EXHIBIT 23.1


        CONSENT OF ARTHUR ANDERSEN LLP AS INDEPENDENT PUBLIC ACCOUNTANTS










                                       7


<PAGE>


                    CONSENT OF INDEPENDENT PUBLIC ACCOUNTANT


         As   independent   public   accountants,   we  hereby  consent  to  the
incorporation by reference in this Form S-8 registration statement of our report
dated  February 25, 2000 included in North Bay Bancorp's  Form 10-K for the year
ended  December 31, 1999 and to all references to our Firm included in this Form
S-8 registration statement.

                                              /s/ Arthur Andersen LLP

San Francisco, California
August 11,  2000




                                       8



© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission