<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Company's annual audited financial statements and is qualified in its entirety
by reference to such financial statements.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> JUN-30-2000
<PERIOD-START> JUL-1-1999
<PERIOD-END> JUN-30-2000
<CASH> 3,478
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 18,414
<INVESTMENTS-CARRYING> 9,923
<INVESTMENTS-MARKET> 9,707
<LOANS> 108,265
<ALLOWANCE> 712
<TOTAL-ASSETS> 153,031
<DEPOSITS> 124,513
<SHORT-TERM> 0
<LIABILITIES-OTHER> 1,506
<LONG-TERM> 0
0
0
<COMMON> 12
<OTHER-SE> 18,329
<TOTAL-LIABILITIES-AND-EQUITY> 153,031
<INTEREST-LOAN> 8,222
<INTEREST-INVEST> 1,978
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 10,201
<INTEREST-DEPOSIT> 4,516
<INTEREST-EXPENSE> 5,165
<INTEREST-INCOME-NET> 5,035
<LOAN-LOSSES> 15
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 4,866
<INCOME-PRETAX> 1,557
<INCOME-PRE-EXTRAORDINARY> 1,557
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,059
<EPS-BASIC> 0.26
<EPS-DILUTED> 0.26
<YIELD-ACTUAL> 3.71
<LOANS-NON> 504
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 737
<CHARGE-OFFS> 42
<RECOVERIES> 2
<ALLOWANCE-CLOSE> 712
<ALLOWANCE-DOMESTIC> 712
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>