<TABLE> <S> <C>

<ARTICLE> 5

<S>                                                     <C>
<PERIOD-TYPE>                                          YEAR
<FISCAL-YEAR-END>                                                  MAY-31-1999
<PERIOD-START>                                                     JUN-01-1998
<PERIOD-END>                                                       MAY-31-1999
<CASH>                                                               3,533,930
<SECURITIES>                                                                 0
<RECEIVABLES>                                                       23,775,879
<ALLOWANCES>                                                         3,592,996
<INVENTORY>                                                                  0
<CURRENT-ASSETS>                                                             0
<PP&E>                                                              11,334,878
<DEPRECIATION>                                                       5,202,266
<TOTAL-ASSETS>                                                      45,780,956
<CURRENT-LIABILITIES>                                                        0
<BONDS>                                                             19,246,595
                                                        0
                                                         27,000,000
<COMMON>                                                                34,762
<OTHER-SE>                                                        (14,946,117)
<TOTAL-LIABILITY-AND-EQUITY>                                        45,780,956
<SALES>                                                                      0
<TOTAL-REVENUES>                                                    42,162,804
<CGS>                                                                        0
<TOTAL-COSTS>                                                       31,636,961
<OTHER-EXPENSES>                                                             0
<LOSS-PROVISION>                                                     4,607,081
<INTEREST-EXPENSE>                                                   4,029,491
<INCOME-PRETAX>                                                      1,889,271
<INCOME-TAX>                                                         1,986,409
<INCOME-CONTINUING>                                                  3,875,680
<DISCONTINUED>                                                               0
<EXTRAORDINARY>                                                              0
<CHANGES>                                                                    0
<NET-INCOME>                                                         3,875,680
<EPS-BASIC>                                                               0.06
<EPS-DILUTED>                                                             0.06


</TABLE>



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