<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1000
<S> <C> <C>
<PERIOD-TYPE> 6-MOS 3-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-2000
<PERIOD-START> JAN-01-2000 JAN-01-2000
<PERIOD-END> JUN-30-2000 MAR-31-2000
<CASH> 28,899 17,704
<INT-BEARING-DEPOSITS> 3,948 6,417
<FED-FUNDS-SOLD> 30,093 14,211
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 31,794 32,242
<INVESTMENTS-CARRYING> 12,866 14,854
<INVESTMENTS-MARKET> 12,820 14,854
<LOANS> 224,412 222,876
<ALLOWANCE> 3,987 4,052
<TOTAL-ASSETS> 341,678 318,164
<DEPOSITS> 310,343 286,946
<SHORT-TERM> 2,472 1,700
<LIABILITIES-OTHER> 3,572 2,712
<LONG-TERM> 0 0
0 0
0 0
<COMMON> 19,849 19,565
<OTHER-SE> 5,442 7,241
<TOTAL-LIABILITIES-AND-EQUITY> 341,678 318,164
<INTEREST-LOAN> 11,553 5,575
<INTEREST-INVEST> 1,439 736
<INTEREST-OTHER> 843 256
<INTEREST-TOTAL> 13,835 6,567
<INTEREST-DEPOSIT> 3,495 1,565
<INTEREST-EXPENSE> 3,548 1,603
<INTEREST-INCOME-NET> 10,287 4,964
<LOAN-LOSSES> 0 0
<SECURITIES-GAINS> (11) (11)
<EXPENSE-OTHER> 11,079 3,556
<INCOME-PRETAX> 926 2,210
<INCOME-PRE-EXTRAORDINARY> (199) 1,292
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> (199) 1,292
<EPS-BASIC> (0.05) 0.33
<EPS-DILUTED> (0.05) 0.32
<YIELD-ACTUAL> 6.975 7.012
<LOANS-NON> 2,268 442
<LOANS-PAST> 218 0
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 2,268 434
<ALLOWANCE-OPEN> 4,025 4,025
<CHARGE-OFFS> 92 15
<RECOVERIES> 54 42
<ALLOWANCE-CLOSE> 3,987 4,052
<ALLOWANCE-DOMESTIC> 3,987 4,052
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 0 0
</TABLE>