MAIN STREET TRUST INC
10-Q, EX-27, 2000-08-09
COMMERCIAL BANKS, NEC
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<TABLE> <S> <C>

<ARTICLE> 9
<MULTIPLIER> 1,000
<CURRENCY> US DOLLARS

<S>                                                            <C>
<PERIOD-TYPE>                                                         6-MOS
<FISCAL-YEAR-END>                                               DEC-31-2000
<PERIOD-START>                                                  JAN-01-2000
<PERIOD-END>                                                    JUN-30-2000
<EXCHANGE-RATE>                                                           1
<CASH>                                                               53,651
<INT-BEARING-DEPOSITS>                                                  158
<FED-FUNDS-SOLD>                                                        505
<TRADING-ASSETS>                                                          0
<INVESTMENTS-HELD-FOR-SALE>                                         214,816
<INVESTMENTS-CARRYING>                                               87,721
<INVESTMENTS-MARKET>                                                 85,583
<LOANS>                                                             624,477
<ALLOWANCE>                                                           9,031
<TOTAL-ASSETS>                                                    1,025,414
<DEPOSITS>                                                          768,206
<SHORT-TERM>                                                         82,210
<LIABILITIES-OTHER>                                                  14,716
<LONG-TERM>                                                          42,007
<COMMON>                                                                101
                                                     0
                                                               0
<OTHER-SE>                                                          118,174
<TOTAL-LIABILITIES-AND-EQUITY>                                    1,025,414
<INTEREST-LOAN>                                                      26,214
<INTEREST-INVEST>                                                     8,828
<INTEREST-OTHER>                                                        862
<INTEREST-TOTAL>                                                     35,904
<INTEREST-DEPOSIT>                                                   14,230
<INTEREST-EXPENSE>                                                   17,129
<INTEREST-INCOME-NET>                                                18,775
<LOAN-LOSSES>                                                           267
<SECURITIES-GAINS>                                                      (14)
<EXPENSE-OTHER>                                                      18,741
<INCOME-PRETAX>                                                       8,150
<INCOME-PRE-EXTRAORDINARY>                                            8,150
<EXTRAORDINARY>                                                           0
<CHANGES>                                                                 0
<NET-INCOME>                                                          4,911
<EPS-BASIC>                                                            0.49
<EPS-DILUTED>                                                          0.48
<YIELD-ACTUAL>                                                         7.76
<LOANS-NON>                                                              73
<LOANS-PAST>                                                            520
<LOANS-TROUBLED>                                                         94
<LOANS-PROBLEM>                                                           0
<ALLOWANCE-OPEN>                                                      8,682
<CHARGE-OFFS>                                                           389
<RECOVERIES>                                                            471
<ALLOWANCE-CLOSE>                                                     9,031
<ALLOWANCE-DOMESTIC>                                                  9,031
<ALLOWANCE-FOREIGN>                                                       0
<ALLOWANCE-UNALLOCATED>                                                   0


</TABLE>


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