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Previous: RESIDENTIAL ASSET MORTGAGE PRODUCTS INC, 8-K, 2001-01-04 |
Next: ONVIA COM INC, 8-K, 2001-01-04 |
<TABLE>
<CAPTION>
GMAC Mortgage Corporation
Mortgage Pass-Through Certificates
Record Date: 11/30/2000
Distribution Date: 12/26/2000
GMA Series: 2000-J5
Contact: Customer Service - CTSLink
Wells Fargo Bank Minnesota, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 815-6600
Fax: (301) 846-8152
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<S> <C> <C> <C> <C> <C> <C>
A-1 36185NFF2 SEN_VA 6.75904% 38,034,558.29 214,230.89 3,197,284.84
A-2 36185NFH8 SEN_VA 7.43375% 65,794,884.26 407,585.55 733,695.44
PO 36185NFG0 PO 0.00000% 10,017,269.84 0.00 401,178.45
IO 36185NFK1 IO 0.03187% 0.00 3,158.37 0.00
M-1 36185NFP0 MEZ_VA 6.55887% 1,873,900.00 10,242.23 0.00
M-2 36185NFQ8 MEZ_VA 6.55887% 1,561,500.00 8,534.74 0.00
M-3 36185NFR6 MEZ_VA 6.55887% 1,467,700.00 8,022.05 0.00
SB GMACMM00J SB 0.00000% 163,212.17 0.00 0.00
R-I 36185NFL9 RES_VA 7.42531% 0.00 0.00 0.00
R-II 36185NFM7 RES_VA 7.42531% 0.00 0.00 0.00
Totals 118,913,024.56 651,773.83 4,332,158.73
</TABLE>
<TABLE>
<CAPTION>
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<S> <C> <C> <C> <C>
A-1 0.00 34,837,273.45 3,411,515.73 0.00
A-2 0.00 65,061,188.82 1,141,280.99 0.00
PO 0.00 9,616,091.39 401,178.45 0.00
IO 0.00 0.00 3,158.37 0.00
M-1 0.00 1,873,900.00 10,242.23 0.00
M-2 0.00 1,561,500.00 8,534.74 0.00
M-3 0.00 1,467,700.00 8,022.05 0.00
SB 0.00 229,728.04 0.00 0.00
R-I 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00
Totals 0.00 114,647,381.70 4,983,932.56 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<S> <C> <C> <C> <C> <C> <C>
A-1 42,873,121.00 38,034,558.29 0.00 3,197,284.84 0.00 0.00
A-2 66,464,724.00 65,794,884.26 0.00 733,695.44 0.00 0.00
PO 10,583,903.00 10,017,269.84 0.00 401,178.45 0.00 0.00
IO 0.00 0.00 0.00 0.00 0.00 0.00
M-1 1,873,900.00 1,873,900.00 0.00 0.00 0.00 0.00
M-2 1,561,500.00 1,561,500.00 0.00 0.00 0.00 0.00
M-3 1,467,700.00 1,467,700.00 0.00 0.00 0.00 0.00
SB 93,788.14 163,212.17 0.00 0.00 0.00 0.00
R-I 75.00 0.00 0.00 0.00 0.00 0.00
R-II 75.00 0.00 0.00 0.00 0.00 0.00
Totals 124,918,786.14 118,913,024.56 0.00 4,332,158.73 0.00 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<S> <C> <C> <C> <C>
A-1 3,197,284.84 34,837,273.45 0.81256677 3,197,284.84
A-2 733,695.44 65,061,188.82 0.97888301 733,695.44
PO 401,178.45 9,616,091.39 0.90855816 401,178.45
IO 0.00 0.00 0.00000000 0.00
M-1 0.00 1,873,900.00 1.00000000 0.00
M-2 0.00 1,561,500.00 1.00000000 0.00
M-3 0.00 1,467,700.00 1.00000000 0.00
SB 0.00 229,728.04 2.44943593 0.00
R-I 0.00 0.00 0.00000000 0.00
R-II 0.00 0.00 0.00000000 0.00
Totals 4,332,158.73 114,647,381.70 0.91777534 4,332,158.73
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<S> <C> <C> <C> <C> <C>
A-1 42,873,121.00 887.14227942 0.00000000 74.57550944 0.00000000
A-2 66,464,724.00 989.92187585 0.00000000 11.03886988 0.00000000
PO 10,583,903.00 946.46274064 0.00000000 37.90458492 0.00000000
IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
M-1 1,873,900.00 1000.00000000 0.00000000 0.00000000 0.00000000
M-2 1,561,500.00 1000.00000000 0.00000000 0.00000000 0.00000000
M-3 1,467,700.00 1000.00000000 0.00000000 0.00000000 0.00000000
SB 93,788.14 1740.22184468 0.00000000 0.00000000 0.00000000
R-I 75.00 0.00000000 0.00000000 0.00000000 0.00000000
R-II 75.00 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(2) All Classes are Per $1,000.00 Denomination
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<S> <C> <C> <C> <C> <C>
A-1 0.00000000 74.57550944 812.56676998 0.81256677 74.57550944
A-2 0.00000000 11.03886988 978.88300597 0.97888301 11.03886988
PO 0.00000000 37.90458492 908.55815572 0.90855816 37.90458492
IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
M-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
M-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
M-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
SB 0.00000000 0.00000000 2,449.43593081 2.44943593 0.00000000
R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<S> <C> <C> <C> <C> <C> <C>
