NORTH BAY BANCORP/CA
8-K, 2000-11-07
NATIONAL COMMERCIAL BANKS
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                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                  F O R M 8 - K

                                 CURRENT REPORT

         Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


         Date of Report (Date of earliest event reported)   November 6,  2000
                                                         -----------------------


                                NORTH BAY BANCORP
--------------------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)

          California                                        68-0434802
--------------------------------------------------------------------------------
(State or other jurisdiction of    (Commission             (IRS Employer
        incorporation)             File Number)          Identification No.)

 1500 Soscol Avenue, Napa, California                        94559-3045
--------------------------------------------------------------------------------
(Address of principal executive offices)                     (Zip Code)

Registrant's telephone number, including area code   (707) 257-8585
                                                  ------------------------------

                                       N/A
--------------------------------------------------------------------------------
          (Former name or former address, if changed since last report)


<PAGE>



Item 5.      Other Events.


Earnings Release.  On November 6, 2000, North Bay Bancorp issued a press release
announcing its earnings for the quarter ended  September 30, 2000. A copy of the
press  release  is  attached  to  this  Current   Report  as  Exhibit  99.1  and
incorporated into this report by reference.

Item 7.  Financial Statements and Exhibits.

         (b)      Exhibits

Exhibit 99.1 Press release  announcing  earnings for the quarter ended September
30, 2000.


<PAGE>




                                   SIGNATURES

                  Pursuant to the requirements of the Securities Exchange Act of
1934,  the  registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized.

Date: November 6, 2000           NORTH BAY BANCORP



                                 /s/ Terry L. Robinson
                                 -----------------------------------------------
                                 Terry L. Robinson, President and Chief
                                 Executive Officer (Principal Executive Officer)



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