UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20005
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 06/30/00
Check here if Amendment [ ]; Amendment Number: ____
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings
entries.
Institutional Investment Manager Filing this Report:
Name: Charter Financial Group, Inc.
Address: 1401 I Street, NW
Suite 505
Washington, DC 20005
Form 13F File Number: 28-_05197__
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Susan H. Stewart
Title: Chairman & President
Phone: (202)289-7443
Signature, Place, and Date of Signing:
Susan H. Stewart Washington, DC July 21, 2000
[Signature] [City, State] [Date]
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this
reporting manager are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this
report, and all holdings are reported by other reporting
manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the
holdings for this reporting manager are reported in this
report and a portion are reported by other reporting
manager(s).)
List of Other Managers Reporting for this Manager:
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers:
Form 13F Information Table Entry Total: 35
Form 13F Information Table Value Total: $111378
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file
number(s) of all institutional investment managers with respect
to which this report is filed, other than the manager filing this
report.
NONE
<TABLE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
<C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AT&T CORP. COM 001957109 870 15450 SH SOLE 0 0 15450
ALCOA INC. COM 013817101 3271 46565 SH SOLE 29800 0 16765
AMERICAN POWER CONVERSION COM 029066107 4929 114979 SH SOLE 25600 0 89379
BJ'S WHOLESALE CLUB COM 05548J106 3629 94569 SH SOLE 28500 0 66069
BOEING CO. COM 097023105 291 7700 SH SOLE 0 0 7700
CHASE MANHATTAN CORP. COM 16161A108 3277 37589 SH SOLE 17700 0 19889
CHUBB CORP. COM 171232101 3337 49395 SH SOLE 13800 0 35595
CISCO SYSTEMS, INC. COM 17275R102 7482 96780 SH SOLE 14600 0 82180
CITIGROUP INC. COM 172967101 805 13450 SH SOLE 0 0 13450
COASTAL CORP. COM 190441105 3930 85435 SH SOLE 16000 0 69435
COSTCO WHOLESALE CORP. COM 22160K105 670 12760 SH SOLE 0 0 12760
DANAHER CORP. COM 235851102 3734 73230 SH SOLE 18300 0 54930
DELL COMPUTER CORP. COM 247025109 5640 104574 SH SOLE 20800 0 83774
ELI LILLY & CO. COM 532457108 3096 49445 SH SOLE 12800 0 36645
FLEET BOSTON FINANCIAL CORP. COM 339030108 2926 80185 SH SOLE 23500 0 56685
GENERAL ELECTRIC COMPANY COM 369604103 5069 32575 SH SOLE 17900 0 14675
HEWLETT-PACKARD CO. COM 428236103 298 2250 SH SOLE 0 0 2250
IBM INC. COM 459200101 342 2900 SH SOLE 0 0 2900
JOHNSON & JOHNSON COM 478160104 3205 45632 SH SOLE 11000 0 34632
LEHMAN BROTHERS HOLDINGS INC. COM 524908100 4217 43482 SH SOLE 10400 0 33082
LUCENT TECHNOLOGIES INC. COM 549463107 3625 59192 SH SOLE 14300 0 44892
MERCK & CO., INC. COM 589331107 3069 49416 SH SOLE 13200 0 36216
MOTOROLA INC. COM 620076109 343 2350 SH SOLE 0 0 2350
NORSK HYDRO A/S SPONS ADR COM 656531605 2829 74350 SH SOLE 24000 0 50350
OMNICOM GROUP COM 681919106 3292 35172 SH SOLE 10100 0 25072
QUALCOMM INC. COM 747525103 3637 24363 SH SOLE 13400 0 10963
SAFEWAY INC. COM 786514208 3644 80538 SH SOLE 22200 0 58338
STAPLES, INC. COM 855030102 2532 126602 SH SOLE 63400 0 63202
SUN MICROSYSTEMS, INC. COM 866810104 6392 68221 SH SOLE 10500 0 57721
TJX COMPANIES INC. COM 872540109 3981 179450 SH SOLE 30000 0 149450
TYCO INTERNATIONAL LTD. COM 902124106 3849 76795 SH SOLE 19300 0 57495
UNISYS CORP. COM 909214108 3022 117645 SH SOLE 48000 0 69645
WORLDCOM INC. COM 98157D106 3976 86675 SH SOLE 21700 0 64975
YAHOO! INC. COM 984332106 4008 23388 SH SOLE 660 0 22728
YOUNG & RUBICAM INC. COM 987425105 2161 45995 SH SOLE 14100 0 31895
</TABLE>