A-1 42,873,121.00 6.75904% 38,034,558.29 214,230.89 0.00 0.00
A-2 66,464,724.00 7.43375% 65,794,884.26 407,585.55 0.00 0.00
PO 10,583,903.00 0.00000% 10,017,269.84 0.00 0.00 0.00
IO 0.00 0.03187% 118,913,024.56 3,158.37 0.00 0.00
M-1 1,873,900.00 6.55887% 1,873,900.00 10,242.23 0.00 0.00
M-2 1,561,500.00 6.55887% 1,561,500.00 8,534.74 0.00 0.00
M-3 1,467,700.00 6.55887% 1,467,700.00 8,022.05 0.00 0.00
SB 93,788.14 0.00000% 163,212.17 0.00 0.00 0.00
R-I 75.00 7.42531% 0.00 0.00 0.00 0.00
R-II 75.00 7.42531% 0.00 0.00 0.00 0.00
Totals 124,918,786.14 651,773.83 0.00 0.00
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<S> <C> <C> <C> <C> <C>
A-1 0.00 0.00 214,230.89 0.00 34,837,273.45
A-2 0.00 0.00 407,585.55 0.00 65,061,188.82
PO 0.00 0.00 0.00 0.00 9,616,091.39
IO 0.00 0.00 3,158.37 0.00 114,647,381.69
M-1 0.00 0.00 10,242.23 0.00 1,873,900.00
M-2 0.00 0.00 8,534.74 0.00 1,561,500.00
M-3 0.00 0.00 8,022.05 0.00 1,467,700.00
SB 0.00 0.00 0.00 0.00 229,728.04
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
Totals 0.00 0.00 651,773.83 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<S> <C> <C> <C> <C> <C> <C>
A-1 42,873,121.00 6.75904% 887.14227942 4.99685782 0.00000000 0.00000000
A-2 66,464,724.00 7.43375% 989.92187585 6.13235902 0.00000000 0.00000000
PO 10,583,903.00 0.00000% 946.46274064 0.00000000 0.00000000 0.00000000
IO 0.00 0.03187% 951.92267100 0.02528339 0.00000000 0.00000000
M-1 1,873,900.00 6.55887% 1000.00000000 5.46572923 0.00000000 0.00000000
M-2 1,561,500.00 6.55887% 1000.00000000 5.46573167 0.00000000 0.00000000
M-3 1,467,700.00 6.55887% 1000.00000000 5.46572869 0.00000000 0.00000000
SB 93,788.14 0.00000% 1740.22184468 0.00000000 0.00000000 0.00000000
R-I 75.00 7.42531% 0.00000000 0.00000000 0.00000000 0.00000000
R-II 75.00 7.42531% 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(5) All Classes are Per $1,000.00 Denomination
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<S> <C> <C> <C> <C> <C>
A-1 0.00000000 0.00000000 4.99685782 0.00000000 812.56676998
A-2 0.00000000 0.00000000 6.13235902 0.00000000 978.88300597
PO 0.00000000 0.00000000 0.00000000 0.00000000 908.55815572
IO 0.00000000 0.00000000 0.02528339 0.00000000 917.77534215
M-1 0.00000000 0.00000000 5.46572923 0.00000000 1000.00000000
M-2 0.00000000 0.00000000 5.46573167 0.00000000 1000.00000000
M-3 0.00000000 0.00000000 5.46572869 0.00000000 1000.00000000
SB 0.00000000 0.00000000 0.00000000 0.00000000 2449.43593081
R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<S> <C>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 5,008,706.04
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 0.00
Realized Losses 0.00
Total Deposits 5,008,706.04
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 24,773.48
Payment of Interest and Principal 4,983,932.56
Total Withdrawals (Pool Distribution Amount) 5,008,706.04
Ending Balance 0.00
</TABLE>
<TABLE>
<CAPTION>
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<S> <C>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
</TABLE>
<TABLE>
<CAPTION>
SERVICING FEES
<S> <C>
Gross Servicing Fee 24,773.48
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 24,773.48
</TABLE>
<TABLE>
<CAPTION> LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<S> <C> <C> <C> <C> <C>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 1 0 0 0 1
839,219.51 0.00 0.00 0.00 839,219.51
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 1 0 0 0 1
839,219.51 0.00 0.00 0.00 839,219.51
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.281690% 0.000000% 0.000000% 0.000000% 0.281690%
0.731603% 0.000000% 0.000000% 0.000000% 0.731603%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.281690% 0.000000% 0.000000% 0.000000% 0.281690%
0.731603% 0.000000% 0.000000% 0.000000% 0.731603%
</TABLE>
<TABLE> Delinquency Status By Groups
<CAPTION>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<S> <C> <C> <C> <C> <C>
Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<S> <C> <C> <C> <C> <C>
Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 1 0 0 0 1
839,219.51 0.00 0.00 0.00 839,219.51
