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Previous: NORTH BAY BANCORP/CA, 10QSB, 2000-11-13 |
Next: CWABS INC ASSET BACKED CERTIFICATES SERIES 1999-T22, 8-K, 2000-11-13 |
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM CONSOLIDATED
BALANCE SHEETS OF NORTH BAY BANCORP AS OF SEPTEMBER 30, 2000 AND 1999 AND THE
RELATED CONSOLIDATED STATEMENTS OF INCOME,CHANGES IN SHAREHOLDERS' EQUITY AND
CASH FLOWS FOR EACH OF THE PERIODS ENDED SEPTEMBER 30, 2000 AND IS QUALIFIED IN
ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 11,708
<INT-BEARING-DEPOSITS> 100
<FED-FUNDS-SOLD> 7,730
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 49,420
<INVESTMENTS-CARRYING> 1,353
<INVESTMENTS-MARKET> 1,353
<LOANS> 149,671
<ALLOWANCE> 2,168
<TOTAL-ASSETS> 229,917
<DEPOSITS> 199,570
<SHORT-TERM> 0
<LIABILITIES-OTHER> 2,025
<LONG-TERM> 3,000
0
0
<COMMON> 19,761
<OTHER-SE> 5,561
<TOTAL-LIABILITIES-AND-EQUITY> 229,917
<INTEREST-LOAN> 9,355
<INTEREST-INVEST> 2,465
<INTEREST-OTHER> 210
<INTEREST-TOTAL> 12,030
<INTEREST-DEPOSIT> 3,884
<INTEREST-EXPENSE> 4,059
<INTEREST-INCOME-NET> 7,971
<LOAN-LOSSES> 280
<SECURITIES-GAINS> (3)
<EXPENSE-OTHER> 5,994
<INCOME-PRETAX> 3,355
<INCOME-PRE-EXTRAORDINARY> 3,355
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,050
<EPS-BASIC> 1.20
<EPS-DILUTED> 1.18
<YIELD-ACTUAL> 8.26
<LOANS-NON> 0
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,987
<CHARGE-OFFS> 102
<RECOVERIES> 3
<ALLOWANCE-CLOSE> 2,168
<ALLOWANCE-DOMESTIC> 2,168
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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