Payment Date: 12/25/00
------------------------------------------------------------
Independent National Mortgage Corporation
Mortgage Pass-Through Certificates, Series 2000-A
Residential Asset Securitization Trust 2000-A1
------------------------------------------------------------
<TABLE>
<CAPTION>
Class Information Current Payment Information
----------------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru Principal Interest Total Principal Interest
Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls
----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Senior CB1 131,794,890.30 8.000000% 1,797,701.51 878,632.60 2,676,334.11 0.00 0.00
NB1 130,219,407.60 8.000000% 4,317,846.19 868,129.38 5,185,975.57 0.00 0.00
PO 942,344.32 0.000000% 5,373.27 0.00 5,373.27 0.00 0.00
X 0.00 0.000000% 0.00 309.61 309.61 0.00 0.00
Residual AR 0.00 8.000000% 0.00 0.00 0.00 0.00 0.00
----------------------------------------------------------------------------------------------------------------------------------
Subordinate B1 11,536,562.71 8.000000% 25,173.21 76,910.42 102,083.63 0.00 0.00
B2 5,767,784.21 8.000000% 12,585.52 38,451.89 51,037.41 0.00 0.00
B3 3,044,467.38 8.000000% 6,643.14 20,296.45 26,939.59 0.00 0.00
B4 2,243,082.44 8.000000% 4,894.49 14,953.88 19,848.37 0.00 0.00
B5 961,463.08 8.000000% 2,097.95 6,409.75 8,507.70 0.00 0.00
B6 2,084,859.61 8.000000% 4,549.24 13,899.06 18,448.30 0.00 0.00
----------------------------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------------------------
Totals - - 288,594,861.65 - 6,176,864.52 1,917,993.06 8,094,857.58 - -
----------------------------------------------------------------------------------------------------------------------------------
Class Information
--------------------------------------------------------------------------------
Ending Cert. Unpaid
Type Class Code Name Notional Bal. Interest
--------------------------------------------------------------------------------
Senior CB1 129,997,188.80 0.00
NB1 125,901,561.40 0.00
PO 936,971.05 0.00
X 0.00 0.00
Residual AR 0.00 0.00
--------------------------------------------------------------------------------
Subordinate B1 11,511,389.50 0.00
B2 5,755,198.70 0.00
B3 3,037,824.23 0.00
B4 2,238,187.94 0.00
B5 959,365.13 0.00
B6 2,080,310.37 0.00
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
Totals - - 282,417,997.13 -
--------------------------------------------------------------------------------
</TABLE>
<PAGE>
Payment Date: 12/25/00
------------------------------------------------------------
Independent National Mortgage Corporation
Mortgage Pass-Through Certificates, Series 2000-A
Residential Asset Securitization Trust 2000-A1
------------------------------------------------------------
<TABLE>
<CAPTION>
Class Information Current Payment Information
Factors per $1,000
------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru CUSIP Principal Interest Ending Cert./
Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal.
------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
------------------------------------------------------------------------------------------------------------------------
Senior CB1 131,794,890.30 8.000000% 12669BNB4 12.496709 6.107808 903.674481
NB1 130,219,407.60 8.000000% 12669BNC2 28.459871 5.722031 829.844786
PO 942,344.32 0.000000% 12669BND0 5.635265 0.000000 982.656727
X 0.00 0.000000% 12669BNE8 0.000000 0.000000 0.000000
Residual AR 0.00 8.000000% 12669BNF5 0.000000 0.000000 0.000000
------------------------------------------------------------------------------------------------------------------------
Subordinate B1 11,536,562.71 8.000000% 12669BNG3 2.169543 6.628494 992.104585
B2 5,767,784.21 8.000000% 12669BNH1 2.169543 6.628494 992.104585
B3 3,044,467.38 8.000000% 12669BNJ7 2.169543 6.628494 992.104584
B4 2,243,082.44 8.000000% 12669BNN8 2.169543 6.628494 992.104586
B5 961,463.08 8.000000% 12669BNP3 2.169545 6.628494 992.104583
B6 2,084,859.61 8.000000% 12669BNQ1 2.169543 6.628494 992.104585
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
Totals - - 288,594,861.65 - - - - -
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
------------------------------------------------------------
Independent National Mortgage Corporation
Mortgage Pass-Through Certificates, Series 2000-A
Residential Asset Securitization Trust 2000-A1
------------------------------------------------------------
--------------------------------------------------------------------------------
COLLATERAL INFORMATION
--------------------------------------------------------------------------------
Total
-----
Prin balance 142,735,488.63 139,682,509.53 282,417,998.16
Loan count 1103 362 1465
Avg loan rate 9.160892% 8.950362% 9.06
Prepay amount 1,715,455.74 3,846,427.83 5,561,883.57
--------------------------------------------------------------------------------
FEES AND ADVANCES
--------------------------------------------------------------------------------
Total
-----
Master serv fees 0.00 0.00 0.00
Sub servicer fees 135,248.19 112,026.85 247,275.04
Trustee fees 1,084.06 1,080.40 2,164.46
Agg advances N/A N/A N/A
Adv this period 113,741.48 131,315.43 245,056.91
--------------------------------------------------------------------------------
LOSSES & INSURANCE COVERAGES
--------------------------------------------------------------------------------
Total
-----
Realized losses 0.00 0.00 0.00
Cumulative losses 0.00 0.00 0.00
Coverage Amounts Total
---------------- -----
Bankruptcy 0.00 0.00 0.00
Fraud 6,446,523.00 6,446,523.00 12,893,046.00
Special Hazard 3,972,362.54 3,972,362.54 7,944,725.08
Aggregate Certificate Information
-----------------------------------------------------------------------------
Class Aggregate Aggregate Aggregate
Type Percentage Prepay Pct. End Cert. Bal.
-----------------------------------------------------------------------------
Senior 91.133856% 100.000000% 262,956,642.22
-----------------------------------------------------------------------------
Junior 8.866144% 0.000000% 25,582,275.88
-----------------------------------------------------------------------------
--------------------------------------------------------------------------------
DELINQUENCY INFORMATION
--------------------------------------------------------------------------------
Period Loan Count Ending Stated Balance
------ ---------- ---------------------
30 to 59 days 84 16,725,419.23
60 to 89 days 19 3,134,912.90
90 or more 8 2,413,774.02
Foreclosure 24 5,989,992.00
Totals: 135 28,264,098.15
--------------------------------------------------------------------------------
<PAGE>
--------------------------------------------------------------------------------
REO INFORMATION
--------------------------------------------------------------------------------
REO Date Loan Number Ending Stated Balance Book Value
-------- ----------- --------------------- ----------
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
Totals: 0 N/A
Current Total Outstanding Balance: 1,210,334.79
Current Total Outstanding Number of Loans: 5
<PAGE>
--------------------------------------------------------------------------------
OTHER INFORMATION
--------------------------------------------------------------------------------
Amount/Withdrawal Total/Ending Bal.
----------------- -----------------
Available remittance amount 8,094,857.58 8,094,857.58
Principal remittance amount 6,176,864.52 6,176,864.52
Interest remittance amount 1,917,993.06 1,917,993.06
