Home Equity Loan-Backed Term Notes, GMACM Series 2000-CL1 Group 1
Payment Date 12/26/2000
Servicing Certificate
Beginning Pool Balance 279,445,702.32
Beginning PFA 59,547,101.45
Ending Pool Balance 318,140,642.50
Ending PFA Balance 18,077,191.17
Principal Collections 2,774,970.10
Principal Draws -
Net Principal Collections 2,774,970.10
Current Month Repurchases - Units 2.00
Current Month Repurchases - Dollars 39,732.77
Active Loan Count 12,093
Interest Collections 3,461,627.42
Weighted Average Net Loan Rate 15.46877%
Substitution Adjustment Amount 0.00
<TABLE>
<CAPTION>
Beginning Ending Interest Security Note
Term Notes Balance Balance Factor Principal Interest Shortfalls % Rate
---------- ------- ------- ------ --------- --------- ---------- - ----
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Class A-1 133,147,121.92 128,600,649.93 0.9251579 4,546,471.99 725,864.48 0.00 0.39938 6.77%
Class A-2 23,853,000.00 23,853,000.00 1.0000000 0.00 145,900.85 0.00 0.074078 7.34%
Class A-3 66,581,000.00 66,581,000.00 1.0000000 0.00 420,015.14 0.00 0.206773 7.57%
Class A-4 37,753,000.00 37,753,000.00 1.0000000 0.00 248,225.98 0.00 0.117245 7.89%
Class M 34,256,000.00 34,256,000.00 1.0000000 0.00 248,926.93 0.00 0.106385 8.72%
Class B 20,553,000.00 20,553,000.00 1.0000000 0.00 154,147.50 0.00 0.063829 9.00%
Certificates
-
Beginning Overcollateralization Amount 22,849,681.85
Overcollateralization Amount Increase 1,771,501.89
(Decrease)
Outstanding Overcollateralization Amount 24,621,183.74
Overcollateralization Target Amount 39,393,617.02
Credit Enhancement Draw Amount 0.00
Unreimbursed Prior Draws 0.00
Number Percent
Balance of Loans of Balance
Delinquent Loans (30 Days) 2,025,584.09 84 0.64%
Delinquent Loans (60 Days) 855,537.25 32 0.27%
Delinquent Loans (90+ Days) (1) 25,085.41 1 0.01%
Foreclosed Loans - 0 0.00%
REO - 0 0.00%
(1) 90+ Figures Include Foreclosures and REO
Percent
Liquidation of Balance
To-Date
Beginning Loss Amount 0.00
Current Month Loss Amount 0.00 0.00%
Ending Loss Amount 0.00 0.00%
Special Hazard Fraud Bankruptcy
Beginning Amount 0.00 0.00 0.00
Current Month Loss Amount 0.00 0.00 0.00
Ending Amount - - -
Liquidation Loss Distribution Amounts 0.00
Extraordinary Event Losses 0.00
Excess Loss Amounts 0.00
Capitalized Interest Account
Beginning Balance 1,396,293.57
Initial Capitalized Interest Account Withdraw 0.00
Withdraw relating to Collection Period 0.00
Interest Earned (Zero, Paid to Funding 0.00
----
Account)
Total Ending Balance as of Payment Date 1,396,293.57
Interest earned for Collection Period 7,283.41
Interest withdrawn related to prior 9,668.38
Collection Period
Prefunding Account
Beginning Balance 59,547,101.45
Additional Purchases during Revolving Period (41,469,910.28)
Excess of Draws over Principal Collections 0.00
----
Total Ending Balance as of Payment Date 18,077,191.17
Interest earned for Collection Period 289,227.63
Interest withdrawn related to prior 437,794.52
Collection Period
</TABLE>
<PAGE>
