Payment Date: 02/25/00
------------------------------------------------------------
Independent National Mortgage Corporation
Mortgage Pass-Through Certificates, Series 2000-A
Residential Asset Securitization Trust 2000-A1
------------------------------------------------------------
<TABLE>
<CAPTION>
Class Information Current Payment Information
----------------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru Principal Interest Total Principal Interest
Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls
----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Senior CB1 143,854,000.00 8.000000% 307,803.43 959,026.67 1,266,830.09 0.00 0.00
NB1 151,717,000.00 8.000000% 1,088,353.77 1,011,446.67 2,099,800.44 0.00 0.00
PO 953,508.00 0.000000% 731.25 0.00 731.25 0.00 0.00
X 0.00 0.000000% 0.00 468.97 468.97 0.00 0.00
Residual AR 100.00 8.000000% 100.00 0.67 100.67 0.00 0.00
----------------------------------------------------------------------------------------------------------------------------------
Subordinate B1 11,603,000.00 8.000000% 6,433.93 77,353.33 83,787.26 0.00 0.00
B2 5,801,000.00 8.000000% 3,216.69 38,673.33 41,890.02 0.00 0.00
B3 3,062,000.00 8.000000% 1,697.90 20,413.33 22,111.23 0.00 0.00
B4 2,256,000.00 8.000000% 1,250.96 15,040.00 16,290.96 0.00 0.00
B5 967,000.00 8.000000% 536.21 6,446.67 6,982.87 0.00 0.00
B6 2,096,866.00 8.000000% 1,162.72 13,979.11 15,141.83 0.00 0.00
----------------------------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------------------------
Totals - - 322,310,474.00 - 1,411,286.84 2,142,848.75 3,554,135.59 - -
----------------------------------------------------------------------------------------------------------------------------------
Class Information
--------------------------------------------------------------------------------
Ending Cert. Unpaid
Type Class Code Name Notional Bal. Interest
--------------------------------------------------------------------------------
Senior CB1 143,546,196.57 0.00
NB1 150,628,646.23 0.00
PO 952,776.75 0.00
X 0.00 0.00
Residual AR 0.00 0.00
--------------------------------------------------------------------------------
Subordinate B1 11,596,566.07 0.00
B2 5,797,783.31 0.00
B3 3,060,302.10 0.00
B4 2,254,749.04 0.00
B5 966,463.79 0.00
B6 2,095,703.28 0.00
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
Totals - - 320,899,187.16 -
--------------------------------------------------------------------------------
</TABLE>
<PAGE>
Payment Date: 02/25/00
------------------------------------------------------------
Independent National Mortgage Corporation
Mortgage Pass-Through Certificates, Series 2000-A
Residential Asset Securitization Trust 2000-A1
------------------------------------------------------------
<TABLE>
<CAPTION>
Class Information Current Payment Information
Factors per $1,000
------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru CUSIP Principal Interest Ending Cert./
Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal.
------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
------------------------------------------------------------------------------------------------------------------------
Senior CB1 143,854,000.00 8.000000% 12669BNB4 2.139693 6.666667 997.860307
NB1 151,717,000.00 8.000000% 12669BNC2 7.173578 6.666667 992.826422
PO 953,508.00 0.000000% 12669BND0 0.766902 0.000000 999.233098
X 0.00 0.000000% 12669BNE8 0.000000 0.000000 0.000000
Residual AR 100.00 8.000000% 12669BNF5 1,000.000000 6.666667 0.000000
------------------------------------------------------------------------------------------------------------------------
Subordinate B1 11,603,000.00 8.000000% 12669BNG3 0.554505 6.666667 999.445495
B2 5,801,000.00 8.000000% 12669BNH1 0.554505 6.666667 999.445495
B3 3,062,000.00 8.000000% 12669BNJ7 0.554505 6.666667 999.445495
B4 2,256,000.00 8.000000% 12669BNN8 0.554505 6.666667 999.445495
B5 967,000.00 8.000000% 12669BNP3 0.554505 6.666667 999.445495
B6 2,096,866.00 8.000000% 12669BNQ1 0.554505 6.666667 999.445495
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
Totals - - 322,310,474.00 - - - - -
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
------------------------------------------------------------
Independent National Mortgage Corporation
Mortgage Pass-Through Certificates, Series 2000-A
Residential Asset Securitization Trust 2000-A1
------------------------------------------------------------
--------------------------------------------------------------------------------
COLLATERAL INFORMATION
--------------------------------------------------------------------------------
Total
-----
Prin balance 156,360,951.95 164,538,236.22 320,899,188.17
Loan count 1187 408 1595
Avg loan rate 9.177036% 9.003263% 9.09
Prepay amount 227,776.83 1,004,613.29 1,232,390.12
--------------------------------------------------------------------------------
FEES AND ADVANCES
--------------------------------------------------------------------------------
Total
-----
Master serv fees 5,208.48 5,191.96 10,400.44
Sub servicer fees 148,721.97 135,892.98 284,614.95
Trustee fees 1,175.07 1,242.26 2,417.33
Agg advances N/A N/A N/A
Adv this period 16,817.71 5,450.97 22,268.68
--------------------------------------------------------------------------------
LOSSES & INSURANCE COVERAGES
--------------------------------------------------------------------------------
Total
-----
Realized losses 0.00 0.00 0.00
Cumulative losses 0.00 0.00 0.00
Coverage Amounts Total
---------------- -----
Bankruptcy 0.00 0.00 0.00
Fraud 6,446,523.00 6,446,523.00 12,893,046.00
Special Hazard 4,005,489.46 4,005,489.46 8,010,978.92
Aggregate Certificate Information
-----------------------------------------------------------------------------
Class Aggregate Aggregate Aggregate
Type Percentage Prepay Pct. End Cert. Bal.
-----------------------------------------------------------------------------
Senior 92.003763% 100.000000% 296,524,608.00
-----------------------------------------------------------------------------
Junior 7.996237% 0.000000% 25,771,567.60
-----------------------------------------------------------------------------
--------------------------------------------------------------------------------
DELINQUENCY INFORMATION
--------------------------------------------------------------------------------
Period Loan Count Ending Stated Balance
------ ---------- ---------------------
30 to 59 days 14 2,594,017.89
60 to 89 days 0 0.00
90 or more 0 0.00
Foreclosure 0 0.00
Totals: 14 2,594,017.89
--------------------------------------------------------------------------------
<PAGE>
--------------------------------------------------------------------------------
REO INFORMATION
--------------------------------------------------------------------------------
REO Date Loan Number Ending Stated Balance Book Value
-------- ----------- --------------------- ----------
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
Totals: 0 N/A
Current Total Outstanding Balance: 0.00
Current Total Outstanding Number of Loans: 0
<PAGE>
--------------------------------------------------------------------------------
OTHER INFORMATION
--------------------------------------------------------------------------------
Amount/Withdrawal Total/Ending Bal.
----------------- -----------------
Available remittance amount 3,554,135.59 3,554,135.59
Principal remittance amount 1,411,286.84 1,411,286.84
Interest remittance amount 2,142,848.75 2,142,848.75
