Payment Date: 07/25/00
------------------------------------------------------------
Independent National Mortgage Corporation
Mortgage Pass-Through Certificates, Series 2000-A
Residential Asset Securitization Trust 2000-A1
------------------------------------------------------------
<TABLE>
<CAPTION>
Class Information Current Payment Information
----------------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru Principal Interest Total Principal Interest
Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls
----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Senior CB1 139,092,027.59 8.000000% 1,160,560.99 927,280.18 2,087,841.18 0.00 0.00
NB1 143,632,421.65 8.000000% 2,779,637.13 957,549.48 3,737,186.61 0.00 0.00
PO 949,182.14 0.000000% 1,490.84 0.00 1,490.84 0.00 0.00
X 0.00 0.000000% 0.00 317.81 317.81 0.00 0.00
Residual AR 0.00 8.000000% 0.00 0.00 0.00 0.00 0.00
----------------------------------------------------------------------------------------------------------------------------------
Subordinate B1 11,570,878.19 8.000000% 6,705.85 77,139.19 83,845.04 0.00 0.00
B2 5,784,940.48 8.000000% 3,352.64 38,566.27 41,918.91 0.00 0.00
B3 3,053,523.14 8.000000% 1,769.66 20,356.82 22,126.48 0.00 0.00
B4 2,249,754.48 8.000000% 1,303.84 14,998.36 16,302.20 0.00 0.00
B5 964,322.95 8.000000% 558.87 6,428.82 6,987.69 0.00 0.00
B6 2,091,061.03 8.000000% 1,211.87 13,940.41 15,152.27 0.00 0.00
----------------------------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------------------------
Totals - - 309,388,111.65 - 3,956,591.68 2,056,577.34 6,013,169.03 - -
----------------------------------------------------------------------------------------------------------------------------------
Class Information
--------------------------------------------------------------------------------
Ending Cert. Unpaid
Type Class Code Name Notional Bal. Interest
--------------------------------------------------------------------------------
Senior CB1 137,931,466.59 0.00
NB1 140,852,784.52 0.00
PO 947,691.30 0.00
X 0.00 0.00
Residual AR 0.00 0.00
--------------------------------------------------------------------------------
Subordinate B1 11,564,172.34 0.00
B2 5,781,587.84 0.00
B3 3,051,753.49 0.00
B4 2,248,450.64 0.00
B5 963,764.08 0.00
B6 2,089,849.16 0.00
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
Totals - - 305,431,519.97 -
--------------------------------------------------------------------------------
</TABLE>
<PAGE>
Payment Date: 07/25/00
------------------------------------------------------------
Independent National Mortgage Corporation
Mortgage Pass-Through Certificates, Series 2000-A
Residential Asset Securitization Trust 2000-A1
------------------------------------------------------------
<TABLE>
<CAPTION>
Class Information Current Payment Information
Factors per $1,000
------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru CUSIP Principal Interest Ending Cert./
Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal.
------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
------------------------------------------------------------------------------------------------------------------------
Senior CB1 139,092,027.59 8.000000% 12669BNB4 8.067631 6.445981 958.829554
NB1 143,632,421.65 8.000000% 12669BNC2 18.321198 6.311418 928.391575
PO 949,182.14 0.000000% 12669BND0 1.563533 0.000000 993.899681
X 0.00 0.000000% 12669BNE8 0.000000 0.000000 0.000000
Residual AR 0.00 8.000000% 12669BNF5 0.000000 0.000000 0.000000
------------------------------------------------------------------------------------------------------------------------
Subordinate B1 11,570,878.19 8.000000% 12669BNG3 0.577941 6.648211 996.653653
B2 5,784,940.48 8.000000% 12669BNH1 0.577941 6.648211 996.653653
B3 3,053,523.14 8.000000% 12669BNJ7 0.577941 6.648211 996.653653
B4 2,249,754.48 8.000000% 12669BNN8 0.577941 6.648211 996.653653
B5 964,322.95 8.000000% 12669BNP3 0.577941 6.648211 996.653653
B6 2,091,061.03 8.000000% 12669BNQ1 0.577941 6.648211 996.653653
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
Totals - - 309,388,111.65 - - - - -
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
------------------------------------------------------------
Independent National Mortgage Corporation
Mortgage Pass-Through Certificates, Series 2000-A
Residential Asset Securitization Trust 2000-A1
------------------------------------------------------------
--------------------------------------------------------------------------------
COLLATERAL INFORMATION
--------------------------------------------------------------------------------
Total
-----
Prin balance 150,709,196.61 154,722,324.38 305,431,520.99
Loan count 1156 391 1547
Avg loan rate 9.165342% 8.984916% 9.07
Prepay amount 1,079,743.83 2,697,343.80 3,777,087.63
--------------------------------------------------------------------------------
FEES AND ADVANCES
--------------------------------------------------------------------------------
Total
-----
Master serv fees 2,354.72 0.00 2,354.72
Sub servicer fees 142,752.81 127,136.12 269,888.93
Trustee fees 1,139.08 1,181.33 2,320.41
Agg advances N/A N/A N/A
Adv this period 73,775.70 86,498.27 160,273.97
--------------------------------------------------------------------------------
LOSSES & INSURANCE COVERAGES
--------------------------------------------------------------------------------
Total
-----
Realized losses 0.00 0.00 0.00
Cumulative losses 0.00 0.00 0.00
Coverage Amounts Total
---------------- -----
Bankruptcy 0.00 0.00 0.00
Fraud 6,446,523.00 6,446,523.00 12,893,046.00
Special Hazard 3,989,192.54 3,989,192.54 7,978,385.08
Aggregate Certificate Information
-----------------------------------------------------------------------------
Class Aggregate Aggregate Aggregate
Type Percentage Prepay Pct. End Cert. Bal.
-----------------------------------------------------------------------------
Senior 91.693018% 100.000000% 283,673,631.38
-----------------------------------------------------------------------------
Junior 8.306982% 0.000000% 25,699,577.56
-----------------------------------------------------------------------------
--------------------------------------------------------------------------------
DELINQUENCY INFORMATION
--------------------------------------------------------------------------------
Period Loan Count Ending Stated Balance
------ ---------- ---------------------
30 to 59 days 58 12,677,043.07
60 to 89 days 13 2,166,204.90
90 or more 10 2,261,680.95
Foreclosure 8 1,993,326.10
Totals: 89 19,098,255.02
--------------------------------------------------------------------------------
<PAGE>
--------------------------------------------------------------------------------
REO INFORMATION
--------------------------------------------------------------------------------
REO Date Loan Number Ending Stated Balance Book Value
-------- ----------- --------------------- ----------
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
Totals: 0 N/A
Current Total Outstanding Balance: 0.00
Current Total Outstanding Number of Loans: 0
<PAGE>
--------------------------------------------------------------------------------
OTHER INFORMATION
--------------------------------------------------------------------------------
Amount/Withdrawal Total/Ending Bal.
----------------- -----------------
Available remittance amount 6,013,169.03 6,013,169.03
Principal remittance amount 3,956,591.68 3,956,591.68
Interest remittance amount 2,056,577.34 2,056,577.34
