<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
CONSOLIDATED BALANCE SHEETS OF NORTH BAY BANCORP AS OF JUNE 30, 2000 AND
1999 AND THE RELATED CONSOLIDATED STATEMENTS OF INCOME, CHANGES IN
SHAREHOLDERS' EQUITY AND CASH FLOWS FOR EACH OF THE PERIODS ENDED JUNE 30,
2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 9,794
<INT-BEARING-DEPOSITS> 100
<FED-FUNDS-SOLD> 6,224
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 50,127
<INVESTMENTS-CARRYING> 1,372
<INVESTMENTS-MARKET> 1,372
<LOANS> 141,040
<ALLOWANCE> 2,068
<TOTAL-ASSETS> 218,457
<DEPOSITS> 194,332
<SHORT-TERM> 500
<LIABILITIES-OTHER> 1,508
<LONG-TERM> 0
0
0
<COMMON> 17,611
<OTHER-SE> 4,506
<TOTAL-LIABILITIES-AND-EQUITY> 218,457
<INTEREST-LOAN> 5,953
<INTEREST-INVEST> 1,674
<INTEREST-OTHER> 121
<INTEREST-TOTAL> 7,748
<INTEREST-DEPOSIT> 2,615
<INTEREST-EXPENSE> 2,615
<INTEREST-INCOME-NET> 5,133
<LOAN-LOSSES> 180
<SECURITIES-GAINS> (8)
<EXPENSE-OTHER> 3,700
<INCOME-PRETAX> 2,396
<INCOME-PRE-EXTRAORDINARY> 2,396
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,460
<EPS-BASIC> 0.89
<EPS-DILUTED> 0.87
<YIELD-ACTUAL> 8.22
<LOANS-NON> 0
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,987
<CHARGE-OFFS> 102
<RECOVERIES> 3
<ALLOWANCE-CLOSE> 2,068
<ALLOWANCE-DOMESTIC> 2,068
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>