995.92504619
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Certificateholder Component Statement
Component Beginning Ending Beginning Ending Ending
Pass-Through Notional Notional Component Component Component
Class Rate Balance Balance Balance Balance Percentage
<S> <C> <C> <C> <C> <C> <C>
FSA 0.06000% 0.00 0.00 15,300,000.00 15,300,000.00 0.00000000%
</TABLE>
<TABLE>
<CAPTION>
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<S> <C>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 2,449,720.99
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 19,066.86
Realized Losses 0.00
Total Deposits 2,468,787.85
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 34,378.00
Payment of Interest and Principal 2,434,409.85
Total Withdrawals (Pool Distribution Amount) 2,468,787.85
Ending Balance 0.00
</TABLE>
<TABLE>
<CAPTION>
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<S> <C>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
</TABLE>
<TABLE>
<CAPTION>
SERVICING FEES
<S> <C>
Gross Servicing Fee 33,613.00
FSA policy #50946-N 765.00
Master Servicing Fee 0.00
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 34,378.00
</TABLE>
<TABLE>
<CAPTION>
OTHER ACCOUNTS
Beginning Current Current Ending
Account Type Balance Withdrawals Deposits Balance
<S> <C> <C> <C> <C>
Reserve Fund 2,499.99 0.00 0.00 2,499.99
Rounding Reserve Fund 1,000.00 0.00 0.00 1,000.00
</TABLE>
<TABLE>
<CAPTION> LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<S> <C> <C> <C> <C> <C>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 7 0 0 0 7
1,581,581.79 0.00 0.00 0.00 1,581,581.79
60 Days 1 0 0 0 1
340,702.09 0.00 0.00 0.00 340,702.09
90 Days 1 0 0 0 1
277,350.93 0.00 0.00 0.00 277,350.93
120 Days 1 0 0 0 1
338,887.43 0.00 0.00 0.00 338,887.43
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 10 0 0 0 10
2,538,522.24 0.00 0.00 0.00 2,538,522.24
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 1.609195% 0.000000% 0.000000% 0.000000% 1.609195%
1.048339% 0.000000% 0.000000% 0.000000% 1.048339%
60 Days 0.229885% 0.000000% 0.000000% 0.000000% 0.229885%
0.225832% 0.000000% 0.000000% 0.000000% 0.225832%
90 Days 0.229885% 0.000000% 0.000000% 0.000000% 0.229885%
0.183840% 0.000000% 0.000000% 0.000000% 0.183840%
120 Days 0.229885% 0.000000% 0.000000% 0.000000% 0.229885%
0.224629% 0.000000% 0.000000% 0.000000% 0.224629%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 2.298851% 0.000000% 0.000000% 0.000000% 2.298851%
1.682639% 0.000000% 0.000000% 0.000000% 1.682639%
</TABLE>
<TABLE>
<CAPTION>
OTHER INFORMATION
<S> <C>
Current Period Realized Loss - Includes Interest Shortfall 0.00
Cumulative Realized Losses - Includes Interest Shortfall 0.00
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 19,066.86
</TABLE>
<TABLE>
<CAPTION>
SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE
Current Next
Original $ Original % Current $ Current % Class% Prepayment%
<S> <C> <C> <C> <C> <C> <C> <C>
Class A 8,015,181.78 5.02910900% 7,978,943.55 5.29153568% 95.789343% 100.000000%
Class IO 8,015,181.78 5.02910900% 7,978,943.55 5.29153568% 0.000000% 0.000000%
Class PO 6,375,297.78 4.00016722% 6,349,119.51 4.21065674% 1.080879% 0.000000%
Class M-1 3,506,303.78 2.20002295% 3,492,015.74 2.31586121% 1.894796% 0.000000%
Class M-2 2,151,595.78 1.35001426% 2,142,828.12 1.42109684% 0.894764% 0.000000%
Class M-3 1,354,708.78 0.85000918% 1,349,188.40 0.89476489% 0.526332% 0.000000%
Class B-1 796,887.78 0.50000557% 793,640.50 0.52633246% 0.368432% 0.000000%
Class B-2 398,443.78 0.25000271% 396,820.14 0.26316616% 0.263166% 0.000000%
Class B-3 0.00 0.00000000% 0.00 0.00000000% 0.263166% 0.000000%
<FN>
Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure
</FN>
</TABLE>
<TABLE>
<CAPTION>
CREDIT ENHANCEMENT
Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
Bankruptcy 100,000.00 0.06274479% 100,000.00 0.06631875%
Fraud 1,580,210.73 0.99149991% 1,580,210.73 1.04797601%
Special Hazard 2,168,544.00 1.36064838% 2,168,544.00 1.43815129%
<FN>
Limit of Subordinate's Exposure to Certain Types of Losses
</FN>
</TABLE>
<TABLE>
<CAPTION>
COLLATERAL STATEMENT
<S> <C>
Collateral Description Mixed Fixed
Weighted Average Gross Coupon 8.247320%
Weighted Average Net Coupon 7.997320%
Weighted Average Pass-Through Rate 7.982320%
Weighted Average Maturity(Stepdown Calculation ) 351
Beginning Scheduled Collateral Loan Count 439
Number Of Loans Paid In Full 4
Ending Scheduled Collateral Loan Count 435
Beginning Scheduled Collateral Balance 152,209,604.46
Ending Scheduled Collateral Balance 150,786,917.80
Ending Actual Collateral Balance at 30-Nov-2000 150,865,490.33
Monthly P &I Constant 1,153,178.80
Class A Optimal Amount 2,387,739.85
Ending Scheduled Balance for Premium Loans 150,786,917.80
</TABLE>
<TABLE>
<CAPTION>
<S> <C>
</TABLE>