NORTH BAY BANCORP/CA
8-K, 2000-08-24
NATIONAL COMMERCIAL BANKS
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                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


         Date of Report (Date of earliest event reported) July 17, 2000
                                                          ---------------------


                                NORTH BAY BANCORP
-------------------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)


           California                                            68-0434802
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 (State or other jurisdiction of     (Commission               (IRS Employer
         incorporation)              File Number)            Identification No.)


1500 Soscol Avenue, Napa, California                             94559-3045
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(Address of principal executive offices)                         (Zip Code)


Registrant's telephone number, including area code   (707) 257-8585
                                                  -----------------------------

                                       N/A
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          (Former name or former address, if changed since last report)


<PAGE>



Item 5.      Other Events.

(a)          Opening of Solano Bank. In July 17, 2000, Solano Bank, a California
             licensed commercial bank organized by North Bay Bancorp, opened for
             business.  Solano Bank, which is a wholly-owned subsidiary of North
             Bay  Bancorp,  will  initially  operate from its head office at 403
             Davis  Street,  Vacaville,  California  and its branch at 1395 East
             Second Street,  Benicia,  California.  Regulatory approval has been
             received  for  establishing  an  additional  branch  in  Fairfield,
             California.  It is anticipated  that the Fairfield branch will open
             for business during the third quarter of 2000.

             North Bay Bancorp  capitalized  Solano Bank at $9,000,000,  in part
             through the  $5,000,000  proceeds of North Bay  Bancorp's  recently
             completed public stock offering of common stock.

(b)          Earnings  Release.  On August 9, 2000,  North Bay Bancorp  issued a
             press  release  announcing  its earnings for the quarter ended June
             30, 2000.  A copy of the press  release is attached to this Current
             Report  as  Exhibit  99.1 and  incorporated  into  this  report  by
             reference.

Item 7.  Financial Statements and Exhibits.

         (b)      Exhibits

Exhibit 99.1      Press release  announcing  earnings for the quarter ended June
                  30, 2000.


<PAGE>


                                   SIGNATURES

         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  registrant  has duly  caused  this report to be signed on its behalf by the
undersigned hereunto duly authorized.

Date: August 22, 2000            NORTH BAY BANCORP


                                 /s/ Terry L. Robinson
                                 -----------------------------------------------
                                 Terry L. Robinson, President and Chief
                                 Executive Officer (Principal Executive Officer)




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