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CONSENT OF INDEPENDENT ACCOUNTANTS
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We consent to the incorporation by reference in the Registration Statement on
Form S-8 (No. 33-_____), pertaining to the Main Street Trust, Inc. 2000 Stock
Incentive Plan, of our report, dated February 3, 2000 on the consolidated
balance sheets of BankIllinois Financial Corporation as of December 31, 1999
and 1998 and the related statements of income, changes in stockholders'
equity and cash flows for each of the three years in the period ending
December 31, 1999, appearing in the Annual Report on Form 10-K for the year
ended December 31, 1999.
/s/ McGladrey & Pullen,LLP
Champaign, Illinois
November 28, 2000