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 1 0 0 0 1
839,219.51 0.00 0.00 0.00 839,219.51
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 4.545455% 0.000000% 0.000000% 0.000000% 4.545455%
10.519548% 0.000000% 0.000000% 0.000000% 10.519548%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 4.545455% 0.000000% 0.000000% 0.000000% 4.545455%
10.519548% 0.000000% 0.000000% 0.000000% 10.519548%
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<S> <C> <C> <C> <C> <C>
Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
</TABLE>
<TABLE>
<CAPTION>
OTHER INFORMATION
<S> <C>
Current Period Realized Loss - Includes Interest Shortfall 0.00
Cumulative Realized Losses - Includes Interest Shortfall 0.00
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 0.00
</TABLE>
<TABLE>
<CAPTION>
SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE
Current Next
Original $ Original % Current $ Current % Class% Prepayment%
<S> <C> <C> <C> <C> <C> <C> <C>
Class A 15,580,941.14 12.47285666% 14,748,919.43 12.86459334% 95.522944% 0.000000%
Class PO 4,997,038.14 4.00022950% 5,132,828.04 4.47705649% 8.387537% 187.344897%
Class IO 4,997,038.14 4.00022950% 5,132,828.04 4.47705649% 0.000000% 0.000000%
Class M-1 3,123,138.14 2.50013488% 3,258,928.04 2.84256648% 1.634490% 36.508139%
Class M-2 1,561,638.14 1.25012273% 1,697,428.04 1.48056416% 1.362002% 30.421826%
Class M-3 93,938.14 0.07519937% 229,728.04 0.20037792% 1.280186% 28.594373%
<FN>
Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure
</FN>
</TABLE>
<TABLE>
<CAPTION>
CREDIT ENHANCEMENT
Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
Bankruptcy 100,000.00 0.08005201% 100,000.00 0.08722397%
Fraud 2,498,376.00 2.00000022% 2,498,375.72 2.17918254%
Special Hazard 1,993,027.00 1.59545819% 1,993,027.00 1.73839731%
<FN>
Limit of Subordinate's Exposure to Certain Types of Losses
</FN>
</TABLE>
<TABLE>
<CAPTION>
COLLATERAL STATEMENT
<S> <C>
Collateral Description Mixed ARM
Weighted Average Gross Coupon 7.498555%
Weighted Average Net Coupon 7.248556%
Weighted Average Pass-Through Rate 7.248556%
Weighted Average Maturity(Stepdown Calculation ) 357
Beginning Scheduled Collateral Loan Count 369
Number Of Loans Paid In Full 14
Ending Scheduled Collateral Loan Count 355
Beginning Scheduled Collateral Balance 118,913,024.56
Ending Scheduled Collateral Balance 114,647,381.69
Ending Actual Collateral Balance at 30-Nov-2000 114,709,676.49
Monthly P &I Constant 834,892.96
Class A Optimal Amount 4,957,133.53
Ending Scheduled Balance for Premium Loans 114,647,381.69
Scheduled Principal 91,829.73
Unscheduled Principal 4,173,813.14
Required Overcollateralization Amount 0.00
Overcollateralized Increase Amount 66,515.86
Overcollateralized reduction Amount 0.00
Specified O/C Amount 1,249,187.86
Overcollateralized Amount 229,728.04
Overcollateralized Deficiency Amount 1,085,975.69
Base Overcollateralized Amount 0.00
Extra principal distribution Amount 66,515.86
Excess Cash Amount 66,515.86
</TABLE>
<TABLE>
<CAPTION>
<S> <C>
</TABLE>
<TABLE>
<CAPTION>
Group Level Collateral Statement
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Group ID 1 2 Total
Collateral Description Mixed ARM Mixed ARM
Weighted Average Coupon Rate 7.144039 7.372313
Weighted Average Net Rate 6.894039 7.122313
Weighted Average Maturity 357.00 357.00
Beginning Loan Count 164 22 186
Loans Paid In Full 11 0 11
Ending Loan Count 153 22 175
Beginning Scheduled Balance 44,038,729.47 7,979,501.25 52,018,230.72
Ending scheduled Balance 40,561,913.86 7,971,969.01 48,533,882.87
Record Date 11/30/2000 11/30/2000
Principal And Interest Constant 300,579.15 56,169.99 356,749.14
Scheduled Principal 38,400.48 7,147.17 45,547.65
Unscheduled Principal 3,438,415.13 385.07 3,438,800.20
Scheduled Interest 262,178.67 49,022.82 311,201.49
Servicing Fees 9,174.74 1,662.40 10,837.14
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 0.00 0.00 0.00
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 253,003.93 47,360.42 300,364.35
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.00 0.00 0.00
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