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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION FROM THE QUARTERLY
REPORT ON FORM 10-QSB AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> JUN-30-2000
<PERIOD-START> JUL-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 2,889
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 18,266
<INVESTMENTS-CARRYING> 9,762
<INVESTMENTS-MARKET> 9,616
<LOANS> 111,784
<ALLOWANCE> 696
<TOTAL-ASSETS> 157,691
<DEPOSITS> 125,080
<SHORT-TERM> 267
<LIABILITIES-OTHER> 2,132
<LONG-TERM> 11,499
0
0
<COMMON> 12
<OTHER-SE> 18,701
<TOTAL-LIABILITIES-AND-EQUITY> 18,713
<INTEREST-LOAN> 2,253
<INTEREST-INVEST> 472
<INTEREST-OTHER> 5
<INTEREST-TOTAL> 2,730
<INTEREST-DEPOSIT> 0
<INTEREST-EXPENSE> 1,377
<INTEREST-INCOME-NET> 1,353
<LOAN-LOSSES> 0
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,248
<INCOME-PRETAX> 448
<INCOME-PRE-EXTRAORDINARY> 448
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 304
<EPS-BASIC> .26
<EPS-DILUTED> .26
<YIELD-ACTUAL> 7.77
<LOANS-NON> 616
<LOANS-PAST> 75
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 840
<ALLOWANCE-OPEN> 712
<CHARGE-OFFS> 19
<RECOVERIES> 3
<ALLOWANCE-CLOSE> 696
<ALLOWANCE-DOMESTIC> 696
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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