CENTERSTATE BANKS OF FLORIDA INC
10QSB, EX-27, 2000-11-08
NATIONAL COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from Form 10-QSB
for the period ended September 30, 2000 and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                          11,989
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                14,257
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     52,945
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        199,882
<ALLOWANCE>                                      2,647
<TOTAL-ASSETS>                                 296,648
<DEPOSITS>                                     267,598
<SHORT-TERM>                                     3,094
<LIABILITIES-OTHER>                              1,128
<LONG-TERM>                                          0
                                0
                                          0
<COMMON>                                            28
<OTHER-SE>                                      24,800
<TOTAL-LIABILITIES-AND-EQUITY>                 296,648
<INTEREST-LOAN>                                 13,029
<INTEREST-INVEST>                                2,528
<INTEREST-OTHER>                                   723
<INTEREST-TOTAL>                                16,280
<INTEREST-DEPOSIT>                               6,808
<INTEREST-EXPENSE>                               6,961
<INTEREST-INCOME-NET>                            9,319
<LOAN-LOSSES>                                      402
<SECURITIES-GAINS>                                 (11)
<EXPENSE-OTHER>                                  8,510
<INCOME-PRETAX>                                  2,134
<INCOME-PRE-EXTRAORDINARY>                       2,134
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,203
<EPS-BASIC>                                        .43
<EPS-DILUTED>                                      .43
<YIELD-ACTUAL>                                    4.69
<LOANS-NON>                                        575
<LOANS-PAST>                                       276
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,303
<CHARGE-OFFS>                                      158
<RECOVERIES>                                       100
<ALLOWANCE-CLOSE>                                2,647
<ALLOWANCE-DOMESTIC>                             2,647
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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