<PAGE>
EXHIBIT 10.9.4
[LOGO OF IMPERIAL BANK]
Date: July 13, 2000
Mr. Mike Grajeda
Vice President and CFO
ClearCommerce Corporation
11500 Metric Blvd., Suite 300
Austin, Texas 78758
Re: LOAN EXTENSION
Borrower Name: ClearCommerce Corporation
Loan Number/Note Number: 721000065/006
Dear Borrower:
Imperial Bank has approved an extension of the above-referenced credit facility
to September 18, 2000 from its current maturity as evidenced by that certain
note/agreement dated July 20, 1999 as may be or have been modified from time to
time.
Except as modified and extended hereby, the existing loan documentation as
amended concerning your obligation remains in full force and effect.
Very truly yours,
/s/ David McLaughlin
David McLaughlin
Assistant Vice President
--------------------------------------------------------------------------------
Acknowledged and accepted on ________________.
By: __________________________ By: __________________________
By: __________________________ By: __________________________
--------------------------------------------------------------------------------
